Gulf Winds Federal Credit Union
Popular Accounts at this Credit Union
| APY | ACCOUNT TYPE | ACCOUNT NAME |
|---|---|---|
| 1.50% | Reward Checking | MyHigh-Yield Share Draft Checking 1.96% - National Average |
| 2.45% | 5-year CD | 60 Month CD 3.00% - Barclays 60 Month Online CD |
| 1.25% | 1-year CD | 12 Month CD 2.40% - Ally Bank High Yield 12-Month CD |
Gulf Winds Federal Credit Union is headquartered in Pensacola and is the 25th largest credit union in the state of Florida. It is also the 430th largest credit union in the nation. It was established in 1954 and as of March of 2018, it had grown to 183 employees and 60,578 members at 12 locations. Gulf Winds Federal Credit Union's CD rates are 39% higher than the national average, and it has an A health rating.
Field of Membership Restrictions
Membership is open to those who live, work, worship, or attend school in Escambia, Santa Rosa, Leon, Gadsden, Wakulla, or Jefferson Counties, Florida and Escambia County, Alabama or businesses and legal entities in the prescribed area. Membership is also open to immediate family of existing members.
See current membership details
Related Posts
Gulf Winds Don't Blow
Gulf Winds Credit Union is a local focused credit union with a rather professional and up to date offering of services. They have a majority if the services larger banks offer all with a small company approach of service. For the most part there is little to complain about. Great rates on financing and somewhat competitive savings options. All in all a very good, locally grown, person focused company.
Data as of Q1 2018
Learn why bank health mattersHealth Grade Components
| Overall | |
|---|---|
| NCUA # | 24702 |
| Year Chartered | 1954 |
| Employees | 183 |
| Primary Regulator | |
| Profit Margin | |
|---|---|
| Return on Assets - YTD | 0.96% |
| Return on Equity - YTD | 8.54% |
| Annual Interest Income | $5.3MM |
| Assets and Liabilities | ||
|---|---|---|
| Assets | Q1 2018vs Q1 2017 | $673.3MM$660.7MM |
| Loans | Q1 2018vs Q1 2017 | $402.2MM$393.3MM |
| Deposits | Q1 2018vs Q1 2017 | $589.6MM$583.6MM |
| Equity Capital | Q1 2018vs Q1 2017 | $73.6MM$70.2MM |
| Loan Loss Allowance | Q1 2018vs Q1 2017 | $3.5MM$3.4MM |
| Unbacked Noncurrent Loans | Q1 2018vs Q1 2017 | $2.1MM$1.2MM |
| Real Estate Owned | Q1 2018vs Q1 2017 | $0$70.00K |
Always verify rates and promotions with the bank or credit union. We are not Gulf Winds Federal Credit Union; we are a rate comparison website and cannot provide official rates or promotions.
* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.
Gulf Winds Federal Credit Union Savings Account Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
|---|---|---|---|---|
| 0.35% | - | - | IRA Share Savings | |
| 0.25% | - | - | Primary Share Savings | |
| 0.25% | - | - | Special Share Savings | |
| 0.25% | - | - | MyMoney Kids Share Savings | |
| 0.25% | - | - | MyMoney Teens Share Savings | |
| 0.25% | $25 | - | Business Share Savings | |
| 0.25% | - | - | Holiday Share Savings |
Gulf Winds Federal Credit Union Checking Account Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS | |
|---|---|---|---|---|---|
| 1.50%* | - | $10k | MyHigh-Yield Share Draft Checking | ||
| OTHER TIERS: 0.10% → $10k+ | |||||
Gulf Winds Federal Credit Union CD Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
|---|---|---|---|---|
| 2.45% | $500 | - | 60 Month CD | |
| 2.20% | $500 | - | 48 Month CD | |
| 1.90% | $500 | - | 36 Month CD | |
| 1.60% | $500 | - | 24 Month CD | |
| 1.40% | $500 | - | 18 Month CD | |
| 1.25% | $500 | - | 12 Month CD | |
| 0.80% | $500 | - | 6 Month CD |
Gulf Winds Federal Credit Union IRA Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
|---|---|---|---|---|
| 2.55% | $500 | - | 60 Month IRA | |
| 2.30% | $500 | - | 48 Month IRA | |
| 2.00% | $500 | - | 36 Month IRA | |
| 1.70% | $500 | - | 24 Month IRA | |
| 1.50% | $500 | - | 18 Month IRA | |
| 1.35% | $500 | - | 12 Month IRA | |
| 0.90% | $500 | - | 6 Month IRA |
