Haynes Community Federal Credit Union

Overview / Commentary
1801 S Park Rd
Kokomo, IN 46902-6132

Haynes Community Federal Credit Union is headquartered in Kokomo and is the 79th largest credit union in the state of Indiana. It is also the 2,875th largest credit union in the nation. It was established in 1948 and as of December of 2019, it had grown to 9 employees and 3,982 members at 1 location. Haynes Community Federal Credit Union's money market rates are 36% higher than the national average, and it has a B health rating.

Field of Membership Restrictions

Membership is open to those who live, work, attend school or worship in Howard or Tipton County.
See current membership details

Reviews (1)

Haynes Credit Union - Stay Away!

Posted by: |

My experiences have not been good with Haynes Credit Union. I was a member for several years because my father is employed by Haynes International, so I was granted permission to join their credit union. They are extremely slow about clearing checks. Even though I had been a member for a couple years, they would often take up to a week for a check to clear into my account. Mobile deposit was non-existant even though it quickly became an industry standard offering. They also charged me $0.75 per mobile deposit even though nearly every other bank I'd heard of was doing it for free. The teller hours are short and they typically shut the office down during lunch time, which is one of the few times during the week I could make it to the bank to do business. Overall, I would not recommend them unless as a last resort.

Additional Factors: Institutions with a small asset base, a short operating history, or negative return on assets can represent an instability risk beyond what their financial ratios indicate. Haynes Community Federal Credit Union has a low asset base.

Health Grade Components

NCUA #5773
Year Chartered1948
Primary Regulator
Profit Margin
Return on Assets - YTD-0.26%
Return on Equity - YTD-2.58%
Annual Interest Income$1.4MM
Assets and Liabilities
AssetsQ4 2019vs Q4 2018$30.1MM$28.2MM
LoansQ4 2019vs Q4 2018$27.6MM$23.7MM
DepositsQ4 2019vs Q4 2018$26.7MM$25.1MM
Equity CapitalQ4 2019vs Q4 2018$3.0MM$3.0MM
Loan Loss AllowanceQ4 2019vs Q4 2018$247.00K$148.00K
Unbacked Noncurrent LoansQ4 2019vs Q4 2018$243.00K$720.00K
Real Estate OwnedQ4 2019vs Q4 2018$0$0
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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Haynes Community Federal Credit Union Savings Account Rates

1.51%$100-IRA Shares
0.15%$5-Share Savings
0.15%--Christmas Club
0.15%--Vacation Club
0.15%--Reserve Shares

Haynes Community Federal Credit Union Money Market Rates

0.60%*$50k*-Money Market Accounts
OTHER TIERS: 0.30% $5k - $25k | 0.45% $25k - $50k

Haynes Community Federal Credit Union CD Rates

1.26%$500-24 Month CD
1.11%$500-18 Month CD
1.00%$500-12 Month CD
0.60%$500-6 Month CD
0.60%$500-9 Month CD
0.50%$500-3 Month CD

Haynes Community Federal Credit Union Locations
Branch Office1801 S Park RdKokomo, IN 46902-6132

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