Haverhill Bank

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LOCATIONS

TODAY'S FEATURED RATES

Member FDIC

3.60%

Our Rating

4.3 / 5

American Express

American Express® High Yield Savings Account

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Sponsored Note: Interest compounds daily, deposited monthly

Member FDIC

3.80%

Our Rating

4.2 / 5

SoFi® Bank, N.A.

SoFi Checking and Savings

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Sponsored Note: Earn up to 3.80% APY and up to $300 with direct deposit. Members can unlock our highest savings rate with direct deposit OR by depositing $5,000 or more every 30 days. Terms apply. Member FDIC

Member FDIC

3.50%

Our Rating

4.4 / 5

Capital One

360 Performance Savings

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Sponsored Note: It only takes about 5 minutes to open a fee-free account. Member FDIC.

Member FDIC

4.44%

Our Rating

4.3 / 5

Peak Bank

Envision High Yield Savings

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Sponsored Note: Member FDIC: Insured up to $250,000. $100 Deposit Earns Interest Immediately.

Member FDIC

up to $300

Our Rating

4.2 / 5

SoFi® Bank, N.A.

SoFi Checking and Savings

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Sponsored Note: Earn up to $300 with direct deposit, plus 2-day-early-pay. FDIC insured!

Overview / Commentary

www.haverhillbank.com

978-374-0161

180 Merrimack Street
Haverhill, MA 01830

Haverhill Bank is headquartered in HAVERHILL and is the 70^th largest bank in the state of Massachusetts. It is also the 1,523^rd largest bank in the nation. It was established in 1877 and as of March of 2025, it had grown to 65 employees at 7 locations. Haverhill Bank has an A health rating.

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Health

Data as of Q1 2025

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Health Grade Components

Overall
FDIC Certificate #	26411
Year Established	1877
Employees	65
Primary Regulator	FDIC

Profit Margin
Return on Assets - YTD	-0.3%
Return on Equity - YTD	-3.53%
Annual Interest Income	$6.8MM

Assets and Liabilities
Assets	Q1 2025vs Q1 2024	$621MM$594.4MM
Loans	Q1 2025vs Q1 2024	$465.8MM$440.3MM
Deposits	Q1 2025vs Q1 2024	$512.3MM$496.7MM
Equity Capital	Q1 2025vs Q1 2024	$52.5MM$50.4MM
Loan Loss Allowance	Q1 2025vs Q1 2024	$3.7MM$3.5MM
Unbacked Noncurrent Loans	Q1 2025vs Q1 2024	$280K$209K
Real Estate Owned	Q1 2025vs Q1 2024	$0$0

TODAY'S FEATURED RATES

Member FDIC

3.60%

Our Rating

4.3 / 5

American Express

American Express® High Yield Savings Account

See Offer

Sponsored Note: Interest compounds daily, deposited monthly

Member FDIC

3.80%

Our Rating

4.2 / 5

SoFi® Bank, N.A.

SoFi Checking and Savings

See Offer

Member FDIC

3.50%

Our Rating

4.4 / 5

Capital One

360 Performance Savings

See Offer

Sponsored Note: It only takes about 5 minutes to open a fee-free account. Member FDIC.

Member FDIC

4.44%

Our Rating

4.3 / 5

Peak Bank

Envision High Yield Savings

See Offer

Sponsored Note: Member FDIC: Insured up to $250,000. $100 Deposit Earns Interest Immediately.

Member FDIC

up to $300

Our Rating

4.2 / 5

SoFi® Bank, N.A.

SoFi Checking and Savings

See Offer

Sponsored Note: Earn up to $300 with direct deposit, plus 2-day-early-pay. FDIC insured!

Rates

Sorry, we do not have rate data for Haverhill Bank.

Locations

Haverhill Bank Locations
Main Street Haverhill Branch	1094 Main Street	Haverhill, MA 01830
Haverhill Branch	163 South Main Street	Haverhill, MA 01835
Haverhill Bank	180 Merrimack St	Haverhill, MA 01830
West Main Street Branch	6 Main Street	Merrimac, MA 01860
Salem Nh Branch	396 Main Street	Salem, NH 03079
West Newbury Branch	281 Main Street	West Newbury, MA 01985

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