I enjoy banking with a smaller community based bank I feel that they appreciate my business more than big banks do and I know by doing business with them it helps the community more than a larger national bank does. I feel that they gibe me better customer service more one on one service and they seem more loyal and genuinely concerned about me and finances. The fees that they charge a pretty much the same as any other bank but when I over drafted my account a couple of times they were more willing to waive the charges than some of the larger banks that I have worked with. The only thing I dont really like about using a smaller bank is that there are less branches so it is hard to find atms and avoid fees when I am out and about. Overall though I have a really enjoyed banking with my current institution.
|FDIC Certificate #||33555|
|Return on Assets - YTD||1.48%|
|Return on Equity - YTD||9.75%|
|Annual Interest Income||$463.7MM|
|Assets and Liabilities|
|Assets||Q4 2018vs Q4 2017||$12.33B$7.07B|
|Loans||Q4 2018vs Q4 2017||$8.34B$4.76B|
|Deposits||Q4 2018vs Q4 2017||$9.48B$5.56B|
|Equity Capital||Q4 2018vs Q4 2017||$2.00B$903.9MM|
|Loan Loss Allowance||Q4 2018vs Q4 2017||$39.8MM$32.8MM|
|Unbacked Noncurrent Loans||Q4 2018vs Q4 2017||$37.8MM$24.7MM|
|Real Estate Owned||Q4 2018vs Q4 2017||$2.9MM$4.0MM|
Sorry, we do not have rate data for Harbor Community Bank.