Overview / Commentary
850-479-9601
220 E Nine Mile Rd
Pensacola, FL 32534-3145

Gulf Winds Federal Credit Union is headquartered in Pensacola and is the 25th largest credit union in the state of Florida. It is also the 433rd largest credit union in the nation. It was established in 1954 and as of June of 2018, it had grown to 187 employees and 61,025 members at 12 locations. Gulf Winds Federal Credit Union's CD rates are 94% higher than the national average, and it has an A health rating.

Field of Membership Restrictions

Gulf Winds Federal Credit Union offers membership to those who work, worship, attends school and lives in Gadsden, Escambia, Jefferson, Leon, Santa Rosa and Wakulla Counties, Florida or Escambia County, Alabama; business or other legal entities located in the above mentioned counties; as,well as, employees, churches and members of the African Methodist Episcopal churches within the Florida Annual Conference.
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Reviews (1)

Gulf Winds Don't Blow

Posted by: Kennedy | Oct 26, 2015

Gulf Winds Credit Union is a local focused credit union with a rather professional and up to date offering of services. They have a majority if the services larger banks offer all with a small company approach of service. For the most part there is little to complain about. Great rates on financing and somewhat competitive savings options. All in all a very good, locally grown, person focused company.



Health

Health Grade Components

Overall
NCUA #24702
Year Chartered1954
Employees187
Primary Regulator
Profit Margin
Return on Assets - YTD0.89%
Return on Equity - YTD7.94%
Annual Interest Income$10.8MM
Assets and Liabilities
AssetsQ2 2018vs Q2 2017$671.8MM$659.6MM
LoansQ2 2018vs Q2 2017$413.2MM$402.6MM
DepositsQ2 2018vs Q2 2017$586.1MM$580.3MM
Equity CapitalQ2 2018vs Q2 2017$75.1MM$71.2MM
Loan Loss AllowanceQ2 2018vs Q2 2017$3.2MM$3.4MM
Unbacked Noncurrent LoansQ2 2018vs Q2 2017$2.5MM$1.8MM
Real Estate OwnedQ2 2018vs Q2 2017$0$0
Rates
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Always verify rates and promotions with the bank or credit union. We are not Gulf Winds Federal Credit Union; we are a rate comparison website and cannot provide official rates or promotions.

* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Gulf Winds Federal Credit Union Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.35%--IRA Share Savings
0.25%$5-Primary Share Savings
0.25%--Special Share Savings
0.25%$5-MyMoney Kids Share Savings
0.25%$5-MyMoney Teens Share Savings
0.25%$5-Business Share Savings
0.25%--Holiday Share Savings

Gulf Winds Federal Credit Union Checking Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
1.50%*-$10kHigh-Yield Checking
OTHER TIERS: 0.10% $10k+

Gulf Winds Federal Credit Union CD Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
2.50%$500-60 Month CD
2.40%$500-30 Month Holiday Rate CD Special
2.35%$500-48 Month CD
2.25%$500-36 Month CD
2.25%$500-19 Month Holiday Rate CD Special
2.00%$500-24 Month CD
1.80%$500-18 Month CD
1.75%$500-12 Month CD
1.15%$500-6 Month CD

Gulf Winds Federal Credit Union IRA Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
2.60%$500-60 Month IRA
2.45%$500-48 Month IRA
2.35%$500-36 Month IRA
2.10%$500-24 Month IRA
1.90%$500-18 Month IRA
1.85%$500-12 Month IRA
1.25%$500-6 Month IRA
Locations

Availability



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