Featured Savings Rates
Featured Accounts

Gulf Trust Credit Union

Popular Accounts at this Credit Union

APYACCOUNT TYPEACCOUNT NAME
1.01%1-year CD12 Month Share Certificate
0.35%SavingsRegular Share
1.82%4-year CD48 Month Share Certificate

Overview / Commentary
228-762-0659
2533 Denny Ave
Pascagoula, MS 39567

Gulf Trust Credit Union is headquartered in Pascagoula and is the 22nd largest credit union in the state of Mississippi. It is also the 3,147th largest credit union in the nation. It was established in 1972 and as of September of 2016, it had grown to 10 employees and 4,693 members at 2 locations. Gulf Trust Credit Union's money market rates are 14% higher than the national average, and it has a B+ health rating.

Field of Membership Restrictions

Gulf Trust Credit Union of Mississippi is open to the healthcare employees and professionals within the counties of Jackson, George, and Harrison, as well as Mobile County in Alabama along with any healthcare affiliated organizations and the direct family members of these eligible people.
See current membership details

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Health
B+
Additional Factors: Institutions with a small asset base, a short operating history, or negative return on assets can represent an instability risk beyond what their financial ratios indicate. Gulf Trust Credit Union has a low asset base.

Health Grade Components

Overall
NCUA #61356
Year Chartered1972
Employees10
Primary Regulator
Profit Margin
Return on Assets - YTD0.6%
Return on Equity - YTD4.23%
Annual Interest Income$723.00K
Assets and Liabilities
AssetsQ3 2016vs Q3 2015$25.4MM$24.4MM
LoansQ3 2016vs Q3 2015$15.6MM$14.0MM
DepositsQ3 2016vs Q3 2015$21.8MM$21.0MM
Equity CapitalQ3 2016vs Q3 2015$3.6MM$3.5MM
Loan Loss AllowanceQ3 2016vs Q3 2015$52.00K$64.00K
Unbacked Noncurrent LoansQ3 2016vs Q3 2015$82.00K$206.00K
Real Estate OwnedQ3 2016vs Q3 2015$60.00K$113.00K
Rates
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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Gulf Trust Credit Union Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
2.02%--IRA Share
2.02%--Roth IRA Share
2.02%--Educational IRA Share
0.35%--Regular Share
0.35%--Christmas Club
0.35%--Vacation Club

Gulf Trust Credit Union Money Market Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.50%*$80k*-Money Market
OTHER TIERS: 0.40% $1k - $40k | 0.45% $40k - $80k

Gulf Trust Credit Union Checking Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.30%--Share Draft Account

Gulf Trust Credit Union CD Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
1.82%*$80k*-48 Month Share Certificate
OTHER TIERS: 1.72% Up to $40k | 1.77% $40k - $80k
1.41%*$80k*-36 Month Share Certificate
OTHER TIERS: 1.31% Up to $40k | 1.36% $40k - $80k
1.36%*$80k*-24 Month Share Certificate
OTHER TIERS: 1.26% Up to $40k | 1.31% $40k - $80k
1.11%*$80k*-18 Month Share Certificate
OTHER TIERS: 1.01% Up to $40k | 1.06% $40k - $80k
1.01%*$80k*-12 Month Share Certificate
OTHER TIERS: 0.91% Up to $40k | 0.96% $40k - $80k
0.55%*$80k*-6 Month Share Certificate
OTHER TIERS: 0.45% Up to $40k | 0.50% $40k - $80k
0.50%*$80k*-3 Month Share Certificate
OTHER TIERS: 0.40% Up to $40k | 0.45% $40k - $80k

Gulf Trust Credit Union IRA Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
1.82%*$80k*-48 Month IRA Certificate
OTHER TIERS: 1.72% Up to $40k | 1.77% $40k - $80k
1.82%*$80k*-48 Month CESA
OTHER TIERS: 1.72% Up to $40k | 1.77% $40k - $80k
1.41%*$80k*-36 Month IRA Certificate
OTHER TIERS: 1.31% Up to $40k | 1.36% $40k - $80k
1.41%*$80k*-36 Month CESA
OTHER TIERS: 1.31% Up to $40k | 1.36% $40k - $80k
1.36%*$80k*-24 Month IRA Certificate
OTHER TIERS: 1.26% Up to $40k | 1.31% $40k - $80k
1.36%*$80k*-24 Month CESA
OTHER TIERS: 1.26% Up to $40k | 1.31% $40k - $80k
1.11%*$80k*-18 Month IRA Certificate
OTHER TIERS: 1.01% Up to $40k | 1.06% $40k - $80k
1.11%*$80k*-18 Month CESA
OTHER TIERS: 1.01% Up to $40k | 1.06% $40k - $80k
1.01%*$80k*-12 Month IRA Certificate
OTHER TIERS: 0.91% Up to $40k | 0.96% $40k - $80k
1.01%*$80k*-12 Month CESA
OTHER TIERS: 0.91% Up to $40k | 0.96% $40k - $80k
0.55%*$80k*-6 Month IRA Certificate
OTHER TIERS: 0.45% Up to $40k | 0.50% $40k - $80k
0.55%*$80k*-6 Month CESA
OTHER TIERS: 0.45% Up to $40k | 0.50% $40k - $80k
0.50%*$80k*-3 Month IRA Certificate
OTHER TIERS: 0.40% Up to $40k | 0.45% $40k - $80k
0.50%*$80k*-3 Month CESA
OTHER TIERS: 0.40% Up to $40k | 0.45% $40k - $80k
Locations


Gulf Trust Credit Union Locations
Branch Office23 Marks RdOcean Springs, MS 39564-4351
Branch Office2533 Denny AvePascagoula, MS 39567