HarborOne Bank

Popular Accounts at this Bank

APY	ACCOUNT TYPE	HOW THEY COMPARE
2.00%	1-year CD	2.55% - Goldman Sachs Bank USA High-yield 12 Month CD
1.45%	5-year CD	3.10% - Goldman Sachs Bank USA High-yield 5 Year CD
1.25%	4-year CD	2.75% - Barclays 48 Month Online CD

View all HarborOne Bank rates »

Overview / Commentary

www.harborone.com

800-244-7592

68 Legion Parkway
Brockton, MA 02301

HarborOne Bank is headquartered in Brockton and is the 16^th largest bank in the state of Massachusetts. It is also the 334^th largest bank in the nation. It was established in 2013 and as of June of 2018, it had grown to 569 employees at 17 locations. HarborOne Bank's money market rates are 5X the national average, and it has an A health rating.

Harborone Credit Union

Posted by: Yesir678 | May 29, 2011

This bank is great. They have low fees, great employees and great products. I have been a loyal customer for over 10 years. I will never go to another bank.

Comment

3

Helping in time of need

Posted by: aubreypeck51 | Mar 19, 2018

I have been with this institution of over 20 years and they have always had great customer service. They truly strive to assist their customers in all needs. I have never had any issues with deposits, debit cards or accounts. My whole family banks with them. They helped me when my identity was stolen and made it easy for me to retrieve all of my money back, They truly cared for my situation and how I was feeling. They made me feel like family. They made everything easy with as little for me to do. I had to order all new checks and debit card. They put a rush on everything for free. They even gave me a gift appreciating my business. Who does that? Any time my husband and I need something notarized we can walk right in. They know us by name and for me that is huge. They made it easy for us to open accounts for my children and took the time with us. When my mom passed away they I mentioned it to one of the tellers and the next time I came in they gave me a card. Banking with them makes it feel like family unlike the BIG banks out there.

Comment

1

Mybank

Posted by: Mittyear | Dec 8, 2017

I have been using HarborOne bank for about fifteen years. In this time, I have had no problems that I could not fix with a simple phone call. Harbor One has always tried to help me with my financial situation. I have savings and checking with them and I am on a fixed income so sometimes I have had used my check protection to pay a bill when I was short of money. I have had no trouble doing this-they have been very patient with me and allowed me to use this without any hassle. I use the online banking to pay most of my bills and my checking account is free. I do not know what I would do if I had to use one of those big banks that have no feelings for their customers and charge enormous fees for everything!

Comment

3

HarborOne Bank is great

Posted by: LiseSipes | Jan 4, 2017

I have been banking with Harbor One for about fifteen years. I depend on them for all my banking needs. My social security is deposited there and I have a checking and savings account with them. I bank on-line a lot, and I have never had a problem. I have never had a problem with this bank. The staff is friendly and fast. If the lines are long, everyone pitches in, right up to the manager. I have bounced checks several times and they have waived the fee. The staff is always ready to help, no matter what the question is. They are known for giving back to the community in my area, too. I always recommend Harbor One Bank to people who are looking for a new bank.

Comment

3

Utter And Total Incompetence: Stay AWAY!!!!

Posted by: Roubaixgirl | Mar 16, 2018

I opened a Remarkable CD during the 2-day special. When I logged in to the link provided, it stated that my application was approved and that I would be contacted within 2 days, after it was "processed." After two WEEKS, I called and asked about my application.

"Did you do the trial deposits?" the customer service rep asked.

"What trial deposits?" I replied, since I had received no emails nor had there been any indication during the application process that there would be trial deposits.

"Oh," she said. "Let me investigate."

After investigation, I was informed that the trial deposits had been "refused" by my funding bank, PurePoint Financial and that I should contact Purepoint, which I did. Purepoint very professionally handled my inquiry and contacted me 3 times during their investigation, confirming with absolute certainty that no trial deposits into my account had been attempted.

I called back HarborOne and asked them to resend the trial deposits. They said it was snowing and they were operating with a skeleton staff but would forward my request to the staff the following day. One week later (just now), I received a voice mail telling me that the trial deposits had been refused 3 weeks ago (which I already knew) and that any applications still unfunded would be deleted at 5 pm (in one hour.) . I called back and asked if they had resent the trial deposits. They said no, and that they could not do that by 5pm. I said okay, let me give you a different funding account then. They said no, they could not do that by 5pm and my application would be deleted. I pointed out that if they had managed to call me at any point prior to ONE HOUR BEFORE THEIR DEADLINE, we could have resolved this.

What a waste of time with such an incompetent bank. NOT WORTH THE 2.75%, I suspect that the fact that they were unable to manage to fund an account in 3 weeks time is probably a blessing in disguise!!!!

Comment

1

Not Helpful!!

Posted by: BillR1722 | Apr 2, 2012

I have a vehicle loan with the credit union; they inaccurately reported I was late on my payments. When I contacted them and reported the problem and they could have cared less. The customer service rep. in the loan servicing department didn’t want to be bothered and couldn’t wait to get me off the phone. Won’t use them again.

