Hamlin Bank and Trust Company

Hamlin Bank and Trust Company

Overview / Commentary
333 West Main Street
Smethport, PA 16749

Hamlin Bank and Trust Company is headquartered in Smethport and is the 87th largest bank in the state of Pennsylvania. It is also the 1,800th largest bank in the nation. It was established in 1863 and as of December of 2019, it had grown to 87 employees at 8 locations. Hamlin Bank and Trust Company has a B+ health rating.

Reviews (2)

Hamlin Not Just A Bank But Family

Posted by: |

in all banks its always a dollar value but at hamlin its like seeing a friend always kind verry helpful they remember you not because of your account but because they are human just like us they will do anything in their power to help even if some times the numbers dont match up ive been dealing with them for 9 years and yes ive been late on a couple of payments and yea i have been over drawn in my account and my credit score is by all means not perfect at all and they are still more than willing to work with me when all others see the reports and numbers and turn you down hamlin is always there to help thank you

Hamlin Bank Experience

For many years, I had a checking and savings account with Hamlin Bank. Hamlin Bank is a very small bank in my hometown and it does not have the extensive online features available like with a national bank. For the most part, I used their drive through service to make deposits or withdraw money or I would go inside the bank in person to cash a check, deposit a check, or withdraw money. I did not have an ATM card with Hamlin Bank so most of my interactions with them were face to face. The tellers were always friendly, but being that it was a small town, I knew almost all of them personally. Typically there was never a long line to wait to talk to someone to complete a transaction. At any one time there were, at most, two or three people in line. The interest rates on a savings account were what would be expected (very very low) and there were no fees for the checking account.


Health Grade Components

FDIC Certificate #11113
Year Established1863
Primary RegulatorFDIC
Profit Margin
Return on Assets - YTD2.29%
Return on Equity - YTD10.29%
Annual Interest Income$17.1MM
Assets and Liabilities
AssetsQ4 2019vs Q4 2018$388.8MM$398.9MM
LoansQ4 2019vs Q4 2018$235.2MM$232.3MM
DepositsQ4 2019vs Q4 2018$286.8MM$303.8MM
Equity CapitalQ4 2019vs Q4 2018$90.6MM$83.2MM
Loan Loss AllowanceQ4 2019vs Q4 2018$3.2MM$3.5MM
Unbacked Noncurrent LoansQ4 2019vs Q4 2018$4.4MM$4.4MM
Real Estate OwnedQ4 2019vs Q4 2018$622.00K$834.00K

Sorry, we do not have rate data for Hamlin Bank and Trust Company.


Hamlin Bank and Trust Company Locations
Eldred Branch151 Main StreetEldred, PA 16731
Hamlin Bank and Trust Company333 West Main StreetSmethport, PA 16749
Kane Branch34 Fraley StreetKane, PA 16735
Mount Jewett Branch35 East Main StreetMount Jewett, PA 16740
Bradford Branch671 East Main StreetBradford, PA 16701
Olean Branch2102 West State StreetOlean, NY 14760
Kane Drive-In Branch2 Birch StreetKane, PA 16735
East Water Street Branch325 East Water StreetSmethport, PA 16749

The financial institution, product, and APY (Annual Percentage Yield) data displayed on this website is gathered from various sources and may not reflect all of the offers available in your region. Although we strive to provide the most accurate data possible, we cannot guarantee its accuracy. The content displayed is for general information purposes only; always verify account details and availability with the financial institution before opening an account. Contact [email protected] to report inaccurate info or to request offers be included in this website. We are not affiliated with the financial institutions included in this website.