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Hawaii Central Federal Credit Union

Popular Accounts at this Credit Union

1.25%5-year CD60 Months CD
0.55%1-year CD1 Year CD
0.20%SavingsRegular Share Account

Overview / Commentary
681 S King St
Honolulu, HI 96813-3016

Hawaii Central Federal Credit Union is headquartered in Honolulu and is the 13th largest credit union in the state of Hawaii. It is also the 820th largest credit union in the nation. It was established in 1937 and as of September of 2016, it had grown to 46 employees and 20,265 members at 2 locations. Hawaii Central Federal Credit Union's savings rates are 44% higher than the national average, and it has a B+ health rating.

Field of Membership Restrictions

Membership is open to those who live, work, worship full-time or attend school on the Island of Oahu, and members of their immediate family or household.
See current membership details


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Health Grade Components

NCUA #24839
Year Chartered1937
Primary Regulator
Profit Margin
Return on Assets - YTD2.33%
Return on Equity - YTD27.51%
Annual Interest Income$6.5MM
Assets and Liabilities
AssetsQ3 2016vs Q3 2015$262.8MM$204.3MM
LoansQ3 2016vs Q3 2015$141.3MM$143.0MM
DepositsQ3 2016vs Q3 2015$238.8MM$185.7MM
Equity CapitalQ3 2016vs Q3 2015$22.2MM$17.4MM
Loan Loss AllowanceQ3 2016vs Q3 2015$1.8MM$1.1MM
Unbacked Noncurrent LoansQ3 2016vs Q3 2015$1.6MM$490.00K
Real Estate OwnedQ3 2016vs Q3 2015$0$0
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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Hawaii Central Federal Credit Union Savings Account Rates

0.75%--IRA Share Account
0.75%--Holiday Savings Account
0.75%--Roth IRA Share Account
0.75%--CESA Share Account
0.35%*$50k*-Super Share Investment
OTHER TIERS: 0.15% Up to $50k
0.20%$100-Regular Share Account
0.15%$100-Business Regular Share Account
0.10%*$50k*-Business Super Share Investment
OTHER TIERS: 0.05% Up to $50k

Hawaii Central Federal Credit Union Checking Account Rates

0.15%*$2,500*-Super Draft Checking
OTHER TIERS: 0.05% Up to $2,500
0.10%*$2,500*-Business Super Draft Checking
OTHER TIERS: 0.05% Up to $2,500

Hawaii Central Federal Credit Union CD Rates

1.25%*$10k*-60 Months CD
OTHER TIERS: 1.00% $500 - $5k | 1.15% $5k - $10k
0.75%$50k-Business 60 Month Share Certificate
0.70%$50k-Business 18 Month Share Certificate
0.65%*$10k*-18 Months CD
OTHER TIERS: 0.50% $500 - $5k | 0.60% $5k - $10k
0.65%$50k-Business 1 Year Share Certificate
0.55%*$10k*-1 Year CD
OTHER TIERS: 0.40% $500 - $5k | 0.50% $5k - $10k
0.55%$50k-Business 6 Month Share Certificate
0.30%*$10k*-6 Months CD
OTHER TIERS: 0.20% $500 - $5k | 0.25% $5k - $10k
0.30%$50k-Business 91 Day Share Certificate
0.25%*$10k*-91 Days CD
OTHER TIERS: 0.15% $500 - $5k | 0.20% $5k - $10k

Hawaii Central Federal Credit Union IRA Rates

3.00%$500-60 Months IRA
2.00%$500-18 Months IRA
1.75%$500-6 Months IRA

Hawaii Central Federal Credit Union Locations
Branch Office681 S King StHonolulu, HI 96813-3016
Branch Office1301 Punchbowl StHonolulu, HI 96813-2402