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Hawaiian Electric Employees Federal Credit Union


TODAY'S FEATURED RATES
Member FDIC
APY APY = Annual Percentage Yield Rates as of 6/30/2025
3.50%
Our Rating
4.4  / 5
Capital One
360 Performance Savings
See Offer
Sponsored Note: It only takes about 5 minutes to open a fee-free account. Member FDIC.
Member FDIC
APY APY = Annual Percentage Yield Rates as of 6/30/2025
3.80%
Our Rating
4.2  / 5
SoFi® Bank, N.A.
SoFi Checking and Savings
See Offer
Sponsored Note: Earn up to 3.80% APY and up to $300 with direct deposit. Members can unlock our highest savings rate with direct deposit OR by depositing $5,000 or more every 30 days. Terms apply. Member FDIC
Member FDIC
Bonus Amount
up to $300
Our Rating
4.2  / 5
SoFi® Bank, N.A.
SoFi Checking and Savings
See Offer
Sponsored Note: Earn up to $300 with direct deposit, plus 2-day-early-pay. FDIC insured!
Overview / Commentary
www.hecoefcu.org
808-451-3693
770 Kapiolani Blvd Suite 514
Honolulu, HI 96813

Hawaiian Electric Employees Federal Credit Union is headquartered in HONOLULU and is the 36th largest credit union in the state of Hawaii. It is also the 2,761st largest credit union in the nation. It was established in 1937 and as of March of 2025, it had grown to 4 employees and 1,852 members at 1 location. Hawaiian Electric Employees Federal Credit Union's CD rates are 3X the national average, and it has a B+ health rating.

Field of Membership Restrictions

Membership is open to employees and retirees of Hawaiian Electric Company, Hawaiian Electric Industries, or Maui Electric Company Limited.
See current membership details

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Health
B+

Data as of Q1 2025

Learn why bank health matters
Additional Factors: Institutions with a small asset base, a short operating history, or negative return on assets can represent an instability risk beyond what their financial ratios indicate. Hawaiian Electric Employees Federal Credit Union has a low asset base.

Health Grade Components

Overall
NCUA #1869
Year Chartered1937
Employees4
Primary Regulator
Profit Margin
Return on Assets - YTD1.26%
Return on Equity - YTD6.77%
Annual Interest Income$329K
Assets and Liabilities
AssetsQ1 2025vs Q1 2024$35MM$34.2MM
LoansQ1 2025vs Q1 2024$16.5MM$15.3MM
DepositsQ1 2025vs Q1 2024$28.5MM$27.9MM
Equity CapitalQ1 2025vs Q1 2024$6.4MM$6.2MM
Loan Loss AllowanceQ1 2025vs Q1 2024$121K$152K
Unbacked Noncurrent LoansQ1 2025vs Q1 2024$118K$79K
Real Estate OwnedQ1 2025vs Q1 2024$0$0
TODAY'S FEATURED RATES
Member FDIC
APY APY = Annual Percentage Yield Rates as of 6/30/2025
3.50%
Our Rating
4.4  / 5
Capital One
360 Performance Savings
See Offer
Sponsored Note: It only takes about 5 minutes to open a fee-free account. Member FDIC.
Member FDIC
APY APY = Annual Percentage Yield Rates as of 6/30/2025
3.80%
Our Rating
4.2  / 5
SoFi® Bank, N.A.
SoFi Checking and Savings
See Offer
Sponsored Note: Earn up to 3.80% APY and up to $300 with direct deposit. Members can unlock our highest savings rate with direct deposit OR by depositing $5,000 or more every 30 days. Terms apply. Member FDIC
Member FDIC
Bonus Amount
up to $300
Our Rating
4.2  / 5
SoFi® Bank, N.A.
SoFi Checking and Savings
See Offer
Sponsored Note: Earn up to $300 with direct deposit, plus 2-day-early-pay. FDIC insured!
Rates
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Hawaiian Electric Employees Federal Credit Union Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.15%$0-Christmas
0.15%$0-Custodial
0.10%$0-Share Savings

Hawaiian Electric Employees Federal Credit Union Checking Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.05%$0-Share Draft

Hawaiian Electric Employees Federal Credit Union CD Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
4.00%$1k-7 Month CD - New Money
3.75%$1k-11 Month CD Special - New Money
3.50%$1k-3 Year CD
3.25%$1k-2 Year CD
3.00%$1k-1 Year CD

Hawaiian Electric Employees Federal Credit Union IRA Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.50%$0-Roth IRA
Locations


Hawaiian Electric Employees Federal Credit Union Locations
Corporate Office770 KAPIOLANI BLVD STE 514HONOLULU, HI 96813

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