Gulf Winds Federal Credit Union
Popular Accounts at this Credit Union
| APY | ACCOUNT TYPE | HOW THEY COMPARE |
|---|---|---|
| 1.50% | Reward Checking | 1.33% - National Average |
| 2.50% | 5-year CD | 2.27% - National Average |
| 1.75% | 1-year CD | 1.37% - National Average |
Gulf Winds Federal Credit Union is headquartered in Pensacola and is the 24th largest credit union in the state of Florida. It is also the 435th largest credit union in the nation. It was established in 1954 and as of September of 2018, it had grown to 191 employees and 61,340 members at 12 locations. Gulf Winds Federal Credit Union's CD rates are 94% higher than the national average, and it has an A health rating.
Field of Membership Restrictions
Gulf Winds Federal Credit Union offers membership to those who work, worship, attends school and lives in Gadsden, Escambia, Jefferson, Leon, Santa Rosa and Wakulla Counties, Florida or Escambia County, Alabama; business or other legal entities located in the above mentioned counties; as,well as, employees, churches and members of the African Methodist Episcopal churches within the Florida Annual Conference.
See current membership details
Related Posts
Gulf Winds Don't Blow
Gulf Winds Credit Union is a local focused credit union with a rather professional and up to date offering of services. They have a majority if the services larger banks offer all with a small company approach of service. For the most part there is little to complain about. Great rates on financing and somewhat competitive savings options. All in all a very good, locally grown, person focused company.
Data as of Q3 2018
Learn why bank health mattersHealth Grade Components
| Overall | |
|---|---|
| Year Established | 1954 |
| Employees | 191 |
| Primary Regulator | |
| Profit Margin | |
|---|---|
| Return on Assets - YTD | 0.82% |
| Return on Equity - YTD | 7.17% |
| Annual Interest Income | $16.5MM |
| Assets and Liabilities | ||
|---|---|---|
| Assets | Q3 2018vs Q3 2017 | $664.0MM$646.3MM |
| Loans | Q3 2018vs Q3 2017 | $425.4MM$406.1MM |
| Deposits | Q3 2018vs Q3 2017 | $575.8MM$563.9MM |
| Equity Capital | Q3 2018vs Q3 2017 | $76.2MM$72.1MM |
| Loan Loss Allowance | Q3 2018vs Q3 2017 | $3.2MM$3.6MM |
| Unbacked Noncurrent Loans | Q3 2018vs Q3 2017 | $2.9MM$2.8MM |
| Real Estate Owned | Q3 2018vs Q3 2017 | $169.00K$0 |
Always verify rates and promotions with the bank or credit union. We are not Gulf Winds Federal Credit Union; we are a rate comparison website and cannot provide official rates or promotions.
Gulf Winds Federal Credit Union Savings Account Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
|---|---|---|---|---|
| 0.40% | - | - | IRA Share Savings | |
| 0.30% | $5 | - | Primary Share Savings | |
| 0.30% | - | - | Special Share Savings | |
| 0.30% | $5 | - | MyMoney Kids Share Savings | |
| 0.30% | $5 | - | MyMoney Teens Share Savings | |
| 0.30% | $5 | - | Business Share Savings | |
| 0.30% | - | - | Holiday Share Savings |
Gulf Winds Federal Credit Union Checking Account Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
|---|---|---|---|---|
| 1.50% | - | $10k | High-Yield Checking |
Gulf Winds Federal Credit Union CD Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
|---|---|---|---|---|
| 2.50% | $500 | - | 60 Month CD | |
| 2.40% | $500 | - | 30 Month Holiday Rate CD Special | |
| 2.35% | $500 | - | 48 Month CD | |
| 2.25% | $500 | - | 36 Month CD | |
| 2.25% | $500 | - | 19 Month Holiday Rate CD Special | |
| 2.00% | $500 | - | 24 Month CD | |
| 1.80% | $500 | - | 18 Month CD | |
| 1.75% | $500 | - | 12 Month CD | |
| 1.15% | $500 | - | 6 Month CD |
Gulf Winds Federal Credit Union IRA Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
|---|---|---|---|---|
| 2.60% | $500 | - | 60 Month IRA | |
| 2.45% | $500 | - | 48 Month IRA | |
| 2.35% | $500 | - | 36 Month IRA | |
| 2.10% | $500 | - | 24 Month IRA | |
| 1.90% | $500 | - | 18 Month IRA | |
| 1.85% | $500 | - | 12 Month IRA | |
| 1.25% | $500 | - | 6 Month IRA |
