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Hawaiian Financial Federal Credit Union

Hawaiian Financial Federal Credit Union


TODAY'S FEATURED RATES
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/5/2025
3.60%
Our Rating
4.3  / 5
American Express
American Express® High Yield Savings Account
See Offer
Sponsored Note: Interest compounds daily, deposited monthly
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/5/2025
3.80%
Our Rating
4.2  / 5
SoFi® Bank, N.A.
SoFi Checking and Savings
See Offer
Sponsored Note: Earn up to 3.80% APY and up to $300 with direct deposit. Members can unlock our highest savings rate with direct deposit OR by depositing $5,000 or more every 30 days. Terms apply. Member FDIC
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/5/2025
3.50%
Our Rating
4.4  / 5
Capital One
360 Performance Savings
See Offer
Sponsored Note: It only takes about 5 minutes to open a fee-free account. Member FDIC.
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/5/2025
4.31%
Our Rating
4.0  / 5
Vio Bank
Cornerstone Money Market
See Offer
Sponsored Note: Interest is compounded daily, growing your money fast
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/5/2025
4.44%
Our Rating
4.3  / 5
Peak Bank
Envision High Yield Savings
See Offer
Sponsored Note: Member FDIC: Insured up to $250,000. $100 Deposit Earns Interest Immediately.
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/5/2025
4.00%
Our Rating
4.2  / 5
CIT Bank
Platinum Savings
See Offer
Sponsored Note: Earn more with a min. balance of $5K. Savings starts at $100. FDIC Insured.
Member FDIC
Bonus Amount
up to $300
Our Rating
4.2  / 5
SoFi® Bank, N.A.
SoFi Checking and Savings
See Offer
Sponsored Note: Earn up to $300 with direct deposit, plus 2-day-early-pay. FDIC insured!
Overview / Commentary
www.hificu.com
808-832-8700
1138 N King St
Honolulu, HI 96817

Hawaiian Financial Federal Credit Union is headquartered in Honolulu and is the 4th largest credit union in the state of Hawaii. It is also the 450th largest credit union in the nation. It was established in 1936 and as of March of 2025, it had grown to 92 employees and 53,674 members at 10 locations. Hawaiian Financial Federal Credit Union's money market rates are 3X the national average, and it has an A health rating.

Field of Membership Restrictions

Hawaiian Financial Federal Credit Union is open to those who live, work, worship, or do business on Oahu. Membership also extends to immediate family.
See current membership details

Reviews

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Health
A

Data as of Q1 2025

Learn why bank health matters

Health Grade Components

Overall
NCUA #1717
Year Chartered1936
Employees92
Primary Regulator
Profit Margin
Return on Assets - YTD0.32%
Return on Equity - YTD3.35%
Annual Interest Income$9.4MM
Assets and Liabilities
AssetsQ1 2025vs Q1 2024$1.03B$944.6MM
LoansQ1 2025vs Q1 2024$580.5MM$564.5MM
DepositsQ1 2025vs Q1 2024$926.1MM$849MM
Equity CapitalQ1 2025vs Q1 2024$98.2MM$90.5MM
Loan Loss AllowanceQ1 2025vs Q1 2024$1.7MM$1.7MM
Unbacked Noncurrent LoansQ1 2025vs Q1 2024$880K$793K
Real Estate OwnedQ1 2025vs Q1 2024$0$0
TODAY'S FEATURED RATES
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/5/2025
3.60%
Our Rating
4.3  / 5
American Express
American Express® High Yield Savings Account
See Offer
Sponsored Note: Interest compounds daily, deposited monthly
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/5/2025
3.80%
Our Rating
4.2  / 5
SoFi® Bank, N.A.
SoFi Checking and Savings
See Offer
Sponsored Note: Earn up to 3.80% APY and up to $300 with direct deposit. Members can unlock our highest savings rate with direct deposit OR by depositing $5,000 or more every 30 days. Terms apply. Member FDIC
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/5/2025
3.50%
Our Rating
4.4  / 5
Capital One
360 Performance Savings
See Offer
Sponsored Note: It only takes about 5 minutes to open a fee-free account. Member FDIC.
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/5/2025
4.31%
Our Rating
4.0  / 5
Vio Bank
Cornerstone Money Market
See Offer
Sponsored Note: Interest is compounded daily, growing your money fast
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/5/2025
4.44%
Our Rating
4.3  / 5
Peak Bank
Envision High Yield Savings
See Offer
Sponsored Note: Member FDIC: Insured up to $250,000. $100 Deposit Earns Interest Immediately.
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/5/2025
4.00%
Our Rating
4.2  / 5
CIT Bank
Platinum Savings
See Offer
Sponsored Note: Earn more with a min. balance of $5K. Savings starts at $100. FDIC Insured.
Member FDIC
Bonus Amount
up to $300
Our Rating
4.2  / 5
SoFi® Bank, N.A.
SoFi Checking and Savings
See Offer
Sponsored Note: Earn up to $300 with direct deposit, plus 2-day-early-pay. FDIC insured!
Rates
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Always verify rates and promotions with the bank or credit union. We are not Hawaiian Financial Federal Credit Union; we are a rate comparison website and cannot provide official rates or promotions.

* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Hawaiian Financial Federal Credit Union Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.30%$5-Education IRA Share
0.10%$5-Regular Share Account
0.10%$25-Kids Club
0.10%$5-Christmas Club Account
0.10%$25-Advantage Savings

Hawaiian Financial Federal Credit Union Money Market Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
1.50%*$100k*-VIP Money Market Account
OTHER TIERS: 0.10% → $5 - $5k | 0.35% → $5k - $50k | 1.00% → $50k - $100k

Hawaiian Financial Federal Credit Union Checking Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.05%$400-Preferred Checking Account

Hawaiian Financial Federal Credit Union CD Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
4.00%$2k-5 Month CD Special - New Money
3.75%$2k-9 Month CD
3.25%$500-48 Month CD
3.25%$500-60 Month CD
3.00%$500-24 Month CD
3.00%$500-36 Month CD
2.75%$500-12 Month CD
2.00%$500-6 Month CD

Hawaiian Financial Federal Credit Union IRA Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
4.00%$2k-5 Month IRA Special - New Money
3.75%$2k-9 Month IRA
3.00%$500-24 Month IRA
3.00%$500-36 Month IRA
2.75%$500-12 Month IRA
2.00%$500-6 Month IRA
0.30%$5-Traditional IRA Share
0.30%$5-Roth IRA Share
Locations


Cities: Honolulu, Kahului, Kapolei, Pearl City, Waipahu

Honolulu Branches
Branch Office1144 10th Ave Suite 101Honolulu, HI 96816
Branch Office1138 N King StHonolulu, HI 96817
Branch Office2255 Kalakaua Ave Ste 3505 Manor WingHonolulu, HI 96815
Branch Office630 S Beretania St Engineering Bldg., Rm. 205Honolulu, HI 96813
Branch Office277 Elliott StHonolulu, HI 96819
Branch Office1703 Liliha StHonolulu, HI 96817-3112

Kahului Branches
Branch Office101 Pakaula StKahului, HI 96732-3508

Kapolei Branches
Branch Office91-600 Farrington HwyKapolei, HI 96707

Pearl City Branches
Branch Office1131 Kuala StPearl City, HI 96782-2886

Waipahu Branches
Branch Office94-595 Kupuohi StWaipahu, HI 96797

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