HarborOne Bank
Popular Accounts at this Bank
| APY | ACCOUNT TYPE | HOW THEY COMPARE |
|---|---|---|
| 2.50% | 1-year CD | 1.37% - National Average |
| 1.45% | 5-year CD | 2.27% - National Average |
| 1.25% | 4-year CD | 1.99% - National Average |
HarborOne Bank is headquartered in Brockton and is the 12th largest bank in the state of Massachusetts. It is also the 286th largest bank in the nation. It was established in 2013 and as of December of 2018, it had grown to 658 employees at 28 locations. HarborOne Bank's money market rates are 5X the national average, and it has an A health rating.
Related Posts
7/14 - Remarkable CD, 14 Months @ 3%, 7/17 & 7/18 Only
4/25 - 17 Month 2.75% CD
4/24 - 2.75% 17-Month CD Special In New England - Only Available Through 4/26/2018
3/14 - HarborOne Bank Adds 20-Month CD Special
2/26 - HarborOne Bank Offers 13-Month CD On February 27 And 28
8/9/13 - Top 4-Year and 7-Month CD Rates at HarborOne Bank - New England Only
2/10/13 - Harborone Credit Union President Discusses Proposed Switch To A Bank
8/28/12 - Competitive 14-Month CD Rate at HarborOne Credit Union in MA
2/20/12 - Second Largest MA Credit Union Announces Bank Conversion Plan
12/10/10 - Top Short-Term and Long-Term CD Rates at HarborOne Credit Union in MA - Local Only
11/16/08 - 4.00% 7-Month CD at HarborOne Credit Union in MA
Harborone Credit Union
This bank is great. They have low fees, great employees and great products. I have been a loyal customer for over 10 years. I will never go to another bank.
Helping in time of need
I have been with this institution of over 20 years and they have always had great customer service. They truly strive to assist their customers in all needs. I have never had any issues with deposits, debit cards or accounts. My whole family banks with them. They helped me when my identity was stolen and made it easy for me to retrieve all of my money back, They truly cared for my situation and how I was feeling. They made me feel like family. They made everything easy with as little for me to do. I had to order all new checks and debit card. They put a rush on everything for free. They even gave me a gift appreciating my business. Who does that? Any time my husband and I need something notarized we can walk right in. They know us by name and for me that is huge. They made it easy for us to open accounts for my children and took the time with us. When my mom passed away they I mentioned it to one of the tellers and the next time I came in they gave me a card. Banking with them makes it feel like family unlike the BIG banks out there.
Mybank
I have been using HarborOne bank for about fifteen years. In this time, I have had no problems that I could not fix with a simple phone call. Harbor One has always tried to help me with my financial situation. I have savings and checking with them and I am on a fixed income so sometimes I have had used my check protection to pay a bill when I was short of money. I have had no trouble doing this-they have been very patient with me and allowed me to use this without any hassle. I use the online banking to pay most of my bills and my checking account is free. I do not know what I would do if I had to use one of those big banks that have no feelings for their customers and charge enormous fees for everything!
HarborOne Bank is great
I have been banking with Harbor One for about fifteen years. I depend on them for all my banking needs. My social security is deposited there and I have a checking and savings account with them. I bank on-line a lot, and I have never had a problem. I have never had a problem with this bank. The staff is friendly and fast. If the lines are long, everyone pitches in, right up to the manager. I have bounced checks several times and they have waived the fee. The staff is always ready to help, no matter what the question is. They are known for giving back to the community in my area, too. I always recommend Harbor One Bank to people who are looking for a new bank.
Utter And Total Incompetence: Stay AWAY!!!!
I opened a Remarkable CD during the 2-day special. When I logged in to the link provided, it stated that my application was approved and that I would be contacted within 2 days, after it was "processed." After two WEEKS, I called and asked about my application.
"Did you do the trial deposits?" the customer service rep asked.
"What trial deposits?" I replied, since I had received no emails nor had there been any indication during the application process that there would be trial deposits.
"Oh," she said. "Let me investigate."
After investigation, I was informed that the trial deposits had been "refused" by my funding bank, PurePoint Financial and that I should contact Purepoint, which I did. Purepoint very professionally handled my inquiry and contacted me 3 times during their investigation, confirming with absolute certainty that no trial deposits into my account had been attempted.
I called back HarborOne and asked them to resend the trial deposits. They said it was snowing and they were operating with a skeleton staff but would forward my request to the staff the following day. One week later (just now), I received a voice mail telling me that the trial deposits had been refused 3 weeks ago (which I already knew) and that any applications still unfunded would be deleted at 5 pm (in one hour.) . I called back and asked if they had resent the trial deposits. They said no, and that they could not do that by 5pm. I said okay, let me give you a different funding account then. They said no, they could not do that by 5pm and my application would be deleted. I pointed out that if they had managed to call me at any point prior to ONE HOUR BEFORE THEIR DEADLINE, we could have resolved this.
What a waste of time with such an incompetent bank. NOT WORTH THE 2.75%, I suspect that the fact that they were unable to manage to fund an account in 3 weeks time is probably a blessing in disguise!!!!
Not Helpful!!
I have a vehicle loan with the credit union; they inaccurately reported I was late on my payments. When I contacted them and reported the problem and they could have cared less. The customer service rep. in the loan servicing department didn’t want to be bothered and couldn’t wait to get me off the phone. Won’t use them again.
