Featured Savings Rates
Featured Accounts

Harborlight Credit Union

Popular Accounts at this Credit Union

APYACCOUNT TYPEACCOUNT NAME
2.75%Reward CheckingKasasa Cash
0.50%Reward SavingsKasasa Saver
1.85%5-year CD5 Year CD

Overview / Commentary
877-894-5557
2151 Cogswell Dr
Whitehall, MI 49461

Harborlight Credit Union is headquartered in Whitehall and is the 98th largest credit union in the state of Michigan. It is also the 1,551st largest credit union in the nation. It was established in 1954 and as of March of 2017, it had grown to 26 employees and 10,080 members at 2 locations. Harborlight Credit Union has an A health rating.

Field of Membership Restrictions

Membership in HarborLight Credit Union is open to the following: (1) those who live, work, attend school or worship in Muskegon, Newaygo, and Oceana Counties in Michigan or in the townships of Chester, Spring Lake, Crockery, Polkton, Wright, Grand Haven, Robinson, Allendale or Tallmadge in Ottawa County, Michigan; (2) those over the age of 55 years old who receives retirement payments in the listed counties and the contiguous counties.
See current membership details

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Health

Health Grade Components

Overall
NCUA #62066
Year Chartered1954
Employees26
Primary Regulator
Profit Margin
Return on Assets - YTD0.07%
Return on Equity - YTD0.72%
Annual Interest Income$811.00K
Assets and Liabilities
AssetsQ1 2017vs Q1 2016$106.6MM$97.4MM
LoansQ1 2017vs Q1 2016$53.1MM$52.3MM
DepositsQ1 2017vs Q1 2016$95.9MM$87.1MM
Equity CapitalQ1 2017vs Q1 2016$10.6MM$10.3MM
Loan Loss AllowanceQ1 2017vs Q1 2016$398.00K$362.00K
Unbacked Noncurrent LoansQ1 2017vs Q1 2016$372.00K$521.00K
Real Estate OwnedQ1 2017vs Q1 2016$0$0
Rates
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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Harborlight Credit Union Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.50%*-$5kKasasa Saver
OTHER TIERS: 0.15% $5k+
0.30%--IRA Shares Account
0.10%$50-Regular Shares Savings Account
0.10%--Vacation Club Account
0.10%--Christmas Club Account

Harborlight Credit Union Money Market Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.25%*$75k*-HY Money Market Account
OTHER TIERS: 0.15% $2,500 - $25k | 0.20% $25k - $75k

Harborlight Credit Union Checking Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
2.75%*-$5kKasasa Cash
OTHER TIERS: 0.15% $5k+

Harborlight Credit Union CD Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
1.95%$50k-5 Year Jumbo CD
1.85%$500-5 Year CD
1.70%$50k-4 Year Jumbo CD
1.60%$500-4 Year CD
1.40%$50k-3 Year Jumbo CD
1.30%$500-3 Year CD
1.10%$50k-2 Year Jumbo CD
1.00%$500-2 Year CD
0.80%$500-18 Month CD
0.70%$500-1 Year CD
0.50%$500-6 Month CD
0.20%$25-12 Month Save To Win CD

Harborlight Credit Union IRA Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
1.95%$50k-5 Year Jumbo IRA CD
1.85%$500-5 Year IRA CD
1.70%$50k-4 Year Jumbo IRA CD
1.60%$500-4 Year IRA CD
1.40%$50k-3 Year Jumbo IRA CD
1.30%$500-3 Year IRA CD
1.10%$50k-2 Year Jumbo IRA CD
1.00%$500-2 Year IRA CD
0.80%$500-18 Month IRA CD
0.70%$500-1 Year IRA CD
0.50%$500-6 Month IRA CD
Locations


Harborlight Credit Union Locations
Branch Office2151 Cogswell DrWhitehall, MI 49461
Branch Office2710 Holton Whitehall RoadWhitehall, MI 49461