The Hardin County Bank

Overview / Commentary
235 Wayne Road
Savannah, TN 38372

The Hardin County Bank is headquartered in Savannah and is the 41st largest bank in the state of Tennessee. It is also the 1,444th largest bank in the nation. It was established in 1973 and as of December of 2018, it had grown to 90 employees at 5 locations. The Hardin County Bank has a B health rating.


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Health Grade Components

FDIC Certificate #20993
Year Established1973
Primary RegulatorFED
Profit Margin
Return on Assets - YTD1.16%
Return on Equity - YTD13.68%
Annual Interest Income$23.0MM
Assets and Liabilities
AssetsQ4 2018vs Q4 2017$493.8MM$488.8MM
LoansQ4 2018vs Q4 2017$402.6MM$389.6MM
DepositsQ4 2018vs Q4 2017$432.5MM$421.6MM
Equity CapitalQ4 2018vs Q4 2017$42.3MM$37.2MM
Loan Loss AllowanceQ4 2018vs Q4 2017$4.8MM$3.9MM
Unbacked Noncurrent LoansQ4 2018vs Q4 2017$4.8MM$4.5MM
Real Estate OwnedQ4 2018vs Q4 2017$3.6MM$4.9MM
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The Hardin County Bank Savings Account Rates

1.00%-$25kKasasa Saver

The Hardin County Bank Checking Account Rates

2.00%-$15kKasasa Cash

The Hardin County Bank Locations
The Hardin County Bank235 Wayne RoadSavannah, TN 38372
Adamsville Branch433 Main StreetAdamsville, TN 38310
Counce Branch7115 Ushwy 57Counce, TN 38326
Pickwick Street Branch780 Pickwick StreetSavannah, TN 38372
Wayne Road Drive-Thru Branch1540 Wayne RoadSavannah, TN 38372

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