Hancock Bank & Trust Company
Popular Accounts at this Bank
| APY | ACCOUNT TYPE | HOW THEY COMPARE |
|---|---|---|
| 0.80% | Reward Checking | 1.73% - National Average |
| 0.15% | Reward Savings | 0.81% - National Average |
| 2.20% | 5-year CD |
Hancock Bank & Trust Company is headquartered in Hawesville and is the 48th largest bank in the state of Kentucky. It is also the 2,256th largest bank in the nation. It was established in 1888 and as of December of 2018, it had grown to 84 employees at 7 locations. Hancock Bank & Trust Company's money market rates are 70% higher than the national average, and it has an A health rating.
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I Love Hancock Bank
I enjoy using Hancock Bank in Hawesville Ky. It's a very friendly bank and seems to really care about it's customers. Their fees are very fair considering what larger banks charge. I also like the fact that it's a local hometown bank and is active in the community. I believe they have their customers best interest at heart. It's easy to reach someone if you do have a problem. They treat you as you are important to them and not just a number. When talking with customer service they are personable, they call you by name, they act as if they truly care about your concerns and helping you. I have since moved to another state but like Hancock Bank so much that I chose to keep it as my bank. Even though I'm hundreds of miles away the customer service is still the same. I really enjoy the feature they now have that allows you to make instant deposits online by taking pictures of the front and back of your checks. This had only been my one drawback of living away and now they have taken care of that. I plan to keep them as my bank unless I happen to find a local bank around here that can do the same. So far that is not the case. I also appreciate the fact that when I had an incident of paying some bills online that were going to the same company their security person called me to make sure it was legitimate. They are not only small and local but very current with security measures.
So Far So Good . . .
Have just set up the account online. 4% on up to 40k. Seems to have gone smoothly. Also got the people at the main office on the phone, and they were very helpful. I'm leaving another KY bank--Commonwealth Bank & Trust, because they just introduced a tier structure on their rewards checking. We'll see how it goes . . .
Data as of Q4 2018
Learn why bank health mattersHealth Grade Components
| Overall | |
|---|---|
| FDIC Certificate # | 8128 |
| Year Established | 1888 |
| Employees | 84 |
| Primary Regulator | FDIC |
| Profit Margin | |
|---|---|
| Return on Assets - YTD | 0.58% |
| Return on Equity - YTD | 5.21% |
| Annual Interest Income | $12.2MM |
| Assets and Liabilities | ||
|---|---|---|
| Assets | Q4 2018vs Q4 2017 | $287.4MM$277.4MM |
| Loans | Q4 2018vs Q4 2017 | $217.3MM$213.8MM |
| Deposits | Q4 2018vs Q4 2017 | $235.9MM$232.7MM |
| Equity Capital | Q4 2018vs Q4 2017 | $31.6MM$31.6MM |
| Loan Loss Allowance | Q4 2018vs Q4 2017 | $3.2MM$3.2MM |
| Unbacked Noncurrent Loans | Q4 2018vs Q4 2017 | $604.00K$420.00K |
| Real Estate Owned | Q4 2018vs Q4 2017 | $0$0 |
This section lists recent deals, promotions and rate changes submitted by our community within the past 90 days. Always verify official rates and promotions with the bank or credit union.
Cash Management Account, 2.53% APY
Up to $4,999.99 - 1.51% APY
$5,000 - $249,999.99 - 2.53% APY
$250,000 and above - 0.25% APY
Market area is western Kentucky.
Always verify rates and promotions with the bank or credit union. We are not Hancock Bank & Trust Company; we are a rate comparison website and cannot provide official rates or promotions.
* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.
