Hancock County Savings Bank, F.S.B.

Overview / Commentary
351 Carolina Avenue
Chester, WV 26034

Hancock County Savings Bank, F.S.B. is headquartered in Chester and is the 14th largest bank in the state of West Virginia. It is also the 1,888th largest bank in the nation. It was established in 1899 and as of March of 2022, it had grown to 76 employees at 3 locations. Hancock County Savings Bank, F.S.B. has an A+ health rating.

Reviews (1)

Hancock County Savings Bank I trust, and has not let me down once.

My experience with Hancock County Savings Bank has always been pleasant. They have three offices in the Northern Panhandle area of WV, the general area myself and family live. They are always acceptable, open certain evenings after 4pm so that I can stop by after work. The service staff/tellers know you by name, and remember simple details such as where you work, your family etc. The fee's for overdrafts aren't bad, but since I signed up for the withdraw protection, by taking funds from my savings if I accidentally have a withdraw delinquency, they automatically just transfer over the difference to save me a few
Something I truely love about them, my High School Reunion was last summer
I was elected to organize the event. Gathering monies from several students can be disastrous if not handled properly. Also the president and I felt it would. It be good for any one person to hold the funds. So we opened a "joint non profit buisiness account" with HCSB. The process was quick, everything was so simple, and the account officer at the bank would take my calls any time of day, always with the information I needed. The reunion ended up being a huge success, but I couldn't have set it up without the help of HCSB and their staff.


Health Grade Components

FDIC Certificate #29035
Year Established1899
Primary RegulatorOCC
Profit Margin
Return on Assets - YTD0.86%
Return on Equity - YTD4.92%
Annual Interest Income$3.7MM
Assets and Liabilities
AssetsQ1 2022vs Q1 2021$447.6MM$431.5MM
LoansQ1 2022vs Q1 2021$366.9MM$334.1MM
DepositsQ1 2022vs Q1 2021$347.9MM$335.6MM
Equity CapitalQ1 2022vs Q1 2021$78.5MM$74.8MM
Loan Loss AllowanceQ1 2022vs Q1 2021$2.4MM$2.5MM
Unbacked Noncurrent LoansQ1 2022vs Q1 2021$1.0MM$966.00K
Real Estate OwnedQ1 2022vs Q1 2021$46.00K$39.00K

Rates for Hancock County Savings Bank, F.S.B. are currently being reviewed.


Hancock County Savings Bank, F.S.B. Locations
Ridge Ave Branch1200 Ridge AvenueNew Cumberland, WV 26047
Hancock County Savings Bank, F.S.B.351 Carolina AvenueChester, WV 26034
375 Three Springs Drive Branch375 Three Springs DriveWeirton, WV 26062

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