Happy Valley Credit Union is headquartered in Elizabethton and is the 71st largest credit union in the state of Tennessee. It is also the 2,790th largest credit union in the nation. It was established in 1933 and as of June of 2019, it had grown to 12 employees and 4,041 members at 1 location. Happy Valley Credit Union's CD rates are 17% higher than the national average, and it has a B+ health rating.
Field of Membership Restrictions
Membership with Happy Valley Credit Union is open to anyone who work, worships or lives, within one of their census tract areas of Carter County, TN. Additionally, employees of one of the many select employer groups are also eligible for membership.
See current membership details
Data as of Q2 2019
Learn why bank health mattersHealth Grade Components
| Overall | |
|---|---|
| NCUA # | 68097 |
| Year Chartered | 1933 |
| Employees | 12 |
| Primary Regulator | |
| Profit Margin | |
|---|---|
| Return on Assets - YTD | 0.44% |
| Return on Equity - YTD | 2.6% |
| Annual Interest Income | $557.00K |
| Assets and Liabilities | ||
|---|---|---|
| Assets | Q2 2019vs Q2 2018 | $32.6MM$30.5MM |
| Loans | Q2 2019vs Q2 2018 | $17.2MM$18.2MM |
| Deposits | Q2 2019vs Q2 2018 | $26.9MM$24.8MM |
| Equity Capital | Q2 2019vs Q2 2018 | $5.5MM$5.6MM |
| Loan Loss Allowance | Q2 2019vs Q2 2018 | $134.00K$223.00K |
| Unbacked Noncurrent Loans | Q2 2019vs Q2 2018 | $268.00K$177.00K |
| Real Estate Owned | Q2 2019vs Q2 2018 | $0$0 |
Always verify rates and promotions with the bank or credit union. We are not Happy Valley Credit Union; we are a rate comparison website and cannot provide official rates or promotions.
Happy Valley Credit Union Savings Account Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
|---|---|---|---|---|
| 0.40% | - | - | IRA | |
| 0.30% | $5 | - | Share Account | |
| 0.30% | - | - | Christmas Club | |
| 0.30% | - | - | Vacation Club | |
| 0.30% | - | - | Special Savings |
Happy Valley Credit Union Checking Account Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
|---|---|---|---|---|
| 0.10% | - | - | Share Draft Account |
Happy Valley Credit Union CD Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
|---|---|---|---|---|
| 2.02% | $1k | - | 24 Month CD | |
| 1.51% | $1k | - | 18 Month CD | |
| 1.05% | $1k | - | 12 Month CD | |
| 0.80% | $1k | - | 6 Month CD |
Happy Valley Credit Union IRA Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
|---|---|---|---|---|
| 2.02% | $1k | - | 24 Month IRA | |
| 1.51% | $1k | - | 18 Month IRA | |
| 1.05% | $1k | - | 12 Month IRA | |
| 0.80% | $1k | - | 6 Month IRA |
| Happy Valley Credit Union Locations | ||
|---|---|---|
| Branch Office | 210 E C St | Elizabethton, TN 37643-2722 |