Hanmi Bank is headquartered in Los Angeles and is the 23rd largest bank in the state of California. It is also the 210th largest bank in the nation. It was established in 1982 and as of June of 2022, it had grown to 611 employees at 37 locations. Hanmi Bank has an A+ health rating.
After completing an online application yesterday, a message appeared; someone from bank would contact me. Since no one contacted me, so I called. CSR had no clue why my application was not approved. I informed her how much I wanted to transfer, she then said limit is $100,000 due to ACH transfer limit. Wire is not allowed.
Why $100,000 limit is not clearly indicated on the online application so I would not waste my time?
|FDIC Certificate #||24170|
|Return on Assets - YTD||1.49%|
|Return on Equity - YTD||13.96%|
|Annual Interest Income||$120.1MM|
|Assets and Liabilities|
|Assets||Q2 2022vs Q2 2021||$6.94B$6.58B|
|Loans||Q2 2022vs Q2 2021||$5.60B$4.77B|
|Deposits||Q2 2022vs Q2 2021||$6.00B$5.64B|
|Equity Capital||Q2 2022vs Q2 2021||$710.9MM$708.1MM|
|Loan Loss Allowance||Q2 2022vs Q2 2021||$73.1MM$83.4MM|
|Unbacked Noncurrent Loans||Q2 2022vs Q2 2021||$11.0MM$37.7MM|
|Real Estate Owned||Q2 2022vs Q2 2021||$675.00K$712.00K|
Rates for Hanmi Bank are currently being reviewed.