Gwinnett Community Bank

Deposits held and insured by First Citizens Bank (NC)

Overview / Commentary
770-476-2775
2775 Buford Highway
Duluth , GA 30096
Deposits held and insured by First Citizens Bank (NC)

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Reviews (5)

Great Experience

Posted by: |

I have been banking here for over ten years and have found the customer service to be above standard, the fees reasonable and an overall very professional environment.

Unfair Characterization

I find these comments completely opposite, I've been banking with Gwinnett Community Bank for well over 16 years. I find Don,Janus,Debra, Joe to be very caring, they are a business like everyone else. The banking business like everyone else has been hit, we all are not perfect people and businesses are not any different, but their good people.

Must Be Shut Down

Between the Cease and Desist Order of 2009 and FDIC-issued "Consent Orders of prohibition for further participation in any manner in the conduct of the affairs of any financial institution...,"by two of its affiliated parties, this bank has participated in "violations of the law and regulation and recklessly engaged or participated in unsafe and unsound banking practices and breaches of fiduciary duty," as indicated by the FDIC orders (FDIC-15-0299e and FDIC-15-0298k). Avoid all business activities with this bank. FDIC must shut down this entity to prevent greater loss of depositors' investments and taxpayers' money.

Horrible Experience Here

You know the perception that small community banks are better managed by local, upstanding, well-meaning business people deeply involved in the area?  Well...  I don't know which bank that would be in Gwinnett County, but my personal experience tells me that it’s probably isn’t Gwinnett Community Bank. 

I experienced nothing positive interacting with this place.  

Look for information on this bank anywhere on the internet and you'll see poor ratings abound: single stars, "very weak", etc.  Typically, when a business has this many, consistent ratings of a similar nature, it means something.  Perhaps customer service?  Perhaps senior leadership?  Perhaps their overall business practices?  Regardless, my recommendation is you do your homework before doing ANY business with this financial institution.

I had a shockingly poor experience here.  And that's a surprise because I thought small banks were supposed to be the 'good guys'.  I guess low bank stability ratings causes rude, questionable behavior.  

Very Unprofessional

Posted by: |

I Found GCB to be very Unprofessional and disorganized, Mainly one of it's employee Mr.Micheal Kirk...It took 2weeks to finally reach him concerning a house my wife and i were considering renting after reaching him i was sent an application After senting the App and no Response it took a week of calling his office to reach him, His response was we are reviewing Apps and would get back to me in 2 days...After another week of waiting and calling leaving messages on his machine ect... i finally reached him, he's response was were looking though more Apps?? And that he would contact me when he knows something..After another week of waiting my wife and i desided to visit the house once more, to our surprise we witnessed a couple moving in...We still till this day have yet to receive a phone call from Mr.Kirk...VERY UNPROFESSIONAL



Health
A

Data as of Q4 2019

Data displayed below is for insuring bank: First Citizens Bank (NC)
Learn why bank health matters

Health Grade Components

Overall
FDIC Certificate #11063
Year Established1898
Employees6999
Primary RegulatorFDIC
Profit Margin
Return on Assets - YTD1.22%
Return on Equity - YTD12.81%
Annual Interest Income$1.40B
Assets and Liabilities
AssetsQ4 2019vs Q4 2018$39.79B$35.27B
LoansQ4 2019vs Q4 2018$28.79B$25.35B
DepositsQ4 2019vs Q4 2018$34.46B$30.71B
Equity CapitalQ4 2019vs Q4 2018$3.76B$3.31B
Loan Loss AllowanceQ4 2019vs Q4 2018$225.1MM$223.7MM
Unbacked Noncurrent LoansQ4 2019vs Q4 2018$141.0MM$114.3MM
Real Estate OwnedQ4 2019vs Q4 2018$46.5MM$47.2MM
Rates

Sorry, we do not have rate data for Gwinnett Community Bank.

Locations


Gwinnett Community Bank Locations
Hamilton Mill Branch2715 Hamilton Mill RoadBuford, GA 30519
Gwinnett Community Bank2775 Buford HighwayDuluth, GA 30096
Suwanee Road Branch3893 Lawrenceville-Suwanee RoadSuwanee, GA 30024

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