Overview / Commentary
H-E-B Federal Credit Union is headquartered in San Antonio and is the 100th largest credit union in the state of Texas. It is also the 1,240th largest credit union in the nation. It was established in 1963 and as of March of 2025, it had grown to 30 employees and 12,289 members at 1 location. H-E-B Federal Credit Union has an A+ health rating.
Field of Membership Restrictions
Membership is open to employees of H-E-B Grocery Company or its subsidiaries or their immediate family or the immediate family of an existing member. (Membership requirements are listed in the credit union's online application)
See current membership details
Health
Health Grade Components
| Overall | |
|---|---|
| NCUA # | 15650 |
| Year Chartered | 1963 |
| Employees | 30 |
| Primary Regulator | |
| Profit Margin | |
|---|---|
| Return on Assets - YTD | 0.77% |
| Return on Equity - YTD | 4.37% |
| Annual Interest Income | $2.5MM |
| Assets and Liabilities | ||
|---|---|---|
| Assets | Q1 2025vs Q1 2024 | $211.5MM$206.9MM |
| Loans | Q1 2025vs Q1 2024 | $140.2MM$133.4MM |
| Deposits | Q1 2025vs Q1 2024 | $168.9MM$165.7MM |
| Equity Capital | Q1 2025vs Q1 2024 | $36.9MM$34.5MM |
| Loan Loss Allowance | Q1 2025vs Q1 2024 | $410K$345K |
| Unbacked Noncurrent Loans | Q1 2025vs Q1 2024 | $162K$374K |
| Real Estate Owned | Q1 2025vs Q1 2024 | $0$0 |