Hartford Federal Credit Union
Popular Accounts at this Credit Union
| APY | ACCOUNT TYPE | HOW THEY COMPARE |
|---|---|---|
| 2.00% | 5-year CD | 3.00% - Discover Bank 5 Year CD |
| 0.80% | 1-year CD | 2.65% - Discover Bank 12 Month CD |
| 0.05% | Savings | 2.20% - Barclays Online Savings Account |
Hartford Federal Credit Union is headquartered in Hartford and is the 17th largest credit union in the state of Connecticut. It is also the 1,494th largest credit union in the nation. It was established in 1961 and as of December of 2018, it had grown to 42 employees and 18,942 members at 6 locations. Hartford Federal Credit Union's money market rates are 5X the national average, and it has an A health rating.
Field of Membership Restrictions
Membership is open to those live, work, worship or attend school in any of the towns in Hartford, Middlesex or Tolland County and their immediate family.
See current membership details
Great If You Never Have To Make A Deposit
I have direct deposit and for the most part, it works out great. But if I ever need to make a deposit after hours, it's impossible. HFCU is the only bank I know of that still requires an envelope to make a deposit. And worst of all, there are never envelopes in the ATM area. I've driven to different ATM's and none have envelopes to make a deposit. This is incredibly inconvenient and frustrating.
I give it 3 stars because the web portal and application is fantastic. I just wish making a deposit would be modernized.
Data as of Q4 2018
Learn why bank health mattersHealth Grade Components
| Overall | |
|---|---|
| NCUA # | 14388 |
| Year Chartered | 1961 |
| Employees | 42 |
| Primary Regulator | |
| Profit Margin | |
|---|---|
| Return on Assets - YTD | 0.29% |
| Return on Equity - YTD | 2.56% |
| Annual Interest Income | $3.9MM |
| Assets and Liabilities | ||
|---|---|---|
| Assets | Q4 2018vs Q4 2017 | $113.9MM$94.3MM |
| Loans | Q4 2018vs Q4 2017 | $54.0MM$44.7MM |
| Deposits | Q4 2018vs Q4 2017 | $100.0MM$80.9MM |
| Equity Capital | Q4 2018vs Q4 2017 | $13.1MM$12.4MM |
| Loan Loss Allowance | Q4 2018vs Q4 2017 | $332.00K$350.00K |
| Unbacked Noncurrent Loans | Q4 2018vs Q4 2017 | $365.00K$68.00K |
| Real Estate Owned | Q4 2018vs Q4 2017 | $0$0 |
Always verify rates and promotions with the bank or credit union. We are not Hartford Federal Credit Union; we are a rate comparison website and cannot provide official rates or promotions.
* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.
Hartford Federal Credit Union Savings Account Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
|---|---|---|---|---|
| 0.25% | - | - | IRA Savings Account | |
| 0.05% | $100 | - | Share Savings Account | |
| 0.05% | $100 | - | Holiday/Vacation Club Account |
Hartford Federal Credit Union Money Market Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS | |
|---|---|---|---|---|---|
| 2.01%* | $250k* | - | Gold-1 Money Market Account | ||
| OTHER TIERS: 0.10% → $2.5k - $10k | 0.25% → $10k - $25k | 0.50% → $25k - $50k | 0.90% → $50k - $75k | 1.10% → $75k - $100k | 1.51% → $100k - $250k | |||||
Hartford Federal Credit Union CD Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
|---|---|---|---|---|
| 2.00% | $1k | - | 5 Year Share Certificate | |
| 1.50% | $1k | - | 3 Year Share Certificate | |
| 1.20% | $1k | - | 2 1/2 Year Share Certificate | |
| 1.00% | $1k | - | 2 Year Share Certificate | |
| 0.90% | $1k | - | 1 1/2 Year Share Certificate | |
| 0.80% | $1k | - | 1 Year Share Certificate | |
| 0.50% | $1k | - | 6 Month Share Certificate | |
| 0.40% | $1k | - | 3 Month Share Certificate |
Hartford Federal Credit Union IRA Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
|---|---|---|---|---|
| 2.00% | $1k | - | 5 Year IRA Certificate | |
| 1.50% | $1k | - | 3 Year IRA Certificate | |
| 1.20% | $1k | - | 2 1/2 Year IRA Certificate | |
| 1.00% | $1k | - | 2 Year IRA Certificate | |
| 0.90% | $1k | - | 1 1/2 Year IRA Certificate | |
| 0.80% | $1k | - | 1 Year IRA Certificate | |
| 0.50% | $1k | - | 6 Month IRA Certificate | |
| 0.40% | $1k | - | 3 Month IRA Certificate |
| Hartford Federal Credit Union Locations | ||
|---|---|---|
| Branch Office | 964 Asylum Ave | Hartford, CT 06105 |
| Branch Office | 244 Trumbull St | Hartford, CT 06103-1205 |
| Branch Office | 1665 Ellington Rd | South Windsor, CT 06074-2705 |
| Branch Office | 29 Albany Tpke | West Simsbury, CT 06092-2903 |
| Branch Office | 260 Hartford Ave | Newington, CT 06111 |
| Branch Office | 70 W Stafford Rd | Stafford Springs, CT 06076-1067 |