Gulf Credit Union

Overview / Commentary
5140 W Parkway St
Groves, TX 77619

Gulf Credit Union is headquartered in Groves and is the 73rd largest credit union in the state of Texas. It is also the 878th largest credit union in the nation. It was established in 1941 and as of June of 2020, it had grown to 82 employees and 25,958 members at 4 locations. Gulf Credit Union's money market rates are 25% higher than the national average, and it has an A health rating.

Field of Membership Restrictions

Gulf Credit Union of Texas is open to the resident and the people that maintain employment within these qualified counties: Jefferson, Hardin, and Orange.
See current membership details


No reviews have been left for this bank yet. Be the first to review.


Health Grade Components

NCUA #60205
Year Chartered1941
Primary Regulator
Profit Margin
Return on Assets - YTD0.87%
Return on Equity - YTD11.36%
Annual Interest Income$4.3MM
Assets and Liabilities
AssetsQ2 2020vs Q2 2019$303.7MM$279.0MM
LoansQ2 2020vs Q2 2019$149.4MM$154.2MM
DepositsQ2 2020vs Q2 2019$278.3MM$257.3MM
Equity CapitalQ2 2020vs Q2 2019$22.6MM$19.2MM
Loan Loss AllowanceQ2 2020vs Q2 2019$695.00K$637.00K
Unbacked Noncurrent LoansQ2 2020vs Q2 2019$238.00K$407.00K
Real Estate OwnedQ2 2020vs Q2 2019$0$176.00K
Report an Issue

Always verify rates and promotions with the bank or credit union. We are not Gulf Credit Union; we are a rate comparison website and cannot provide official rates or promotions.

* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Gulf Credit Union Savings Account Rates

0.15%$5-Share Account
0.15%--Christmas Club
0.15%$100-IRA Club Account

Gulf Credit Union Money Market Rates

0.55%*$75k*-Cash Management
OTHER TIERS: 0.15% Up to $2k | 0.20% $2k - $25k | 0.35% $25k - $50k | 0.45% $50k - $75k

Gulf Credit Union Checking Account Rates

0.05%$50-Share Draft

Gulf Credit Union CD Rates

1.11%$500-36 Month CD
0.90%$500-24 Month CD
0.65%$500-18 Month CD
0.55%$500-12 Month CD
0.30%$500-6 Month CD
0.15%$500-3 Month CD

Gulf Credit Union IRA Rates

1.11%$500-36 Month IRA
0.90%$500-24 Month IRA
0.65%$500-18 Month IRA
0.55%$500-12 Month IRA
0.30%$500-6 Month IRA
0.15%$500-3 Month IRA

Gulf Credit Union Locations
Branch Office2779 Aero DrPort Arthur, TX 77640
Branch Office4721 Highway 87 SOrange, TX 77630
Branch Office2360 Dowlen RdBeaumont, TX 77706
Branch Office5140 W Parkway StGroves, TX 77619

The financial institution, product, and APY (Annual Percentage Yield) data displayed on this website is gathered from various sources and may not reflect all of the offers available in your region. Although we strive to provide the most accurate data possible, we cannot guarantee its accuracy. The content displayed is for general information purposes only; always verify account details and availability with the financial institution before opening an account. Contact [email protected] to report inaccurate info or to request offers be included in this website. We are not affiliated with the financial institutions included in this website.