Har-Co Credit Union


Overview / Commentary
410-838-9090
30 N Hickory Ave
Bel Air, MD 21014

Har-Co Credit Union is headquartered in Bel Air and is the 27th largest credit union in the state of Maryland. It is also the 1,085th largest credit union in the nation. It was established in 1955 and as of March of 2025, it had grown to 56 employees and 13,789 members at 3 locations. Har-Co Credit Union has an A health rating.

Field of Membership Restrictions

Har-Co Credit Union is open to anyone who works, worships, attends school, lives or has immediate family in Harford County.
See current membership details

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Health

Health Grade Components

Overall
NCUA #68639
Year Chartered1955
Employees56
Primary Regulator
Profit Margin
Return on Assets - YTD0.71%
Return on Equity - YTD7.72%
Annual Interest Income$3MM
Assets and Liabilities
AssetsQ1 2025vs Q1 2024$271.9MM$255.5MM
LoansQ1 2025vs Q1 2024$182.1MM$172.5MM
DepositsQ1 2025vs Q1 2024$244.5MM$230MM
Equity CapitalQ1 2025vs Q1 2024$24.6MM$22.8MM
Loan Loss AllowanceQ1 2025vs Q1 2024$1.5MM$1.2MM
Unbacked Noncurrent LoansQ1 2025vs Q1 2024$480K$288K
Real Estate OwnedQ1 2025vs Q1 2024$0$0
Rates

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Locations


Har-Co Credit Union Locations
Corporate Office30 N Hickory AveBel Air, MD 21014-3249
Branch Office1028 Middleton RdAberdeen, MD 21001-2281
Branch Office3422 Emmorton RdAbingdon, MD 21009-2016

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