Hancock Bank & Trust Company Savings Account Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS | |
|---|---|---|---|---|---|
| 0.60% | $25 | - | Break Free Savings | ||
| 0.15%* | - | $50k | Green Rewards Savings | ||
| OTHER TIERS: 0.10% → $50k+ | |||||
| 0.15% | $10 | - | Christmas Club | ||
| 0.15%* | - | $50k | Real Savers | ||
| OTHER TIERS: 0.10% → $50k+ | |||||
| 0.10% | $50 | - | Statement Savings | ||
| 0.10% | - | - | Explorer Savings | ||
Hancock Bank & Trust Company Money Market Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS | |
|---|---|---|---|---|---|
| 0.75%* | $25k* | - | Money Market Investment Savings | ||
| OTHER TIERS: 0.10% → Up to $5k | 0.15% → $5k - $10k | 0.25% → $10k - $25k | |||||
| 0.15%* | $2.5k* | - | Money Market Account | ||
| OTHER TIERS: 0.10% → Up to $2.5k | |||||
Hancock Bank & Trust Company Checking Account Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS | |
|---|---|---|---|---|---|
| 5.00% | - | $500 | Break Free Checking | ||
| 0.80% | - | $40k | Green Rewards Checking | ||
| 0.15%* | $2.5k* | - | Captain's Circle Int. Bearing + Benefits | ||
| OTHER TIERS: 0.10% → Up to $2.5k | |||||
| 0.10% | $1k | - | Friends & Neighbors Checking | ||
| 0.10% | $1k | - | Business Basics Checking | ||
| 0.10% | $2k | - | Commercial Business Checking | ||
Hancock Bank & Trust Company CD Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
|---|---|---|---|---|
| 2.63% | $500 | - | 26 Month CD w/ Transaction Account | |
| 2.38% | $500 | - | 26 Month CD | |
| 2.22% | $500 | - | 13 Month CD w/ Transaction Account | |
| 2.20% | $500 | - | 60 Month CD | |
| 1.97% | $500 | - | 13 Month CD | |
| 1.96% | $500 | - | 48 Month CD | |
| 1.70% | $500 | - | 36 Month CD | |
| 1.50% | $500 | - | 30 Month CD | |
| 1.45% | $500 | - | 24 Month CD | |
| 1.30% | $500 | - | 18 Month CD | |
| 1.25% | $50 | - | 36 Month Open End CD | |
| 1.21% | $500 | - | 12 Month CD | |
| 1.00% | $50 | - | 24 Month Open End CD | |
| 0.80% | $500 | - | 6 Month CD | |
| 0.60% | $500 | - | 3 Month CD |
Hancock Bank & Trust Company IRA Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
|---|---|---|---|---|
| 2.63% | $500 | - | 26 Month IRA w/ Transaction Account | |
| 2.38% | $500 | - | 26 Month IRA | |
| 2.22% | $500 | - | 13 Month IRA w/ Transaction Account | |
| 2.20% | $500 | - | 60 Month IRA | |
| 1.97% | $500 | - | 13 Month IRA | |
| 1.96% | $500 | - | 48 Month IRA | |
| 1.70% | $500 | - | 36 Month IRA | |
| 1.50% | $500 | - | 30 Month IRA | |
| 1.45% | $500 | - | 24 Month IRA | |
| 1.30% | $500 | - | 18 Month IRA | |
| 1.25% | $50 | - | 36 Month Open End IRA | |
| 1.21% | $500 | - | 12 Month IRA | |
| 1.00% | $50 | - | 24 Month Open End IRA | |
| 0.80% | $500 | - | 6 Month IRA | |
| 0.60% | $500 | - | 3 Month IRA |
| Hancock Bank & Trust Company Locations | ||
|---|---|---|
| Breckinridge Bank Branch | 102 West Main Street | Cloverport, KY 40111 |
| Hancock Bank & Trust Company | 220 Main Street | Hawesville, KY 42348 |
| Madisonville South Branch | 240 S. Main Street | Madisonville, KY 42431 |
| Madisonville North Branch | 2420 North Main Street | Madisonville, KY 42431 |
| Bowling Green Branch | 2501 Crossings Blvd | Bowling Green, KY 42104 |
| Lewisport Branch | U.S. Highway 60 East | Lewisport, KY 42351 |
| Bowling Green Branch | 1025 Fairview Avenue | Bowling Green, KY 42103 |