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Overview / Commentary
410-838-9090
30 N Hickory Ave
Bel Air, MD 21014-3249

Har-Co Credit Union is headquartered in Bel Air and is the 26th largest credit union in the state of Maryland. It is also the 1,041st largest credit union in the nation. It was established in 1955 and as of September of 2016, it had grown to 53 employees and 16,183 members at 3 locations. Har-Co Credit Union has a B+ health rating.

Field of Membership Restrictions

Har-Co Credit Union of Maryland is open to the educators, staff, employees, students, and the families of students within the county of Harford and the family members of credit union members.
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Health
B+

Health Grade Components

Overall
NCUA #68639
Year Chartered1955
Employees53
Primary Regulator
Profit Margin
Return on Assets - YTD0.13%
Return on Equity - YTD1.37%
Annual Interest Income$4.2MM
Assets and Liabilities
AssetsQ3 2016vs Q3 2015$188.9MM$184.0MM
LoansQ3 2016vs Q3 2015$115.5MM$114.4MM
DepositsQ3 2016vs Q3 2015$169.9MM$165.6MM
Equity CapitalQ3 2016vs Q3 2015$17.8MM$17.5MM
Loan Loss AllowanceQ3 2016vs Q3 2015$397.00K$474.00K
Unbacked Noncurrent LoansQ3 2016vs Q3 2015$756.00K$834.00K
Real Estate OwnedQ3 2016vs Q3 2015$0$0
Rates
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Har-Co Credit Union Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.04%--Savings
0.04%--IRA Account
0.04%--Roth IRA Account
0.04%--CESA Account
0.04%--Special Shares
0.04%--Holiday Account

Har-Co Credit Union Money Market Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.04%$2k-Money Market

Har-Co Credit Union CD Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.60%$500-60 Month CD
0.45%$500-48 Month CD
0.25%$500-36 Month CD
0.20%$500-24 Month CD
0.20%$500-30 Month CD
0.15%$500-18 Month CD
0.10%$500-12 Month CD
0.05%$500-3 Month CD
0.05%$500-6 Month CD
Locations


Har-Co Credit Union Locations
Corporate Office30 N Hickory AveBel Air, MD 21014-3249
Branch Office1028 Middleton RdAberdeen, MD 21001-2281
Branch Office3422 Emmorton RdAbingdon, MD 21009-2016