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Gwinnett Community Bank

Overview / Commentary
2775 Buford Highway
Duluth , GA 30096

Gwinnett Community Bank is headquartered in Duluth and is the 60th largest bank in the state of Georgia. It is also the 2,456th largest bank in the nation. It was established in 1999 and as of March of 2018, it had grown to 42 employees at 3 locations. Gwinnett Community Bank has a F health rating.

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Reviews (4)

Unfair Characterization

I find these comments completely opposite, I've been banking with Gwinnett Community Bank for well over 16 years. I find Don,Janus,Debra, Joe to be very caring, they are a business like everyone else. The banking business like everyone else has been hit, we all are not perfect people and businesses are not any different, but their good people.

Must Be Shut Down

Between the Cease and Desist Order of 2009 and FDIC-issued "Consent Orders of prohibition for further participation in any manner in the conduct of the affairs of any financial institution...,"by two of its affiliated parties, this bank has participated in "violations of the law and regulation and recklessly engaged or participated in unsafe and unsound banking practices and breaches of fiduciary duty," as indicated by the FDIC orders (FDIC-15-0299e and FDIC-15-0298k). Avoid all business activities with this bank. FDIC must shut down this entity to prevent greater loss of depositors' investments and taxpayers' money.

Horrible Experience Here

You know the perception that small community banks are better managed by local, upstanding, well-meaning business people deeply involved in the area?  Well...  I don't know which bank that would be in Gwinnett County, but my personal experience tells me that it’s probably isn’t Gwinnett Community Bank. 

I experienced nothing positive interacting with this place.  

Look for information on this bank anywhere on the internet and you'll see poor ratings abound: single stars, "very weak", etc.  Typically, when a business has this many, consistent ratings of a similar nature, it means something.  Perhaps customer service?  Perhaps senior leadership?  Perhaps their overall business practices?  Regardless, my recommendation is you do your homework before doing ANY business with this financial institution.

I had a shockingly poor experience here.  And that's a surprise because I thought small banks were supposed to be the 'good guys'.  I guess low bank stability ratings causes rude, questionable behavior.  

Very Unprofessional

Posted by: GregBlack | Sep 22, 2011

I Found GCB to be very Unprofessional and disorganized, Mainly one of it's employee Mr.Micheal Kirk...It took 2weeks to finally reach him concerning a house my wife and i were considering renting after reaching him i was sent an application After senting the App and no Response it took a week of calling his office to reach him, His response was we are reviewing Apps and would get back to me in 2 days...After another week of waiting and calling leaving messages on his machine ect... i finally reached him, he's response was were looking though more Apps?? And that he would contact me when he knows something..After another week of waiting my wife and i desided to visit the house once more, to our surprise we witnessed a couple moving in...We still till this day have yet to receive a phone call from Mr.Kirk...VERY UNPROFESSIONAL


Health Grade Components

FDIC Certificate #35249
Year Established1999
Primary RegulatorFDIC
Profit Margin
Return on Assets - YTD0.23%
Return on Equity - YTD8.73%
Annual Interest Income$2.4MM
Assets and Liabilities
AssetsQ1 2018vs Q1 2017$258.9MM$312.6MM
LoansQ1 2018vs Q1 2017$153.6MM$167.2MM
DepositsQ1 2018vs Q1 2017$251.8MM$290.3MM
Equity CapitalQ1 2018vs Q1 2017$6.6MM$6.3MM
Loan Loss AllowanceQ1 2018vs Q1 2017$2.1MM$2.9MM
Unbacked Noncurrent LoansQ1 2018vs Q1 2017$10.0MM$9.1MM
Real Estate OwnedQ1 2018vs Q1 2017$18.5MM$23.8MM

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Gwinnett Community Bank Locations
Hamilton Mill Branch2715 Hamilton Mill RoadBuford, GA 30519
Gwinnett Community Bank2775 Buford HighwayDuluth, GA 30096
Lawrenceville-Suwanee Road Branch3893 Lawrenceville RoadSuwanee, GA 30024

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