I enjoy banking with a smaller community based bank I feel that they appreciate my business more than big banks do and I know by doing business with them it helps the community more than a larger national bank does. I feel that they gibe me better customer service more one on one service and they seem more loyal and genuinely concerned about me and finances. The fees that they charge a pretty much the same as any other bank but when I over drafted my account a couple of times they were more willing to waive the charges than some of the larger banks that I have worked with. The only thing I dont really like about using a smaller bank is that there are less branches so it is hard to find atms and avoid fees when I am out and about. Overall though I have a really enjoyed banking with my current institution.
|FDIC Certificate #||33555|
|Return on Assets - YTD||1.38%|
|Return on Equity - YTD||9.3%|
|Annual Interest Income||$330.6MM|
|Assets and Liabilities|
|Assets||Q3 2018vs Q3 2017||$12.26B$6.82B|
|Loans||Q3 2018vs Q3 2017||$8.22B$4.66B|
|Deposits||Q3 2018vs Q3 2017||$9.48B$5.43B|
|Equity Capital||Q3 2018vs Q3 2017||$1.95B$914.2MM|
|Loan Loss Allowance||Q3 2018vs Q3 2017||$38.8MM$31.8MM|
|Unbacked Noncurrent Loans||Q3 2018vs Q3 2017||$36.2MM$30.8MM|
|Real Estate Owned||Q3 2018vs Q3 2017||$4.6MM$5.9MM|
Sorry, we do not have rate data for Harbor Community Bank.