Overview / Commentary
Hamakua Federal Credit Union is headquartered in Pepeekeo and is the 45th largest credit union in the state of Hawaii. It is also the 3,519th largest credit union in the nation. It was established in 1937 and as of March of 2020, it had grown to 5 employees and 1,636 members at 1 location. Hamakua Federal Credit Union has a B+ health rating.
Field of Membership Restrictions
Hamakua Federal Credit Union is open to any who lives, works, worships or goes to school on the island of Hawaii.
See current membership details
Health
B+
Data as of Q1 2020
Learn why bank health mattersAdditional Factors: Institutions with a small asset base, a short operating history, or negative return on assets can represent an instability risk beyond what their financial ratios indicate. Hamakua Federal Credit Union has a low asset base.
Health Grade Components
| Overall | |
|---|---|
| NCUA # | 2280 |
| Year Chartered | 1937 |
| Employees | 5 |
| Primary Regulator | |
| Profit Margin | |
|---|---|
| Return on Assets - YTD | 0.36% |
| Return on Equity - YTD | 2.26% |
| Annual Interest Income | $149.00K |
| Assets and Liabilities | ||
|---|---|---|
| Assets | Q1 2020vs Q1 2019 | $16.7MM$16.0MM |
| Loans | Q1 2020vs Q1 2019 | $7.2MM$6.5MM |
| Deposits | Q1 2020vs Q1 2019 | $14.0MM$13.3MM |
| Equity Capital | Q1 2020vs Q1 2019 | $2.7MM$2.6MM |
| Loan Loss Allowance | Q1 2020vs Q1 2019 | $35.00K$30.00K |
| Unbacked Noncurrent Loans | Q1 2020vs Q1 2019 | $11.00K$24.00K |
| Real Estate Owned | Q1 2020vs Q1 2019 | $0$0 |