Harvest Bank

TODAY'S FEATURED RATES

Member FDIC

4.54%

Our Rating

4.2 / 5

Peak Bank

Envision High Yield Savings

See Offer

Sponsored Note: Member FDIC: Insured up to $250,000. $100 Deposit Earns Interest Immediately.

Member FDIC

4.10%

Our Rating

4.2 / 5

CIT Bank

Platinum Savings

See Offer

Sponsored Note: Get up to a $300 Cash Bonus. FDIC Insured. See site for details.

Member FDIC

3.70%

Our Rating

4.3 / 5

American Express®

High Yield Savings Account

See Offer

Sponsored Note: Interest compounds daily, deposited monthly

Member FDIC

3.80%

Our Rating

4.3 / 5

SoFi® Bank, N.A.

SoFi Checking and Savings

See Offer

Sponsored Note: Earn up to 3.80% APY and up to $300 with direct deposit. Members can unlock our highest savings rate with direct deposit OR by depositing $5,000 or more every 30 days. Terms Apply. Member FDIC

Member FDIC

up to $300

Our Rating

4.3 / 5

SoFi® Bank, N.A.

SoFi Checking and Savings

See Offer

Sponsored Note: Earn up to $300 with direct deposit, plus 2-day-early-pay. FDIC insured!

Overview / Commentary

www.harvestbankmn.com

320-398-3500

75 North Main Street
Kimball, MN 55353

Harvest Bank is headquartered in KIMBALL and is the 102^nd largest bank in the state of Minnesota. It is also the 2,835^th largest bank in the nation. It was established in 1901 and as of December of 2024, it had grown to 37 employees at 4 locations. Harvest Bank's money market rates are 6X the national average, and it has a B+ health rating.

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Health

B+

Data as of Q4 2024

Learn why bank health matters

Health Grade Components

Overall
FDIC Certificate #	11415
Year Established	1901
Employees	37
Primary Regulator	FDIC

Profit Margin
Return on Assets - YTD	0.69%
Return on Equity - YTD	11.16%
Annual Interest Income	$10.9MM

Assets and Liabilities
Assets	Q4 2024vs Q4 2023	$235.3MM$229.5MM
Loans	Q4 2024vs Q4 2023	$157.4MM$147.6MM
Deposits	Q4 2024vs Q4 2023	$218.3MM$209.2MM
Equity Capital	Q4 2024vs Q4 2023	$15MM$13.2MM
Loan Loss Allowance	Q4 2024vs Q4 2023	$2MM$1.7MM
Unbacked Noncurrent Loans	Q4 2024vs Q4 2023	$1.5MM$1.5MM
Real Estate Owned	Q4 2024vs Q4 2023	$0$0

TODAY'S FEATURED RATES

Member FDIC

4.54%

Our Rating

4.2 / 5

Peak Bank

Envision High Yield Savings

See Offer

Sponsored Note: Member FDIC: Insured up to $250,000. $100 Deposit Earns Interest Immediately.

Member FDIC

4.10%

Our Rating

4.2 / 5

CIT Bank

Platinum Savings

See Offer

Sponsored Note: Get up to a $300 Cash Bonus. FDIC Insured. See site for details.

Member FDIC

3.70%

Our Rating

4.3 / 5

American Express®

High Yield Savings Account

See Offer

Sponsored Note: Interest compounds daily, deposited monthly

Member FDIC

3.80%

Our Rating

4.3 / 5

SoFi® Bank, N.A.

SoFi Checking and Savings

See Offer

Member FDIC

up to $300

Our Rating

4.3 / 5

SoFi® Bank, N.A.

SoFi Checking and Savings

See Offer

Sponsored Note: Earn up to $300 with direct deposit, plus 2-day-early-pay. FDIC insured!

Rates

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Savings
Money Market
Checking
CD
IRA

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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Harvest Bank Savings Account Rates

APY	MIN	MAX	ACCOUNT NAME
2.50%^*	$0	$25k	Kasasa Saver
OTHER TIERS: 1.49% → $25k+
1.40%^*	$50k^*	-	Investors Savings Account
OTHER TIERS: 0.65% → $50 - $5k \| 1.05% → $5k - $50k
1.20%^*	$20k^*	-	Health Savings Account (HSA)
OTHER TIERS: 0.55% → $0 - $2k \| 0.75% → $2k - $5k \| 1.00% → $5k - $20k

Harvest Bank Money Market Rates

APY	MIN	MAX	ACCOUNT NAME	VIEW DETAILS
2.55%^*	$100k^*	-	Money Market Account
OTHER TIERS: 1.25% → $5k - $50k \| 1.70% → $50k - $100k

Harvest Bank Checking Account Rates

APY	MIN	MAX	ACCOUNT NAME
5.00%^*	$0	$10k	Kasasa Cash Checking
OTHER TIERS: 1.00% → $10k+
1.35%^*	$50k^*	-	Investors NOW Checking Account
OTHER TIERS: 0.40% → $1k - $10k \| 0.85% → $10k - $50k

Harvest Bank CD Rates

APY	MIN	MAX	ACCOUNT NAME
3.45%^*	$100k^*	-	6 Month CD
OTHER TIERS: 3.35% → $1k - $25k \| 3.40% → $25k - $100k
3.25%^*	$25k^*	-	12 Month CD
OTHER TIERS: 3.20% → $1k - $25k
2.90%^*	$100k^*	-	24 Month CD
OTHER TIERS: 2.60% → $1k - $25k \| 2.85% → $25k - $100k
2.70%^*	$100k^*	-	36 Month CD
OTHER TIERS: 2.60% → $1k - $25k \| 2.65% → $25k - $100k
2.65%^*	$25k^*	-	48 Month CD
OTHER TIERS: 2.55% → $1k - $25k
2.65%^*	$25k^*	-	60 Month CD
OTHER TIERS: 2.55% → $1k - $25k

Harvest Bank IRA Rates

APY	MIN	MAX	ACCOUNT NAME
3.45%^*	$100k^*	-	6 Month Fixed IRA CD
OTHER TIERS: 3.35% → $1k - $25k \| 3.40% → $25k - $100k
3.25%^*	$25k^*	-	12 Month Fixed IRA CD
OTHER TIERS: 3.20% → $1k - $25k
3.00%^*	$10k^*	-	36 Month Variable IRA
OTHER TIERS: 2.50% → $250 - $10k
2.90%^*	$100k^*	-	24 Month Fixed IRA CD
OTHER TIERS: 2.60% → $1k - $25k \| 2.85% → $25k - $100k
2.70%^*	$100k^*	-	36 Month Fixed IRA CD
OTHER TIERS: 2.60% → $1k - $25k \| 2.65% → $25k - $100k
2.65%^*	$25k^*	-	48 Month Fixed IRA CD
OTHER TIERS: 2.55% → $1k - $25k
2.65%^*	$25k^*	-	60 Month Fixed IRA CD
OTHER TIERS: 2.55% → $1k - $25k

Locations

Harvest Bank Locations
Atwater Branch	222 Atlantic Avenue	Atwater, MN 56209
St. Augusta Branch	24952 County Road 7	St. Cloud, MN 56301
Kandiyohi Branch	321 Pacific Avenue	Kandiyohi, MN 56251
Harvest Bank	75 N Main St	Kimball, MN 55353

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