Gulf Credit Union

Popular Accounts at this Credit Union

APY	ACCOUNT TYPE	ACCOUNT NAME
0.55%	1-year CD	12 Month CD 1.40% - Synchrony Bank 12 Month CD
0.25%	Savings	Share Account 1.20% - Synchrony Bank High Yield Savings
1.11%	3-year CD	36 Month CD 1.85% - Synchrony Bank 36 Month CD

View all Gulf Credit Union rates »

Overview / Commentary

www.gecu.org

800-448-5328

5140 W Parkway St
Groves, TX 77619

Gulf Credit Union is headquartered in Groves and is the 70^th largest credit union in the state of Texas. It is also the 863^rd largest credit union in the nation. It was established in 1941 and as of March of 2017, it had grown to 86 employees and 27,022 members at 4 locations. Gulf Credit Union's money market rates are 25% higher than the national average, and it has a B+ health rating.

Field of Membership Restrictions

Gulf Credit Union of Texas is open to the resident and the people that maintain employment within these qualified counties: Jefferson, Hardin, and Orange.
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Health

B+

Data as of Q1 2017

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Health Grade Components

Overall
NCUA #	60205
Year Chartered	1941
Employees	86
Primary Regulator

Profit Margin
Return on Assets - YTD	0.06%
Return on Equity - YTD	1.26%
Annual Interest Income	$1.8MM

Assets and Liabilities
Assets	Q1 2017vs Q1 2016	$254.6MM$248.5MM
Loans	Q1 2017vs Q1 2016	$139.6MM$130.4MM
Deposits	Q1 2017vs Q1 2016	$240.3MM$233.2MM
Equity Capital	Q1 2017vs Q1 2016	$11.5MM$12.4MM
Loan Loss Allowance	Q1 2017vs Q1 2016	$505.00K$474.00K
Unbacked Noncurrent Loans	Q1 2017vs Q1 2016	$239.00K$297.00K
Real Estate Owned	Q1 2017vs Q1 2016	$235.00K$235.00K

Rates

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Savings
Money Market
Checking
CD
IRA

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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Gulf Credit Union Savings Account Rates

APY	MIN	MAX	ACCOUNT NAME
0.25%	-	-	Share Account
0.25%	-	-	Christmas Club
0.25%	$100	-	IRA Club Account
0.25%	$100	-	Roth IRA Club Account
0.25%	$100	-	Educational IRA Club Account

Gulf Credit Union Money Market Rates

APY	MIN	MAX	ACCOUNT NAME
0.55%^*	$75k^*	-	Cash Management
OTHER TIERS: 0.15% → Up to $2k \| 0.20% → $2k - $25k \| 0.35% → $25k - $50k \| 0.45% → $50k - $75k
0.25%	-	-	TUTMA

Gulf Credit Union Checking Account Rates

APY	MIN	MAX	ACCOUNT NAME	VIEW DETAILS
0.15%	$50	-	Share Draft

Gulf Credit Union CD Rates

APY	MIN	MAX	ACCOUNT NAME
1.11%	$500	-	36 Month CD
0.90%	$500	-	24 Month CD
0.65%	$500	-	18 Month CD
0.55%	$500	-	12 Month CD
0.30%	$500	-	6 Month CD
0.15%	$500	-	3 Month CD

Gulf Credit Union IRA Rates

APY	MIN	MAX	ACCOUNT NAME
1.11%	$500	-	36 Month IRA
0.90%	$500	-	24 Month IRA
0.65%	$500	-	18 Month IRA
0.55%	$500	-	12 Month IRA
0.30%	$500	-	6 Month IRA
0.15%	$500	-	3 Month IRA

Locations

Gulf Credit Union Locations
Branch Office	2779 Aero Dr	Port Arthur, TX 77640
Branch Office	4721 Highway 87 S	Orange, TX 77630
Branch Office	2360 Dowlen Rd	Beaumont, TX 77706
Branch Office	5140 W Parkway St	Groves, TX 77619