Hancock County Savings Bank, F.S.B.

Overview / Commentary
351 Carolina Avenue
Chester, WV 26034

Hancock County Savings Bank, F.S.B. is headquartered in CHESTER and is the 15th largest bank in the state of West Virginia. It is also the 1,847th largest bank in the nation. It was established in 1899 and as of September of 2023, it had grown to 79 employees at 3 locations. Hancock County Savings Bank, F.S.B. has an A health rating.

Reviews (1)

Hancock County Savings Bank I trust, and has not let me down once.

My experience with Hancock County Savings Bank has always been pleasant. They have three offices in the Northern Panhandle area of WV, the general area myself and family live. They are always acceptable, open certain evenings after 4pm so that I can stop by after work. The service staff/tellers know you by name, and remember simple details such as where you work, your family etc. The fee's for overdrafts aren't bad, but since I signed up for the withdraw protection, by taking funds from my savings if I accidentally have a withdraw delinquency, they automatically just transfer over the difference to save me a few
Something I truely love about them, my High School Reunion was last summer
I was elected to organize the event. Gathering monies from several students can be disastrous if not handled properly. Also the president and I felt it would. It be good for any one person to hold the funds. So we opened a "joint non profit buisiness account" with HCSB. The process was quick, everything was so simple, and the account officer at the bank would take my calls any time of day, always with the information I needed. The reunion ended up being a huge success, but I couldn't have set it up without the help of HCSB and their staff.


Health Grade Components

FDIC Certificate #29035
Year Established1899
Primary RegulatorOCC
Profit Margin
Return on Assets - YTD0.89%
Return on Equity - YTD5.01%
Annual Interest Income$13.2MM
Assets and Liabilities
AssetsQ3 2023vs Q3 2022$463.4MM$450MM
LoansQ3 2023vs Q3 2022$400.8MM$380.3MM
DepositsQ3 2023vs Q3 2022$355.6MM$348.5MM
Equity CapitalQ3 2023vs Q3 2022$82.5MM$80.2MM
Loan Loss AllowanceQ3 2023vs Q3 2022$4.2MM$2.3MM
Unbacked Noncurrent LoansQ3 2023vs Q3 2022$1.3MM$1.1MM
Real Estate OwnedQ3 2023vs Q3 2022$65K$0
Report an Issue

Always verify rates and promotions with the bank or credit union. We are not Hancock County Savings Bank, F.S.B.; we are a rate comparison website and cannot provide official rates or promotions.

* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Hancock County Savings Bank, F.S.B. Savings Account Rates

0.05%--Christmas Club Savings
0.05%$100-Statement Savings
0.05%--IRA Passbook Account
0.05%$10-Just for You Savings

Hancock County Savings Bank, F.S.B. Money Market Rates

0.25%*$100k*-Premium MMDA
OTHER TIERS: 0.15% $10k - $50k | 0.20% $50k - $100k
0.05%$2k-Money Market Demand Account

Hancock County Savings Bank, F.S.B. Checking Account Rates

0.03%$1k-Interest Checking
0.03%--Hancock Classic Checking

Hancock County Savings Bank, F.S.B. CD Rates

5.00%$500-8 Month CD special
3.25%$500-30 Month CD Special
1.00%--60 Month CD
0.75%--48 Month CD
0.65%--36 Month CD
0.60%--24 Month CD
0.50%--12 Month CD
0.50%--18 Month CD
0.40%--182 Day CD
0.35%--91 Day CD

Hancock County Savings Bank, F.S.B. IRA Rates

5.00%$500-8 Month IRA Special
3.25%$500-30 Month IRA Special
1.00%--60 Month IRA
0.75%--48 Month IRA
0.65%--36 Month IRA
0.60%--24 Month IRA
0.50%--12 Month IRA
0.50%--18 Month IRA
0.40%--182 Day IRA
0.35%--91 Day IRA

Hancock County Savings Bank, F.S.B. Locations
Ridge Ave Branch1200 Ridge AvenueNew Cumberland, WV 26047
Hancock County Savings Bank, F.S.B.351 Carolina AveChester, WV 26034
375 Three Springs Drive Branch375 Three Springs DriveWeirton, WV 26062

The financial institution, product, and APY (Annual Percentage Yield) data displayed on this website is gathered from various sources and may not reflect all of the offers available in your region. Although we strive to provide the most accurate data possible, we cannot guarantee its accuracy. The content displayed is for general information purposes only; always verify account details and availability with the financial institution before opening an account. Contact [email protected] to report inaccurate info or to request offers be included in this website. We are not affiliated with the financial institutions included in this website.