Harborlight Credit Union

Overview / Commentary
2151 Cogswell Dr
Whitehall, MI 49461

Harborlight Credit Union is headquartered in Whitehall and is the 91st largest credit union in the state of Michigan. It is also the 1,428th largest credit union in the nation. It was established in 1954 and as of March of 2021, it had grown to 33 employees and 10,765 members at 2 locations. Harborlight Credit Union has an A health rating.

Field of Membership Restrictions

HarborLight Credit Union membership is open to (1) anyone who lives, works, attends school or worships in Muskegon, Newaygo or Oceana counties, or the following townships within Ottawa County: Spring Lake, Chester, Crockery, Wright, Polkton, Grand Haven, Allendale, Robinson, or Tallmadge. (2) Immediate family of current credit union members. (3) Organizations comprised of the same group which makes up the membership mentioned above. (4) Anyone above the age of 55, receiving an annuity, pension or social security and resides in or is affiliated with a retirement organization, as defined in the credit union's membership eligibility.
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Health Grade Components

NCUA #62066
Year Chartered1954
Primary Regulator
Profit Margin
Return on Assets - YTD0.43%
Return on Equity - YTD5.52%
Annual Interest Income$1.1MM
Assets and Liabilities
AssetsQ1 2021vs Q1 2020$153.8MM$123.0MM
LoansQ1 2021vs Q1 2020$74.2MM$72.1MM
DepositsQ1 2021vs Q1 2020$142.0MM$111.6MM
Equity CapitalQ1 2021vs Q1 2020$11.4MM$11.2MM
Loan Loss AllowanceQ1 2021vs Q1 2020$480.00K$410.00K
Unbacked Noncurrent LoansQ1 2021vs Q1 2020$216.00K$683.00K
Real Estate OwnedQ1 2021vs Q1 2020$0$0
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Always verify rates and promotions with the bank or credit union. We are not Harborlight Credit Union; we are a rate comparison website and cannot provide official rates or promotions.

* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Harborlight Credit Union Savings Account Rates

1.00%*-$5kKasasa Saver
OTHER TIERS: 0.15% $5k+
0.05%$50-Basic Savings
0.05%--Vacation Club Account
0.05%--IRA Shares Account
0.05%--Christmas Club Account

Harborlight Credit Union Money Market Rates

0.20%*$75k*-High Yield Money Market Account
OTHER TIERS: 0.10% $2.5k - $25k | 0.15% $25k - $75k

Harborlight Credit Union Checking Account Rates

2.75%*-$5kKasasa Cash Checking
OTHER TIERS: 0.15% $5k+

Harborlight Credit Union CD Rates

0.80%$50k-5 Year Jumbo CD
0.75%$500-5 Year CD
0.65%$50k-4 Year Jumbo CD
0.60%$500-4 Year CD
0.55%$50k-3 Year Jumbo CD
0.50%$500-3 Year CD
0.45%$50k-2 Year Jumbo CD
0.40%$500-2 Year CD
0.38%$500-18 Month CD
0.35%$500-1 Year CD
0.30%$500-6 Month CD

Harborlight Credit Union IRA Rates

0.80%$50k-5 Year Jumbo IRA CD
0.75%$500-5 Year IRA CD
0.65%$50k-4 Year Jumbo IRA CD
0.60%$500-4 Year IRA CD
0.55%$50k-3 Year Jumbo IRA CD
0.50%$500-3 Year IRA CD
0.45%$50k-2 Year Jumbo IRA CD
0.40%$500-2 Year IRA CD
0.38%$500-18 Month IRA CD
0.35%$500-1 Year IRA CD
0.30%$500-6 Month IRA CD

Harborlight Credit Union Locations
Branch Office2151 Cogswell DrWhitehall, MI 49461
Branch Office2710 Holton Whitehall RoadWhitehall, MI 49461

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