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Gulf Coast Educators Federal Credit Union


Overview / Commentary
www.gcefcu.org
281-487-9333
5953 Fairmont Pkwy
Pasadena, TX 77505

Gulf Coast Educators Federal Credit Union is headquartered in Pasadena and is the 23rd largest credit union in the state of Texas. It is also the 330th largest credit union in the nation. It was established in 1948 and as of March of 2021, it had grown to 135 employees and 45,931 members at 6 locations. Gulf Coast Educators Federal Credit Union has an A+ health rating.

Field of Membership Restrictions

Membership in Gulf Coast Educators Federal Credit Union is open to employees who work regularly in the Educational Industry in the state of Texas, as well as their immediate family members
See current membership details

Reviews (3)

Credit Union For Teachers

Posted by: |

GCEFCU is a great credit union for teachers and school district employees. As an employee, I can honestly say this credit union cares about their members and goes above and beyond to make a difference in the schools in our community.

3

High APY 1.76

Posted by: |

check out high 1.76 APY for one year CD on GULF COAST EDUCATORS FCU

3

Gulf Coast Educators

Posted by: |

I bought my Jeep through Gulf Coast Educators a few years ago. I would still be banking with them today, but they were so rude to me. You would think that since they are a credit union they would want to work with you, they would be nice. Every time i called or went up there to make a payment on my Jeep they were very nasty. They gave me a very high interest rate and after a year of making payments on time i asked if they could help me lower my interest payments they would not help me out.

3


Health
A+

Data as of Q1 2021

Learn why bank health matters

Health Grade Components

Overall
NCUA #5648
Year Chartered1948
Employees135
Primary Regulator
Profit Margin
Return on Assets - YTD1.03%
Return on Equity - YTD8.08%
Annual Interest Income$8.4MM
Assets and Liabilities
AssetsQ1 2021vs Q1 2020$1.24B$930.6MM
LoansQ1 2021vs Q1 2020$554.9MM$496.0MM
DepositsQ1 2021vs Q1 2020$1.02B$710.4MM
Equity CapitalQ1 2021vs Q1 2020$145.2MM$139.3MM
Loan Loss AllowanceQ1 2021vs Q1 2020$2.4MM$3.0MM
Unbacked Noncurrent LoansQ1 2021vs Q1 2020$574.00K$1.4MM
Real Estate OwnedQ1 2021vs Q1 2020$0$0
Rates
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Always verify rates and promotions with the bank or credit union. We are not Gulf Coast Educators Federal Credit Union; we are a rate comparison website and cannot provide official rates or promotions.

* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Gulf Coast Educators Federal Credit Union Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
3.03%$5-Dollar Up Savings (round up)
0.30%*$100k*-IRA
OTHER TIERS: 0.15% → $500 - $10k | 0.20% → $10k - $50k | 0.25% → $50k - $100k
0.30%*$100k*-HSA
OTHER TIERS: 0.15% → $500 - $10k | 0.20% → $10k - $50k | 0.25% → $50k - $100k
0.25%$5$5kMy Savings Goal Account
0.15%$500-Share Account
0.15%$500-Christmas Club Account

Gulf Coast Educators Federal Credit Union Money Market Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.40%*$100k*-Premium Market IRA
OTHER TIERS: 0.10% → $500 - $10k | 0.20% → $10k - $50k | 0.30% → $50k - $100k
0.35%*$100k*-Money Market Account
OTHER TIERS: 0.20% → $2.5k - $10k | 0.25% → $10k - $50k | 0.30% → $50k - $100k

Gulf Coast Educators Federal Credit Union Checking Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.05%$2.5k-Advantage Checking Account

Gulf Coast Educators Federal Credit Union CD Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
1.16%$1k-5 Year Premium Deposit Account Share Certificate
1.11%$1k-4 Year Premium Deposit Account Share Certificate
1.11%$200k-2 Year Super Jumbo Term Share Certificate
1.06%$1k-3 Year Premium Deposit Account Share Certificate
1.00%$200k-18 Month Super Jumbo Term Share Certificate
1.00%$100k$200k2 Year Jumbo Term Share Certificate
0.95%$200k-12 Month Super Jumbo Term Share Certificate
0.90%$200k-6 Month Super Jumbo Term Share Certificate
0.90%$100k$200k18 Month Jumbo Term Share Certificate
0.85%$100k$200k12 Month Jumbo Term Share Certificate
0.85%$1k-2 Year Premium Deposit Account Share Certificate
0.85%$200k-90 Day Super Jumbo Term Share Certificate
0.80%$100k$200k6 Month Jumbo Term Share Certificate
0.80%$1k-18 Month Premium Deposit Account Share Certificate
0.75%$100k$200k90 Day Jumbo Term Share Certificate
0.75%$1k-12 Month Premium Deposit Account Share Certificate
0.70%$1k-6 Month Premium Deposit Account Share Certificate
0.70%$250-12 Month College Saver Premium Deposit Account Certificate
0.65%$1k-5 Year Term Share Certificate
0.65%$1k-90 Day Premium Deposit Account Share Certificate
0.60%$1k-4 Year Term Share Certificate
0.55%$1k-3 Year Term Share Certificate
0.35%$1k-2 Year Term Share Certificate
0.30%$1k-18 Month Term Share Certificate
0.25%$1k-12 Month Term Share Certificate
0.20%$1k-6 Month Term Share Certificate
0.20%$250-12 Month College Saver Certificate
0.15%$1k-90 Day Term Share Certificate
Locations


Gulf Coast Educators Federal Credit Union Locations
Branch Office5953 Fairmont PkwyPasadena, TX 77505
Branch Office1120 W Main StLeague City, TX 77573-2020
Branch Office1819 Broadway St Ste 109Pearland, TX 77581-5671
Branch Office8000 BROADWAY STPEARLAND, TX 77581-7759
Branch Office14243 E Sam Houston Pkwy N Ste 100Houston, TX 77044
Branch Office6360 Garth Rd Ste 140Baytown, TX 77521-5105

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