1. Banks
  2. Harris County Federal Credit Union

Harris County Federal Credit Union


Overview / Commentary
hcfcu.com
713-755-5160
1400 Franklin St
Houston, TX 77002

Harris County Federal Credit Union is headquartered in Houston and is the 98th largest credit union in the state of Texas. It is also the 1,211th largest credit union in the nation. It was established in 1951 and as of December of 2019, it had grown to 30 employees and 19,920 members at 1 location. Harris County Federal Credit Union's CD rates are 29% higher than the national average, and it has an A health rating.

Field of Membership Restrictions

Membership to Harris County Federal Credit Union is open to employees or retirees of Harris County and their immediate family or anyone who lives, works, attends school or worships in the following zip codes: 77002, 77003, 77004, 77006, 77011, 77020, 77023, or 77026.
See current membership details

Related Posts

View all posts from:


Reviews

No reviews have been left for this bank yet. Be the first to review.



Health
A

Data as of Q4 2019

Learn why bank health matters

Health Grade Components

Overall
NCUA #7552
Year Chartered1951
Employees30
Primary Regulator
Profit Margin
Return on Assets - YTD1.52%
Return on Equity - YTD9.35%
Annual Interest Income$6.8MM
Assets and Liabilities
AssetsQ4 2019vs Q4 2018$166.2MM$159.8MM
LoansQ4 2019vs Q4 2018$94.8MM$85.9MM
DepositsQ4 2019vs Q4 2018$136.7MM$133.4MM
Equity CapitalQ4 2019vs Q4 2018$26.9MM$24.2MM
Loan Loss AllowanceQ4 2019vs Q4 2018$819.00K$766.00K
Unbacked Noncurrent LoansQ4 2019vs Q4 2018$881.00K$629.00K
Real Estate OwnedQ4 2019vs Q4 2018$0$0
Rates
Skip to rates for:
Report an Issue

Always verify rates and promotions with the bank or credit union. We are not Harris County Federal Credit Union; we are a rate comparison website and cannot provide official rates or promotions.

* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Harris County Federal Credit Union Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.50%$25-Education IRA Share Account
0.50%$25-Traditional IRA Share Account
0.50%$25-Roth Conversion IRA
0.50%$25-Roth IRA Share Account
0.50%$25-SEP IRA Share Account
0.25%$100-Regular Shares Account
0.25%$5-Kids Treasure Account
0.25%$100-Alternate Share Saving

Harris County Federal Credit Union Checking Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.30%*$5k*-Premier Share Draft Checking
OTHER TIERS: 0.10% → Up to $5k
0.10%$500-Checking Account

Harris County Federal Credit Union CD Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
1.41%*$95k*-3 Year Share Certificate
OTHER TIERS: 1.31% → $500 - $95k
1.31%*$95k*-2 Year Share Certificate
OTHER TIERS: 1.21% → $500 - $95k
1.31%$35-3 Year Payroll Deduction CD
1.21%$52-2 Year Payroll Deduction CD
1.16%*$95k*-1 Year Share Certificate
OTHER TIERS: 1.11% → $500 - $95k
1.11%$105-1 Year Payroll Deduction CD

Harris County Federal Credit Union IRA Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
1.56%*$95k*-36 Month IRA Certificate
OTHER TIERS: 1.46% → $500 - $95k
1.46%*$95k*-24 Month IRA Certificate
OTHER TIERS: 1.36% → $500 - $95k
1.46%$35-3 Year IRA Payroll Deduction CD
1.36%*$95k*-12 Month IRA Certificate
OTHER TIERS: 1.26% → $500 - $95k
1.36%$52-2 Year IRA Payroll Deduction CD
1.26%$105-1 Year IRA Payroll Deduction CD
Locations


Harris County Federal Credit Union Locations
Branch Office1400 Franklin StHouston, TX 77002-2147

The financial institution, product, and APY (Annual Percentage Yield) data displayed on this website is gathered from various sources and may not reflect all of the offers available in your region. Although we strive to provide the most accurate data possible, we cannot guarantee its accuracy. The content displayed is for general information purposes only; always verify account details and availability with the financial institution before opening an account. Contact [email protected] to report inaccurate info or to request offers be included in this website. We are not affiliated with the financial institutions included in this website.