Overview / Commentary
HawaiiUSA Federal Credit Union is headquartered in Honolulu and is the 2nd largest credit union in the state of Hawaii. It is also the 180th largest credit union in the nation. It was established in 1936 and as of March of 2025, it had grown to 359 employees and 131,485 members at 14 locations. HawaiiUSA Federal Credit Union has a B+ health rating.
Field of Membership Restrictions
Membership in HawaiiUSA Federal Credit Union is open to those who are in the field of education as an employee, retiree, student or student's parent in a majority of Oahu and Maui schools, pre-K through 12th grade, or affiliated with over 4900 Select Employee Groups.
See current membership details
Health
B+
Data as of Q1 2025
Learn why bank health mattersHealth Grade Components
| Overall | |
|---|---|
| NCUA # | 1815 |
| Year Chartered | 1936 |
| Employees | 359 |
| Primary Regulator | |
| Profit Margin | |
|---|---|
| Return on Assets - YTD | 0.13% |
| Return on Equity - YTD | 1.88% |
| Annual Interest Income | $25.3MM |
| Assets and Liabilities | ||
|---|---|---|
| Assets | Q1 2025vs Q1 2024 | $2.62B$2.45B |
| Loans | Q1 2025vs Q1 2024 | $1.43B$1.41B |
| Deposits | Q1 2025vs Q1 2024 | $2.34B$2.15B |
| Equity Capital | Q1 2025vs Q1 2024 | $185.8MM$159MM |
| Loan Loss Allowance | Q1 2025vs Q1 2024 | $23.7MM$22.3MM |
| Unbacked Noncurrent Loans | Q1 2025vs Q1 2024 | $10.1MM$7.6MM |
| Real Estate Owned | Q1 2025vs Q1 2024 | $0$0 |
