HawaiiUSA Federal Credit Union


Overview / Commentary
808-534-4300
1226 College Walk
Honolulu, HI 96817

HawaiiUSA Federal Credit Union is headquartered in Honolulu and is the largest credit union in the state of Hawaii. It is also the 187th largest credit union in the nation. It was established in 1936 and as of June of 2024, it had grown to 381 employees and 132,724 members at 14 locations. HawaiiUSA Federal Credit Union's money market rates are 7X the national average, and it has an A health rating.

Field of Membership Restrictions

Membership in HawaiiUSA Federal Credit Union is open to those who are in the field of education as an employee, retiree, student or student's parent in a majority of Oahu and Maui schools, pre-K through 12th grade, or affiliated with over 4900 Select Employee Groups.
See current membership details

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Health

Health Grade Components

Overall
NCUA #1815
Year Chartered1936
Employees381
Primary Regulator
Profit Margin
Return on Assets - YTD0.14%
Return on Equity - YTD2.12%
Annual Interest Income$49MM
Assets and Liabilities
AssetsQ2 2024vs Q2 2023$2.49B$2.32B
LoansQ2 2024vs Q2 2023$1.41B$1.35B
DepositsQ2 2024vs Q2 2023$2.22B$2.08B
Equity CapitalQ2 2024vs Q2 2023$160.4MM$141.4MM
Loan Loss AllowanceQ2 2024vs Q2 2023$23MM$20.8MM
Unbacked Noncurrent LoansQ2 2024vs Q2 2023$5.3MM$6.2MM
Real Estate OwnedQ2 2024vs Q2 2023$0$0
Rates
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Always verify rates and promotions with the bank or credit union. We are not HawaiiUSA Federal Credit Union; we are a rate comparison website and cannot provide official rates or promotions.

* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

HawaiiUSA Federal Credit Union Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
1.25%*$10k*-Super Share Account
OTHER TIERS: 0.05% $100 - $10k
1.25%*$10k*-Business Super Share
OTHER TIERS: 0.05% $100 - $10k
1.05%*$10k*-Individual Health Savings Account
OTHER TIERS: 0.55% $100 - $1k | 0.65% $1k - $2k | 0.75% $2k - $5k | 0.85% $5k - $10k
1.05%*$10k*-Family Health Savings Account
OTHER TIERS: 0.55% $0 - $1k | 0.65% $1k - $2k | 0.75% $2k - $5k | 0.85% $5k - $10k
0.40%$100$5kChristmas Share
0.05%$100-Share Savings
0.05%$500-Roth IRA Share
0.05%$500-IRA Share
0.05%$100-Business Share
0.05%$100-Secondary Shares
0.05%$100-Safari Club
0.05%$100-Jump Start

HawaiiUSA Federal Credit Union Money Market Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
3.00%*$1m*-Premium Money Market Account
OTHER TIERS: 0.05% $100 - $50k | 1.50% $50k - $75k | 1.75% $75k - $100k | 2.00% $100k - $500k | 2.50% $500k - $1m
3.00%*$1m*-Business Money Market Account
OTHER TIERS: 0.05% $100 - $50k | 1.50% $50k - $75k | 1.75% $75k - $100k | 2.00% $100k - $500k | 2.50% $500k - $1m

HawaiiUSA Federal Credit Union Checking Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
5.00%*$0$10keLife Checking
OTHER TIERS: 0.25% $10k+
0.02%$100-SuperDraft Checking

HawaiiUSA Federal Credit Union CD Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
4.25%$5k-89 Day Share Certificate Special
4.25%$5k-Business 89 Day Share Certificate Special
4.00%$100k-6 Month Jumbo Share Certificate
4.00%$100k-Business 6 Month Jumbo Share Certificate
3.90%$500-6 Month Share Certificates Special
3.90%$500-Business 6 Month Share Certificate Special
3.85%$100k-1 Year Jumbo Share Certificate
3.85%$100k-Business 1 Year Jumbo Share Certificate
3.75%$5k-8 - Month Share Certificates Special
3.75%$5k-Business 8 Month Share Certificates Special
1.85%$500-1 Year Add-On
1.75%$500-1 Year Share Certificate
1.75%$500-Business 1 Year Share Certificate
1.60%$200-18-Month Jump Start Add-On
1.50%$500-18 Month Share Certificate
1.50%$25k-18 Month Income Share Certificate
1.50%$500-Business 18 Month Share Certificate
1.50%$2.5k-Business 2 Year Share Certificate
1.50%$25k-Business 18 Month Income Share Certificate
1.50%$2.5k-2 Year Share Certificate
1.25%$500-3 Year Share Certificate
1.25%$500-Business 3 Year Share Certificate
1.00%$500-5 Year Share Certificate
1.00%$500-Business 5 Year Share Certificate

HawaiiUSA Federal Credit Union IRA Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
1.75%$500-1 Year IRA Share Certificate
1.75%$500-1 Year Roth IRA
1.25%$500-3 Year IRA Share Certificate
1.25%$500-3 Year Roth IRA
1.00%$500-5 Year IRA Share Certificate
1.00%$500-5 Year Roth IRA
Locations

Availability



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