Harbor Pointe Credit Union

Popular Accounts at this Credit Union

APY	ACCOUNT TYPE	HOW THEY COMPARE
0.95%	1-year CD	2.55% - Goldman Sachs Bank USA High-yield 12 Month CD
0.05%	Savings	2.00% - American Express National Bank High Yield Savings Account
1.10%	4-year CD	2.75% - Barclays 48 Month Online CD

View all Harbor Pointe Credit Union rates »

Overview / Commentary

hpcu.us

218-722-9242

11 W 2nd St
Duluth, MN 55802-2014

Harbor Pointe Credit Union is headquartered in Duluth and is the 41^st largest credit union in the state of Minnesota. It is also the 1,532^nd largest credit union in the nation. It was established in 1933 and as of June of 2018, it had grown to 23 employees and 7,895 members at 3 locations. Harbor Pointe Credit Union's CD rates are 2X the national average, and it has an A health rating.

Field of Membership Restrictions

Harbor Pointe Credit Union is open to all of the residents within the counties of South St.Louis, Carlton, and Douglas, as well as Two Harbors.Membership eligibility also extends to include the family members of current credit union members.
See current membership details

Reviews

Write a Review

No reviews have been left for this bank yet. Be the first to review.

Health

A

Data as of Q2 2018

Learn why bank health matters

Health Grade Components

Overall
NCUA #	60207
Year Chartered	1933
Employees	23
Primary Regulator

Profit Margin
Return on Assets - YTD	0.74%
Return on Equity - YTD	7.91%
Annual Interest Income	$1.8MM

Assets and Liabilities
Assets	Q2 2018vs Q2 2017	$111.5MM$108.7MM
Loans	Q2 2018vs Q2 2017	$75.9MM$74.6MM
Deposits	Q2 2018vs Q2 2017	$100.6MM$98.8MM
Equity Capital	Q2 2018vs Q2 2017	$10.5MM$9.7MM
Loan Loss Allowance	Q2 2018vs Q2 2017	$311.00K$263.00K
Unbacked Noncurrent Loans	Q2 2018vs Q2 2017	$228.00K$49.00K
Real Estate Owned	Q2 2018vs Q2 2017	$0$0

Rates

Skip to rates for:

Savings
Money Market
Checking
CD
IRA

Report an Issue

Always verify rates and promotions with the bank or credit union. We are not Harbor Pointe Credit Union; we are a rate comparison website and cannot provide official rates or promotions.

* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Harbor Pointe Credit Union Savings Account Rates

APY	MIN	MAX	ACCOUNT NAME
1.00%^*	-	$2k	Smart Saver
OTHER TIERS: 0.10% → $2k+
0.95%^*	$250k^*	-	IRA Savings Account - Superior Rewards
OTHER TIERS: 0.55% → $2.5k - $10k \| 0.65% → $10k - $25k \| 0.70% → $25k - $50k \| 0.80% → $50k - $100k \| 0.90% → $100k - $250k
0.70%^*	$250k^*	-	IRA Savings Account
OTHER TIERS: 0.30% → $2.5k - $10k \| 0.40% → $10k - $25k \| 0.45% → $25k - $50k \| 0.55% → $50k - $100k \| 0.65% → $100k - $250k
0.60%^*	$25k^*	-	Health Savings Account
OTHER TIERS: 0.45% → Up to $10k \| 0.55% → $10k - $25k
0.25%	$1	-	Christmas Club Account
0.10%	-	-	Primary Savings
0.05%	-	-	Dream Savings Account
0.05%	-	-	Summer Savings
0.05%	-	-	Business Savings

Harbor Pointe Credit Union Money Market Rates

APY	MIN	MAX	ACCOUNT NAME
0.95%^*	$250k^*	-	Money Market (Merit) Account - Superior Rewards
OTHER TIERS: 0.55% → $2.5k - $10k \| 0.65% → $10k - $25k \| 0.70% → $25k - $50k \| 0.80% → $50k - $100k \| 0.90% → $100k - $250k
0.95%^*	$250k^*	-	Business Money Market (Merit) Account - Superior Rewards
OTHER TIERS: 0.55% → $2.5k - $10k \| 0.65% → $10k - $25k \| 0.70% → $25k - $50k \| 0.80% → $50k - $100k \| 0.90% → $100k - $250k
0.70%^*	$250k^*	-	Money Market (Merit) Account
OTHER TIERS: 0.30% → $2.5k - $10k \| 0.40% → $10k - $25k \| 0.45% → $25k - $50k \| 0.55% → $50k - $100k \| 0.65% → $100k - $250k
0.70%^*	$250k^*	-	Business Money Market (Merit) Account
OTHER TIERS: 0.30% → $2.5k - $10k \| 0.40% → $10k - $25k \| 0.45% → $25k - $50k \| 0.55% → $50k - $100k \| 0.65% → $100k - $250k

