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68 Legion Parkway
Brockton, MA 02301

HarborOne Bank is headquartered in Brockton and is the 17th largest bank in the state of Massachusetts. It is also the 344th largest bank in the nation. It was established in 2013 and as of December of 2017, it had grown to 581 employees at 17 locations. HarborOne Bank's money market rates are 59% higher than the national average, and it has a B+ health rating.

Related Posts

HarborOne Bank Adds 20-Month CD Special (2.30% APY) - 3/14/2018

HarborOne Bank (CT, ME, MA, NH, RI, VT) has added two limited-time CD Specials: 11-month (1.75% APY) and 20-month (2.30% APY). $1k min/$250k max deposit of new money.

HarborOne Bank Offers 13-Month CD (2.75% APY) On February 27 And 28 - 2/26/2018

HarborOne Bank (CT, ME, MA, NH, RI, VT) is offering a 13-month CD (2.75% APY) on February 27 and 28. $1k min/$250k max deposit of new money per household.

Up To $500 Checking Account Bonus In New England - 3/28/2017

HarborOne Bank’s promotion Offer only available to residents of: MA, NH, ME, CT, VT and RI. $500 Bonus - set up recurring Direct Deposits Totaling at least $10,000 or more AND make 15 Debit Card POS withdrawals (Post and clear) within 60 days of opening an account Smaller bonuses available for smaller direct deposits. Offer expires 4/29/2017 https://www.harborone.com/bonus

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Reviews (6)

Harborone Credit Union

Posted by: Yesir678 | May 29, 2011

This bank is great. They have low fees, great employees and great products. I have been a loyal customer for over 10 years. I will never go to another bank.

Helping in time of need

I have been with this institution of over 20 years and they have always had great customer service. They truly strive to assist their customers in all needs. I have never had any issues with deposits, debit cards or accounts. My whole family banks with them. They helped me when my identity was stolen and made it easy for me to retrieve all of my money back, They truly cared for my situation and how I was feeling. They made me feel like family. They made everything easy with as little for me to do. I had to order all new checks and debit card. They put a rush on everything for free. They even gave me a gift appreciating my business. Who does that? Any time my husband and I need something notarized we can walk right in. They know us by name and for me that is huge. They made it easy for us to open accounts for my children and took the time with us. When my mom passed away they I mentioned it to one of the tellers and the next time I came in they gave me a card. Banking with them makes it feel like family unlike the BIG banks out there.


Posted by: Mittyear | Dec 8, 2017

I have been using HarborOne bank for about fifteen years. In this time, I have had no problems that I could not fix with a simple phone call. Harbor One has always tried to help me with my financial situation. I have savings and checking with them and I am on a fixed income so sometimes I have had used my check protection to pay a bill when I was short of money. I have had no trouble doing this-they have been very patient with me and allowed me to use this without any hassle. I use the online banking to pay most of my bills and my checking account is free. I do not know what I would do if I had to use one of those big banks that have no feelings for their customers and charge enormous fees for everything!

HarborOne Bank is great

Posted by: LiseSipes | Jan 4, 2017

I have been banking with Harbor One for about fifteen years. I depend on them for all my banking needs. My social security is deposited there and I have a checking and savings account with them. I bank on-line a lot, and I have never had a problem. I have never had a problem with this bank. The staff is friendly and fast. If the lines are long, everyone pitches in, right up to the manager. I have bounced checks several times and they have waived the fee. The staff is always ready to help, no matter what the question is. They are known for giving back to the community in my area, too. I always recommend Harbor One Bank to people who are looking for a new bank.

Utter And Total Incompetence: Stay AWAY!!!!

I opened a Remarkable CD during the 2-day special. When I logged in to the link provided, it stated that my application was approved and that I would be contacted within 2 days, after it was "processed." After two WEEKS, I called and asked about my application.

"Did you do the trial deposits?" the customer service rep asked.

"What trial deposits?" I replied, since I had received no emails nor had there been any indication during the application process that there would be trial deposits.

"Oh," she said. "Let me investigate."

After investigation, I was informed that the trial deposits had been "refused" by my funding bank, PurePoint Financial and that I should contact Purepoint, which I did. Purepoint very professionally handled my inquiry and contacted me 3 times during their investigation, confirming with absolute certainty that no trial deposits into my account had been attempted.

