Hamakua Federal Credit Union

TODAY'S FEATURED RATES

Member FDIC

4.00%

Our Rating

4.2 / 5

CIT Bank

Platinum Savings

See Offer

Sponsored Note: Earn more with a min. balance of $5K. Savings starts at $100. FDIC Insured.

Member FDIC

3.80%

Our Rating

4.2 / 5

SoFi® Bank, N.A.

SoFi Checking and Savings

See Offer

Sponsored Note: +0.20% boost to 4.00% for up to 6 months on new accounts with eligible direct deposit. Terms apply.

Member FDIC

3.60%

Our Rating

4.3 / 5

American Express

American Express® High Yield Savings Account

See Offer

Sponsored Note: Interest compounds daily, deposited monthly

Member FDIC

3.50%

Our Rating

4.4 / 5

Capital One

360 Performance Savings

See Offer

Sponsored Note: It only takes about 5 minutes to open a fee-free account. Member FDIC.

Member FDIC

4.44%

Our Rating

4.3 / 5

Peak Bank

Envision High Yield Savings

See Offer

Sponsored Note: Member FDIC: Insured up to $250,000. $100 Deposit Earns Interest Immediately.

Member FDIC

up to $300

Our Rating

4.2 / 5

SoFi® Bank, N.A.

SoFi Checking and Savings

See Offer

Sponsored Note: Earn up to $300 with direct deposit, plus 2-day-early-pay. FDIC insured!

Overview / Commentary

www.hamakuafcu.org

808-964-5566

28-490 Kaakepa Street
Pepeekeo, HI 96783

Hamakua Federal Credit Union is headquartered in Pepeekeo and is the 40^th largest credit union in the state of Hawaii. It is also the 3,229^th largest credit union in the nation. It was established in 1937 and as of March of 2025, it had grown to 5 employees and 1,747 members at 1 location. Hamakua Federal Credit Union has a B health rating.

Field of Membership Restrictions

Hamakua Federal Credit Union is open to any who lives, works, worships or goes to school on the island of Hawaii.
See current membership details

Reviews

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Health

Data as of Q1 2025

Learn why bank health matters

Additional Factors: Institutions with a small asset base, a short operating history, or negative return on assets can represent an instability risk beyond what their financial ratios indicate. Hamakua Federal Credit Union has a low asset base.

Health Grade Components

Overall
NCUA #	2280
Year Chartered	1937
Employees	5
Primary Regulator

Profit Margin
Return on Assets - YTD	3.1%
Return on Equity - YTD	19.04%
Annual Interest Income	$236K

Assets and Liabilities
Assets	Q1 2025vs Q1 2024	$19.6MM$18.4MM
Loans	Q1 2025vs Q1 2024	$9.7MM$9.4MM
Deposits	Q1 2025vs Q1 2024	$16MM$15.6MM
Equity Capital	Q1 2025vs Q1 2024	$3.1MM$2.8MM
Loan Loss Allowance	Q1 2025vs Q1 2024	$98K$89K
Unbacked Noncurrent Loans	Q1 2025vs Q1 2024	$135K$130K
Real Estate Owned	Q1 2025vs Q1 2024	$0$0

TODAY'S FEATURED RATES

Member FDIC

4.00%

Our Rating

4.2 / 5

CIT Bank

Platinum Savings

See Offer

Sponsored Note: Earn more with a min. balance of $5K. Savings starts at $100. FDIC Insured.

Member FDIC

3.80%

Our Rating

4.2 / 5

SoFi® Bank, N.A.

SoFi Checking and Savings

See Offer

Sponsored Note: +0.20% boost to 4.00% for up to 6 months on new accounts with eligible direct deposit. Terms apply.

Member FDIC

3.60%

Our Rating

4.3 / 5

American Express

American Express® High Yield Savings Account

See Offer

Sponsored Note: Interest compounds daily, deposited monthly

Member FDIC

3.50%

Our Rating

4.4 / 5

Capital One

360 Performance Savings

See Offer

Sponsored Note: It only takes about 5 minutes to open a fee-free account. Member FDIC.

Member FDIC

4.44%

Our Rating

4.3 / 5

Peak Bank

Envision High Yield Savings

See Offer

Sponsored Note: Member FDIC: Insured up to $250,000. $100 Deposit Earns Interest Immediately.

Member FDIC

up to $300

Our Rating

4.2 / 5

SoFi® Bank, N.A.

SoFi Checking and Savings

See Offer

Sponsored Note: Earn up to $300 with direct deposit, plus 2-day-early-pay. FDIC insured!

Rates

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CD
IRA

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Hamakua Federal Credit Union Savings Account Rates

APY	MIN	MAX	ACCOUNT NAME
0.10%	$100	-	Regular Savings
0.10%	$100	-	Special Savings
0.10%	$0	-	Christmas Savings
0.10%	$100	-	Youth Share
0.10%	$100	-	Trust Share
0.10%	$100	-	Club Share

Hamakua Federal Credit Union CD Rates

APY	MIN	MAX	ACCOUNT NAME	VIEW DETAILS
0.25%	$0	-	1 Year CD

Hamakua Federal Credit Union IRA Rates

APY	MIN	MAX	ACCOUNT NAME	VIEW DETAILS
0.25%	$0	-	IRA Savings

Locations

Hamakua Federal Credit Union Locations
Branch Office	28-490 Kaakepa Street	Pepeekeo, HI 96783

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