Harbor Pointe Credit Union

Popular Accounts at this Credit Union

APY	ACCOUNT TYPE	ACCOUNT NAME
0.55%	1-year CD	12 Month Share Certificate 2.10% - Goldman Sachs Bank USA High-yield 12 Month CD
0.05%	Savings	Dream Savings Account 1.30% - Nationwide Bank Online Savings Account
0.70%	4-year CD	48 Month Share Certificate 2.40% - Goldman Sachs Bank USA High-yield 4 Year CD

View all Harbor Pointe Credit Union rates »

Overview / Commentary

www.dtcu.net

800-378-3828

11 W 2nd St
Duluth, MN 55802-2014

Harbor Pointe Credit Union is headquartered in Duluth and is the 40^th largest credit union in the state of Minnesota. It is also the 1,510^th largest credit union in the nation. It was established in 1933 and as of December of 2017, it had grown to 21 employees and 7,913 members at 3 locations. Harbor Pointe Credit Union's CD rates are 17% higher than the national average, and it has an A health rating.

Field of Membership Restrictions

Harbor Pointe Credit Union is open to all of the residents within the counties of South St.Louis, Carlton, and Douglas, as well as Two Harbors.Membership eligibility also extends to include the family members of current credit union members.
See current membership details

Reviews

Write a Review

No reviews have been left for this bank yet. Be the first to review.

Health

A

Data as of Q4 2017

Learn why bank health matters

Health Grade Components

Overall
NCUA #	60207
Year Chartered	1933
Employees	21
Primary Regulator

Profit Margin
Return on Assets - YTD	0.63%
Return on Equity - YTD	6.86%
Annual Interest Income	$3.4MM

Assets and Liabilities
Assets	Q4 2017vs Q4 2016	$110.3MM$106.1MM
Loans	Q4 2017vs Q4 2016	$76.5MM$69.1MM
Deposits	Q4 2017vs Q4 2016	$99.9MM$96.6MM
Equity Capital	Q4 2017vs Q4 2016	$10.1MM$9.4MM
Loan Loss Allowance	Q4 2017vs Q4 2016	$288.00K$321.00K
Unbacked Noncurrent Loans	Q4 2017vs Q4 2016	$341.00K$215.00K
Real Estate Owned	Q4 2017vs Q4 2016	$0$240.00K

Rates

Skip to rates for:

Savings
Money Market
CD
IRA

Report an Issue

Always verify rates and promotions with the bank or credit union. We are not Harbor Pointe Credit Union; we are a rate comparison website and cannot provide official rates or promotions.

* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Harbor Pointe Credit Union Savings Account Rates

APY	MIN	MAX	ACCOUNT NAME
1.00%^*	-	$2k	Smart Saver
OTHER TIERS: 0.05% → $2k+
0.35%^*	$50k^*	-	IRA Savings Account
OTHER TIERS: 0.05% → Up to $2,500 \| 0.15% → $2,500 - $10k \| 0.20% → $10k - $25k \| 0.25% → $25k - $50k
0.20%^*	$25k^*	-	Health Savings Account
OTHER TIERS: 0.10% → Up to $10k \| 0.15% → $10k - $25k
0.05%	-	-	Primary Savings
0.05%	-	-	Christmas Club Account
0.05%	-	-	Dream Savings Account
0.05%	-	-	Summer Savings

Harbor Pointe Credit Union Money Market Rates

APY	MIN	MAX	ACCOUNT NAME	VIEW DETAILS
0.35%^*	$50k^*	-	Money Market (Merit) Account
OTHER TIERS: 0.15% → $2,500 - $10k \| 0.20% → $10k - $25k \| 0.25% → $25k - $50k

