Hancock Bank & Trust Company is headquartered in Hawesville and is the 48th largest bank in the state of Kentucky. It is also the 2,269th largest bank in the nation. It was established in 1888 and as of December of 2019, it had grown to 81 employees at 7 locations. Hancock Bank & Trust Company's money market rates are 70% higher than the national average, and it has an A health rating.
Related Posts
Love This Community Bank!
Love this community bank! Fast, friendly service.
I Love Hancock Bank
I enjoy using Hancock Bank in Hawesville Ky. It's a very friendly bank and seems to really care about it's customers. Their fees are very fair considering what larger banks charge. I also like the fact that it's a local hometown bank and is active in the community. I believe they have their customers best interest at heart. It's easy to reach someone if you do have a problem. They treat you as you are important to them and not just a number. When talking with customer service they are personable, they call you by name, they act as if they truly care about your concerns and helping you. I have since moved to another state but like Hancock Bank so much that I chose to keep it as my bank. Even though I'm hundreds of miles away the customer service is still the same. I really enjoy the feature they now have that allows you to make instant deposits online by taking pictures of the front and back of your checks. This had only been my one drawback of living away and now they have taken care of that. I plan to keep them as my bank unless I happen to find a local bank around here that can do the same. So far that is not the case. I also appreciate the fact that when I had an incident of paying some bills online that were going to the same company their security person called me to make sure it was legitimate. They are not only small and local but very current with security measures.
So Far So Good . . .
Have just set up the account online. 4% on up to 40k. Seems to have gone smoothly. Also got the people at the main office on the phone, and they were very helpful. I'm leaving another KY bank--Commonwealth Bank & Trust, because they just introduced a tier structure on their rewards checking. We'll see how it goes . . .
Data as of Q4 2019
Learn why bank health mattersHealth Grade Components
| Overall | |
|---|---|
| FDIC Certificate # | 8128 |
| Year Established | 1888 |
| Employees | 81 |
| Primary Regulator | FDIC |
| Profit Margin | |
|---|---|
| Return on Assets - YTD | 0.75% |
| Return on Equity - YTD | 6.66% |
| Annual Interest Income | $13.2MM |
| Assets and Liabilities | ||
|---|---|---|
| Assets | Q4 2019vs Q4 2018 | $288.9MM$287.4MM |
| Loans | Q4 2019vs Q4 2018 | $225.0MM$217.3MM |
| Deposits | Q4 2019vs Q4 2018 | $236.0MM$235.9MM |
| Equity Capital | Q4 2019vs Q4 2018 | $33.0MM$31.6MM |
| Loan Loss Allowance | Q4 2019vs Q4 2018 | $3.2MM$3.2MM |
| Unbacked Noncurrent Loans | Q4 2019vs Q4 2018 | $1.0MM$604.00K |
| Real Estate Owned | Q4 2019vs Q4 2018 | $0$0 |