Data as of Q4 2018
Learn why bank health mattersHealth Grade Components
| Overall | |
|---|---|
| FDIC Certificate # | 59070 |
| Year Established | 2013 |
| Employees | 658 |
| Primary Regulator | FDIC |
| Profit Margin | |
|---|---|
| Return on Assets - YTD | 0.46% |
| Return on Equity - YTD | 4.67% |
| Annual Interest Income | $115.3MM |
| Assets and Liabilities | ||
|---|---|---|
| Assets | Q4 2018vs Q4 2017 | $3.66B$2.65B |
| Loans | Q4 2018vs Q4 2017 | $3.01B$2.24B |
| Deposits | Q4 2018vs Q4 2017 | $2.71B$2.05B |
| Equity Capital | Q4 2018vs Q4 2017 | $370.6MM$262.5MM |
| Loan Loss Allowance | Q4 2018vs Q4 2017 | $20.7MM$18.5MM |
| Unbacked Noncurrent Loans | Q4 2018vs Q4 2017 | $16.9MM$16.7MM |
| Real Estate Owned | Q4 2018vs Q4 2017 | $556.00K$665.00K |
This section lists recent deals, promotions and rate changes submitted by our community within the past 90 days. Always verify official rates and promotions with the bank or credit union.
Rewards Money Market, 2.15% APY, Rate Guarantee
"You must have a residential address in either MA, NH, ME, CT, VT, or RI to open an account online with HarborOne Bank."
Always verify rates and promotions with the bank or credit union. We are not HarborOne Bank; we are a rate comparison website and cannot provide official rates or promotions.
* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.
† The rates for some products vary by region. In these cases we have listed the rates for the region closest to the bank's headquarters.
HarborOne Bank Savings Account Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS | |
|---|---|---|---|---|---|
| 1.50%*† | $10k* | $1.2m | Business Advantage Savings | ||
| OTHER TIERS: 0.05% → $2.5k - $10k | |||||
| 0.50%† | $25k | - | i-Savings | ||
| 0.07%† | $25 | - | Statement Savings | ||
| 0.07%† | $25 | - | Passbook Savings | ||
| 0.07%† | $25 | - | Checkit Savings | ||
| 0.05%† | $1 | - | Club Account | ||
| 0.05%† | $1 | - | Holiday Club | ||
HarborOne Bank Money Market Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS | |
|---|---|---|---|---|---|
| 2.15%*† | $25k* | $250k | Rewards Money Market - New Money Only | ||
| OTHER TIERS: 0.35% → $500k+ | 1.70% → Up to $500k | |||||
| 1.78%† | $25k | $250k | Platinum Money Market Qualifying - New Money Only | ||
| 1.40%*† | $25k* | $250k | Platinum Money Market - New Money Only | ||
| OTHER TIERS: 0.35% → $250k+ | |||||
| 0.70%*† | $75k* | - | I-Money Market | ||
| OTHER TIERS: 0.35% → $25k - $50k | 0.55% → $50k - $75k | |||||
| 0.35%*† | $250k* | - | Advantage Money Market | ||
| OTHER TIERS: 0.10% → $2.5k - $10k | 0.15% → $10k - $25k | 0.20% → $25k - $100k | 0.30% → $100k - $250k | |||||
| 0.30%*† | $100k* | $1.2m | Business Money Market | ||
| OTHER TIERS: 0.15% → $10k - $50k | 0.20% → $50k - $100k | |||||
| 0.20%*† | $50k* | - | Investor’s Money Market | ||
| OTHER TIERS: 0.10% → $2.5k - $25k | 0.15% → $25k - $50k | |||||
HarborOne Bank Checking Account Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS | |
|---|---|---|---|---|---|
| 0.30%*† | - | $20k | i-Checking | ||
| OTHER TIERS: 0.05% → $20k+ | |||||
| 0.05%† | $100 | - | Advantage Gold | ||
HarborOne Bank CD Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
|---|---|---|---|---|
| 2.70%† | $1k | $250k | 20 Month CD Special (New Money) | |
| 2.50%† | $1k | $250k | 13 Month CD Special - New Money Only | |
| 1.80%† | $1k | $250k | 24 Month CD | |
| 1.55%† | $1k | - | 57 Month Advantage Gold CD | |
| 1.45%† | $1k | - | 60 Month CD | |
| 1.40%† | $1k | - | 46 Month Advantage Gold CD | |
| 1.25%† | $1k | - | 48 Month CD | |
| 1.20%† | $1k | - | 35 Month Advantage Gold CD | |
| 0.90%† | $1k | - | 36 Month CD | |
| 0.80%† | $1k | - | 30 Month CD | |
| 0.55%† | $1k | - | 18 Month CD | |
| 0.40%† | $1k | - | 12 Month CD | |
| 0.30%† | $1k | - | 9 Month CD | |
| 0.25%† | $1k | - | 6 Month CD | |
| 0.20%† | $1k | - | 3 Month CD |
HarborOne Bank IRA Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
|---|---|---|---|---|
| 2.70%† | $500 | $250k | 20 Month IRA Special (New Money) | |
| 2.50%† | $1k | $250k | 13 Month IRA Special - New Money Only | |
| 1.80%† | $500 | $250k | 24 Month IRA | |
| 1.55%† | $500 | - | 57 Month Advantage Gold IRA | |
| 1.45%† | $500 | - | 60 Month IRA | |
| 1.40%† | $500 | - | 46 Month Advantage Gold IRA | |
| 1.25%† | $500 | - | 48 Month IRA | |
| 1.20%† | $500 | - | 35 Month Advantage Gold IRA | |
| 0.90%† | $500 | - | 36 Month IRA | |
| 0.80%† | $500 | - | 30 Month IRA | |
| 0.55%† | $500 | - | 18 Month IRA | |
| 0.40%† | $500 | - | 12 Month IRA | |
| 0.30%† | $500 | - | 9 Month IRA | |
| 0.25%† | $500 | - | 6 Month IRA | |
| 0.20%† | $500 | - | 3 Month IRA |