Harbor Pointe Credit Union Checking Account Rates

APY	MIN	MAX	ACCOUNT NAME	VIEW DETAILS
0.10%	$1k	-	Business Plus Checking

Harbor Pointe Credit Union CD Rates

APY	MIN	MAX	ACCOUNT NAME
2.27%^*	$250k^*	-	48 Month Share Certificate - Superior Rewards
OTHER TIERS: 1.76% → $1k - $10k \| 1.86% → $10k - $25k \| 1.96% → $25k - $50k \| 2.07% → $50k - $100k \| 2.17% → $100k - $250k
2.27%^*	$250k^*	-	Business 48 Month Share Certificate - Superior Rewards
OTHER TIERS: 1.76% → $1k - $10k \| 1.86% → $10k - $25k \| 1.96% → $25k - $50k \| 2.07% → $50k - $100k \| 2.17% → $100k - $250k
2.22%^*	$250k^*	-	36 Month Share Certificate - Superior Rewards
OTHER TIERS: 1.71% → $1k - $10k \| 1.81% → $10k - $25k \| 1.91% → $25k - $50k \| 2.02% → $50k - $100k \| 2.12% → $100k - $250k
2.22%^*	$250k^*	-	Business 36 Month Share Certificate - Superior Rewards
OTHER TIERS: 1.71% → $1k - $10k \| 1.81% → $10k - $25k \| 1.91% → $25k - $50k \| 2.02% → $50k - $100k \| 2.12% → $100k - $250k
2.17%^*	$250k^*	-	24 Month Share Certificate - Superior Rewards
OTHER TIERS: 1.66% → $1k - $10k \| 1.76% → $10k - $25k \| 1.86% → $25k - $50k \| 1.97% → $50k - $100k \| 2.07% → $100k - $250k
2.17%^*	$250k^*	-	Business 24 Month Share Certificate - Superior Rewards
OTHER TIERS: 1.66% → $1k - $10k \| 1.76% → $10k - $25k \| 1.86% → $25k - $50k \| 1.97% → $50k - $100k \| 2.07% → $100k - $250k
2.12%^*	$250k^*	-	12 Month Share Certificate - Superior Rewards
OTHER TIERS: 1.61% → $1k - $10k \| 1.71% → $10k - $25k \| 1.81% → $25k - $50k \| 1.91% → $50k - $100k \| 2.02% → $100k - $250k
2.12%^*	$250k^*	-	Business 12 Month Share Certificate - Superior Rewards
OTHER TIERS: 1.61% → $1k - $10k \| 1.71% → $10k - $25k \| 1.81% → $25k - $50k \| 1.91% → $50k - $100k \| 2.02% → $100k - $250k
2.00%	$10k	-	12 Month Share Certificate - Anniversary Special
1.61%^*	$250k^*	-	6 Month Share Certificate - Superior Rewards
OTHER TIERS: 1.36% → $1k - $10k \| 1.41% → $10k - $25k \| 1.46% → $25k - $50k \| 1.51% → $50k - $100k \| 1.56% → $100k - $250k
1.61%^*	$250k^*	-	Business 6 Month Share Certificate - Superior Rewards
OTHER TIERS: 1.36% → $1k - $10k \| 1.41% → $10k - $25k \| 1.46% → $25k - $50k \| 1.51% → $50k - $100k \| 1.56% → $100k - $250k
1.10%^*	$250k^*	-	48 Month Share Certificate
OTHER TIERS: 0.60% → $1k - $10k \| 0.70% → $10k - $25k \| 0.80% → $25k - $50k \| 0.90% → $50k - $100k \| 1.00% → $100k - $250k
1.10%^*	$250k^*	-	Business 48 Month Share Certificate
OTHER TIERS: 0.60% → $1k - $10k \| 0.70% → $10k - $25k \| 0.80% → $25k - $50k \| 0.90% → $50k - $100k \| 1.00% → $100k - $250k
1.05%^*	$250k^*	-	36 Month Share Certificate
OTHER TIERS: 0.55% → $1k - $10k \| 0.65% → $10k - $25k \| 0.75% → $25k - $50k \| 0.85% → $50k - $100k \| 0.95% → $100k - $250k
1.05%^*	$250k^*	-	Business 36 Month Share Certificate
OTHER TIERS: 0.55% → $1k - $10k \| 0.65% → $10k - $25k \| 0.75% → $25k - $50k \| 0.85% → $50k - $100k \| 0.95% → $100k - $250k
1.00%^*	$250k^*	-	24 Month Share Certificate
OTHER TIERS: 0.50% → $1k - $10k \| 0.60% → $10k - $25k \| 0.70% → $25k - $50k \| 0.80% → $50k - $100k \| 0.90% → $100k - $250k
1.00%^*	$250k^*	-	Business 24 Month Share Certificate
OTHER TIERS: 0.50% → $1k - $10k \| 0.60% → $10k - $25k \| 0.70% → $25k - $50k \| 0.80% → $50k - $100k \| 0.90% → $100k - $250k
0.95%^*	$250k^*	-	12 Month Share Certificate
OTHER TIERS: 0.45% → $1k - $10k \| 0.55% → $10k - $25k \| 0.65% → $25k - $50k \| 0.75% → $50k - $100k \| 0.85% → $100k - $250k
0.95%^*	$250k^*	-	Business 12 Month Share Certificate
OTHER TIERS: 0.45% → $1k - $10k \| 0.55% → $10k - $25k \| 0.65% → $25k - $50k \| 0.75% → $50k - $100k \| 0.85% → $100k - $250k
0.45%^*	$250k^*	-	6 Month Share Certificate
OTHER TIERS: 0.20% → $1k - $10k \| 0.25% → $10k - $25k \| 0.30% → $25k - $50k \| 0.35% → $50k - $100k \| 0.40% → $100k - $250k
0.45%^*	$250k^*	-	Business 6 Month Share Certificate
OTHER TIERS: 0.20% → $1k - $10k \| 0.25% → $10k - $25k \| 0.30% → $25k - $50k \| 0.35% → $50k - $100k \| 0.40% → $100k - $250k

