Overview / Commentary
5140 W Parkway St
Groves, TX 77619

Gulf Credit Union is headquartered in Groves and is the 69th largest credit union in the state of Texas. It is also the 835th largest credit union in the nation. It was established in 1941 and as of September of 2018, it had grown to 79 employees and 26,881 members at 4 locations. Gulf Credit Union's money market rates are 25% higher than the national average, and it has a B health rating.

Field of Membership Restrictions

Gulf Credit Union of Texas is open to the resident and the people that maintain employment within these qualified counties: Jefferson, Hardin, and Orange.
See current membership details


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Health Grade Components

NCUA #60205
Year Chartered1941
Primary Regulator
Profit Margin
Return on Assets - YTD0.83%
Return on Equity - YTD22%
Annual Interest Income$6.8MM
Assets and Liabilities
AssetsQ3 2018vs Q3 2017$286.5MM$268.2MM
LoansQ3 2018vs Q3 2017$156.7MM$137.7MM
DepositsQ3 2018vs Q3 2017$272.7MM$249.6MM
Equity CapitalQ3 2018vs Q3 2017$11.1MM$11.6MM
Loan Loss AllowanceQ3 2018vs Q3 2017$637.00K$623.00K
Unbacked Noncurrent LoansQ3 2018vs Q3 2017$588.00K$992.00K
Real Estate OwnedQ3 2018vs Q3 2017$573.00K$244.00K
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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Gulf Credit Union Savings Account Rates

0.15%$5-Share Account
0.15%--Christmas Club
0.15%$100-IRA Club Account

Gulf Credit Union Money Market Rates

0.55%*$75k*-Cash Management
OTHER TIERS: 0.15% Up to $2k | 0.20% $2k - $25k | 0.35% $25k - $50k | 0.45% $50k - $75k

Gulf Credit Union Checking Account Rates

0.05%$50-Share Draft

Gulf Credit Union CD Rates

1.11%$500-36 Month CD
0.90%$500-24 Month CD
0.65%$500-18 Month CD
0.55%$500-12 Month CD
0.30%$500-6 Month CD
0.15%$500-3 Month CD

Gulf Credit Union IRA Rates

1.11%$500-36 Month IRA
0.90%$500-24 Month IRA
0.65%$500-18 Month IRA
0.55%$500-12 Month IRA
0.30%$500-6 Month IRA
0.15%$500-3 Month IRA

Gulf Credit Union Locations
Branch Office2779 Aero DrPort Arthur, TX 77640
Branch Office4721 Highway 87 SOrange, TX 77630
Branch Office2360 Dowlen RdBeaumont, TX 77706
Branch Office5140 W Parkway StGroves, TX 77619

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