Gulf Winds Federal Credit Union


Overview / Commentary
850-479-9601
220 E Nine Mile Rd
Pensacola, FL 32534

Gulf Winds Federal Credit Union is headquartered in Pensacola and is the 24th largest credit union in the state of Florida. It is also the 406th largest credit union in the nation. It was established in 1954 and as of December of 2021, it had grown to 220 employees and 77,395 members at 12 locations. Gulf Winds Federal Credit Union has an A health rating.

Field of Membership Restrictions

Gulf Winds Federal Credit Union offers membership to those who work, worship, attends school and lives in Gadsden, Escambia, Jefferson, Leon, Santa Rosa and Wakulla Counties, Florida or Escambia County, Alabama; business or other legal entities located in the above mentioned counties; as,well as, employees, churches and members of the African Methodist Episcopal churches within the Florida Annual Conference.
See current membership details

Reviews (1)

Gulf Winds Don't Blow

Posted by: |

Gulf Winds Credit Union is a local focused credit union with a rather professional and up to date offering of services. They have a majority if the services larger banks offer all with a small company approach of service. For the most part there is little to complain about. Great rates on financing and somewhat competitive savings options. All in all a very good, locally grown, person focused company.



Health

Health Grade Components

Overall
NCUA #68694
Year Chartered1954
Employees220
Primary Regulator
Profit Margin
Return on Assets - YTD0.6%
Return on Equity - YTD6.78%
Annual Interest Income$29.5MM
Assets and Liabilities
AssetsQ4 2021vs Q4 2020$1.01B$919.7MM
LoansQ4 2021vs Q4 2020$566.2MM$518.5MM
DepositsQ4 2021vs Q4 2020$914.8MM$823.6MM
Equity CapitalQ4 2021vs Q4 2020$89.2MM$87.0MM
Loan Loss AllowanceQ4 2021vs Q4 2020$4.8MM$5.4MM
Unbacked Noncurrent LoansQ4 2021vs Q4 2020$2.9MM$3.5MM
Real Estate OwnedQ4 2021vs Q4 2020$45.00K$0
Rates

Rates for Gulf Winds Federal Credit Union are currently being reviewed.

Locations

Availability



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