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68 Legion Parkway
Brockton, MA 02301

HarborOne Bank is headquartered in Brockton and is the 15th largest bank in the state of Massachusetts. It is also the 342nd largest bank in the nation. It was established in 2013 and as of September of 2017, it had grown to 583 employees at 17 locations. HarborOne Bank's money market rates are 59% higher than the national average, and it has a B+ health rating.

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Up To $500 Checking Account Bonus In New England - 3/28/2017

HarborOne Bank’s promotion Offer only available to residents of: MA, NH, ME, CT, VT and RI. $500 Bonus - set up recurring Direct Deposits Totaling at least $10,000 or more AND make 15 Debit Card POS withdrawals (Post and clear) within 60 days of opening an account Smaller bonuses available for smaller direct deposits. Offer expires 4/29/2017 https://www.harborone.com/bonus

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Reviews (4)

Harborone Credit Union

Posted by: Yesir678 | May 29, 2011

This bank is great. They have low fees, great employees and great products. I have been a loyal customer for over 10 years. I will never go to another bank.


Posted by: Mittyear | Dec 8, 2017

I have been using HarborOne bank for about fifteen years. In this time, I have had no problems that I could not fix with a simple phone call. Harbor One has always tried to help me with my financial situation. I have savings and checking with them and I am on a fixed income so sometimes I have had used my check protection to pay a bill when I was short of money. I have had no trouble doing this-they have been very patient with me and allowed me to use this without any hassle. I use the online banking to pay most of my bills and my checking account is free. I do not know what I would do if I had to use one of those big banks that have no feelings for their customers and charge enormous fees for everything!

HarborOne Bank is great

Posted by: LiseSipes | Jan 4, 2017

I have been banking with Harbor One for about fifteen years. I depend on them for all my banking needs. My social security is deposited there and I have a checking and savings account with them. I bank on-line a lot, and I have never had a problem. I have never had a problem with this bank. The staff is friendly and fast. If the lines are long, everyone pitches in, right up to the manager. I have bounced checks several times and they have waived the fee. The staff is always ready to help, no matter what the question is. They are known for giving back to the community in my area, too. I always recommend Harbor One Bank to people who are looking for a new bank.

Not Helpful!!

Posted by: BillR1722 | Apr 2, 2012

I have a vehicle loan with the credit union; they inaccurately reported I was late on my payments. When I contacted them and reported the problem and they could have cared less.  The customer service rep. in the loan servicing department didn’t want to be bothered and couldn’t wait to get me off the phone.  Won’t use them again.


Health Grade Components

FDIC Certificate #59070
Year Established2013
Primary RegulatorFDIC
Profit Margin
Return on Assets - YTD0.47%
Return on Equity - YTD4.74%
Annual Interest Income$66.3MM
Assets and Liabilities
AssetsQ3 2017vs Q3 2016$2.59B$2.35B
LoansQ3 2017vs Q3 2016$2.20B$2.02B
DepositsQ3 2017vs Q3 2016$2.01B$1.81B
Equity CapitalQ3 2017vs Q3 2016$257.2MM$246.0MM
Loan Loss AllowanceQ3 2017vs Q3 2016$17.9MM$15.8MM
Unbacked Noncurrent LoansQ3 2017vs Q3 2016$19.1MM$22.9MM
Real Estate OwnedQ3 2017vs Q3 2016$929.00K$1.9MM
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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

HarborOne Bank Savings Account Rates

0.75%*$10k*$250kBusiness Advantage Savings
OTHER TIERS: 0.05% $2,500 - $10k | 0.30% $250k - $1,200k
0.07%$25-Statement Savings
0.07%$25-Passbook Savings
0.07%$25-Checkit Savings
0.05%--Club Account

HarborOne Bank Money Market Rates

0.70%*$75k*-I-Money Market
OTHER TIERS: 0.35% $25k - $50k | 0.55% $50k - $75k
0.35%*$250k*-Advantage Money Market
OTHER TIERS: 0.10% $2,500 - $10k | 0.15% $10k - $25k | 0.20% $25k - $100k | 0.30% $100k - $250k
0.30%*$100k*$1,200kBusiness Money Market
OTHER TIERS: 0.15% $10k - $50k | 0.20% $50k - $100k
0.20%*$50k*-Investor’s Money Market
OTHER TIERS: 0.10% $2,500 - $25k | 0.15% $25k - $50k

HarborOne Bank Checking Account Rates

OTHER TIERS: 0.05% $20k+
0.05%$100-Advantage Gold
0.05%--Commercial Checking Earnings Credit

HarborOne Bank CD Rates

1.80%$500-24 Month CD Special - New Money Only
1.65%$500-14 Month CD Special - New Money Only
1.55%$500-57 Month Advantage Gold CD
1.45%$500-60 Month CD
1.40%$500-46 Month Advantage Gold CD
1.25%$500-48 Month CD
1.20%$500-35 Month Advantage Gold CD
0.90%$500-36 Month CD
0.80%$500-30 Month CD
0.55%$500-18 Month CD
0.50%$500-20 Month Bump-Up CD
0.40%$500-12 Month CD
0.30%$500-9 Month CD
0.25%$500-6 Month CD
0.20%$500-3 Month CD

HarborOne Bank IRA Rates

1.80%$500-24 Month IRA Special - New Money Only
1.65%$500-14 Month IRA Special - New Money Only
1.55%$500-57 Month Advantage Gold IRA
1.45%$500-60 Month IRA
1.40%$500-46 Month Advantage Gold IRA
1.25%$500-48 Month IRA
1.20%$500-35 Month Advantage Gold IRA
0.90%$500-36 Month IRA
0.80%$500-30 Month IRA
0.55%$500-18 Month IRA
0.50%$500-20 Month Bump-Up IRA
0.40%$500-12 Month IRA
0.30%$500-9 Month IRA
0.25%$500-6 Month IRA
0.20%$500-3 Month IRA