Hawaii State FCU

TODAY'S FEATURED RATES

Member FDIC

3.80%

Our Rating

4.2 / 5

American Express®

High Yield Savings Account

See Offer

Sponsored Note: Interest compounds daily, deposited monthly

Member FDIC

4.50%

Our Rating

3.5 / 5

Jenius Bank

Jenius Savings Account

See Offer

Sponsored Note: FDIC Insured. No fees or minimums. 24/7 U.S-based support.

Member FDIC

4.46%

Our Rating

4.0 / 5

Vio Bank

Cornerstone Money Market

See Offer

Sponsored Note: Interest is compounded daily, growing your money fast

Member FDIC

4.55%

Our Rating

4.2 / 5

BrioDirect

High-Yield Savings

See Offer

Sponsored Note: You must deposit at least $5,000 to open your account. Member FDIC

Overview / Commentary

www.hawaiistatefcu.com

808-447-7810

560 Halekauwila St
Honolulu, HI 96813

Hawaii State FCU is headquartered in Honolulu and is the 2^nd largest credit union in the state of Hawaii. It is also the 196^th largest credit union in the nation. It was established in 1936 and as of September of 2024, it had grown to 370 employees and 132,192 members at 14 locations. Hawaii State FCU's savings rates are 9X the national average, and it has a B health rating.

Field of Membership Restrictions

Membership in Hawaii State Federal Credit Union is open to employees or retirees of the State of Hawaii, the City or County of Honolulu, Maui County, Dole Food Diversified Agriculture, Kahuku Medical Center, and over 100 local Select Employer Groups.
See current membership details

Reviews (1)

Write a Review

HSFCU Address My Concerns

Posted by: Leilani808 | May 6, 2023

My concerns have been addressed. Mahalo!

Comment

Health

Data as of Q3 2024

Learn why bank health matters

Health Grade Components

Overall
NCUA #	1718
Year Chartered	1936
Employees	370
Primary Regulator

Profit Margin
Return on Assets - YTD	1%
Return on Equity - YTD	11.86%
Annual Interest Income	$70.2MM

Assets and Liabilities
Assets	Q3 2024vs Q3 2023	$2.42B$2.36B
Loans	Q3 2024vs Q3 2023	$1.33B$1.21B
Deposits	Q3 2024vs Q3 2023	$2.17B$2.17B
Equity Capital	Q3 2024vs Q3 2023	$204.1MM$143.4MM
Loan Loss Allowance	Q3 2024vs Q3 2023	$8.9MM$8MM
Unbacked Noncurrent Loans	Q3 2024vs Q3 2023	$20.6MM$2.8MM
Real Estate Owned	Q3 2024vs Q3 2023	$242K$0

TODAY'S FEATURED RATES

Member FDIC

3.80%

Our Rating

4.2 / 5

American Express®

High Yield Savings Account

See Offer

Sponsored Note: Interest compounds daily, deposited monthly

Member FDIC

4.50%

Our Rating

3.5 / 5

Jenius Bank

Jenius Savings Account

See Offer

Sponsored Note: FDIC Insured. No fees or minimums. 24/7 U.S-based support.

Member FDIC

4.46%

Our Rating

4.0 / 5

Vio Bank

Cornerstone Money Market

See Offer

Sponsored Note: Interest is compounded daily, growing your money fast

Member FDIC

4.55%

Our Rating

4.2 / 5

BrioDirect

High-Yield Savings

See Offer

Sponsored Note: You must deposit at least $5,000 to open your account. Member FDIC

Rates

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Savings
Checking
CD

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Always verify rates and promotions with the bank or credit union. We are not Hawaii State FCU; we are a rate comparison website and cannot provide official rates or promotions.

* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Hawaii State FCU Savings Account Rates

APY	MIN	MAX	ACCOUNT NAME
4.75%^*	$0	$250k	Right By You Savings Special
OTHER TIERS: 0.05% → $250k+
2.00%^*	$100k^*	-	Relationship Max Share
OTHER TIERS: 0.05% → $0 - $50k \| 1.00% → $50k - $100k
0.20%	$0	-	Individual Retirement Account
0.18%^*	$25k^*	-	Investment Share Account
OTHER TIERS: 0.05% → $0 - $2.5k \| 0.07% → $2.5k - $25k
0.05%	$0	-	Regular Share Account

Hawaii State FCU Checking Account Rates

APY	MIN	MAX	ACCOUNT NAME
0.03%^*	$50k^*	-	Relationship Checking
OTHER TIERS: 0.02% → $0 - $50k
0.02%	$0	-	Dividend Checking

Hawaii State FCU CD Rates

APY	MIN	MAX	ACCOUNT NAME
4.00%	$10k	$250k	5 Month CD Special - New Money
3.50%	$1k	-	9 Month CD Special - New Money
0.65%	$1k	-	60 Month CD
0.30%	$1k	-	48 Month CD
0.25%	$1k	-	24 Month CD
0.25%	$1k	-	36 Month CD
0.20%	$1k	-	12 Month CD
0.15%	$1k	-	6 Month CD

Locations

Availability

Honolulu Area

Honolulu Area bank & credit union details

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