Harvard Community Credit Union

TODAY'S FEATURED RATES

Member FDIC

4.00%

Our Rating

4.2 / 5

CIT Bank

Platinum Savings

See Offer

Sponsored Note: Earn more with a min. balance of $5K. Savings starts at $100. FDIC Insured.

Member FDIC

3.80%

Our Rating

4.2 / 5

SoFi® Bank, N.A.

SoFi Checking and Savings

See Offer

Sponsored Note: +0.20% boost to 4.00% for up to 6 months on new accounts with eligible direct deposit. Terms apply.

Member FDIC

3.60%

Our Rating

4.3 / 5

American Express

American Express® High Yield Savings Account

See Offer

Sponsored Note: Interest compounds daily, deposited monthly

Member FDIC

3.50%

Our Rating

4.4 / 5

Capital One

360 Performance Savings

See Offer

Sponsored Note: It only takes about 5 minutes to open a fee-free account. Member FDIC.

Member FDIC

4.44%

Our Rating

4.3 / 5

Peak Bank

Envision High Yield Savings

See Offer

Sponsored Note: Member FDIC: Insured up to $250,000. $100 Deposit Earns Interest Immediately.

Member FDIC

up to $300

Our Rating

4.2 / 5

SoFi® Bank, N.A.

SoFi Checking and Savings

See Offer

Sponsored Note: Earn up to $300 with direct deposit, plus 2-day-early-pay. FDIC insured!

Overview / Commentary

www.harvardccu.org

815-943-6500

1200 S Division St
Harvard, IL 60033

Harvard Community Credit Union is headquartered in HARVARD and is the 104^th largest credit union in the state of Illinois. It is also the 3,190^th largest credit union in the nation. It was established in 1956 and as of March of 2025, it had grown to 7 employees and 3,176 members at 1 location. Harvard Community Credit Union's money market rates are 14% higher than the national average, but it has a C- health rating.

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Health

C-

Data as of Q1 2025

Learn why bank health matters

Additional Factors: Institutions with a small asset base, a short operating history, or negative return on assets can represent an instability risk beyond what their financial ratios indicate. Harvard Community Credit Union has a low asset base, and a negative return on assets.

Health Grade Components

Overall
NCUA #	60201
Year Chartered	1956
Employees	7
Primary Regulator

Profit Margin
Return on Assets - YTD	-8.54%
Return on Equity - YTD	-119.02%
Annual Interest Income	$294K

Assets and Liabilities
Assets	Q1 2025vs Q1 2024	$20.7MM$20.4MM
Loans	Q1 2025vs Q1 2024	$16.1MM$17MM
Deposits	Q1 2025vs Q1 2024	$19.2MM$18.3MM
Equity Capital	Q1 2025vs Q1 2024	$1.5MM$2MM
Loan Loss Allowance	Q1 2025vs Q1 2024	$316K$330K
Unbacked Noncurrent Loans	Q1 2025vs Q1 2024	$319K$475K
Real Estate Owned	Q1 2025vs Q1 2024	$0$0

TODAY'S FEATURED RATES

Member FDIC

4.00%

Our Rating

4.2 / 5

CIT Bank

Platinum Savings

See Offer

Sponsored Note: Earn more with a min. balance of $5K. Savings starts at $100. FDIC Insured.

Member FDIC

3.80%

Our Rating

4.2 / 5

SoFi® Bank, N.A.

SoFi Checking and Savings

See Offer

Sponsored Note: +0.20% boost to 4.00% for up to 6 months on new accounts with eligible direct deposit. Terms apply.

Member FDIC

3.60%

Our Rating

4.3 / 5

American Express

American Express® High Yield Savings Account

See Offer

Sponsored Note: Interest compounds daily, deposited monthly

Member FDIC

3.50%

Our Rating

4.4 / 5

Capital One

360 Performance Savings

See Offer

Sponsored Note: It only takes about 5 minutes to open a fee-free account. Member FDIC.

Member FDIC

4.44%

Our Rating

4.3 / 5

Peak Bank

Envision High Yield Savings

See Offer

Sponsored Note: Member FDIC: Insured up to $250,000. $100 Deposit Earns Interest Immediately.

Member FDIC

up to $300

Our Rating

4.2 / 5

SoFi® Bank, N.A.

SoFi Checking and Savings

See Offer

Sponsored Note: Earn up to $300 with direct deposit, plus 2-day-early-pay. FDIC insured!

Rates

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Savings
Money Market
CD

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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Harvard Community Credit Union Savings Account Rates

APY	MIN	MAX	ACCOUNT NAME	VIEW DETAILS
0.15%	$100	-	Savings

Harvard Community Credit Union Money Market Rates

APY	MIN	MAX	ACCOUNT NAME	VIEW DETAILS
0.50%^*	$300k^*	-	Money Market
OTHER TIERS: 0.05% → $500 - $10k \| 0.10% → $10k - $25k \| 0.15% → $25k - $100k \| 0.35% → $100k - $300k

Harvard Community Credit Union CD Rates

APY	MIN	MAX	ACCOUNT NAME
0.25%	$1k	-	48 Month CD
0.25%	$1k	-	60 Month CD
0.20%	$1k	-	24 Month CD
0.20%	$1k	-	30 Month CD
0.20%	$1k	-	18 Month CD
0.20%	$1k	-	36 Month CD
0.15%	$1k	-	6 Month CD
0.15%	$1k	-	9 Month CD
0.15%	$1k	-	12 Month CD

Locations

Harvard Community Credit Union Locations
Branch Office	1200 S DIVISION ST	HARVARD, IL 60033-8601

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