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Gulf Coast Federal Credit Union


TODAY'S FEATURED RATES
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/18/2025
4.00%
Our Rating
4.2  / 5
CIT Bank
Platinum Savings
See Offer
Sponsored Note: Earn more with a min. balance of $5K. Savings starts at $100. FDIC Insured.
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/18/2025
3.60%
Our Rating
4.3  / 5
American Express
American Express® High Yield Savings Account
See Offer
Sponsored Note: Interest compounds daily, deposited monthly
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/18/2025
3.80%
Our Rating
4.2  / 5
SoFi® Bank, N.A.
SoFi Checking and Savings
See Offer
Sponsored Note: +0.20% boost to 4.00% for up to 6 months on new accounts with eligible direct deposit. Terms apply.
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/18/2025
3.50%
Our Rating
4.4  / 5
Capital One
360 Performance Savings
See Offer
Sponsored Note: It only takes about 5 minutes to open a fee-free account. Member FDIC.
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/18/2025
4.31%
Our Rating
4.0  / 5
Vio Bank
Cornerstone Money Market
See Offer
Sponsored Note: Interest is compounded daily, growing your money fast
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/18/2025
4.44%
Our Rating
4.3  / 5
Peak Bank
Envision High Yield Savings
See Offer
Sponsored Note: Member FDIC: Insured up to $250,000. $100 Deposit Earns Interest Immediately.
Member FDIC
Bonus Amount
up to $300
Our Rating
4.2  / 5
SoFi® Bank, N.A.
SoFi Checking and Savings
See Offer
Sponsored Note: Earn up to $300 with direct deposit, plus 2-day-early-pay. FDIC insured!
Overview / Commentary
ccgcfcu.com
361-980-8203
2633 Rodd Field Rd
Corpus Christi, TX 78414

Gulf Coast Federal Credit Union is headquartered in Corpus Christi and is the 84th largest credit union in the state of Texas. It is also the 1,023rd largest credit union in the nation. It was established in 1940 and as of March of 2025, it had grown to 88 employees and 18,854 members at 6 locations. Gulf Coast Federal Credit Union's CD rates are 4X the national average, and it has a C+ health rating.

Field of Membership Restrictions

Gulf Coast Federal Credit Union is open to those who live, work, worship, or attend school in Nueces, San Patricio, or Jim Wells County.
See current membership details

Reviews (1)

Current Rates

Posted by: |

DA does not show the current rates. Here is the response from CS today:

Hello, here are the current June rates. July's rates may or may not change. TERM SHARE ACCOUNTS (C.D.'S) 6 Month Term DIVIDEND RATE 4.65% APY*4.75% 12 Month Term DIVIDEND RATE 3.93% APY*4.00% 18 Month Term DIVIDEND RATE 3.83% APY*3.90% 24 Month Term DIVIDEND RATE 3.69% APY*3.75% Thank you. Sara, Digital Services.

NOT enough to keep me around!

1


Health
C+

Data as of Q1 2025

Learn why bank health matters

Health Grade Components

Overall
NCUA #4060
Year Chartered1940
Employees88
Primary Regulator
Profit Margin
Return on Assets - YTD-0.21%
Return on Equity - YTD-2.61%
Annual Interest Income$4.5MM
Assets and Liabilities
AssetsQ1 2025vs Q1 2024$309.5MM$333MM
LoansQ1 2025vs Q1 2024$260.7MM$278.4MM
DepositsQ1 2025vs Q1 2024$284.3MM$302.4MM
Equity CapitalQ1 2025vs Q1 2024$24MM$28MM
Loan Loss AllowanceQ1 2025vs Q1 2024$3.7MM$2MM
Unbacked Noncurrent LoansQ1 2025vs Q1 2024$4.3MM$4.5MM
Real Estate OwnedQ1 2025vs Q1 2024$0$0
TODAY'S FEATURED RATES
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/18/2025
4.00%
Our Rating
4.2  / 5
CIT Bank
Platinum Savings
See Offer
Sponsored Note: Earn more with a min. balance of $5K. Savings starts at $100. FDIC Insured.
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/18/2025
3.60%
Our Rating
4.3  / 5
American Express
American Express® High Yield Savings Account
See Offer
Sponsored Note: Interest compounds daily, deposited monthly
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/18/2025
3.80%
Our Rating
4.2  / 5
SoFi® Bank, N.A.
SoFi Checking and Savings
See Offer
Sponsored Note: +0.20% boost to 4.00% for up to 6 months on new accounts with eligible direct deposit. Terms apply.
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/18/2025
3.50%
Our Rating
4.4  / 5
Capital One
360 Performance Savings
See Offer
Sponsored Note: It only takes about 5 minutes to open a fee-free account. Member FDIC.
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/18/2025
4.31%
Our Rating
4.0  / 5
Vio Bank
Cornerstone Money Market
See Offer
Sponsored Note: Interest is compounded daily, growing your money fast
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/18/2025
4.44%
Our Rating
4.3  / 5
Peak Bank
Envision High Yield Savings
See Offer
Sponsored Note: Member FDIC: Insured up to $250,000. $100 Deposit Earns Interest Immediately.
Member FDIC
Bonus Amount
up to $300
Our Rating
4.2  / 5
SoFi® Bank, N.A.
SoFi Checking and Savings
See Offer
Sponsored Note: Earn up to $300 with direct deposit, plus 2-day-early-pay. FDIC insured!
Rates
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Always verify rates and promotions with the bank or credit union. We are not Gulf Coast Federal Credit Union; we are a rate comparison website and cannot provide official rates or promotions.

* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Gulf Coast Federal Credit Union Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
2.50%*$0$50kKasasa Saver
OTHER TIERS: 2.25% → $50k+
0.50%$0-Christmas Club Account
0.50%*$100k*-Super Share Account
OTHER TIERS: 0.30% → $10k - $50k | 0.40% → $50k - $100k
0.50%$0-Vacation Club Account
0.25%$0-Regular Share Account

Gulf Coast Federal Credit Union Money Market Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
1.65%*$50k*-Money Market Account
OTHER TIERS: 0.50% → $10k - $25k | 0.75% → $25k - $50k

Gulf Coast Federal Credit Union Checking Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
3.50%*$0$25kKasasa Cash Checking
OTHER TIERS: 0.25% → $25k+

Gulf Coast Federal Credit Union CD Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
4.10%$500-6 Month Share Certificate Special
4.00%$500-18 Month Share Certificate
3.95%$500-12 Month Share Certificate
3.65%$500-24 Month Share Certificate
3.35%$500-36 Month Share Certificate

Gulf Coast Federal Credit Union IRA Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
3.95%$500-12 Month IRA Share Certificate
3.65%$500-24 Month IRA Share Certificate
3.35%$500-36 Month IRA Share Certificate
1.00%$0-IRA Share
Locations


Gulf Coast Federal Credit Union Locations
Branch Office2633 Rodd Field RdCorpus Christi, TX 78414-3145
Branch Office4677 S Staples StCorpus Christi, TX 78411
Branch Office1909 E Main StAlice, TX 78332
Branch Office1696 US Highway Hwy 181Portland, TX 78374-2029
Branch Office4900 N 10th St Suite G 1McAllen, TX 78504
Branch Office1726 State Highway 361 Ste APort Aransas, TX 78373-5074

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