Overview / Commentary
Harvester Financial Credit Union is headquartered in Indianapolis and is the 52nd largest credit union in the state of Indiana. It is also the 1,976th largest credit union in the nation. It was established in 1954 and as of March of 2025, it had grown to 25 employees and 8,821 members at 3 locations. Harvester Financial Credit Union has a B+ health rating.
Field of Membership Restrictions
Harvester Financial Credit Union is open to those who live or work in the Indiana counties of Decatur, Marion County (excluding Pike Township), Rush, or Shelby and their family members.
See current membership details
Health
B+
Data as of Q1 2025
Learn why bank health mattersAdditional Factors: Institutions with a small asset base, a short operating history, or negative return on assets can represent an instability risk beyond what their financial ratios indicate. Harvester Financial Credit Union has a relatively low asset base.
Health Grade Components
| Overall | |
|---|---|
| NCUA # | 68584 |
| Year Chartered | 1954 |
| Employees | 25 |
| Primary Regulator | |
| Profit Margin | |
|---|---|
| Return on Assets - YTD | 0.23% |
| Return on Equity - YTD | 2.33% |
| Annual Interest Income | $919K |
| Assets and Liabilities | ||
|---|---|---|
| Assets | Q1 2025vs Q1 2024 | $85MM$86MM |
| Loans | Q1 2025vs Q1 2024 | $41.3MM$43.1MM |
| Deposits | Q1 2025vs Q1 2024 | $76.3MM$77.2MM |
| Equity Capital | Q1 2025vs Q1 2024 | $8.2MM$8.3MM |
| Loan Loss Allowance | Q1 2025vs Q1 2024 | $585K$474K |
| Unbacked Noncurrent Loans | Q1 2025vs Q1 2024 | $469K$192K |
| Real Estate Owned | Q1 2025vs Q1 2024 | $0$0 |