Featured Savings Rates
Featured Accounts

Gulf Winds Federal Credit Union

Popular Accounts at this Credit Union

APYACCOUNT TYPEACCOUNT NAME
1.50%Reward CheckingMyHigh-Yield Share Draft Checking
1.51%5-year CD60 Month CD
0.55%1-year CD12 Month CD

Overview / Commentary
850-479-9601
220 E Nine Mile Rd
Pensacola, FL 32534-3145

Gulf Winds Federal Credit Union is headquartered in Pensacola and is the 23rd largest credit union in the state of Florida. It is also the 440th largest credit union in the nation. It was established in 1954 and as of December of 2015, it had grown to 161 employees and 56,888 members at 13 locations. Gulf Winds Federal Credit Union has an A+ health rating.

Field of Membership Restrictions

Membership is open to those who live, work, worship, or attend school in Escambia, Santa Rosa, Leon, Gadsden, Wakulla, or Jefferson Counties, Florida and Escambia County, Alabama or businesses and legal entities in the prescribed area. Membership is also open to immediate family of existing members.
See current membership details

Related Posts

Gulf Winds FCU (FL) Adds Competititve 19-Month CD Special - 2/5/2016

Gulf Winds Federal Credit Union (FL/AL) has added a 19-month CD Special (1.60% APY). The minimum deposit is $500, with no balance cap. Also available as an IRA.

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Reviews (1)

Gulf Winds Don't Blow

Posted by: Kennedy | Oct 26, 2015

Gulf Winds Credit Union is a local focused credit union with a rather professional and up to date offering of services. They have a majority if the services larger banks offer all with a small company approach of service. For the most part there is little to complain about. Great rates on financing and somewhat competitive savings options. All in all a very good, locally grown, person focused company.



Health
A+

Health Grade Components

Overall
NCUA #24702
Year Chartered1954
Employees161
Primary Regulator
Profit Margin
Return on Assets - YTD0.64%
Return on Equity - YTD5.36%
Annual Interest Income$15.7MM
Assets and Liabilities
AssetsQ4 2015vs Q4 2014$565.1MM$532.9MM
LoansQ4 2015vs Q4 2014$341.6MM$300.3MM
DepositsQ4 2015vs Q4 2014$493.1MM$463.5MM
Equity CapitalQ4 2015vs Q4 2014$66.1MM$62.4MM
Loan Loss AllowanceQ4 2015vs Q4 2014$2.8MM$3.3MM
Unbacked Noncurrent LoansQ4 2015vs Q4 2014$1.1MM$2.4MM
Real Estate OwnedQ4 2015vs Q4 2014$150.00K$524.00K
Rates
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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Gulf Winds Federal Credit Union Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.30%--IRA Share Savings
0.30%--Roth IRA Share Savings
0.20%--Primary Share Savings
0.20%--Special Share Savings
0.20%--MyMoney Kids Account Share Savings
0.20%--MyMoney Teens Account Share Savings
0.20%$25-Business Share Savings

Gulf Winds Federal Credit Union Checking Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
1.50%*-$10kMyHigh-Yield Share Draft Checking
OTHER TIERS: 0.10% $10k+

Gulf Winds Federal Credit Union CD Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
1.51%$500-60 Month CD
1.26%$500-48 Month CD
1.11%$500-36 Month CD
0.90%$500-24 Month CD
0.75%$500-18 Month CD
0.55%$500-12 Month CD
0.40%$500-6 Month CD

Gulf Winds Federal Credit Union IRA Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
1.61%$500-60 Month IRA
1.36%$500-48 Month IRA
1.21%$500-36 Month IRA
1.00%$500-24 Month IRA
0.85%$500-18 Month IRA
0.65%$500-12 Month IRA
0.50%$500-6 Month IRA
Locations

Gulf Winds Federal Credit Union has 13 locations. Click to view all Gulf Winds Federal Credit Union locations.