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Gulf Winds Federal Credit Union


Overview / Commentary
www.gogulfwinds.com
850-479-9601
220 E Nine Mile Rd
Pensacola, FL 32534-3145

Gulf Winds Federal Credit Union is headquartered in Pensacola and is the 25th largest credit union in the state of Florida. It is also the 440th largest credit union in the nation. It was established in 1954 and as of December of 2019, it had grown to 203 employees and 71,512 members at 11 locations. Gulf Winds Federal Credit Union's CD rates are 94% higher than the national average, and it boasts an A+ health rating.

Field of Membership Restrictions

Gulf Winds Federal Credit Union offers membership to those who work, worship, attends school and lives in Gadsden, Escambia, Jefferson, Leon, Santa Rosa and Wakulla Counties, Florida or Escambia County, Alabama; business or other legal entities located in the above mentioned counties; as,well as, employees, churches and members of the African Methodist Episcopal churches within the Florida Annual Conference.
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Reviews (1)

Gulf Winds Don't Blow

Posted by: |

Gulf Winds Credit Union is a local focused credit union with a rather professional and up to date offering of services. They have a majority if the services larger banks offer all with a small company approach of service. For the most part there is little to complain about. Great rates on financing and somewhat competitive savings options. All in all a very good, locally grown, person focused company.

1


Health
A+

Data as of Q4 2019

Learn why bank health matters

Health Grade Components

Overall
NCUA #68694
Year Chartered1954
Employees203
Primary Regulator
Profit Margin
Return on Assets - YTD0.75%
Return on Equity - YTD6.37%
Annual Interest Income$26.5MM
Assets and Liabilities
AssetsQ4 2019vs Q4 2018$719.6MM$659.8MM
LoansQ4 2019vs Q4 2018$498.9MM$434.8MM
DepositsQ4 2019vs Q4 2018$627.0MM$575.4MM
Equity CapitalQ4 2019vs Q4 2018$84.1MM$76.9MM
Loan Loss AllowanceQ4 2019vs Q4 2018$4.2MM$3.2MM
Unbacked Noncurrent LoansQ4 2019vs Q4 2018$2.7MM$2.6MM
Real Estate OwnedQ4 2019vs Q4 2018$0$279.00K
Rates
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Gulf Winds Federal Credit Union Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.35%--IRA Share Savings
0.25%$5-Primary Share Savings
0.25%--Special Share Savings
0.25%$5-MyMoney Kids Share Savings
0.25%$5-MyMoney Teens Share Savings
0.25%$5-Business Share Savings
0.25%--Holiday Share Savings

Gulf Winds Federal Credit Union Checking Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
2.00%-$10kHigh-Yield Checking

Gulf Winds Federal Credit Union CD Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
2.05%$500-30 Month CD Special
2.00%$500-60 Month CD
1.90%$500-24 Month CD
1.90%$500-36 Month CD
1.90%$500-48 Month CD
1.85%$500-19 Month CD Special
1.75%$500-12 Month CD
1.75%$500-18 Month CD
1.75%$500-10 Month CD Special
1.15%$500-6 Month CD

Gulf Winds Federal Credit Union IRA Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
2.10%$500-60 Month IRA
2.00%$500-24 Month IRA
2.00%$500-36 Month IRA
2.00%$500-48 Month IRA
1.85%$500-12 Month IRA
1.85%$500-18 Month IRA
1.25%$500-6 Month IRA
Locations

Availability



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