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Overview / Commentary
770-476-2775
2775 Buford Highway
Duluth , GA 30096

Gwinnett Community Bank is headquartered in Duluth and is the 43rd largest bank in the state of Georgia. It is also the 1,999th largest bank in the nation. It was established in 1999 and as of March of 2016, it had grown to 45 employees at 3 locations. Gwinnett Community Bank has a F health rating.

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Reviews (3)

Unfair Characterization

I find these comments completely opposite, I've been banking with Gwinnett Community Bank for well over 16 years. I find Don,Janus,Debra, Joe to be very caring, they are a business like everyone else. The banking business like everyone else has been hit, we all are not perfect people and businesses are not any different, but their good people.

Very Unprofessional

Posted by: GregBlack | Sep 22, 2011

I Found GCB to be very Unprofessional and disorganized, Mainly one of it's employee Mr.Micheal Kirk...It took 2weeks to finally reach him concerning a house my wife and i were considering renting after reaching him i was sent an application After senting the App and no Response it took a week of calling his office to reach him, His response was we are reviewing Apps and would get back to me in 2 days...After another week of waiting and calling leaving messages on his machine ect... i finally reached him, he's response was were looking though more Apps?? And that he would contact me when he knows something..After another week of waiting my wife and i desided to visit the house once more, to our surprise we witnessed a couple moving in...We still till this day have yet to receive a phone call from Mr.Kirk...VERY UNPROFESSIONAL

Horrible Experience Here

You know the perception that small community banks are better managed by local, upstanding, well-meaning business people deeply involved in the area?  Well...  I don't know which bank that would be in Gwinnett County, but my personal experience tells me that it’s probably isn’t Gwinnett Community Bank. 

I experienced nothing positive interacting with this place.  

Look for information on this bank anywhere on the internet and you'll see poor ratings abound: single stars, "very weak", etc.  Typically, when a business has this many, consistent ratings of a similar nature, it means something.  Perhaps customer service?  Perhaps senior leadership?  Perhaps their overall business practices?  Regardless, my recommendation is you do your homework before doing ANY business with this financial institution.

I had a shockingly poor experience here.  And that's a surprise because I thought small banks were supposed to be the 'good guys'.  I guess low bank stability ratings causes rude, questionable behavior.  



Health
F

Health Grade Components

Overall
FDIC Certificate #35249
Year Established1999
Employees45
Primary RegulatorFDIC
Profit Margin
Return on Assets - YTD0.31%
Return on Equity - YTD11.83%
Annual Interest Income$2.7MM
Assets and Liabilities
AssetsQ1 2016vs Q1 2015$335.0MM$357.9MM
LoansQ1 2016vs Q1 2015$175.8MM$206.4MM
DepositsQ1 2016vs Q1 2015$309.6MM$332.7MM
Equity CapitalQ1 2016vs Q1 2015$9.4MM$9.2MM
Loan Loss AllowanceQ1 2016vs Q1 2015$2.7MM$6.3MM
Unbacked Noncurrent LoansQ1 2016vs Q1 2015$19.4MM$35.1MM
Real Estate OwnedQ1 2016vs Q1 2015$34.5MM$28.9MM
Rates

Sorry, we do not have rate data for Gwinnett Community Bank.

Locations


Gwinnett Community Bank Locations
Hamilton Mill Branch2715 Hamilton Mill RoadBuford, GA 30519
Gwinnett Community Bank2775 Buford HighwayDuluth, GA 30096
Lawrenceville-Suwanee Road Branch3893 Lawrenceville RoadSuwanee, GA 30024