Advertising Disclosure
  1. Banks
  2. Gulf Winds Federal Credit Union

Gulf Winds Federal Credit Union


Overview / Commentary
www.gogulfwinds.com
850-479-9601
220 E Nine Mile Rd
Pensacola, FL 32534

Gulf Winds Federal Credit Union is headquartered in Pensacola and is the 23rd largest credit union in the state of Florida. It is also the 390th largest credit union in the nation. It was established in 1954 and as of June of 2024, it had grown to 236 employees and 83,008 members at 13 locations. Gulf Winds Federal Credit Union's money market rates are 6X the national average, and it has a B+ health rating.

Field of Membership Restrictions

Gulf Winds Federal Credit Union offers membership to those who live, work, worship, or attend school in Florida counties of Alachua, Baker, Bay, Bradford, Calhoun, Clay, Columbia, Dixie, Duval, Escambia, Flagler, Franklin, Gadsden, Gilchrist, Gulf, Hamilton, Holmes, Jackson, Jefferson, Lafayette, Leon, Levy, Liberty, Madison, Marion, Nassau, Okaloosa, Putnam, Santa Rosa, Saint Johns, Suwannee, Taylor, Union, Wakulla, Walton, and Washington; Alabama Counties of Baldwin, Butler, Clarke, Coffee, Conecuh, Covington, Crenshaw, Dale, Escambia, Geneva, Henry, Houston, Mobile, Monroe, Washington, and Wilcox; Georgia Counties of Atkinson, Baker, Berrien, Brantley, Brooks, Camden, Charlton, Clinch, Colquitt, Cook, Decatur, Early, Echols, Glynn, Grady, Lanier, Lowndes, Miller, Mitchell, Pierce, Seminole, Thomas, and Ware.
See current membership details

Related Posts

View all posts from:


Reviews

No reviews have been left for this bank yet. Be the first to review.



Health
B+

Data as of Q2 2024

Learn why bank health matters

Health Grade Components

Overall
NCUA #68694
Year Chartered1954
Employees236
Primary Regulator
Profit Margin
Return on Assets - YTD0.51%
Return on Equity - YTD7.22%
Annual Interest Income$27.4MM
Assets and Liabilities
AssetsQ2 2024vs Q2 2023$1.18B$1.06B
LoansQ2 2024vs Q2 2023$797.7MM$689.5MM
DepositsQ2 2024vs Q2 2023$1.05B$951.6MM
Equity CapitalQ2 2024vs Q2 2023$83.1MM$70.8MM
Loan Loss AllowanceQ2 2024vs Q2 2023$7.5MM$6.1MM
Unbacked Noncurrent LoansQ2 2024vs Q2 2023$3.7MM$3.2MM
Real Estate OwnedQ2 2024vs Q2 2023$0$206K
Rates
Skip to rates for:
Report an Issue

Always verify rates and promotions with the bank or credit union. We are not Gulf Winds Federal Credit Union; we are a rate comparison website and cannot provide official rates or promotions.

* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Gulf Winds Federal Credit Union Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.15%$5-Primary Share Savings
0.15%$0-Special Share Savings
0.15%$0-IRA Share Savings
0.15%$5-Business Share Savings
0.15%$0-Holiday Share Savings
0.15%$0-Special Business Share Savings

Gulf Winds Federal Credit Union Money Market Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
2.50%*$500k*-Money Market
OTHER TIERS: 0.20% → $0 - $2.5k | 0.40% → $2.5k - $25k | 1.05% → $25k - $75k | 1.30% → $75k - $150k | 1.65% → $150k - $250k | 2.05% → $250k - $500k

Gulf Winds Federal Credit Union Checking Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
4.00%$0$10kHigh-Yield Checking

Gulf Winds Federal Credit Union CD Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
4.55%$2.5k-12 Month Rate Bump CD Special
4.20%$500-7 Month CD Special
3.50%$500-60 Month CD
3.35%$500-48 Month CD
3.25%$500-36 Month CD
3.20%$500-24 Month CD
3.15%$500-18 Month CD
2.60%$500-12 Month CD
2.00%$500-6 Month CD

Gulf Winds Federal Credit Union IRA Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
4.20%$500-10 Month IRA Special
3.60%$500-60 Month IRA
3.45%$500-48 Month IRA
3.35%$500-36 Month IRA
3.30%$500-24 Month IRA
3.25%$500-18 Month IRA
2.70%$500-12 Month IRA
2.10%$500-6 Month IRA
Locations

Availability



The financial institution, product, and APY (Annual Percentage Yield) data displayed on this website is gathered from various sources and may not reflect all of the offers available in your region. Although we strive to provide the most accurate data possible, we cannot guarantee its accuracy. The content displayed is for general information purposes only; always verify account details and availability with the financial institution before opening an account. Contact [email protected] to report inaccurate info or to request offers be included in this website. We are not affiliated with the financial institutions included in this website.