Hawaii Central Federal Credit Union is headquartered in Honolulu and is the 14th largest credit union in the state of Hawaii. It is also the 1,004th largest credit union in the nation. It was established in 1937 and as of December of 2023, it had grown to 38 employees and 16,856 members at 2 locations. Hawaii Central Federal Credit Union's CD rates are 3X the national average, and it has a B health rating.
Membership to Hawaii Central Federal Credit Union is open to those who live, work, worship full-time or attend school on the Island of Oahu, and members of their immediate family or household. Additionally, businesses and other legal entities located on Oahu are eligible for membership, as well as, employees of Hawaii Central Federal Credit Union and their immediate family.
See current membership details
Overall | |
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NCUA # | 24839 |
Year Chartered | 1937 |
Employees | 38 |
Primary Regulator |
Profit Margin | |
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Return on Assets - YTD | -0.57% |
Return on Equity - YTD | -14.51% |
Annual Interest Income | $10.1MM |
Assets and Liabilities | ||
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Assets | Q4 2023vs Q4 2022 | $303.8MM$318.3MM |
Loans | Q4 2023vs Q4 2022 | $173.7MM$143.3MM |
Deposits | Q4 2023vs Q4 2022 | $283.6MM$295.9MM |
Equity Capital | Q4 2023vs Q4 2022 | $12.3MM$11.7MM |
Loan Loss Allowance | Q4 2023vs Q4 2022 | $808K$805K |
Unbacked Noncurrent Loans | Q4 2023vs Q4 2022 | $928K$1.6MM |
Real Estate Owned | Q4 2023vs Q4 2022 | $0$0 |
Always verify rates and promotions with the bank or credit union. We are not Hawaii Central Federal Credit Union; we are a rate comparison website and cannot provide official rates or promotions.
APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
---|---|---|---|---|
1.00% | - | - | Holiday Savings Account | |
0.10% | $100 | - | Regular Share Account | |
0.10% | - | - | IRA Share Account | |
0.05% | $100 | - | Business Regular Share Account |
APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
---|---|---|---|---|
0.15% | - | - | Money Market Investment | |
0.05% | - | - | Business Money Market Investment | |
0.05% | $25k | - | Business Money Market Investment Plus |
APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
---|---|---|---|---|
0.05% | - | - | Super Draft Checking | |
0.05% | - | - | Business Super Draft Checking |
APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
---|---|---|---|---|
3.34% | $500 | - | 60 Month IRA | |
3.29% | $500 | - | 24 Month IRA | |
3.03% | $500 | - | 18 Month IRA | |
0.75% | $500 | - | 12 Month IRA |
Hawaii Central Federal Credit Union Locations | ||
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Branch Office | 681 S King St | Honolulu, HI 96813-3016 |
Branch Office | 1301 Punchbowl St | Honolulu, HI 96813-2402 |