Featured Savings Rates
Featured Accounts

Happy Valley Credit Union

Popular Accounts at this Credit Union

APYACCOUNT TYPEACCOUNT NAME
0.75%1-year CD12 Month CD
0.25%SavingsShare Account
1.00%2-year CD24 Month CD

Overview / Commentary
423-542-6078
210 E C St
Elizabethton, TN 37643-2722

Happy Valley Credit Union is headquartered in Elizabethton and is the 71st largest credit union in the state of Tennessee. It is also the 2,930th largest credit union in the nation. It was established in 1933 and as of March of 2017, it had grown to 10 employees and 4,124 members at 1 location. Happy Valley Credit Union has a B+ health rating.

Field of Membership Restrictions

Happy Valley Credit Union of Tennessee is open to the residents, church members, and the people that maintain employment within any of the qualified cities or towns that the credit union serves within Carter County, the employees of the varied credit union affiliated select employee groups, and the family members of current credit union members.
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Health
B+
Additional Factors: Institutions with a small asset base, a short operating history, or negative return on assets can represent an instability risk beyond what their financial ratios indicate. Happy Valley Credit Union has a low asset base.

Health Grade Components

Overall
NCUA #68097
Year Chartered1933
Employees10
Primary Regulator
Profit Margin
Return on Assets - YTD0.57%
Return on Equity - YTD3.2%
Annual Interest Income$260.00K
Assets and Liabilities
AssetsQ1 2017vs Q1 2016$30.2MM$30.2MM
LoansQ1 2017vs Q1 2016$17.4MM$16.9MM
DepositsQ1 2017vs Q1 2016$24.7MM$24.8MM
Equity CapitalQ1 2017vs Q1 2016$5.4MM$5.2MM
Loan Loss AllowanceQ1 2017vs Q1 2016$332.00K$381.00K
Unbacked Noncurrent LoansQ1 2017vs Q1 2016$185.00K$113.00K
Real Estate OwnedQ1 2017vs Q1 2016$0$0
Rates
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Happy Valley Credit Union Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.35%--IRA
0.25%--Share Account
0.25%--Christmas Club
0.25%--Vacation Club
0.25%--Escrow Account

Happy Valley Credit Union Checking Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.10%--Share Draft Account

Happy Valley Credit Union CD Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
1.00%$1k-24 Month CD
0.85%$1k-18 Month CD
0.75%$1k-12 Month CD
0.50%$1k-6 Month CD

Happy Valley Credit Union IRA Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
1.00%$1k-24 Month IRA
0.85%$1k-18 Month IRA
0.75%$1k-12 Month IRA
0.50%$1k-6 Month IRA
Locations


Happy Valley Credit Union Locations
Branch Office210 E C StElizabethton, TN 37643-2722