Gulf Coast Educators Federal Credit Union
Popular Accounts at this Credit Union
| APY | ACCOUNT TYPE | HOW THEY COMPARE |
|---|---|---|
| 2.27% | 5-year CD | |
| 1.81% | 1-year CD | 2.65% - Barclays 12 Month Online CD |
| 0.25% | Savings | 2.00% - Ally Bank Online Savings Account |
Gulf Coast Educators Federal Credit Union is headquartered in Pasadena and is the 31st largest credit union in the state of Texas. It is also the 408th largest credit union in the nation. It was established in 1948 and as of June of 2018, it had grown to 112 employees and 38,685 members at 5 locations. Gulf Coast Educators Federal Credit Union's savings rates are 4X the national average, and it boasts an A+ health rating.
Field of Membership Restrictions
Membership in Gulf Coast Educators Federal Credit Union is open to employees who work regularly in the Educational Industry in the counties of Brazoria, Chambers, Fort Bend, Galveston, Harris, Liberty, Montgomery or Waller Counties, Texas.
See current membership details
High APY 1.76
check out high 1.76 APY for one year CD on GULF COAST EDUCATORS FCU
Gulf Coast Educators
I bought my Jeep through Gulf Coast Educators a few years ago. I would still be banking with them today, but they were so rude to me. You would think that since they are a credit union they would want to work with you, they would be nice. Every time i called or went up there to make a payment on my Jeep they were very nasty. They gave me a very high interest rate and after a year of making payments on time i asked if they could help me lower my interest payments they would not help me out.
Health Grade Components
| Overall | |
|---|---|
| NCUA # | 5648 |
| Year Chartered | 1948 |
| Employees | 112 |
| Primary Regulator | |
| Profit Margin | |
|---|---|
| Return on Assets - YTD | 1.2% |
| Return on Equity - YTD | 7.69% |
| Annual Interest Income | $14.1MM |
| Assets and Liabilities | ||
|---|---|---|
| Assets | Q2 2018vs Q2 2017 | $730.8MM$692.3MM |
| Loans | Q2 2018vs Q2 2017 | $381.7MM$319.1MM |
| Deposits | Q2 2018vs Q2 2017 | $541.2MM$507.3MM |
| Equity Capital | Q2 2018vs Q2 2017 | $114.1MM$111.2MM |
| Loan Loss Allowance | Q2 2018vs Q2 2017 | $2.4MM$2.5MM |
| Unbacked Noncurrent Loans | Q2 2018vs Q2 2017 | $913.00K$988.00K |
| Real Estate Owned | Q2 2018vs Q2 2017 | $0$0 |
Always verify rates and promotions with the bank or credit union. We are not Gulf Coast Educators Federal Credit Union; we are a rate comparison website and cannot provide official rates or promotions.
* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.
Gulf Coast Educators Federal Credit Union Savings Account Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS | |
|---|---|---|---|---|---|
| 1.99% | $5 | $5k | My Savings Goal Account | ||
| 0.60%* | $10k* | - | IRA | ||
| OTHER TIERS: 0.40% → $500 - $5k | 0.50% → $5k - $10k | |||||
| 0.60%* | $10k* | - | HSA | ||
| OTHER TIERS: 0.40% → $500 - $5k | 0.50% → $5k - $10k | |||||
| 0.25% | $500 | - | Share Account | ||
| 0.25% | $500 | - | Christmas Club Account | ||
Gulf Coast Educators Federal Credit Union Money Market Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS | |
|---|---|---|---|---|---|
| 2.34%* | $100k* | - | Premium Market IRA | ||
| OTHER TIERS: 2.04% → $500 - $10k | 2.14% → $10k - $50k | 2.24% → $50k - $100k | |||||
| 1.26%* | $100k* | - | Money Market Account | ||
| OTHER TIERS: 0.80% → $2.5k - $10k | 0.90% → $10k - $25k | 1.00% → $25k - $50k | 1.11% → $50k - $100k | |||||
Gulf Coast Educators Federal Credit Union Checking Account Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
|---|---|---|---|---|
| 0.05% | $2.5k | - | Advantage Checking Account |
Gulf Coast Educators Federal Credit Union CD Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
|---|---|---|---|---|
| 2.78% | $1k | - | 5 Year Premium Deposit Account Share Certificate | |
| 2.73% | $1k | - | 4 Year Premium Deposit Account Share Certificate | |
| 2.68% | $1k | - | 3 Year Premium Deposit Account Share Certificate | |
| 2.68% | $200k | - | 2 Year Super Jumbo Term Share Certificate | |
| 2.63% | $200k | - | 18 Month Super Jumbo Term Share Certificate | |
| 2.57% | $100k | $200k | 2 Year Jumbo Term Share Certificate | |
| 2.52% | $200k | - | 12 Month Super Jumbo Term Share Certificate | |
| 2.52% | $100k | $200k | 18 Month Jumbo Term Share Certificate | |
| 2.47% | $1k | - | 2 Year Premium Deposit Account Share Certificate | |
| 2.42% | $100k | $200k | 12 Month Jumbo Term Share Certificate | |
| 2.42% | $1k | - | 18 Month Premium Deposit Account Share Certificate | |
| 2.32% | $1k | - | 12 Month Premium Deposit Account Share Certificate | |
| 2.32% | $250 | - | 12 Month College Saver Premium Deposit Account Certificate | |
| 2.27% | $1k | - | 5 Year Term Share Certificate | |
| 2.22% | $1k | - | 4 Year Term Share Certificate | |
| 2.17% | $1k | - | 3 Year Term Share Certificate | |
| 2.06% | $200k | - | 6 Month Super Jumbo Term Share Certificate | |
| 1.96% | $1k | - | 2 Year Term Share Certificate | |
| 1.96% | $100k | $200k | 6 Month Jumbo Term Share Certificate | |
| 1.96% | $200k | - | 90 Day Super Jumbo Term Share Certificate | |
| 1.91% | $1k | - | 18 Month Term Share Certificate | |
| 1.86% | $100k | $200k | 90 Day Jumbo Term Share Certificate | |
| 1.86% | $1k | - | 6 Month Premium Deposit Account Share Certificate | |
| 1.81% | $1k | - | 12 Month Term Share Certificate | |
| 1.81% | $250 | - | 12 Month College Saver Certificate | |
| 1.76% | $1k | - | 90 Day Premium Deposit Account Share Certificate | |
| 1.36% | $1k | - | 6 Month Term Share Certificate | |
| 1.26% | $1k | - | 90 Day Term Share Certificate |
| Gulf Coast Educators Federal Credit Union Locations | ||
|---|---|---|
| Branch Office | 5953 Fairmont Pkwy | Pasadena, TX 77505 |
| Branch Office | 1120 W Main St | League City, TX 77573-2020 |
| Branch Office | 1819 Broadway St Ste 109 | Pearland, TX 77581-5671 |
| Branch Office | 8000 BROADWAY ST | PEARLAND, TX 77581-7759 |
| Branch Office | 14243 E Sam Houston Pkwy N Ste 100 | Houston, TX 77044 |