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Gulf Winds Federal Credit Union

Popular Accounts at this Credit Union

APYACCOUNT TYPEACCOUNT NAME
1.50%Reward CheckingMyHigh-Yield Share Draft Checking
1.82% - National Average
2.15%5-year CD60 Month CD
2.35% - Synchrony Bank 60 Month CDAdvertisement
0.85%1-year CD12 Month CD
1.50% - Ally Bank No Penalty 11-Month CDAdvertisement
View all Gulf Winds Federal Credit Union rates »

Overview / Commentary
www.gogulfwinds.com
850-479-9601
220 E Nine Mile Rd
Pensacola, FL 32534-3145

Gulf Winds Federal Credit Union is headquartered in Pensacola and is the 23rd largest credit union in the state of Florida. It is also the 418th largest credit union in the nation. It was established in 1954 and as of March of 2017, it had grown to 179 employees and 59,611 members at 12 locations. Gulf Winds Federal Credit Union has an A+ health rating.

Field of Membership Restrictions

Membership is open to those who live, work, worship, or attend school in Escambia, Santa Rosa, Leon, Gadsden, Wakulla, or Jefferson Counties, Florida and Escambia County, Alabama or businesses and legal entities in the prescribed area. Membership is also open to immediate family of existing members.
See current membership details

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Reviews (1)

Gulf Winds Don't Blow

Posted by: Kennedy | Oct 26, 2015

Gulf Winds Credit Union is a local focused credit union with a rather professional and up to date offering of services. They have a majority if the services larger banks offer all with a small company approach of service. For the most part there is little to complain about. Great rates on financing and somewhat competitive savings options. All in all a very good, locally grown, person focused company.

1


Health
A+

Data as of Q1 2017

Learn why bank health matters

Health Grade Components

Overall
NCUA #24702
Year Chartered1954
Employees179
Primary Regulator
Profit Margin
Return on Assets - YTD0.78%
Return on Equity - YTD7.14%
Annual Interest Income$4.8MM
Assets and Liabilities
AssetsQ1 2017vs Q1 2016$660.7MM$608.5MM
LoansQ1 2017vs Q1 2016$393.3MM$350.3MM
DepositsQ1 2017vs Q1 2016$583.6MM$532.6MM
Equity CapitalQ1 2017vs Q1 2016$70.2MM$67.4MM
Loan Loss AllowanceQ1 2017vs Q1 2016$3.4MM$2.7MM
Unbacked Noncurrent LoansQ1 2017vs Q1 2016$1.2MM$859.00K
Real Estate OwnedQ1 2017vs Q1 2016$70.00K$140.00K
Rates
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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Gulf Winds Federal Credit Union Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.35%--IRA Share Savings
0.35%--Roth IRA Share Savings
0.25%--Primary Share Savings
0.25%--Special Share Savings
0.25%--MyMoney Kids Account Share Savings
0.25%--MyMoney Teens Account Share Savings
0.25%$25-Business Share Savings

Gulf Winds Federal Credit Union Checking Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
1.50%*-$10kMyHigh-Yield Share Draft Checking
OTHER TIERS: 0.10% → $10k+

Gulf Winds Federal Credit Union CD Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
2.15%$500-60 Month CD
1.90%$500-48 Month CD
1.60%$500-36 Month CD
1.30%$500-24 Month CD
1.10%$500-18 Month CD
0.85%$500-12 Month CD
0.60%$500-6 Month CD

Gulf Winds Federal Credit Union IRA Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
2.25%$500-60 Month IRA
2.00%$500-48 Month IRA
1.70%$500-36 Month IRA
1.40%$500-24 Month IRA
1.20%$500-18 Month IRA
0.95%$500-12 Month IRA
0.70%$500-6 Month IRA
Locations

Gulf Winds Federal Credit Union has 12 locations. Click to view all Gulf Winds Federal Credit Union locations.