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Overview / Commentary
681 S King St
Honolulu, HI 96813-3016

Hawaii Central Federal Credit Union is headquartered in Honolulu and is the 13th largest credit union in the state of Hawaii. It is also the 841st largest credit union in the nation. It was established in 1937 and as of December of 2017, it had grown to 45 employees and 19,229 members at 2 locations. Hawaii Central Federal Credit Union's CD rates are 11% higher than the national average, and it has a B+ health rating.

Field of Membership Restrictions

Membership is open to those who live, work, worship full-time or attend school on the Island of Oahu, and members of their immediate family or household.
See current membership details


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Health Grade Components

NCUA #24839
Year Chartered1937
Primary Regulator
Profit Margin
Return on Assets - YTD0.36%
Return on Equity - YTD4.16%
Annual Interest Income$8.5MM
Assets and Liabilities
AssetsQ4 2017vs Q4 2016$270.4MM$263.1MM
LoansQ4 2017vs Q4 2016$145.2MM$140.2MM
DepositsQ4 2017vs Q4 2016$245.6MM$239.2MM
Equity CapitalQ4 2017vs Q4 2016$23.1MM$22.1MM
Loan Loss AllowanceQ4 2017vs Q4 2016$1.3MM$1.8MM
Unbacked Noncurrent LoansQ4 2017vs Q4 2016$1.1MM$1.7MM
Real Estate OwnedQ4 2017vs Q4 2016$991.00K$0
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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Hawaii Central Federal Credit Union Savings Account Rates

0.75%--IRA Share Account
0.75%--Holiday Savings Account
0.35%*$50k*-Super Share Investment
OTHER TIERS: 0.15% Up to $50k
0.20%$100-Regular Share Account
0.15%$100-Business Regular Share Account
0.10%*$50k*-Business Super Share Investment
OTHER TIERS: 0.05% Up to $50k

Hawaii Central Federal Credit Union Checking Account Rates

0.15%*$2,500*-Super Draft Checking
OTHER TIERS: 0.05% Up to $2,500
0.10%*$2,500*-Business Super Draft Checking
OTHER TIERS: 0.05% Up to $2,500

Hawaii Central Federal Credit Union CD Rates

1.41%$50k-Business 1 Year Share Certificate
1.36%$50k-Business 6 Month Share Certificate
1.25%*$10k*-60 Month CD
OTHER TIERS: 1.00% $500 - $5k | 1.15% $5k - $10k
1.15%$10k-18 Month CD Special
1.00%$10k-1 Year CD Special
0.75%$50k-Business 60 Month Share Certificate
0.70%$50k-Business 18 Month Share Certificate
0.65%*$10k*-18 Month CD
OTHER TIERS: 0.50% $500 - $5k | 0.60% $5k - $10k
0.55%*$10k*-1 Year CD
OTHER TIERS: 0.40% $500 - $5k | 0.50% $5k - $10k
0.30%*$10k*-6 Month CD
OTHER TIERS: 0.20% $500 - $5k | 0.25% $5k - $10k
0.30%$50k-Business 91 Day Share Certificate
0.25%*$10k*-91 Day CD
OTHER TIERS: 0.15% $500 - $5k | 0.20% $5k - $10k

Hawaii Central Federal Credit Union IRA Rates

3.00%$500-60 Month IRA
2.00%$500-18 Month IRA
1.75%$500-6 Month IRA

Hawaii Central Federal Credit Union Locations
Branch Office681 S King StHonolulu, HI 96813-3016
Branch Office1301 Punchbowl StHonolulu, HI 96813-2402