Hancock County Savings Bank, F.S.B.

TODAY'S FEATURED RATES

Member FDIC

4.00%

Our Rating

4.2 / 5

CIT Bank

Platinum Savings

See Offer

Sponsored Note: Earn more with a min. balance of $5K. Savings starts at $100. FDIC Insured.

Member FDIC

3.60%

Our Rating

4.3 / 5

American Express

American Express® High Yield Savings Account

See Offer

Sponsored Note: Interest compounds daily, deposited monthly

Member FDIC

3.80%

Our Rating

4.2 / 5

SoFi® Bank, N.A.

SoFi Checking and Savings

See Offer

Sponsored Note: Earn up to 3.80% APY and up to $300 with direct deposit. Members can unlock our highest savings rate with direct deposit OR by depositing $5,000 or more every 30 days. Terms apply. Member FDIC

Member FDIC

3.50%

Our Rating

4.4 / 5

Capital One

360 Performance Savings

See Offer

Sponsored Note: It only takes about 5 minutes to open a fee-free account. Member FDIC.

Member FDIC

4.44%

Our Rating

4.3 / 5

Peak Bank

Envision High Yield Savings

See Offer

Sponsored Note: Member FDIC: Insured up to $250,000. $100 Deposit Earns Interest Immediately.

Member FDIC

up to $300

Our Rating

4.2 / 5

SoFi® Bank, N.A.

SoFi Checking and Savings

See Offer

Sponsored Note: Earn up to $300 with direct deposit, plus 2-day-early-pay. FDIC insured!

Overview / Commentary

www.hcsbank.com

304-387-1620

351 Carolina Avenue
Chester, WV 26034

Hancock County Savings Bank, F.S.B. is headquartered in CHESTER and is the 13^th largest bank in the state of West Virginia. It is also the 1,814^th largest bank in the nation. It was established in 1899 and as of March of 2025, it had grown to 81 employees at 3 locations. Hancock County Savings Bank, F.S.B. has an A+ health rating.

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Health

A+

Data as of Q1 2025

Learn why bank health matters

Health Grade Components

Overall
FDIC Certificate #	29035
Year Established	1899
Employees	81
Primary Regulator	OCC

Profit Margin
Return on Assets - YTD	0.76%
Return on Equity - YTD	4.26%
Annual Interest Income	$5.3MM

Assets and Liabilities
Assets	Q1 2025vs Q1 2024	$492.8MM$462.7MM
Loans	Q1 2025vs Q1 2024	$420.6MM$408.1MM
Deposits	Q1 2025vs Q1 2024	$389.2MM$361.9MM
Equity Capital	Q1 2025vs Q1 2024	$87.2MM$83.9MM
Loan Loss Allowance	Q1 2025vs Q1 2024	$4.5MM$4.3MM
Unbacked Noncurrent Loans	Q1 2025vs Q1 2024	$2.2MM$1.4MM
Real Estate Owned	Q1 2025vs Q1 2024	$222K$135K

TODAY'S FEATURED RATES

Member FDIC

4.00%

Our Rating

4.2 / 5

CIT Bank

Platinum Savings

See Offer

Sponsored Note: Earn more with a min. balance of $5K. Savings starts at $100. FDIC Insured.

Member FDIC

3.60%

Our Rating

4.3 / 5

American Express

American Express® High Yield Savings Account

See Offer

Sponsored Note: Interest compounds daily, deposited monthly

Member FDIC

3.80%

Our Rating

4.2 / 5

SoFi® Bank, N.A.

SoFi Checking and Savings

See Offer

Member FDIC

3.50%

Our Rating

4.4 / 5

Capital One

360 Performance Savings

See Offer

Sponsored Note: It only takes about 5 minutes to open a fee-free account. Member FDIC.

Member FDIC

4.44%

Our Rating

4.3 / 5

Peak Bank

Envision High Yield Savings

See Offer

Sponsored Note: Member FDIC: Insured up to $250,000. $100 Deposit Earns Interest Immediately.

Member FDIC

up to $300

Our Rating

4.2 / 5

SoFi® Bank, N.A.

SoFi Checking and Savings

See Offer

Sponsored Note: Earn up to $300 with direct deposit, plus 2-day-early-pay. FDIC insured!

Rates

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Money Market
Checking
CD
IRA

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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Hancock County Savings Bank, F.S.B. Savings Account Rates

APY	MIN	MAX	ACCOUNT NAME
0.05%	$0	-	Christmas Club Savings
0.05%	$100	-	Statement Savings
0.05%	$10	-	Just for You Savings

Hancock County Savings Bank, F.S.B. Money Market Rates

APY	MIN	MAX	ACCOUNT NAME
0.25%^*	$100k^*	-	Premium MMDA
OTHER TIERS: 0.15% → $10k - $50k \| 0.20% → $50k - $100k
0.05%	$2k	-	Money Market Demand Account

Hancock County Savings Bank, F.S.B. Checking Account Rates

APY	MIN	MAX	ACCOUNT NAME	VIEW DETAILS
0.03%	$1k	-	Interest Checking
0.03%	$0	-	Hancock Classic Checking

Hancock County Savings Bank, F.S.B. CD Rates

APY	MIN	MAX	ACCOUNT NAME
4.10%	$500	-	4 Month CD Special
3.75%	$500	-	10 Month CD Special
1.00%	$500	-	60 Month CD
0.75%	$500	-	48 Month CD
0.65%	$500	-	36 Month CD
0.60%	$500	-	24 Month CD
0.60%	$0	-	30 Month CD
0.50%	$500	-	12 Month CD
0.50%	$500	-	18 Month CD
0.40%	$500	-	182 Day CD
0.35%	$500	-	91 Day CD

Hancock County Savings Bank, F.S.B. IRA Rates

APY	MIN	MAX	ACCOUNT NAME
4.10%	$0	-	4 Month IRA Special
3.75%	$0	-	10 Month IRA Special
1.00%	$0	-	60 Month IRA
0.75%	$0	-	48 Month IRA
0.65%	$0	-	36 Month IRA
0.60%	$0	-	24 Month IRA
0.60%	$0	-	30 Month IRA
0.50%	$0	-	12 Month IRA
0.50%	$0	-	18 Month IRA
0.40%	$0	-	182 Day IRA
0.35%	$0	-	91 Day IRA
0.05%	$0	-	IRA Statement Savings

Locations

Hancock County Savings Bank, F.S.B. Locations
Ridge Ave Branch	1200 Ridge Avenue	New Cumberland, WV 26047
Hancock County Savings Bank, F.S.B.	351 Carolina Ave	Chester, WV 26034
375 Three Springs Drive Branch	375 Three Springs Drive	Weirton, WV 26062

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