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Gulf Credit Union


Overview / Commentary
www.gecu.org
800-448-5328
5140 W Parkway St
Groves, TX 77619

Gulf Credit Union is headquartered in Groves and is the 77th largest credit union in the state of Texas. It is also the 914th largest credit union in the nation. It was established in 1941 and as of December of 2021, it had grown to 73 employees and 24,378 members at 4 locations. Gulf Credit Union has an A health rating.

Field of Membership Restrictions

Gulf Credit Union of Texas is open to the resident and the people that maintain employment within these qualified counties: Jefferson, Hardin, and Orange.
See current membership details

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Health
A

Data as of Q4 2021

Learn why bank health matters

Health Grade Components

Overall
NCUA #60205
Year Chartered1941
Employees73
Primary Regulator
Profit Margin
Return on Assets - YTD1.23%
Return on Equity - YTD14.61%
Annual Interest Income$7.7MM
Assets and Liabilities
AssetsQ4 2021vs Q4 2020$336.6MM$315.7MM
LoansQ4 2021vs Q4 2020$144.5MM$150.1MM
DepositsQ4 2021vs Q4 2020$306.8MM$289.2MM
Equity CapitalQ4 2021vs Q4 2020$28.4MM$24.4MM
Loan Loss AllowanceQ4 2021vs Q4 2020$657.00K$802.00K
Unbacked Noncurrent LoansQ4 2021vs Q4 2020$562.00K$218.00K
Real Estate OwnedQ4 2021vs Q4 2020$0$0
Rates
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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Gulf Credit Union Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.15%$5-Share Account
0.15%--Christmas Club
0.15%$100-IRA Club Account
0.15%--TUTMA
0.15%$5-Business Share Account

Gulf Credit Union Money Market Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.45%*$50k*-Cash Management
OTHER TIERS: 0.15% → Up to $2k | 0.20% → $2k - $25k | 0.35% → $25k - $50k

Gulf Credit Union Checking Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.05%$50-Share Draft
0.05%--Business Share Draft
0.05%--Senior Share Draft

Gulf Credit Union CD Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.80%$500-36 Month CD
0.65%$500-24 Month CD
0.40%$500-12 Month CD
0.25%$500-6 Month CD

Gulf Credit Union IRA Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.80%$500-36 Month IRA
0.65%$500-24 Month IRA
0.40%$500-12 Month IRA
0.25%$500-6 Month IRA
Locations


Gulf Credit Union Locations
Branch Office2779 Aero DrPort Arthur, TX 77640
Branch Office4721 Highway 87 SOrange, TX 77630
Branch Office2360 Dowlen RdBeaumont, TX 77706
Branch Office5140 W Parkway StGroves, TX 77619

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