The Hardin County Bank

Overview / Commentary
235 Wayne Road
Savannah, TN 38372

The Hardin County Bank is headquartered in Savannah and is the 44th largest bank in the state of Tennessee. It is also the 1,458th largest bank in the nation. It was established in 1973 and as of September of 2019, it had grown to 95 employees at 5 locations. The Hardin County Bank has a B health rating.


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Health Grade Components

FDIC Certificate #20993
Year Established1973
Primary RegulatorFED
Profit Margin
Return on Assets - YTD1.16%
Return on Equity - YTD12.61%
Annual Interest Income$18.2MM
Assets and Liabilities
AssetsQ3 2019vs Q3 2018$502.6MM$500.0MM
LoansQ3 2019vs Q3 2018$396.6MM$410.6MM
DepositsQ3 2019vs Q3 2018$434.5MM$437.3MM
Equity CapitalQ3 2019vs Q3 2018$49.9MM$44.4MM
Loan Loss AllowanceQ3 2019vs Q3 2018$4.5MM$4.5MM
Unbacked Noncurrent LoansQ3 2019vs Q3 2018$5.6MM$4.2MM
Real Estate OwnedQ3 2019vs Q3 2018$3.1MM$4.2MM

Rates for The Hardin County Bank are currently being reviewed.


The Hardin County Bank Locations
The Hardin County Bank235 Wayne RoadSavannah, TN 38372
Adamsville Branch433 Main StreetAdamsville, TN 38310
Counce Branch7115 Ushwy 57Counce, TN 38326
Pickwick Street Branch780 Pickwick StreetSavannah, TN 38372
Wayne Road Drive-Thru Branch1540 Wayne RoadSavannah, TN 38372

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