Harford Bank

Overview / Commentary
8 West Belair Avenue
Aberdeen, MD 21001

Harford Bank is headquartered in ABERDEEN and is the 16th largest bank in the state of Maryland. It is also the 1,381st largest bank in the nation. It was established in 1964 and as of March of 2024, it had grown to 87 employees at 9 locations. Harford Bank's money market rates are 10X the national average, and it has an A health rating.


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Health Grade Components

FDIC Certificate #19101
Year Established1964
Primary RegulatorFDIC
Profit Margin
Return on Assets - YTD0.95%
Return on Equity - YTD10.73%
Annual Interest Income$8.1MM
Assets and Liabilities
AssetsQ1 2024vs Q1 2023$678.4MM$604.6MM
LoansQ1 2024vs Q1 2023$504.1MM$442.5MM
DepositsQ1 2024vs Q1 2023$571.1MM$537.5MM
Equity CapitalQ1 2024vs Q1 2023$60.3MM$54.9MM
Loan Loss AllowanceQ1 2024vs Q1 2023$5.7MM$5.1MM
Unbacked Noncurrent LoansQ1 2024vs Q1 2023$6.3MM$6.8MM
Real Estate OwnedQ1 2024vs Q1 2023$0$0
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Always verify rates and promotions with the bank or credit union. We are not Harford Bank; we are a rate comparison website and cannot provide official rates or promotions.

* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Harford Bank Savings Account Rates

0.25%$0-Regular Statement Savings Account
0.06%$0-Commercial Statement Savings Account

Harford Bank Money Market Rates

4.25%*$5m*-Community Money Market Account
OTHER TIERS: 0.20% $1 - $10k | 0.25% $10k - $25k | 0.40% $25k - $50k | 0.75% $50k - $100k | 1.00% $100k - $250k | 1.25% $250k - $500k | 1.30% $500k - $1m | 2.00% $1m - $5m
4.25%*$5m*-Commercial Money Market
OTHER TIERS: 0.20% $0 - $2.5k | 0.25% $2.5k - $25k | 0.40% $25k - $50k | 0.75% $50k - $100k | 1.00% $100k - $250k | 1.25% $250k - $500k | 1.30% $500k - $1m | 2.00% $1m - $5m

Harford Bank Checking Account Rates

0.12%*$100k*-Premium Commercial Checking
OTHER TIERS: 0.05% $35k - $50k | 0.08% $50k - $100k
0.05%$0-Community Checking Premier Plus
0.02%$100-Community Checking Premier
0.02%$0-Select Checking (Sole Proprietors & Non Profit Organizations Only)

Harford Bank CD Rates

5.20%$1k-13 Month CD Special - New Money
5.20%$1k-Business 13 Month CD Special - New Money
5.05%$1k-13 Month CD Special
5.05%$1k-Business 13 Month CD Special
4.80%$1k$100k6 Month CD
4.80%$1k$100kBusiness 6 Month CD
4.25%$1k$100k9 Month CD
4.25%$1k$100kBusiness 9 Month CD
4.10%$5k-21 Month CD Special - New Money
4.10%$5k-Business 21 Month CD Special - New Money
4.00%$1k$100k12 Month CD
4.00%$1k$100kBusiness 12 Month CD
3.75%$5k-21 Month CD Special
3.75%$5k-Business 21 Month CD Special
3.05%$1k$100k18 Month CD
3.05%$1k$100kBusiness 18 Month CD
3.00%$1k-24 Month CD
3.00%$1k-Business 24 Month CD
2.85%$1k$100k60 Month CD
2.85%$1k$100kBusiness 60 Month CD
2.75%$1k$100k15 Month CD
2.75%$1k$100k23 Month Step-up CD
2.75%$1k$100k48 Month Step-up CD
2.75%$1k$100kBusiness 15 Month CD
2.75%$1k$100kBusiness 23 Month Step-up CD
2.75%$1k$100kBusiness 48 Month Step-up CD
2.75%$1k-Business 42 Month CD
2.75%$1k-42 Month CD
2.60%$1k-36 Month CD
2.60%$1k-Business 36 Month CD
2.50%$1k$100k30 Month CD
2.50%$1k$100kBusiness 30 Month CD
0.95%$1k-Business 91 Day CD
0.95%$1k-91 Day CD
0.20%$1k-Business 31 Day CD
0.20%$1k-31 Day CD

Harford Bank IRA Rates

5.20%$1k-13 Month IRA Special - New Money
5.05%$1k-13 Month IRA Special
4.80%$250$100k6 Month IRA
4.25%$250$100k9 Month IRA
4.00%$250$100k12 Month IRA
3.05%$250$100k18 Month IRA
3.00%$250-24 Month IRA
2.85%$250$100k60 Month IRA
2.75%$250$100k15 Month IRA
2.75%$250$100k23 Month Step-up IRA
2.75%$250$100k48 Month Step-up IRA
2.60%$250-36 Month IRA
2.50%$250$100k30 Month IRA

Cities: Aberdeen, Abingdon, Bel Air, Elkton, Havre De Grace, Jarrettsville, Joppatowne

Aberdeen Branches
Harford Bank8 W Bel Air AveAberdeen, MD 21001

Abingdon Branches
Box Hill Branch2905 Emmorton RoadAbingdon, MD 21009

Bel Air Branches
Hickory Branch1610 Conowingo RoadBel Air, MD 21014
Bel Air Branch505 South Main StreetBel Air, MD 21014
Marketplace Drive Branch545 Marketplace DriveBel Air, MD 21014

Elkton Branches
Elkton Branch133 N. Bridge StreetElkton, MD 21921
Southfield Branch305 Augustine Herman HighwayElkton, MD 21921

Havre De Grace Branches
Havre De Grace Branch960 Revolution StreetHavre De Grace, MD 21078

Jarrettsville Branches
Jarrettsville Branch Office3891jarrettsville PikeJarrettsville, MD 21084

Joppatowne Branches
Joppatowne Branch501 Riviera DriveJoppatowne, MD 21085

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