Comment

10

Health

A

Data as of Q2 2018

Learn why bank health matters

Health Grade Components

Overall
FDIC Certificate #	59070
Year Established	2013
Employees	569
Primary Regulator	FDIC

Profit Margin
Return on Assets - YTD	0.43%
Return on Equity - YTD	4.44%
Annual Interest Income	$50.8MM

Assets and Liabilities
Assets	Q2 2018vs Q2 2017	$2.81B$2.57B
Loans	Q2 2018vs Q2 2017	$2.35B$2.17B
Deposits	Q2 2018vs Q2 2017	$2.21B$2.00B
Equity Capital	Q2 2018vs Q2 2017	$267.8MM$253.6MM
Loan Loss Allowance	Q2 2018vs Q2 2017	$19.2MM$17.2MM
Unbacked Noncurrent Loans	Q2 2018vs Q2 2017	$15.4MM$20.7MM
Real Estate Owned	Q2 2018vs Q2 2017	$832.00K$1.0MM

Rates

Skip to rates for:

Savings
Money Market
Checking
CD
IRA

Report an Issue

Always verify rates and promotions with the bank or credit union. We are not HarborOne Bank; we are a rate comparison website and cannot provide official rates or promotions.

* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

† The rates for some products vary by region. In these cases we have listed the rates for the region closest to the bank's headquarters.

HarborOne Bank Savings Account Rates

APY	MIN	MAX	ACCOUNT NAME
1.50%^*^†	$10k^*	$1.2m	Business Advantage Savings
OTHER TIERS: 0.05% → $2.5k - $10k
0.50%^†	$25k	-	i-Savings
0.07%^†	$25	-	Statement Savings
0.07%^†	$25	-	Passbook Savings
0.07%^†	$25	-	Checkit Savings
0.05%^†	$1	-	Club Account

HarborOne Bank Money Market Rates

APY	MIN	MAX	ACCOUNT NAME
2.15%^*^†	$100k^*	$3m	Rewards Money Market - New Money Only
OTHER TIERS: 0.35% → $3m+ \| 1.70% → Up to $100k
1.78%^†	$25k	$250k	Platinum Money Market Qualifying - New Money Only
1.40%^*^†	$25k^*	$250k	Platinum Money Market - New Money Only
OTHER TIERS: 0.35% → $250k+
0.70%^*^†	$75k^*	-	I-Money Market
OTHER TIERS: 0.35% → $25k - $50k \| 0.55% → $50k - $75k
0.35%^*^†	$250k^*	-	Advantage Money Market
OTHER TIERS: 0.10% → $2.5k - $10k \| 0.15% → $10k - $25k \| 0.20% → $25k - $100k \| 0.30% → $100k - $250k
0.30%^*^†	$100k^*	$1.2m	Business Money Market
OTHER TIERS: 0.15% → $10k - $50k \| 0.20% → $50k - $100k
0.20%^*^†	$50k^*	-	Investor’s Money Market
OTHER TIERS: 0.10% → $2.5k - $25k \| 0.15% → $25k - $50k

HarborOne Bank Checking Account Rates

APY	MIN	MAX	ACCOUNT NAME
0.30%^*^†	-	$20k	i-Checking
OTHER TIERS: 0.05% → $20k+
0.05%^†	$100	-	Advantage Gold

HarborOne Bank CD Rates

APY	MIN	MAX	ACCOUNT NAME
2.30%^†	$1k	$250k	20 Month CD Special (New Money)
2.00%^†	$1k	$250k	11 Month CD Special (New Money)
1.80%^†	$1k	$250k	24 Month CD
1.55%^†	$1k	-	57 Month Advantage Gold CD
1.45%^†	$1k	-	60 Month CD
1.40%^†	$1k	-	46 Month Advantage Gold CD
1.25%^†	$1k	-	48 Month CD
1.20%^†	$1k	-	35 Month Advantage Gold CD
0.90%^†	$1k	-	36 Month CD
0.80%^†	$1k	-	30 Month CD
0.55%^†	$1k	-	18 Month CD
0.40%^†	$1k	-	12 Month CD
0.30%^†	$1k	-	9 Month CD
0.25%^†	$1k	-	6 Month CD
0.20%^†	$1k	-	3 Month CD

HarborOne Bank IRA Rates

APY	MIN	MAX	ACCOUNT NAME
2.30%^†	$500	$250k	20 Month IRA Special (New Money)
2.00%^†	$500	$250k	11 Month IRA Special (New Money)
1.80%^†	$500	$250k	24 Month IRA
1.55%^†	$500	-	57 Month Advantage Gold IRA
1.45%^†	$500	-	60 Month IRA
1.40%^†	$500	-	46 Month Advantage Gold IRA
1.25%^†	$500	-	48 Month IRA
1.20%^†	$500	-	35 Month Advantage Gold IRA
0.90%^†	$500	-	36 Month IRA
0.80%^†	$500	-	30 Month IRA
0.55%^†	$500	-	18 Month IRA
0.40%^†	$500	-	12 Month IRA
0.30%^†	$500	-	9 Month IRA
0.25%^†	$500	-	6 Month IRA
0.20%^†	$500	-	3 Month IRA

Locations

Availability

Boston Area

Boston Area bank & credit union details

The financial institution, product, and APY (Annual Percentage Yield) data displayed on this website is gathered from various sources and may not reflect all of the offers available in your region. Although we strive to provide the most accurate data possible, we cannot guarantee its accuracy. The content displayed is for general information purposes only; always verify account details and availability with the financial institution before opening an account. Contact feedback@depositaccounts.com to report inaccurate info or to request offers be included in this website. We are not affiliated with the financial institutions included in this website.