Harbor Pointe Credit Union IRA Rates

APY	MIN	MAX	ACCOUNT NAME
2.27%^*	$250k^*	-	48 Month IRA - Superior Rewards
OTHER TIERS: 1.76% → $1k - $10k \| 1.86% → $10k - $25k \| 1.96% → $25k - $50k \| 2.07% → $50k - $100k \| 2.17% → $100k - $250k
2.22%^*	$250k^*	-	36 Month IRA - Superior Rewards
OTHER TIERS: 1.71% → $1k - $10k \| 1.81% → $10k - $25k \| 1.91% → $25k - $50k \| 2.02% → $50k - $100k \| 2.12% → $100k - $250k
2.17%^*	$250k^*	-	24 Month IRA - Superior Rewards
OTHER TIERS: 1.66% → $1k - $10k \| 1.76% → $10k - $25k \| 1.86% → $25k - $50k \| 1.97% → $50k - $100k \| 2.07% → $100k - $250k
2.12%^*	$250k^*	-	12 Month IRA - Superior Rewards
OTHER TIERS: 1.61% → $1k - $10k \| 1.71% → $10k - $25k \| 1.81% → $25k - $50k \| 1.91% → $50k - $100k \| 2.02% → $100k - $250k
1.61%^*	$250k^*	-	6 Month IRA - Superior Rewards
OTHER TIERS: 1.36% → $1k - $10k \| 1.41% → $10k - $25k \| 1.46% → $25k - $50k \| 1.51% → $50k - $100k \| 1.56% → $100k - $250k
1.10%^*	$250k^*	-	48 Month IRA
OTHER TIERS: 0.60% → $1k - $10k \| 0.70% → $10k - $25k \| 0.80% → $25k - $50k \| 0.90% → $50k - $100k \| 1.00% → $100k - $250k
1.05%^*	$250k^*	-	36 Month IRA
OTHER TIERS: 0.55% → $1k - $10k \| 0.65% → $10k - $25k \| 0.75% → $25k - $50k \| 0.85% → $50k - $100k \| 0.95% → $100k - $250k
1.00%^*	$250k^*	-	24 Month IRA
OTHER TIERS: 0.50% → $1k - $10k \| 0.60% → $10k - $25k \| 0.70% → $25k - $50k \| 0.80% → $50k - $100k \| 0.90% → $100k - $250k
0.95%^*	$250k^*	-	12 Month IRA
OTHER TIERS: 0.45% → $1k - $10k \| 0.55% → $10k - $25k \| 0.65% → $25k - $50k \| 0.75% → $50k - $100k \| 0.85% → $100k - $250k
0.45%^*	$250k^*	-	6 Month IRA
OTHER TIERS: 0.20% → $1k - $10k \| 0.25% → $10k - $25k \| 0.30% → $25k - $50k \| 0.35% → $50k - $100k \| 0.40% → $100k - $250k

Locations

Harbor Pointe Credit Union Locations
Branch Office	4433 Trinity Rd	Duluth, MN 55811
Branch Office	11 W 2nd St	Duluth, MN 55802-2014
Branch Office	1515 Kenwood Ave Ste 200	Duluth, MN 55811-2655

The financial institution, product, and APY (Annual Percentage Yield) data displayed on this website is gathered from various sources and may not reflect all of the offers available in your region. Although we strive to provide the most accurate data possible, we cannot guarantee its accuracy. The content displayed is for general information purposes only; always verify account details and availability with the financial institution before opening an account. Contact feedback@depositaccounts.com to report inaccurate info or to request offers be included in this website. We are not affiliated with the financial institutions included in this website.