Harborlight Credit Union

Overview / Commentary
2151 Cogswell Dr
Whitehall, MI 49461

Harborlight Credit Union is headquartered in Whitehall and is the 93rd largest credit union in the state of Michigan. It is also the 1,507th largest credit union in the nation. It was established in 1954 and as of June of 2019, it had grown to 30 employees and 10,552 members at 2 locations. Harborlight Credit Union's money market rates are 2X the national average, and it has an A health rating.

Field of Membership Restrictions

HarborLight Credit Union membership is open to (1) anyone who lives, works, attends school or worships in Muskegon, Newaygo or Oceana counties, or the following townships within Ottawa County: Spring Lake, Chester, Crockery, Wright, Polkton, Grand Haven, Allendale, Robinson, or Tallmadge. (2) Immediate family of current credit union members. (3) Organizations comprised of the same group which makes up the membership mentioned above. (4) Anyone above the age of 55, receiving an annuity, pension or social security and resides in or is affiliated with a retirement organization, as defined in the credit union's membership eligibility.
See current membership details


No reviews have been left for this bank yet. Be the first to review.


Health Grade Components

NCUA #62066
Year Chartered1954
Primary Regulator
Profit Margin
Return on Assets - YTD0.22%
Return on Equity - YTD2.37%
Annual Interest Income$2.1MM
Assets and Liabilities
AssetsQ2 2019vs Q2 2018$116.4MM$112.6MM
LoansQ2 2019vs Q2 2018$66.1MM$56.9MM
DepositsQ2 2019vs Q2 2018$105.4MM$101.8MM
Equity CapitalQ2 2019vs Q2 2018$10.7MM$10.5MM
Loan Loss AllowanceQ2 2019vs Q2 2018$404.00K$377.00K
Unbacked Noncurrent LoansQ2 2019vs Q2 2018$515.00K$389.00K
Real Estate OwnedQ2 2019vs Q2 2018$0$0
Report an Issue

Always verify rates and promotions with the bank or credit union. We are not Harborlight Credit Union; we are a rate comparison website and cannot provide official rates or promotions.

* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Harborlight Credit Union Savings Account Rates

1.00%*-$5kKasasa Saver
OTHER TIERS: 0.15% $5k+
0.50%--IRA Shares Account
0.10%$50-Regular Shares Savings Account
0.10%--Vacation Club Account
0.10%--Christmas Club Account

Harborlight Credit Union Money Market Rates

1.00%*$75k*-HY Money Market Account
OTHER TIERS: 0.80% $2.5k - $25k | 0.90% $25k - $75k

Harborlight Credit Union Checking Account Rates

2.75%*-$5kKasasa Cash
OTHER TIERS: 0.15% $5k+

Harborlight Credit Union CD Rates

2.45%$50k-5 Year Jumbo CD
2.35%$500-5 Year CD
2.25%$50k-4 Year Jumbo CD
2.15%$500-4 Year CD
2.10%$50k-3 Year Jumbo CD
2.05%$500-3 Year CD
1.95%$50k-2 Year Jumbo CD
1.85%$500-2 Year CD
1.75%$500-18 Month CD
1.65%$500-1 Year CD
1.35%$500-6 Month CD
0.20%$500-Save To Win CD

Harborlight Credit Union IRA Rates

2.45%$50k-5 Year Jumbo IRA CD
2.35%$500-5 Year IRA CD
2.25%$50k-4 Year Jumbo IRA CD
2.15%$500-4 Year IRA CD
2.10%$50k-3 Year Jumbo IRA CD
2.05%$500-3 Year IRA CD
1.95%$50k-2 Year Jumbo IRA CD
1.85%$500-2 Year IRA CD
1.75%$500-18 Month IRA CD
1.65%$500-1 Year IRA CD
1.35%$500-6 Month IRA CD

Harborlight Credit Union Locations
Branch Office2151 Cogswell DrWhitehall, MI 49461
Branch Office2710 Holton Whitehall RoadWhitehall, MI 49461

The financial institution, product, and APY (Annual Percentage Yield) data displayed on this website is gathered from various sources and may not reflect all of the offers available in your region. Although we strive to provide the most accurate data possible, we cannot guarantee its accuracy. The content displayed is for general information purposes only; always verify account details and availability with the financial institution before opening an account. Contact [email protected] to report inaccurate info or to request offers be included in this website. We are not affiliated with the financial institutions included in this website.