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30 N Hickory Ave
Bel Air, MD 21014-3249

Har-Co Credit Union is headquartered in Bel Air and is the 27th largest credit union in the state of Maryland. It is also the 1,084th largest credit union in the nation. It was established in 1955 and as of March of 2018, it had grown to 55 employees and 15,314 members at 3 locations. Har-Co Credit Union has a B+ health rating.

Field of Membership Restrictions

Har-Co Credit Union of Maryland is open to the educators, staff, employees, students, and the families of students within the county of Harford and the family members of credit union members.
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Health Grade Components

NCUA #68639
Year Chartered1955
Primary Regulator
Profit Margin
Return on Assets - YTD0.31%
Return on Equity - YTD3.25%
Annual Interest Income$1.5MM
Assets and Liabilities
AssetsQ1 2018vs Q1 2017$191.5MM$193.0MM
LoansQ1 2018vs Q1 2017$119.2MM$117.6MM
DepositsQ1 2018vs Q1 2017$173.1MM$174.4MM
Equity CapitalQ1 2018vs Q1 2017$18.3MM$17.8MM
Loan Loss AllowanceQ1 2018vs Q1 2017$396.00K$357.00K
Unbacked Noncurrent LoansQ1 2018vs Q1 2017$716.00K$340.00K
Real Estate OwnedQ1 2018vs Q1 2017$247.00K$53.00K
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Har-Co Credit Union Savings Account Rates

0.04%$2k-IRA Account
0.04%--Special Shares
0.04%--Holiday Account

Har-Co Credit Union Money Market Rates

0.04%$2k-Money Market

Har-Co Credit Union CD Rates

0.60%$500-60 Month CD
0.45%$500-48 Month CD
0.25%$500-36 Month CD
0.20%$500-24 Month CD
0.20%$500-30 Month CD
0.15%$500-18 Month CD
0.10%$500-12 Month CD
0.05%$500-3 Month CD
0.05%$500-6 Month CD

Har-Co Credit Union Locations
Corporate Office30 N Hickory AveBel Air, MD 21014-3249
Branch Office1028 Middleton RdAberdeen, MD 21001-2281
Branch Office3422 Emmorton RdAbingdon, MD 21009-2016

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