Overview / Commentary
Harvest Federal Credit Union is headquartered in Heath and is the 117th largest credit union in the state of Ohio. It is also the 2,618th largest credit union in the nation. It was established in 1970 and as of March of 2025, it had grown to 8 employees and 2,282 members at 2 locations. Harvest Federal Credit Union has a B+ health rating.
Field of Membership Restrictions
Membership in Harvest Federal Credit Union is open to employees and members of Walnut Township Schools, Village of Hebron, Mid Ohio Neurology, Licking County Employees, City of Heath, ADR Engineering, and more than 80 other Select Employer Groups.
See current membership details
Health
B+
Data as of Q1 2025
Learn why bank health mattersAdditional Factors: Institutions with a small asset base, a short operating history, or negative return on assets can represent an instability risk beyond what their financial ratios indicate. Harvest Federal Credit Union has a low asset base.
Health Grade Components
| Overall | |
|---|---|
| NCUA # | 20302 |
| Year Chartered | 1970 |
| Employees | 8 |
| Primary Regulator | |
| Profit Margin | |
|---|---|
| Return on Assets - YTD | 0.88% |
| Return on Equity - YTD | 7.08% |
| Annual Interest Income | $448K |
| Assets and Liabilities | ||
|---|---|---|
| Assets | Q1 2025vs Q1 2024 | $40.7MM$38.5MM |
| Loans | Q1 2025vs Q1 2024 | $14.9MM$15.4MM |
| Deposits | Q1 2025vs Q1 2024 | $35.7MM$33.8MM |
| Equity Capital | Q1 2025vs Q1 2024 | $4.9MM$4.6MM |
| Loan Loss Allowance | Q1 2025vs Q1 2024 | $66K$46K |
| Unbacked Noncurrent Loans | Q1 2025vs Q1 2024 | $104K$48K |
| Real Estate Owned | Q1 2025vs Q1 2024 | $0$0 |