Harborlight Credit Union


Overview / Commentary
231-894-5608
2151 Cogswell Dr
Whitehall, MI 49461

Harborlight Credit Union is headquartered in Whitehall and is the 89th largest credit union in the state of Michigan. It is also the 1,433rd largest credit union in the nation. It was established in 1954 and as of March of 2025, it had grown to 39 employees and 11,526 members at 2 locations. Harborlight Credit Union has an A health rating.

Field of Membership Restrictions

Membership in HarborLight Credit Union membership is open to those who live, work, worship, or attend school in the Michigan counties of Muskegon, Newaygo, or Oceana, or the Ottawa County townships of Allendale, Chester, Crockery, Grand Haven, Polkton, Robinson, Spring Lake, Tallmadge, or Wright. Immediate family or household members of a current HarborLight Credit Union Member are also eligible to join.
See current membership details

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Health

Health Grade Components

Overall
NCUA #62066
Year Chartered1954
Employees39
Primary Regulator
Profit Margin
Return on Assets - YTD0.94%
Return on Equity - YTD9.02%
Annual Interest Income$1.9MM
Assets and Liabilities
AssetsQ1 2025vs Q1 2024$162.9MM$157.7MM
LoansQ1 2025vs Q1 2024$107.2MM$99.6MM
DepositsQ1 2025vs Q1 2024$144.2MM$140.4MM
Equity CapitalQ1 2025vs Q1 2024$16.6MM$14.9MM
Loan Loss AllowanceQ1 2025vs Q1 2024$911K$785K
Unbacked Noncurrent LoansQ1 2025vs Q1 2024$112K$164K
Real Estate OwnedQ1 2025vs Q1 2024$0$0
Rates

Sorry, we do not have rate data for Harborlight Credit Union.

Locations


Harborlight Credit Union Locations
Branch Office2151 Cogswell DrWhitehall, MI 49461
Branch Office2710 Holton Whitehall RoadWhitehall, MI 49461

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