Gulf Trust Credit Union


Overview / Commentary
228-762-0659
2533 Denny Ave
Pascagoula, MS 39567

Gulf Trust Credit Union is headquartered in Pascagoula and is the 21st largest credit union in the state of Mississippi. It is also the 3,068th largest credit union in the nation. It was established in 1972 and as of September of 2018, it had grown to 11 employees and 4,054 members at 2 locations. Gulf Trust Credit Union's CD rates are 40% higher than the national average, and it has a B+ health rating.

Field of Membership Restrictions

Gulf Trust Credit Union of Mississippi is open to the healthcare employees and professionals within the counties of Jackson, George, and Harrison, as well as Mobile County in Alabama along with any healthcare affiliated organizations and the direct family members of these eligible people.
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Health
B+
Additional Factors: Institutions with a small asset base, a short operating history, or negative return on assets can represent an instability risk beyond what their financial ratios indicate. Gulf Trust Credit Union has a low asset base.

Health Grade Components

Overall
Year Established1972
Employees11
Primary Regulator
Profit Margin
Return on Assets - YTD0.43%
Return on Equity - YTD2.89%
Annual Interest Income$779.00K
Assets and Liabilities
AssetsQ3 2018vs Q3 2017$26.0MM$25.8MM
LoansQ3 2018vs Q3 2017$15.9MM$15.7MM
DepositsQ3 2018vs Q3 2017$22.1MM$22.0MM
Equity CapitalQ3 2018vs Q3 2017$3.9MM$3.7MM
Loan Loss AllowanceQ3 2018vs Q3 2017$75.00K$76.00K
Unbacked Noncurrent LoansQ3 2018vs Q3 2017$150.00K$303.00K
Real Estate OwnedQ3 2018vs Q3 2017$36.00K$36.00K
Rates
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Always verify rates and promotions with the bank or credit union. We are not Gulf Trust Credit Union; we are a rate comparison website and cannot provide official rates or promotions.

* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Gulf Trust Credit Union Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
2.02%--IRA Share
1.00%--Christmas Club
0.35%--Regular Share
0.35%--Vacation Club

Gulf Trust Credit Union Money Market Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.50%*$80k*-Money Market
OTHER TIERS: 0.40% $1k - $40k | 0.45% $40k - $80k

Gulf Trust Credit Union Checking Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.30%--Share Draft Account

Gulf Trust Credit Union CD Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
2.73%--48 Month Share Certificate
1.86%*$80k*-36 Month Share Certificate
OTHER TIERS: 1.76% Up to $40k | 1.81% $40k - $80k
1.61%*$80k*-24 Month Share Certificate
OTHER TIERS: 1.51% Up to $40k | 1.56% $40k - $80k
1.36%*$80k*-18 Month Share Certificate
OTHER TIERS: 1.26% Up to $40k | 1.31% $40k - $80k
1.26%*$80k*-12 Month Share Certificate
OTHER TIERS: 1.16% Up to $40k | 1.21% $40k - $80k
0.80%*$80k*-6 Month Share Certificate
OTHER TIERS: 0.70% Up to $40k | 0.75% $40k - $80k
0.75%*$80k*-3 Month Share Certificate
OTHER TIERS: 0.65% Up to $40k | 0.70% $40k - $80k

Gulf Trust Credit Union IRA Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
2.73%--48 Month IRA Certificate
1.86%*$80k*-36 Month IRA Certificate
OTHER TIERS: 1.76% Up to $40k | 1.81% $40k - $80k
1.61%*$80k*-24 Month IRA Certificate
OTHER TIERS: 1.51% Up to $40k | 1.56% $40k - $80k
1.36%*$80k*-18 Month IRA Certificate
OTHER TIERS: 1.26% Up to $40k | 1.31% $40k - $80k
1.26%*$80k*-12 Month IRA Certificate
OTHER TIERS: 1.16% Up to $40k | 1.21% $40k - $80k
0.80%*$80k*-6 Month IRA Certificate
OTHER TIERS: 0.70% Up to $40k | 0.75% $40k - $80k
0.75%*$80k*-3 Month IRA Certificate
OTHER TIERS: 0.65% Up to $40k | 0.70% $40k - $80k
Locations


Gulf Trust Credit Union Locations
Branch Office23 Marks RdOcean Springs, MS 39564-4351
Branch Office2533 Denny AvePascagoula, MS 39567

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