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Harvest Bank


TODAY'S FEATURED RATES
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/2/2025
3.60%
Our Rating
4.3  / 5
American Express
American Express® High Yield Savings Account
See Offer
Sponsored Note: Interest compounds daily, deposited monthly
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/2/2025
3.80%
Our Rating
4.2  / 5
SoFi® Bank, N.A.
SoFi Checking and Savings
See Offer
Sponsored Note: Earn up to 3.80% APY and up to $300 with direct deposit. Members can unlock our highest savings rate with direct deposit OR by depositing $5,000 or more every 30 days. Terms apply. Member FDIC
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/2/2025
3.50%
Our Rating
4.4  / 5
Capital One
360 Performance Savings
See Offer
Sponsored Note: It only takes about 5 minutes to open a fee-free account. Member FDIC.
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/2/2025
4.44%
Our Rating
4.3  / 5
Peak Bank
Envision High Yield Savings
See Offer
Sponsored Note: Member FDIC: Insured up to $250,000. $100 Deposit Earns Interest Immediately.
Member FDIC
Bonus Amount
up to $300
Our Rating
4.2  / 5
SoFi® Bank, N.A.
SoFi Checking and Savings
See Offer
Sponsored Note: Earn up to $300 with direct deposit, plus 2-day-early-pay. FDIC insured!
Overview / Commentary
www.harvestbankmn.com
320-398-3500
75 North Main Street
Kimball, MN 55353

Harvest Bank is headquartered in KIMBALL and is the 101st largest bank in the state of Minnesota. It is also the 2,843rd largest bank in the nation. It was established in 1901 and as of March of 2025, it had grown to 35 employees at 4 locations. Harvest Bank's money market rates are 6X the national average, and it has a B+ health rating.

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Health
B+

Data as of Q1 2025

Learn why bank health matters

Health Grade Components

Overall
FDIC Certificate #11415
Year Established1901
Employees35
Primary RegulatorFDIC
Profit Margin
Return on Assets - YTD0.98%
Return on Equity - YTD14.84%
Annual Interest Income$2.8MM
Assets and Liabilities
AssetsQ1 2025vs Q1 2024$232.9MM$226MM
LoansQ1 2025vs Q1 2024$157.2MM$147.1MM
DepositsQ1 2025vs Q1 2024$215.1MM$210.5MM
Equity CapitalQ1 2025vs Q1 2024$15.9MM$13.5MM
Loan Loss AllowanceQ1 2025vs Q1 2024$2MM$1.8MM
Unbacked Noncurrent LoansQ1 2025vs Q1 2024$1.5MM$1.4MM
Real Estate OwnedQ1 2025vs Q1 2024$0$0
TODAY'S FEATURED RATES
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/2/2025
3.60%
Our Rating
4.3  / 5
American Express
American Express® High Yield Savings Account
See Offer
Sponsored Note: Interest compounds daily, deposited monthly
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/2/2025
3.80%
Our Rating
4.2  / 5
SoFi® Bank, N.A.
SoFi Checking and Savings
See Offer
Sponsored Note: Earn up to 3.80% APY and up to $300 with direct deposit. Members can unlock our highest savings rate with direct deposit OR by depositing $5,000 or more every 30 days. Terms apply. Member FDIC
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/2/2025
3.50%
Our Rating
4.4  / 5
Capital One
360 Performance Savings
See Offer
Sponsored Note: It only takes about 5 minutes to open a fee-free account. Member FDIC.
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/2/2025
4.44%
Our Rating
4.3  / 5
Peak Bank
Envision High Yield Savings
See Offer
Sponsored Note: Member FDIC: Insured up to $250,000. $100 Deposit Earns Interest Immediately.
Member FDIC
Bonus Amount
up to $300
Our Rating
4.2  / 5
SoFi® Bank, N.A.
SoFi Checking and Savings
See Offer
Sponsored Note: Earn up to $300 with direct deposit, plus 2-day-early-pay. FDIC insured!
Rates
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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Harvest Bank Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
2.50%*$0$25kKasasa Saver
OTHER TIERS: 1.49% → $25k+
1.40%*$50k*-Investors Savings Account
OTHER TIERS: 0.65% → $50 - $5k | 1.05% → $5k - $50k
1.20%*$20k*-Health Savings Account (HSA)
OTHER TIERS: 0.55% → $0 - $2k | 0.75% → $2k - $5k | 1.00% → $5k - $20k

Harvest Bank Money Market Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
2.55%*$100k*-Money Market Account
OTHER TIERS: 1.25% → $5k - $50k | 1.70% → $50k - $100k

Harvest Bank Checking Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
5.00%*$0$10kKasasa Cash Checking
OTHER TIERS: 1.00% → $10k+
1.35%*$50k*-Investors NOW Checking Account
OTHER TIERS: 0.40% → $1k - $10k | 0.85% → $10k - $50k

Harvest Bank CD Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
3.45%*$100k*-6 Month CD
OTHER TIERS: 3.35% → $1k - $25k | 3.40% → $25k - $100k
3.25%*$25k*-12 Month CD
OTHER TIERS: 3.20% → $1k - $25k
2.90%*$100k*-24 Month CD
OTHER TIERS: 2.60% → $1k - $25k | 2.85% → $25k - $100k
2.70%*$100k*-36 Month CD
OTHER TIERS: 2.60% → $1k - $25k | 2.65% → $25k - $100k
2.65%*$25k*-48 Month CD
OTHER TIERS: 2.55% → $1k - $25k
2.65%*$25k*-60 Month CD
OTHER TIERS: 2.55% → $1k - $25k

Harvest Bank IRA Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
3.45%*$100k*-6 Month Fixed IRA CD
OTHER TIERS: 3.35% → $1k - $25k | 3.40% → $25k - $100k
3.25%*$25k*-12 Month Fixed IRA CD
OTHER TIERS: 3.20% → $1k - $25k
3.00%*$10k*-36 Month Variable IRA
OTHER TIERS: 2.50% → $250 - $10k
2.90%*$100k*-24 Month Fixed IRA CD
OTHER TIERS: 2.60% → $1k - $25k | 2.85% → $25k - $100k
2.70%*$100k*-36 Month Fixed IRA CD
OTHER TIERS: 2.60% → $1k - $25k | 2.65% → $25k - $100k
2.65%*$25k*-48 Month Fixed IRA CD
OTHER TIERS: 2.55% → $1k - $25k
2.65%*$25k*-60 Month Fixed IRA CD
OTHER TIERS: 2.55% → $1k - $25k
Locations


Harvest Bank Locations
Atwater Branch222 Atlantic AvenueAtwater, MN 56209
St. Augusta Branch24952 County Road 7St. Cloud, MN 56301
Kandiyohi Branch321 Pacific AvenueKandiyohi, MN 56251
Harvest Bank75 N Main StKimball, MN 55353

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