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Harris County Federal Credit Union


Overview / Commentary
hcfcu.com
713-755-5160
1400 Franklin St
Houston, TX 77002

Harris County Federal Credit Union is headquartered in Houston and is the 99th largest credit union in the state of Texas. It is also the 1,218th largest credit union in the nation. It was established in 1951 and as of March of 2020, it had grown to 29 employees and 20,179 members at 1 location. Harris County Federal Credit Union's CD rates are 29% higher than the national average, and it has an A health rating.

Field of Membership Restrictions

Membership to Harris County Federal Credit Union is open to employees or retirees of Harris County and their immediate family or anyone who lives, works, attends school or worships in the following zip codes: 77002, 77003, 77004, 77006, 77011, 77020, 77023, or 77026.
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Health
A

Data as of Q1 2020

Learn why bank health matters

Health Grade Components

Overall
NCUA #7552
Year Chartered1951
Employees29
Primary Regulator
Profit Margin
Return on Assets - YTD1.31%
Return on Equity - YTD7.97%
Annual Interest Income$1.7MM
Assets and Liabilities
AssetsQ1 2020vs Q1 2019$169.0MM$163.0MM
LoansQ1 2020vs Q1 2019$93.9MM$87.3MM
DepositsQ1 2020vs Q1 2019$139.2MM$135.8MM
Equity CapitalQ1 2020vs Q1 2019$27.4MM$24.7MM
Loan Loss AllowanceQ1 2020vs Q1 2019$829.00K$774.00K
Unbacked Noncurrent LoansQ1 2020vs Q1 2019$920.00K$684.00K
Real Estate OwnedQ1 2020vs Q1 2019$0$0
Rates
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Always verify rates and promotions with the bank or credit union. We are not Harris County Federal Credit Union; we are a rate comparison website and cannot provide official rates or promotions.

* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Harris County Federal Credit Union Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.50%$25-Education IRA Share Account
0.50%$25-Traditional IRA Share Account
0.50%$25-Roth Conversion IRA
0.50%$25-Roth IRA Share Account
0.50%$25-SEP IRA Share Account
0.25%$100-Regular Shares Account
0.25%$5-Kids Treasure Account
0.25%$100-Alternate Share Saving

Harris County Federal Credit Union Checking Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.30%*$5k*-Premier Share Draft Checking
OTHER TIERS: 0.10% → Up to $5k
0.10%$500-Checking Account

Harris County Federal Credit Union CD Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
1.41%*$95k*-3 Year Share Certificate
OTHER TIERS: 1.31% → $500 - $95k
1.31%*$95k*-2 Year Share Certificate
OTHER TIERS: 1.21% → $500 - $95k
1.31%$35-3 Year Payroll Deduction CD
1.21%$52-2 Year Payroll Deduction CD
1.16%*$95k*-1 Year Share Certificate
OTHER TIERS: 1.11% → $500 - $95k
1.11%$105-1 Year Payroll Deduction CD

Harris County Federal Credit Union IRA Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
1.56%*$95k*-36 Month IRA Certificate
OTHER TIERS: 1.46% → $500 - $95k
1.46%*$95k*-24 Month IRA Certificate
OTHER TIERS: 1.36% → $500 - $95k
1.46%$35-3 Year IRA Payroll Deduction CD
1.36%*$95k*-12 Month IRA Certificate
OTHER TIERS: 1.26% → $500 - $95k
1.36%$52-2 Year IRA Payroll Deduction CD
1.26%$105-1 Year IRA Payroll Deduction CD
Locations


Harris County Federal Credit Union Locations
Branch Office1400 Franklin StHouston, TX 77002-2147

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