Gulf Winds Federal Credit Union


Overview / Commentary
850-479-9601
220 E Nine Mile Rd
Pensacola, FL 32534

Gulf Winds Federal Credit Union is headquartered in Pensacola and is the 26th largest credit union in the state of Florida. It is also the 418th largest credit union in the nation. It was established in 1954 and as of June of 2020, it had grown to 205 employees and 73,089 members at 12 locations. Gulf Winds Federal Credit Union has an A health rating.

Field of Membership Restrictions

Gulf Winds Federal Credit Union offers membership to those who work, worship, attends school and lives in Gadsden, Escambia, Jefferson, Leon, Santa Rosa and Wakulla Counties, Florida or Escambia County, Alabama; business or other legal entities located in the above mentioned counties; as,well as, employees, churches and members of the African Methodist Episcopal churches within the Florida Annual Conference.
See current membership details

Reviews (1)

Gulf Winds Don't Blow

Posted by: |

Gulf Winds Credit Union is a local focused credit union with a rather professional and up to date offering of services. They have a majority if the services larger banks offer all with a small company approach of service. For the most part there is little to complain about. Great rates on financing and somewhat competitive savings options. All in all a very good, locally grown, person focused company.



Health

Health Grade Components

Overall
NCUA #68694
Year Chartered1954
Employees205
Primary Regulator
Profit Margin
Return on Assets - YTD0.19%
Return on Equity - YTD1.77%
Annual Interest Income$14.0MM
Assets and Liabilities
AssetsQ2 2020vs Q2 2019$840.4MM$691.8MM
LoansQ2 2020vs Q2 2019$507.9MM$464.1MM
DepositsQ2 2020vs Q2 2019$745.5MM$597.8MM
Equity CapitalQ2 2020vs Q2 2019$85.0MM$81.7MM
Loan Loss AllowanceQ2 2020vs Q2 2019$5.1MM$3.1MM
Unbacked Noncurrent LoansQ2 2020vs Q2 2019$2.7MM$1.6MM
Real Estate OwnedQ2 2020vs Q2 2019$0$189.00K
Rates
Skip to rates for:
Report an Issue

Always verify rates and promotions with the bank or credit union. We are not Gulf Winds Federal Credit Union; we are a rate comparison website and cannot provide official rates or promotions.

Gulf Winds Federal Credit Union Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.30%--IRA Share Savings
0.20%$5-Primary Share Savings
0.20%--Special Share Savings
0.20%$5-MyMoney Kids Share Savings
0.20%$5-MyMoney Teens Share Savings
0.20%$5-Business Share Savings
0.20%--Holiday Share Savings
0.20%--Special Business Share Savings

Gulf Winds Federal Credit Union Checking Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
2.00%-$10kHigh-Yield Checking

Gulf Winds Federal Credit Union CD Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
1.25%$500-36 Month CD
1.25%$500-48 Month CD
1.25%$500-60 Month CD
1.00%$500-24 Month CD
0.80%$500-18 Month CD
0.70%$500-12 Month CD
0.60%$500-6 Month CD

Gulf Winds Federal Credit Union IRA Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
1.35%$500-36 Month IRA
1.35%$500-48 Month IRA
1.35%$500-60 Month IRA
1.10%$500-24 Month IRA
0.90%$500-18 Month IRA
0.80%$500-12 Month IRA
0.70%$500-6 Month IRA
Locations

Availability



The financial institution, product, and APY (Annual Percentage Yield) data displayed on this website is gathered from various sources and may not reflect all of the offers available in your region. Although we strive to provide the most accurate data possible, we cannot guarantee its accuracy. The content displayed is for general information purposes only; always verify account details and availability with the financial institution before opening an account. Contact [email protected] to report inaccurate info or to request offers be included in this website. We are not affiliated with the financial institutions included in this website.