Featured Savings Rates
Featured Accounts

Gulf Winds Federal Credit Union

Popular Accounts at this Credit Union

APYACCOUNT TYPEACCOUNT NAME
1.50%Reward CheckingMyHigh-Yield Share Draft Checking
1.51%5-year CD60 Month CD
0.55%1-year CD12 Month CD

Overview / Commentary
850-479-9601
220 E Nine Mile Rd
Pensacola, FL 32534-3145

Gulf Winds Federal Credit Union is headquartered in Pensacola and is the 23rd largest credit union in the state of Florida. It is also the 422nd largest credit union in the nation. It was established in 1954 and as of March of 2016, it had grown to 160 employees and 57,723 members at 12 locations. Gulf Winds Federal Credit Union has an A+ health rating.

Field of Membership Restrictions

Membership is open to those who live, work, worship, or attend school in Escambia, Santa Rosa, Leon, Gadsden, Wakulla, or Jefferson Counties, Florida and Escambia County, Alabama or businesses and legal entities in the prescribed area. Membership is also open to immediate family of existing members.
See current membership details

Related Posts

Gulf Winds FCU (FL) Adds Competititve 19-Month CD Special - 2/5/2016

Gulf Winds Federal Credit Union (FL/AL) has added a 19-month CD Special (1.60% APY). The minimum deposit is $500, with no balance cap. Also available as an IRA.

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Reviews (1)

Gulf Winds Don't Blow

Posted by: Kennedy | Oct 26, 2015

Gulf Winds Credit Union is a local focused credit union with a rather professional and up to date offering of services. They have a majority if the services larger banks offer all with a small company approach of service. For the most part there is little to complain about. Great rates on financing and somewhat competitive savings options. All in all a very good, locally grown, person focused company.



Health
A+

Health Grade Components

Overall
NCUA #24702
Year Chartered1954
Employees160
Primary Regulator
Profit Margin
Return on Assets - YTD0.69%
Return on Equity - YTD6%
Annual Interest Income$4.2MM
Assets and Liabilities
AssetsQ1 2016vs Q1 2015$608.5MM$557.9MM
LoansQ1 2016vs Q1 2015$350.3MM$309.0MM
DepositsQ1 2016vs Q1 2015$532.6MM$482.9MM
Equity CapitalQ1 2016vs Q1 2015$67.4MM$63.7MM
Loan Loss AllowanceQ1 2016vs Q1 2015$2.7MM$3.0MM
Unbacked Noncurrent LoansQ1 2016vs Q1 2015$859.00K$1.8MM
Real Estate OwnedQ1 2016vs Q1 2015$140.00K$517.00K
Rates
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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Gulf Winds Federal Credit Union Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.30%--IRA Share Savings
0.30%--Roth IRA Share Savings
0.20%--Primary Share Savings
0.20%--Special Share Savings
0.20%--MyMoney Kids Account Share Savings
0.20%--MyMoney Teens Account Share Savings
0.20%$25-Business Share Savings

Gulf Winds Federal Credit Union Checking Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
1.50%*-$10kMyHigh-Yield Share Draft Checking
OTHER TIERS: 0.10% $10k+

Gulf Winds Federal Credit Union CD Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
1.51%$500-60 Month CD
1.26%$500-48 Month CD
1.11%$500-36 Month CD
0.90%$500-24 Month CD
0.75%$500-18 Month CD
0.55%$500-12 Month CD
0.40%$500-6 Month CD

Gulf Winds Federal Credit Union IRA Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
1.61%$500-60 Month IRA
1.36%$500-48 Month IRA
1.21%$500-36 Month IRA
1.00%$500-24 Month IRA
0.85%$500-18 Month IRA
0.65%$500-12 Month IRA
0.50%$500-6 Month IRA
Locations

Gulf Winds Federal Credit Union has 12 locations. Click to view all Gulf Winds Federal Credit Union locations.