Hamilton State Bank is no longer doing business under that name because it has been merged or acquired. See the successor institution Ameris Bank.
When I moved to Jackson, GA this bank was named MacIntosh State bank. My husband and I opened an account with them and enjoyed the personell service they provided us. Some years later, MacIntosh and another small local bank in Jackson, GA closed. We were left in a lurch for about three days not knowing what was going to happen to our account. We could pull the money out, it was insured, but we didn't want to change to a national bank and after the small banks closed, that was our only option in the small town we live in. After a breif time, we were notified that Hamilton State Bank had purchased our account as well as others and would continue business as usual. We were very happy to hear this and they made the process painless. We had always felt a kinship to the people that worked there and Hamilton kept a lot of the same employees that had been there for years. Our checking and savings accounts, while not a lot of money, were treated as if were high rollers and I felt that they took our checking and savings account to be as important to them as they were to us. The savings account did not have a high rate of return, but no ones did at that time. In addition to our checking and savings accounts being changed over with ease, they gave us an additional fifty dollars for staying with them that was deposited into our savings account. This helped make our decision to stay with them through the change all the better.
There could be many reasons why you haven't converted your mortgage loan. Maybe there is a problem with the program that were initially placed under and it is no longer available. Many qualifications issues. I wouldn't bash the bank, go away and try another bank to pay off the construction loan, and then see if there are any issues. Why wait, go elsewhere.
My husband and I built a house this year and used (after high recommendations from the builder) went with Hamilton State Bank for our construction loan. Our house was finished in May and the bank has been trying to do the final closing on our house ever since then. It is now the middle of November, and they still have NO idea when we are closing. I will call, leave a message, and they call me back days sometimes weeks later, if at all. When I talk to them, they tell me that we are close and they will call back the next week, never to be heard from until I call three weeks later. The builder told me that I would have to pay minimal construction interest because they should have us closing within 30 days. Since then we have paid almost $1200 a month in interest! It has gotten beyond the point of ridiculous!! I don't know if we are the only case of this happening to a customer or not but I do NOT recommend this bank for mortgages!!
We were extremely pleased with our construction process with Hamilton State Bank. The process was easy, and the employees were very knowledgeable and responsive. We would highly recommend Hamilton State Bank to anyone interested in financing.
We do not have health information for Hamilton State Bank, because it is no longer an operational bank.
Sorry, we do not have rate data for Hamilton State Bank.
Sorry, but we do not have location data for Hamilton State Bank. Its headquarters is located at 1907 Highway 211 - Hoschton, GA 30548