Harbor Pointe Credit Union CD Rates

APY	MIN	MAX	ACCOUNT NAME
1.20%^*	$75k^*	-	48 Month Share Certificate - Superior Rewards
OTHER TIERS: 1.00% → $1k - $25k \| 1.10% → $25k - $75k
1.15%^*	$75k^*	-	36 Month Share Certificate - Superior Rewards
OTHER TIERS: 0.95% → $1k - $25k \| 1.05% → $25k - $75k
1.10%^*	$75k^*	-	24 Month Share Certificate - Superior Rewards
OTHER TIERS: 0.90% → $1k - $25k \| 1.00% → $25k - $75k
1.05%^*	$75k^*	-	12 Month Share Certificate - Superior Rewards
OTHER TIERS: 0.85% → $1k - $25k \| 0.95% → $25k - $75k
0.70%^*	$75k^*	-	48 Month Share Certificate
OTHER TIERS: 0.50% → $1k - $25k \| 0.60% → $25k - $75k
0.70%^*	$75k^*	-	6 Month Share Certificate - Superior Rewards
OTHER TIERS: 0.60% → $1k - $25k \| 0.65% → $25k - $75k
0.65%^*	$75k^*	-	36 Month Share Certificate
OTHER TIERS: 0.45% → $1k - $25k \| 0.55% → $25k - $75k
0.60%^*	$75k^*	-	24 Month Share Certificate
OTHER TIERS: 0.40% → $1k - $25k \| 0.50% → $25k - $75k
0.55%^*	$75k^*	-	12 Month Share Certificate
OTHER TIERS: 0.35% → $1k - $25k \| 0.45% → $25k - $75k
0.20%^*	$75k^*	-	6 Month Share Certificate
OTHER TIERS: 0.10% → $1k - $25k \| 0.15% → $25k - $75k

Harbor Pointe Credit Union IRA Rates

APY	MIN	MAX	ACCOUNT NAME
1.20%^*	$75k^*	-	48 Month IRA - Superior Rewards
OTHER TIERS: 1.00% → $1k - $25k \| 1.10% → $25k - $75k
1.15%^*	$75k^*	-	36 Month IRA - Superior Rewards
OTHER TIERS: 0.95% → $1k - $25k \| 1.05% → $25k - $75k
1.10%^*	$75k^*	-	24 Month IRA - Superior Rewards
OTHER TIERS: 0.90% → $1k - $25k \| 1.00% → $25k - $75k
1.05%^*	$75k^*	-	12 Month IRA - Superior Rewards
OTHER TIERS: 0.85% → $1k - $25k \| 0.95% → $25k - $75k
0.70%^*	$75k^*	-	48 Month IRA
OTHER TIERS: 0.50% → $1k - $25k \| 0.60% → $25k - $75k
0.70%^*	$75k^*	-	6 Month IRA - Superior Rewards
OTHER TIERS: 0.60% → $1k - $25k \| 0.65% → $25k - $75k
0.65%^*	$75k^*	-	36 Month IRA
OTHER TIERS: 0.45% → $1k - $25k \| 0.55% → $25k - $75k
0.60%^*	$75k^*	-	24 Month IRA
OTHER TIERS: 0.40% → $1k - $25k \| 0.50% → $25k - $75k
0.55%^*	$75k^*	-	12 Month IRA
OTHER TIERS: 0.35% → $1k - $25k \| 0.45% → $25k - $75k
0.20%^*	$75k^*	-	6 Month IRA
OTHER TIERS: 0.10% → $1k - $25k \| 0.15% → $25k - $75k

Locations

Harbor Pointe Credit Union Locations
Branch Office	4433 Trinity Rd	Duluth, MN 55811
Branch Office	11 W 2nd St	Duluth, MN 55802-2014
Branch Office	1402 W Arrowhead Rd Ste 200	Duluth, MN 55811-2228

The financial institution, product, and APY (Annual Percentage Yield) data displayed on this website is gathered from various sources and may not reflect all of the offers available in your region. Although we strive to provide the most accurate data possible, we cannot guarantee its accuracy. The content displayed is for general information purposes only; always verify account details and availability with the financial institution before opening an account. Contact feedback@depositaccounts.com to report inaccurate info or to request offers be included in this website. We are not affiliated with the financial institutions included in this website.