Hawaii Central Federal Credit Union

Overview / Commentary
681 S King St
Honolulu, HI 96813-3016

Hawaii Central Federal Credit Union is headquartered in Honolulu and is the 12th largest credit union in the state of Hawaii. It is also the 836th largest credit union in the nation. It was established in 1937 and as of December of 2019, it had grown to 42 employees and 18,151 members at 2 locations. Hawaii Central Federal Credit Union's CD rates are 2X the national average, and it has a B+ health rating.

Field of Membership Restrictions

Membership to Hawaii Central Federal Credit Union is open to those who live, work, worship full-time or attend school on the Island of Oahu, and members of their immediate family or household. Additionally, businesses and other legal entities located on Oahu are eligible for membership, as well as, employees of Hawaii Central Federal Credit Union and their immediate family.
See current membership details


No reviews have been left for this bank yet. Be the first to review.


Health Grade Components

NCUA #24839
Year Chartered1937
Primary Regulator
Profit Margin
Return on Assets - YTD0.42%
Return on Equity - YTD4.92%
Annual Interest Income$9.9MM
Assets and Liabilities
AssetsQ4 2019vs Q4 2018$298.7MM$280.3MM
LoansQ4 2019vs Q4 2018$150.8MM$148.2MM
DepositsQ4 2019vs Q4 2018$272.1MM$253.7MM
Equity CapitalQ4 2019vs Q4 2018$24.9MM$23.5MM
Loan Loss AllowanceQ4 2019vs Q4 2018$883.00K$934.00K
Unbacked Noncurrent LoansQ4 2019vs Q4 2018$1.9MM$786.00K
Real Estate OwnedQ4 2019vs Q4 2018$574.00K$2.0MM
Report an Issue

Always verify rates and promotions with the bank or credit union. We are not Hawaii Central Federal Credit Union; we are a rate comparison website and cannot provide official rates or promotions.

Hawaii Central Federal Credit Union Savings Account Rates

0.75%--IRA Share Account
0.75%--Holiday Savings Account
0.75%--Business Holiday Saving
0.20%$100-Regular Share Account
0.15%$100-Business Regular Share Account

Hawaii Central Federal Credit Union Money Market Rates

0.55%--Money Market Investment
0.10%--Business Money Market Investment

Hawaii Central Federal Credit Union Checking Account Rates

0.15%--Super Draft Checking
0.10%--Business Super Draft Checking

Hawaii Central Federal Credit Union CD Rates

2.32%$50k-Business 1 Year CD
2.22%$500-18 Month CD
1.91%$500-12 Month CD
1.71%$50k-Business 6 Month CD
1.51%$500-6 Month CD
1.25%$500-60 Month CD
1.25%$500-2 Year CD
0.74%$50k-Business 60 Month CD
0.70%$50k-Business 18 Month CD

Hawaii Central Federal Credit Union IRA Rates

3.00%$500-60 Month IRA
2.01%$500-18 Month IRA
1.86%$500-12 Month IRA
1.75%$500-6 Month IRA

Hawaii Central Federal Credit Union Locations
Branch Office681 S King StHonolulu, HI 96813-3016
Branch Office1301 Punchbowl StHonolulu, HI 96813-2402

The financial institution, product, and APY (Annual Percentage Yield) data displayed on this website is gathered from various sources and may not reflect all of the offers available in your region. Although we strive to provide the most accurate data possible, we cannot guarantee its accuracy. The content displayed is for general information purposes only; always verify account details and availability with the financial institution before opening an account. Contact [email protected] to report inaccurate info or to request offers be included in this website. We are not affiliated with the financial institutions included in this website.