Gulf Winds Federal Credit Union


Overview / Commentary
850-479-9601
220 E Nine Mile Rd
Pensacola, FL 32534

Gulf Winds Federal Credit Union is headquartered in Pensacola and is the 22nd largest credit union in the state of Florida. It is also the 404th largest credit union in the nation. It was established in 1954 and as of March of 2021, it had grown to 208 employees and 74,703 members at 12 locations. Gulf Winds Federal Credit Union has an A health rating.

Field of Membership Restrictions

Gulf Winds Federal Credit Union offers membership to those who work, worship, attends school and lives in Gadsden, Escambia, Jefferson, Leon, Santa Rosa and Wakulla Counties, Florida or Escambia County, Alabama; business or other legal entities located in the above mentioned counties; as,well as, employees, churches and members of the African Methodist Episcopal churches within the Florida Annual Conference.
See current membership details

Reviews (1)

Gulf Winds Don't Blow

Posted by: |

Gulf Winds Credit Union is a local focused credit union with a rather professional and up to date offering of services. They have a majority if the services larger banks offer all with a small company approach of service. For the most part there is little to complain about. Great rates on financing and somewhat competitive savings options. All in all a very good, locally grown, person focused company.



Health

Health Grade Components

Overall
NCUA #68694
Year Chartered1954
Employees208
Primary Regulator
Profit Margin
Return on Assets - YTD0.82%
Return on Equity - YTD9.18%
Annual Interest Income$7.0MM
Assets and Liabilities
AssetsQ1 2021vs Q1 2020$969.6MM$761.8MM
LoansQ1 2021vs Q1 2020$527.2MM$506.3MM
DepositsQ1 2021vs Q1 2020$874.9MM$667.0MM
Equity CapitalQ1 2021vs Q1 2020$84.3MM$86.4MM
Loan Loss AllowanceQ1 2021vs Q1 2020$5.3MM$4.2MM
Unbacked Noncurrent LoansQ1 2021vs Q1 2020$2.9MM$2.4MM
Real Estate OwnedQ1 2021vs Q1 2020$0$0
Rates
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Gulf Winds Federal Credit Union Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.25%--IRA Share Savings
0.20%--Special Business Share Savings
0.15%$5-Primary Share Savings
0.15%--Special Share Savings
0.15%$5-MyMoney Kids Share Savings
0.15%$5-MyMoney Teens Share Savings
0.15%$5-Business Share Savings
0.15%--Holiday Share Savings

Gulf Winds Federal Credit Union Checking Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
1.75%-$10kHigh-Yield Checking

Gulf Winds Federal Credit Union CD Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.80%$500-60 Month CD
0.65%$500-36 Month CD
0.65%$500-48 Month CD
0.55%$500-24 Month CD
0.50%$500-18 Month CD
0.45%$500-12 Month CD
0.35%$500-6 Month CD

Gulf Winds Federal Credit Union IRA Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.90%$500-60 Month IRA
0.75%$500-36 Month IRA
0.75%$500-48 Month IRA
0.65%$500-24 Month IRA
0.60%$500-18 Month IRA
0.55%$500-12 Month IRA
0.45%$500-6 Month IRA
Locations

Availability



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