Gulf Coast Educators Federal Credit Union is headquartered in Pasadena and is the 32nd largest credit union in the state of Texas. It is also the 414th largest credit union in the nation. It was established in 1948 and as of March of 2019, it had grown to 118 employees and 40,878 members at 6 locations. Gulf Coast Educators Federal Credit Union's savings rates are 4X the national average, and it has an A health rating.
Field of Membership Restrictions
Membership in Gulf Coast Educators Federal Credit Union is open to employees who work regularly in the Educational Industry in the counties of Brazoria, Chambers, Fort Bend, Galveston, Harris, Liberty, Montgomery or Waller Counties, Texas.
See current membership details
High APY 1.76
check out high 1.76 APY for one year CD on GULF COAST EDUCATORS FCU
Gulf Coast Educators
I bought my Jeep through Gulf Coast Educators a few years ago. I would still be banking with them today, but they were so rude to me. You would think that since they are a credit union they would want to work with you, they would be nice. Every time i called or went up there to make a payment on my Jeep they were very nasty. They gave me a very high interest rate and after a year of making payments on time i asked if they could help me lower my interest payments they would not help me out.
Data as of Q1 2019
Learn why bank health mattersHealth Grade Components
| Overall | |
|---|---|
| NCUA # | 5648 |
| Year Chartered | 1948 |
| Employees | 118 |
| Primary Regulator | |
| Profit Margin | |
|---|---|
| Return on Assets - YTD | 1.19% |
| Return on Equity - YTD | 6.97% |
| Annual Interest Income | $7.9MM |
| Assets and Liabilities | ||
|---|---|---|
| Assets | Q1 2019vs Q1 2018 | $751.9MM$735.8MM |
| Loans | Q1 2019vs Q1 2018 | $425.7MM$358.5MM |
| Deposits | Q1 2019vs Q1 2018 | $551.0MM$547.0MM |
| Equity Capital | Q1 2019vs Q1 2018 | $126.4MM$112.8MM |
| Loan Loss Allowance | Q1 2019vs Q1 2018 | $2.4MM$2.4MM |
| Unbacked Noncurrent Loans | Q1 2019vs Q1 2018 | $250.00K$784.00K |
| Real Estate Owned | Q1 2019vs Q1 2018 | $0$0 |
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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.
Gulf Coast Educators Federal Credit Union Savings Account Rates
Gulf Coast Educators Federal Credit Union Money Market Rates
Gulf Coast Educators Federal Credit Union Checking Account Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
|---|---|---|---|---|
| 0.05% | $2.5k | - | Advantage Checking Account |
Gulf Coast Educators Federal Credit Union CD Rates
| Gulf Coast Educators Federal Credit Union Locations | ||
|---|---|---|
| Branch Office | 5953 Fairmont Pkwy | Pasadena, TX 77505 |
| Branch Office | 1120 W Main St | League City, TX 77573-2020 |
| Branch Office | 1819 Broadway St Ste 109 | Pearland, TX 77581-5671 |
| Branch Office | 8000 BROADWAY ST | PEARLAND, TX 77581-7759 |
| Branch Office | 14243 E Sam Houston Pkwy N Ste 100 | Houston, TX 77044 |
| Branch Office | 6360 Garth Rd Ste 140 | Baytown, TX 77521-5105 |