Overview / Commentary
681 S King St
Honolulu, HI 96813-3016

Hawaii Central Federal Credit Union is headquartered in Honolulu and is the 13th largest credit union in the state of Hawaii. It is also the 847th largest credit union in the nation. It was established in 1937 and as of December of 2018, it had grown to 43 employees and 18,609 members at 2 locations. Hawaii Central Federal Credit Union's CD rates are 2X the national average, and it has a B health rating.

Field of Membership Restrictions

Membership to Hawaii Central Federal Credit Union is open to those who live, work, worship full-time or attend school on the Island of Oahu, and members of their immediate family or household. Additionally, businesses and other legal entities located on Oahu are eligible for membership, as well as, employees of Hawaii Central Federal Credit Union and their immediate family.
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Health Grade Components

NCUA #24839
Year Chartered1937
Primary Regulator
Profit Margin
Return on Assets - YTD0.15%
Return on Equity - YTD1.75%
Annual Interest Income$9.5MM
Assets and Liabilities
AssetsQ4 2018vs Q4 2017$280.3MM$270.4MM
LoansQ4 2018vs Q4 2017$148.2MM$145.2MM
DepositsQ4 2018vs Q4 2017$253.7MM$245.6MM
Equity CapitalQ4 2018vs Q4 2017$23.5MM$23.1MM
Loan Loss AllowanceQ4 2018vs Q4 2017$934.00K$1.3MM
Unbacked Noncurrent LoansQ4 2018vs Q4 2017$786.00K$1.1MM
Real Estate OwnedQ4 2018vs Q4 2017$2.0MM$991.00K
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Hawaii Central Federal Credit Union Savings Account Rates

0.75%--IRA Share Account
0.75%--Holiday Savings Account
0.55%--Super Share Investment
0.20%$100-Regular Share Account
0.15%$100-Business Regular Share Account
0.10%--Business Super Share Investment

Hawaii Central Federal Credit Union Checking Account Rates

0.15%--Super Draft Checking
0.10%--Business Super Draft Checking

Hawaii Central Federal Credit Union CD Rates

2.22%$50k-Business 1 Year CD Special
2.22%$500-18 Month CD Special
1.92%$50k-Business 6 Month CD Special
1.91%$500-1 Year CD Special
1.51%$50k-Business 1 Year CD
1.51%$500-6 Month CD Special
1.26%$50k-Business 6 Month CD
1.25%$500-60 Month CD
1.25%$500-2 Year CD
0.75%$500-6 Month CD
0.75%$50k-Business 60 Month CD
0.70%$50k-Business 18 Month CD
0.65%$500-18 Month CD
0.55%$500-1 Year CD

Hawaii Central Federal Credit Union IRA Rates

3.00%$500-60 Month IRA
2.00%$500-18 Month IRA
1.86%$500-1 Year IRA
1.75%$500-6 Month IRA

Hawaii Central Federal Credit Union Locations
Branch Office681 S King StHonolulu, HI 96813-3016
Branch Office1301 Punchbowl StHonolulu, HI 96813-2402

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