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  2. Hancock Bank & Trust Company

Hancock Bank & Trust Company


Overview / Commentary
www.hancockbankonline.com
270-927-8855
220 Main Street
Hawesville, KY 42348

Hancock Bank & Trust Company is headquartered in Hawesville and is the 49th largest bank in the state of Kentucky. It is also the 2,243rd largest bank in the nation. It was established in 1888 and as of March of 2019, it had grown to 85 employees at 7 locations. Hancock Bank & Trust Company's money market rates are 70% higher than the national average, and it boasts an A+ health rating.

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Cash Management Account, 2.53% APY - 1/18/2019

"The rate is determined by the Prime Rate as published in the Money Section of the Wall Street Journal minus 3.00%. If the balance falls below $5,000.00 the rate will adjust to the Prime Rate minus 4.00%." Up to $4,999.99 - 1.51% APY $5,000 - $249,999.99 - 2.53% APY $250,000 and above - 0.25% APY Market area is western Kentucky.

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Reviews (3)

Love This Community Bank!

Posted by: paadkins | Jun 18, 2019

Love this community bank! Fast, friendly service.

1

I Love Hancock Bank

Posted by: Confileas | May 9, 2018

I enjoy using Hancock Bank in Hawesville Ky. It's a very friendly bank and seems to really care about it's customers. Their fees are very fair considering what larger banks charge. I also like the fact that it's a local hometown bank and is active in the community. I believe they have their customers best interest at heart. It's easy to reach someone if you do have a problem. They treat you as you are important to them and not just a number. When talking with customer service they are personable, they call you by name, they act as if they truly care about your concerns and helping you. I have since moved to another state but like Hancock Bank so much that I chose to keep it as my bank. Even though I'm hundreds of miles away the customer service is still the same. I really enjoy the feature they now have that allows you to make instant deposits online by taking pictures of the front and back of your checks. This had only been my one drawback of living away and now they have taken care of that. I plan to keep them as my bank unless I happen to find a local bank around here that can do the same. So far that is not the case. I also appreciate the fact that when I had an incident of paying some bills online that were going to the same company their security person called me to make sure it was legitimate. They are not only small and local but very current with security measures.

1

So Far So Good . . .

Posted by: Anonymous | Jan 10, 2011

Have just set up the account online. 4% on up to 40k. Seems to have gone smoothly. Also got the people at the main office on the phone, and they were very helpful. I'm leaving another KY bank--Commonwealth Bank & Trust, because they just introduced a tier structure on their rewards checking. We'll see how it goes . . .

1


Health
A+

Data as of Q1 2019

Learn why bank health matters

Health Grade Components

Overall
FDIC Certificate #8128
Year Established1888
Employees85
Primary RegulatorFDIC
Profit Margin
Return on Assets - YTD0.82%
Return on Equity - YTD7.48%
Annual Interest Income$3.2MM
Assets and Liabilities
AssetsQ1 2019vs Q1 2018$293.5MM$279.5MM
LoansQ1 2019vs Q1 2018$216.3MM$216.9MM
DepositsQ1 2019vs Q1 2018$241.7MM$236.8MM
Equity CapitalQ1 2019vs Q1 2018$32.1MM$31.6MM
Loan Loss AllowanceQ1 2019vs Q1 2018$3.2MM$3.1MM
Unbacked Noncurrent LoansQ1 2019vs Q1 2018$252.00K$1.1MM
Real Estate OwnedQ1 2019vs Q1 2018$8.00K$0
Rates
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Always verify rates and promotions with the bank or credit union. We are not Hancock Bank & Trust Company; we are a rate comparison website and cannot provide official rates or promotions.

* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Hancock Bank & Trust Company Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.15%*-$50kGreen Rewards Savings
OTHER TIERS: 0.10% → $50k+
0.15%$10-Christmas Club
0.15%*-$50kReal Savers
OTHER TIERS: 0.10% → $50k+
0.10%$50-Statement Savings
0.10%--Explorer Savings

Hancock Bank & Trust Company Money Market Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.75%*$25k*-Money Market Investment Savings
OTHER TIERS: 0.10% → Up to $5k | 0.15% → $5k - $10k | 0.25% → $10k - $25k
0.15%*$2.5k*-Money Market Account
OTHER TIERS: 0.10% → Up to $2.5k

Hancock Bank & Trust Company Checking Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.80%-$40kGreen Rewards Checking
0.15%*$2.5k*-Captain's Circle Int. Bearing + Benefits
OTHER TIERS: 0.10% → Up to $2.5k
0.10%$1k-Friends & Neighbors Checking
0.10%$2k-Commercial Business Checking

Hancock Bank & Trust Company CD Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
2.27%$500-26 Month CD w/ Transaction Account
2.20%$500-60 Month CD
2.02%$500-13 Month CD w/ Transaction Account
2.02%$500-26 Month CD w/o Transaction Account
1.96%$500-48 Month CD
1.76%$500-13 Month CD w/o Transaction Account
1.70%$500-36 Month CD
1.50%$500-30 Month CD
1.45%$500-24 Month CD
1.30%$500-18 Month CD
1.25%$50-36 Month Open End CD
1.21%$500-12 Month CD
1.00%$50-24 Month Open End CD
0.80%$500-6 Month CD
0.60%$500-3 Month CD

Hancock Bank & Trust Company IRA Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
2.27%$500-26 Month IRA w/ Transaction Account
2.20%$500-60 Month IRA
2.02%$500-13 Month IRA w/ Transaction Account
2.02%$500-26 Month IRA w/o Transaction Account
1.96%$500-48 Month IRA
1.76%$500-13 Month IRA w/o Transaction Account
1.70%$500-36 Month IRA
1.50%$500-30 Month IRA
1.45%$500-24 Month IRA
1.30%$500-18 Month IRA
1.25%$50-36 Month Open End IRA
1.21%$500-12 Month IRA
1.00%$50-24 Month Open End IRA
0.80%$500-6 Month IRA
0.60%$500-3 Month IRA
Locations


Hancock Bank & Trust Company Locations
Breckinridge Bank Branch102 West Main StreetCloverport, KY 40111
Hancock Bank & Trust Company220 Main StreetHawesville, KY 42348
Madisonville South Branch240 S. Main StreetMadisonville, KY 42431
Madisonville North Branch2420 North Main StreetMadisonville, KY 42431
Bowling Green Branch2501 Crossings BlvdBowling Green, KY 42104
Lewisport BranchU.S. Highway 60 EastLewisport, KY 42351
Bowling Green Branch1025 Fairview AvenueBowling Green, KY 42103

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