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Harborlight Credit Union

Popular Accounts at this Credit Union

2.75%Reward CheckingKasasa Cash
0.50%Reward SavingsKasasa Saver
2.35%5-year CD5 Year CD

Overview / Commentary
2151 Cogswell Dr
Whitehall, MI 49461

Harborlight Credit Union is headquartered in Whitehall and is the 98th largest credit union in the state of Michigan. It is also the 1,551st largest credit union in the nation. It was established in 1954 and as of December of 2017, it had grown to 28 employees and 10,266 members at 2 locations. Harborlight Credit Union's CD rates are 33% higher than the national average, and it has an A health rating.

Field of Membership Restrictions

Membership in HarborLight Credit Union is open to the following: (1) those who live, work, attend school or worship in Muskegon, Newaygo, and Oceana Counties in Michigan or in the townships of Chester, Spring Lake, Crockery, Polkton, Wright, Grand Haven, Robinson, Allendale or Tallmadge in Ottawa County, Michigan; (2) those over the age of 55 years old who receives retirement payments in the listed counties and the contiguous counties.
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Health Grade Components

NCUA #62066
Year Chartered1954
Primary Regulator
Profit Margin
Return on Assets - YTD-0.08%
Return on Equity - YTD-0.77%
Annual Interest Income$3.4MM
Assets and Liabilities
AssetsQ4 2017vs Q4 2016$105.9MM$100.7MM
LoansQ4 2017vs Q4 2016$54.7MM$53.6MM
DepositsQ4 2017vs Q4 2016$95.4MM$90.0MM
Equity CapitalQ4 2017vs Q4 2016$10.5MM$10.5MM
Loan Loss AllowanceQ4 2017vs Q4 2016$443.00K$367.00K
Unbacked Noncurrent LoansQ4 2017vs Q4 2016$512.00K$456.00K
Real Estate OwnedQ4 2017vs Q4 2016$0$0
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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Harborlight Credit Union Savings Account Rates

0.50%*-$5kKasasa Saver
OTHER TIERS: 0.15% $5k+
0.30%--IRA Shares Account
0.10%$50-Regular Shares Savings Account
0.10%--Vacation Club Account
0.10%--Christmas Club Account

Harborlight Credit Union Money Market Rates

0.50%*$75k*-HY Money Market Account
OTHER TIERS: 0.40% $2,500 - $25k | 0.45% $25k - $75k

Harborlight Credit Union Checking Account Rates

2.75%*-$5kKasasa Cash
OTHER TIERS: 0.15% $5k+

Harborlight Credit Union CD Rates

2.45%$50k-5 Year Jumbo CD
2.35%$500-5 Year CD
2.20%$50k-4 Year Jumbo CD
2.10%$500-4 Year CD
1.90%$50k-3 Year Jumbo CD
1.80%$500-3 Year CD
1.60%$50k-2 Year Jumbo CD
1.50%$500-2 Year CD
1.30%$500-18 Month CD
1.20%$500-1 Year CD
1.00%$500-6 Month CD
0.20%$25-Save To Win CD

Harborlight Credit Union IRA Rates

2.45%$50k-5 Year Jumbo IRA CD
2.35%$500-5 Year IRA CD
2.20%$50k-4 Year Jumbo IRA CD
2.10%$500-4 Year IRA CD
1.90%$50k-3 Year Jumbo IRA CD
1.80%$500-3 Year IRA CD
1.60%$50k-2 Year Jumbo IRA CD
1.50%$500-2 Year IRA CD
1.30%$500-18 Month IRA CD
1.20%$500-1 Year IRA CD
1.00%$500-6 Month IRA CD

Harborlight Credit Union Locations
Branch Office2151 Cogswell DrWhitehall, MI 49461
Branch Office2710 Holton Whitehall RoadWhitehall, MI 49461

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