Harborlight Credit Union is headquartered in Whitehall and is the 93rd largest credit union in the state of Michigan. It is also the 1,507th largest credit union in the nation. It was established in 1954 and as of June of 2019, it had grown to 30 employees and 10,552 members at 2 locations. Harborlight Credit Union's money market rates are 2X the national average, and it has an A health rating.
Field of Membership Restrictions
HarborLight Credit Union membership is open to (1) anyone who lives, works, attends school or worships in Muskegon, Newaygo or Oceana counties, or the following townships within Ottawa County: Spring Lake, Chester, Crockery, Wright, Polkton, Grand Haven, Allendale, Robinson, or Tallmadge. (2) Immediate family of current credit union members. (3) Organizations comprised of the same group which makes up the membership mentioned above. (4) Anyone above the age of 55, receiving an annuity, pension or social security and resides in or is affiliated with a retirement organization, as defined in the credit union's membership eligibility.
See current membership details
Data as of Q2 2019
Learn why bank health mattersHealth Grade Components
| Overall | |
|---|---|
| NCUA # | 62066 |
| Year Chartered | 1954 |
| Employees | 30 |
| Primary Regulator | |
| Profit Margin | |
|---|---|
| Return on Assets - YTD | 0.22% |
| Return on Equity - YTD | 2.37% |
| Annual Interest Income | $2.1MM |
| Assets and Liabilities | ||
|---|---|---|
| Assets | Q2 2019vs Q2 2018 | $116.4MM$112.6MM |
| Loans | Q2 2019vs Q2 2018 | $66.1MM$56.9MM |
| Deposits | Q2 2019vs Q2 2018 | $105.4MM$101.8MM |
| Equity Capital | Q2 2019vs Q2 2018 | $10.7MM$10.5MM |
| Loan Loss Allowance | Q2 2019vs Q2 2018 | $404.00K$377.00K |
| Unbacked Noncurrent Loans | Q2 2019vs Q2 2018 | $515.00K$389.00K |
| Real Estate Owned | Q2 2019vs Q2 2018 | $0$0 |
Always verify rates and promotions with the bank or credit union. We are not Harborlight Credit Union; we are a rate comparison website and cannot provide official rates or promotions.
* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.
Harborlight Credit Union Savings Account Rates
Harborlight Credit Union Money Market Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS | |
|---|---|---|---|---|---|
| 1.00%* | $75k* | - | HY Money Market Account | ||
| OTHER TIERS: 0.80% → $2.5k - $25k | 0.90% → $25k - $75k | |||||
Harborlight Credit Union Checking Account Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS | |
|---|---|---|---|---|---|
| 2.75%* | - | $5k | Kasasa Cash | ||
| OTHER TIERS: 0.15% → $5k+ | |||||
Harborlight Credit Union CD Rates
Harborlight Credit Union IRA Rates
| Harborlight Credit Union Locations | ||
|---|---|---|
| Branch Office | 2151 Cogswell Dr | Whitehall, MI 49461 |
| Branch Office | 2710 Holton Whitehall Road | Whitehall, MI 49461 |