Hawaii Central Federal Credit Union

Overview / Commentary
681 S King St
Honolulu, HI 96813

Hawaii Central Federal Credit Union is headquartered in Honolulu and is the 14th largest credit union in the state of Hawaii. It is also the 961st largest credit union in the nation. It was established in 1937 and as of September of 2023, it had grown to 41 employees and 17,001 members at 2 locations. Hawaii Central Federal Credit Union has a C health rating.

Field of Membership Restrictions

Membership to Hawaii Central Federal Credit Union is open to those who live, work, worship full-time or attend school on the Island of Oahu, and members of their immediate family or household. Additionally, businesses and other legal entities located on Oahu are eligible for membership, as well as, employees of Hawaii Central Federal Credit Union and their immediate family.
See current membership details


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Health Grade Components

NCUA #24839
Year Chartered1937
Primary Regulator
Profit Margin
Return on Assets - YTD-0.22%
Return on Equity - YTD-7.03%
Annual Interest Income$7.4MM
Assets and Liabilities
AssetsQ3 2023vs Q3 2022$323.7MM$307.6MM
LoansQ3 2023vs Q3 2022$171MM$130.5MM
DepositsQ3 2023vs Q3 2022$288.2MM$289.7MM
Equity CapitalQ3 2023vs Q3 2022$10MM$11.7MM
Loan Loss AllowanceQ3 2023vs Q3 2022$752K$796K
Unbacked Noncurrent LoansQ3 2023vs Q3 2022$1.6MM$1.1MM
Real Estate OwnedQ3 2023vs Q3 2022$0$0

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Hawaii Central Federal Credit Union Locations
Branch Office681 S King StHonolulu, HI 96813-3016
Branch Office1301 Punchbowl StHonolulu, HI 96813-2402

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