I called back HarborOne and asked them to resend the trial deposits. They said it was snowing and they were operating with a skeleton staff but would forward my request to the staff the following day. One week later (just now), I received a voice mail telling me that the trial deposits had been refused 3 weeks ago (which I already knew) and that any applications still unfunded would be deleted at 5 pm (in one hour.) . I called back and asked if they had resent the trial deposits. They said no, and that they could not do that by 5pm. I said okay, let me give you a different funding account then. They said no, they could not do that by 5pm and my application would be deleted. I pointed out that if they had managed to call me at any point prior to ONE HOUR BEFORE THEIR DEADLINE, we could have resolved this.

What a waste of time with such an incompetent bank. NOT WORTH THE 2.75%, I suspect that the fact that they were unable to manage to fund an account in 3 weeks time is probably a blessing in disguise!!!!

Not Helpful!!

Posted by: BillR1722 | Apr 2, 2012

I have a vehicle loan with the credit union; they inaccurately reported I was late on my payments. When I contacted them and reported the problem and they could have cared less.  The customer service rep. in the loan servicing department didn’t want to be bothered and couldn’t wait to get me off the phone.  Won’t use them again.


Health Grade Components

FDIC Certificate #59070
Year Established2013
Primary RegulatorFDIC
Profit Margin
Return on Assets - YTD0.44%
Return on Equity - YTD4.45%
Annual Interest Income$90.1MM
Assets and Liabilities
AssetsQ4 2017vs Q4 2016$2.65B$2.45B
LoansQ4 2017vs Q4 2016$2.24B$2.07B
DepositsQ4 2017vs Q4 2016$2.05B$1.88B
Equity CapitalQ4 2017vs Q4 2016$262.5MM$246.9MM
Loan Loss AllowanceQ4 2017vs Q4 2016$18.5MM$17.0MM
Unbacked Noncurrent LoansQ4 2017vs Q4 2016$16.7MM$20.1MM
Real Estate OwnedQ4 2017vs Q4 2016$665.00K$1.8MM
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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

HarborOne Bank Savings Account Rates

0.75%*$10k*$250kBusiness Advantage Savings
OTHER TIERS: 0.05% $2,500 - $10k | 0.30% $250k - $1,200k
0.07%$25-Statement Savings
0.07%$25-Passbook Savings
0.07%$25-Checkit Savings
0.05%--Club Account

HarborOne Bank Money Market Rates

0.70%*$75k*-I-Money Market
OTHER TIERS: 0.35% $25k - $50k | 0.55% $50k - $75k
0.35%*$250k*-Advantage Money Market
OTHER TIERS: 0.10% $2,500 - $10k | 0.15% $10k - $25k | 0.20% $25k - $100k | 0.30% $100k - $250k
0.30%*$100k*$1,200kBusiness Money Market
OTHER TIERS: 0.15% $10k - $50k | 0.20% $50k - $100k
0.20%*$50k*-Investor’s Money Market
OTHER TIERS: 0.10% $2,500 - $25k | 0.15% $25k - $50k

HarborOne Bank Checking Account Rates

OTHER TIERS: 0.05% $20k+
0.05%$100-Advantage Gold
0.05%--Commercial Checking Earnings Credit

HarborOne Bank CD Rates

2.30%-$250k20 Month CD Special (New Money)
1.80%-$250k24 Month CD
1.75%-$250k11 Month CD Special (New Money)
1.55%--57 Month Advantage Gold CD
1.45%--60 Month CD
1.40%--46 Month Advantage Gold CD
1.25%--48 Month CD
1.20%--35 Month Advantage Gold CD
0.90%--36 Month CD
0.80%--30 Month CD
0.55%--18 Month CD
0.40%--12 Month CD
0.30%--9 Month CD
0.25%--6 Month CD
0.20%--3 Month CD

HarborOne Bank IRA Rates

2.30%-$250k20 Month IRA Special (New Money)
1.80%-$250k24 Month IRA
1.75%-$250k11 Month IRA Special (New Money)
1.55%--57 Month Advantage Gold IRA
1.45%--60 Month IRA
1.40%--46 Month Advantage Gold IRA
1.25%--48 Month IRA
1.20%--35 Month Advantage Gold IRA
0.90%--36 Month IRA
0.80%--30 Month IRA
0.55%--18 Month IRA
0.40%--12 Month IRA
0.30%--9 Month IRA
0.25%--6 Month IRA
0.20%--3 Month IRA