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Hancock County Savings Bank, F.S.B.


TODAY'S FEATURED RATES
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/18/2025
4.00%
Our Rating
4.2  / 5
CIT Bank
Platinum Savings
See Offer
Sponsored Note: Earn more with a min. balance of $5K. Savings starts at $100. FDIC Insured.
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/18/2025
3.60%
Our Rating
4.3  / 5
American Express
American Express® High Yield Savings Account
See Offer
Sponsored Note: Interest compounds daily, deposited monthly
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/18/2025
3.80%
Our Rating
4.2  / 5
SoFi® Bank, N.A.
SoFi Checking and Savings
See Offer
Sponsored Note: +0.20% boost to 4.00% for up to 6 months on new accounts with eligible direct deposit. Terms apply.
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/18/2025
3.50%
Our Rating
4.4  / 5
Capital One
360 Performance Savings
See Offer
Sponsored Note: It only takes about 5 minutes to open a fee-free account. Member FDIC.
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/18/2025
4.31%
Our Rating
4.0  / 5
Vio Bank
Cornerstone Money Market
See Offer
Sponsored Note: Interest is compounded daily, growing your money fast
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/18/2025
4.44%
Our Rating
4.3  / 5
Peak Bank
Envision High Yield Savings
See Offer
Sponsored Note: Member FDIC: Insured up to $250,000. $100 Deposit Earns Interest Immediately.
Member FDIC
Bonus Amount
up to $300
Our Rating
4.2  / 5
SoFi® Bank, N.A.
SoFi Checking and Savings
See Offer
Sponsored Note: Earn up to $300 with direct deposit, plus 2-day-early-pay. FDIC insured!
Overview / Commentary
www.hcsbank.com
304-387-1620
351 Carolina Avenue
Chester, WV 26034

Hancock County Savings Bank, F.S.B. is headquartered in CHESTER and is the 13th largest bank in the state of West Virginia. It is also the 1,814th largest bank in the nation. It was established in 1899 and as of March of 2025, it had grown to 81 employees at 3 locations. Hancock County Savings Bank, F.S.B. has an A+ health rating.

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Health
A+

Data as of Q1 2025

Learn why bank health matters

Health Grade Components

Overall
FDIC Certificate #29035
Year Established1899
Employees81
Primary RegulatorOCC
Profit Margin
Return on Assets - YTD0.76%
Return on Equity - YTD4.26%
Annual Interest Income$5.3MM
Assets and Liabilities
AssetsQ1 2025vs Q1 2024$492.8MM$462.7MM
LoansQ1 2025vs Q1 2024$420.6MM$408.1MM
DepositsQ1 2025vs Q1 2024$389.2MM$361.9MM
Equity CapitalQ1 2025vs Q1 2024$87.2MM$83.9MM
Loan Loss AllowanceQ1 2025vs Q1 2024$4.5MM$4.3MM
Unbacked Noncurrent LoansQ1 2025vs Q1 2024$2.2MM$1.4MM
Real Estate OwnedQ1 2025vs Q1 2024$222K$135K
TODAY'S FEATURED RATES
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/18/2025
4.00%
Our Rating
4.2  / 5
CIT Bank
Platinum Savings
See Offer
Sponsored Note: Earn more with a min. balance of $5K. Savings starts at $100. FDIC Insured.
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/18/2025
3.60%
Our Rating
4.3  / 5
American Express
American Express® High Yield Savings Account
See Offer
Sponsored Note: Interest compounds daily, deposited monthly
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/18/2025
3.80%
Our Rating
4.2  / 5
SoFi® Bank, N.A.
SoFi Checking and Savings
See Offer
Sponsored Note: +0.20% boost to 4.00% for up to 6 months on new accounts with eligible direct deposit. Terms apply.
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/18/2025
3.50%
Our Rating
4.4  / 5
Capital One
360 Performance Savings
See Offer
Sponsored Note: It only takes about 5 minutes to open a fee-free account. Member FDIC.
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/18/2025
4.31%
Our Rating
4.0  / 5
Vio Bank
Cornerstone Money Market
See Offer
Sponsored Note: Interest is compounded daily, growing your money fast
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/18/2025
4.44%
Our Rating
4.3  / 5
Peak Bank
Envision High Yield Savings
See Offer
Sponsored Note: Member FDIC: Insured up to $250,000. $100 Deposit Earns Interest Immediately.
Member FDIC
Bonus Amount
up to $300
Our Rating
4.2  / 5
SoFi® Bank, N.A.
SoFi Checking and Savings
See Offer
Sponsored Note: Earn up to $300 with direct deposit, plus 2-day-early-pay. FDIC insured!
Rates
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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Hancock County Savings Bank, F.S.B. Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.05%$0-Christmas Club Savings
0.05%$100-Statement Savings
0.05%$10-Just for You Savings

Hancock County Savings Bank, F.S.B. Money Market Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.25%*$100k*-Premium MMDA
OTHER TIERS: 0.15% → $10k - $50k | 0.20% → $50k - $100k
0.05%$2k-Money Market Demand Account

Hancock County Savings Bank, F.S.B. Checking Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.03%$1k-Interest Checking
0.03%$0-Hancock Classic Checking

Hancock County Savings Bank, F.S.B. CD Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
4.10%$500-4 Month CD Special
3.75%$500-10 Month CD Special
1.00%$500-60 Month CD
0.75%$500-48 Month CD
0.65%$500-36 Month CD
0.60%$500-24 Month CD
0.60%$0-30 Month CD
0.50%$500-12 Month CD
0.50%$500-18 Month CD
0.40%$500-182 Day CD
0.35%$500-91 Day CD

Hancock County Savings Bank, F.S.B. IRA Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
4.10%$0-4 Month IRA Special
3.75%$0-10 Month IRA Special
1.00%$0-60 Month IRA
0.75%$0-48 Month IRA
0.65%$0-36 Month IRA
0.60%$0-24 Month IRA
0.60%$0-30 Month IRA
0.50%$0-12 Month IRA
0.50%$0-18 Month IRA
0.40%$0-182 Day IRA
0.35%$0-91 Day IRA
0.05%$0-IRA Statement Savings
Locations


Hancock County Savings Bank, F.S.B. Locations
Ridge Ave Branch1200 Ridge AvenueNew Cumberland, WV 26047
Hancock County Savings Bank, F.S.B.351 Carolina AveChester, WV 26034
375 Three Springs Drive Branch375 Three Springs DriveWeirton, WV 26062

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