Overview / Commentary
30 N Hickory Ave
Bel Air, MD 21014-3249

Har-Co Credit Union is headquartered in Bel Air and is the 26th largest credit union in the state of Maryland. It is also the 1,065th largest credit union in the nation. It was established in 1955 and as of June of 2018, it had grown to 55 employees and 15,257 members at 3 locations. Har-Co Credit Union has a B+ health rating.

Field of Membership Restrictions

Har-Co Credit Union of Maryland is open to the educators, staff, employees, students, and the families of students within the county of Harford and the family members of credit union members.
See current membership details

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Health Grade Components

NCUA #68639
Year Chartered1955
Primary Regulator
Profit Margin
Return on Assets - YTD0.43%
Return on Equity - YTD4.47%
Annual Interest Income$3.1MM
Assets and Liabilities
AssetsQ2 2018vs Q2 2017$195.8MM$192.3MM
LoansQ2 2018vs Q2 2017$119.0MM$119.2MM
DepositsQ2 2018vs Q2 2017$176.3MM$173.4MM
Equity CapitalQ2 2018vs Q2 2017$18.6MM$17.9MM
Loan Loss AllowanceQ2 2018vs Q2 2017$418.00K$358.00K
Unbacked Noncurrent LoansQ2 2018vs Q2 2017$1.1MM$811.00K
Real Estate OwnedQ2 2018vs Q2 2017$0$0
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Har-Co Credit Union Savings Account Rates

0.04%$2k-IRA Account
0.04%$5-Special Shares
0.04%$5-Holiday Account

Har-Co Credit Union Money Market Rates

0.04%$2k-Money Market

Har-Co Credit Union CD Rates

0.60%$500-60 Month CD
0.45%$500-48 Month CD
0.25%$500-36 Month CD
0.20%$500-24 Month CD
0.20%$500-30 Month CD
0.15%$500-18 Month CD
0.10%$500-12 Month CD
0.05%$500-3 Month CD
0.05%$500-6 Month CD

Har-Co Credit Union IRA Rates

0.60%$500-60 Month IRA Certificates
0.45%$500-48 Month IRA Certificates
0.25%$500-36 Month IRA Certificates
0.20%$500-24 Month IRA Certificates
0.20%$500-30 Month IRA Certificates
0.15%$500-18 Month IRA Certificates
0.10%$500-12 Month IRA Certificates
0.05%$500-3 Month IRA Certificates
0.05%$500-6 Month IRA Certificates

Har-Co Credit Union Locations
Corporate Office30 N Hickory AveBel Air, MD 21014-3249
Branch Office1028 Middleton RdAberdeen, MD 21001-2281
Branch Office3422 Emmorton RdAbingdon, MD 21009-2016

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