Gulf Winds Federal Credit Union is headquartered in Pensacola and is the 24th largest credit union in the state of Florida. It is also the 406th largest credit union in the nation. It was established in 1954 and as of December of 2021, it had grown to 220 employees and 77,395 members at 12 locations. Gulf Winds Federal Credit Union has an A health rating.
Gulf Winds Federal Credit Union offers membership to those who work, worship, attends school and lives in Gadsden, Escambia, Jefferson, Leon, Santa Rosa and Wakulla Counties, Florida or Escambia County, Alabama; business or other legal entities located in the above mentioned counties; as,well as, employees, churches and members of the African Methodist Episcopal churches within the Florida Annual Conference.
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Gulf Winds Credit Union is a local focused credit union with a rather professional and up to date offering of services. They have a majority if the services larger banks offer all with a small company approach of service. For the most part there is little to complain about. Great rates on financing and somewhat competitive savings options. All in all a very good, locally grown, person focused company.
Overall | |
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NCUA # | 68694 |
Year Chartered | 1954 |
Employees | 220 |
Primary Regulator |
Profit Margin | |
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Return on Assets - YTD | 0.6% |
Return on Equity - YTD | 6.78% |
Annual Interest Income | $29.5MM |
Assets and Liabilities | ||
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Assets | Q4 2021vs Q4 2020 | $1.01B$919.7MM |
Loans | Q4 2021vs Q4 2020 | $566.2MM$518.5MM |
Deposits | Q4 2021vs Q4 2020 | $914.8MM$823.6MM |
Equity Capital | Q4 2021vs Q4 2020 | $89.2MM$87.0MM |
Loan Loss Allowance | Q4 2021vs Q4 2020 | $4.8MM$5.4MM |
Unbacked Noncurrent Loans | Q4 2021vs Q4 2020 | $2.9MM$3.5MM |
Real Estate Owned | Q4 2021vs Q4 2020 | $45.00K$0 |
Rates for Gulf Winds Federal Credit Union are currently being reviewed.