Overview / Commentary
30 N Hickory Ave
Bel Air, MD 21014-3249

Har-Co Credit Union is headquartered in Bel Air and is the 26th largest credit union in the state of Maryland. It is also the 1,094th largest credit union in the nation. It was established in 1955 and as of December of 2018, it had grown to 55 employees and 15,312 members at 3 locations. Har-Co Credit Union has an A health rating.

Field of Membership Restrictions

Har-Co Credit Union is open to anyone who works, worships, attends school, lives or has immediate family in Harford County.
See current membership details

Related Posts

Har-Co CU offers 48 Month Certificate And IRA Special, 4.00% APY - 1/7/2019

$25K Minimum, $100K Maximum 36 Month, 3.50% APY 24 Month, 3,00% APY https://www.harcocu.org/Savings.aspx#CDs Membership is open to anyone who lives, works, worships, attends school or has immediate family living in Harford County, MD.

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Health Grade Components

NCUA #68639
Year Chartered1955
Primary Regulator
Profit Margin
Return on Assets - YTD0.17%
Return on Equity - YTD1.68%
Annual Interest Income$6.4MM
Assets and Liabilities
AssetsQ4 2018vs Q4 2017$188.0MM$187.8MM
LoansQ4 2018vs Q4 2017$124.0MM$119.0MM
DepositsQ4 2018vs Q4 2017$168.1MM$169.3MM
Equity CapitalQ4 2018vs Q4 2017$18.6MM$18.2MM
Loan Loss AllowanceQ4 2018vs Q4 2017$428.00K$394.00K
Unbacked Noncurrent LoansQ4 2018vs Q4 2017$694.00K$1.2MM
Real Estate OwnedQ4 2018vs Q4 2017$0$247.00K
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Har-Co Credit Union Savings Account Rates

0.06%$2k-IRA Account
0.06%$5-Special Shares
0.06%$5-Holiday Account

Har-Co Credit Union Money Market Rates

0.06%$2k-Money Market

Har-Co Credit Union CD Rates

0.60%$500-60 Month CD
0.45%$500-48 Month CD
0.30%$500-36 Month CD
0.25%$500-30 Month CD
0.20%$500-24 Month CD
0.18%$500-18 Month CD
0.12%$500-12 Month CD
0.08%$500-6 Month CD
0.07%$500-3 Month CD

Har-Co Credit Union IRA Rates

0.60%$500-60 Month IRA Certificates
0.45%$500-48 Month IRA Certificates
0.30%$500-36 Month IRA Certificates
0.25%$500-30 Month IRA Certificates
0.20%$500-24 Month IRA Certificates
0.18%$500-18 Month IRA Certificates
0.12%$500-12 Month IRA Certificates
0.08%$500-6 Month IRA Certificates
0.07%$500-3 Month IRA Certificates

Har-Co Credit Union Locations
Corporate Office30 N Hickory AveBel Air, MD 21014-3249
Branch Office1028 Middleton RdAberdeen, MD 21001-2281
Branch Office3422 Emmorton RdAbingdon, MD 21009-2016

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