Hancock County Savings Bank, F.S.B. is headquartered in Chester and is the 14th largest bank in the state of West Virginia. It is also the 1,919th largest bank in the nation. It was established in 1899 and as of December of 2020, it had grown to 74 employees at 3 locations. Hancock County Savings Bank, F.S.B. has an A+ health rating.
My experience with Hancock County Savings Bank has always been pleasant. They have three offices in the Northern Panhandle area of WV, the general area myself and family live. They are always acceptable, open certain evenings after 4pm so that I can stop by after work. The service staff/tellers know you by name, and remember simple details such as where you work, your family etc. The fee's for overdrafts aren't bad, but since I signed up for the withdraw protection, by taking funds from my savings if I accidentally have a withdraw delinquency, they automatically just transfer over the difference to save me a few
Something I truely love about them, my High School Reunion was last summer
I was elected to organize the event. Gathering monies from several students can be disastrous if not handled properly. Also the president and I felt it would. It be good for any one person to hold the funds. So we opened a "joint non profit buisiness account" with HCSB. The process was quick, everything was so simple, and the account officer at the bank would take my calls any time of day, always with the information I needed. The reunion ended up being a huge success, but I couldn't have set it up without the help of HCSB and their staff.
Overall | |
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FDIC Certificate # | 29035 |
Year Established | 1899 |
Employees | 74 |
Primary Regulator | OCC |
Profit Margin | |
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Return on Assets - YTD | 0.85% |
Return on Equity - YTD | 4.63% |
Annual Interest Income | $14.5MM |
Assets and Liabilities | ||
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Assets | Q4 2020vs Q4 2019 | $410.8MM$373.2MM |
Loans | Q4 2020vs Q4 2019 | $328.8MM$303.3MM |
Deposits | Q4 2020vs Q4 2019 | $313.4MM$285.8MM |
Equity Capital | Q4 2020vs Q4 2019 | $73.8MM$70.4MM |
Loan Loss Allowance | Q4 2020vs Q4 2019 | $2.5MM$2.7MM |
Unbacked Noncurrent Loans | Q4 2020vs Q4 2019 | $1.3MM$1.4MM |
Real Estate Owned | Q4 2020vs Q4 2019 | $0$0 |
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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.
APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
---|---|---|---|---|
0.05% | - | - | Christmas Club Savings | |
0.05% | $100 | - | Statement Savings | |
0.05% | - | - | IRA Passbook Account | |
0.05% | $10 | - | Just for You Savings |
APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS | |
---|---|---|---|---|---|
0.20%* | $100k* | - | Premium MMDA | ||
OTHER TIERS: 0.10% → $10k - $50k | 0.15% → $50k - $100k | |||||
0.05% | $2k | - | Money Market Demand Account |
APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
---|---|---|---|---|
0.03% | $1k | - | Interest Checking | |
0.03% | - | - | Hancock Classic Checking |
Hancock County Savings Bank, F.S.B. Locations | ||
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Ridge Ave Branch | 1200 Ridge Avenue | New Cumberland, WV 26047 |
Hancock County Savings Bank, F.S.B. | 351 Carolina Avenue | Chester, WV 26034 |
375 Three Springs Drive Branch | 375 Three Springs Drive | Weirton, WV 26062 |