The Hardin County Bank

Overview / Commentary
235 Wayne Road
Savannah, TN 38372

The Hardin County Bank is headquartered in SAVANNAH and is the 47th largest bank in the state of Tennessee. It is also the 1,500th largest bank in the nation. It was established in 1973 and as of March of 2024, it had grown to 93 employees at 5 locations. The Hardin County Bank has a B+ health rating.


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Health Grade Components

FDIC Certificate #20993
Year Established1973
Primary RegulatorFED
Profit Margin
Return on Assets - YTD1.61%
Return on Equity - YTD18.66%
Annual Interest Income$8.5MM
Assets and Liabilities
AssetsQ1 2024vs Q1 2023$616.3MM$604.2MM
LoansQ1 2024vs Q1 2023$471.6MM$485.9MM
DepositsQ1 2024vs Q1 2023$552.1MM$534.5MM
Equity CapitalQ1 2024vs Q1 2023$52.6MM$49.2MM
Loan Loss AllowanceQ1 2024vs Q1 2023$5MM$5.3MM
Unbacked Noncurrent LoansQ1 2024vs Q1 2023$4.3MM$3.9MM
Real Estate OwnedQ1 2024vs Q1 2023$0$713K
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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

The Hardin County Bank Savings Account Rates

1.50%*$0$100kKasasa Saver
OTHER TIERS: 0.25% $100k+

The Hardin County Bank Checking Account Rates

4.00%*$0$25kKasasa Cash Checking w/ Level 2 Requirements
OTHER TIERS: 0.25% $25k+
2.00%*$0$25kKasasa Cash Checking w/ Level 1 Requirements
OTHER TIERS: 0.25% $25k+

The Hardin County Bank Locations
The Hardin County Bank235 Wayne RdSavannah, TN 38372
Adamsville Branch433 Main StreetAdamsville, TN 38310
Counce Branch7115 Ushwy 57Counce, TN 38326
Pickwick Street Branch780 Pickwick StreetSavannah, TN 38372
Wayne Road Drive-Thru Branch1540 Wayne RoadSavannah, TN 38372

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