HB Telco Federal Credit Union

TODAY'S FEATURED RATES

Member FDIC

4.00%

Our Rating

4.2 / 5

CIT Bank

Platinum Savings

See Offer

Sponsored Note: Earn more with a min. balance of $5K. Savings starts at $100. FDIC Insured.

Member FDIC

3.60%

Our Rating

4.3 / 5

American Express

American Express® High Yield Savings Account

See Offer

Sponsored Note: Interest compounds daily, deposited monthly

Member FDIC

3.80%

Our Rating

4.2 / 5

SoFi® Bank, N.A.

SoFi Checking and Savings

See Offer

Sponsored Note: Earn up to 3.80% APY and up to $300 with direct deposit. Members can unlock our highest savings rate with direct deposit OR by depositing $5,000 or more every 30 days. Terms apply. Member FDIC

Member FDIC

3.50%

Our Rating

4.4 / 5

Capital One

360 Performance Savings

See Offer

Sponsored Note: It only takes about 5 minutes to open a fee-free account. Member FDIC.

Member FDIC

4.44%

Our Rating

4.3 / 5

Peak Bank

Envision High Yield Savings

See Offer

Sponsored Note: Member FDIC: Insured up to $250,000. $100 Deposit Earns Interest Immediately.

Member FDIC

up to $300

Our Rating

4.2 / 5

SoFi® Bank, N.A.

SoFi Checking and Savings

See Offer

Sponsored Note: Earn up to $300 with direct deposit, plus 2-day-early-pay. FDIC insured!

Overview / Commentary

www.hbtelcofcu.com

605-352-6933

375 3rd St SW
Huron, SD 57350

HB Telco Federal Credit Union is headquartered in Huron and is the 32^nd largest credit union in the state of South Dakota. It is also the 4,006^th largest credit union in the nation. It was established in 1954 and as of March of 2025, it had grown to 2 employees and 796 members at 2 locations. HB Telco Federal Credit Union's CD rates are 4X the national average, and it has a C+ health rating.

Field of Membership Restrictions

HB Telco Federal Credit Union is open to members of the following groups: Centurylink in 20 surrounding counties, NorthWestern Corporation, Venture Communications Cooperative, Santel Communications Cooperative, Midstate Communications Cooperative, Girl Scouts of Nyoda Council, employees of the City of Huron, Beadle and Kingsbury County, and employees in South Dakota State working in Beadle County.
See current membership details

Reviews

Write a Review

No reviews have been left for this bank yet. Be the first to review.

Health

C+

Data as of Q1 2025

Learn why bank health matters

Additional Factors: Institutions with a small asset base, a short operating history, or negative return on assets can represent an instability risk beyond what their financial ratios indicate. HB Telco Federal Credit Union has a very low asset base.

Health Grade Components

Overall
NCUA #	9888
Year Chartered	1954
Employees	2
Primary Regulator

Profit Margin
Return on Assets - YTD	-0.59%
Return on Equity - YTD	-6.2%
Annual Interest Income	$60K

Assets and Liabilities
Assets	Q1 2025vs Q1 2024	$4.9MM$5.2MM
Loans	Q1 2025vs Q1 2024	$3.4MM$4.2MM
Deposits	Q1 2025vs Q1 2024	$4.4MM$4.6MM
Equity Capital	Q1 2025vs Q1 2024	$459K$485K
Loan Loss Allowance	Q1 2025vs Q1 2024	$68K$76K
Unbacked Noncurrent Loans	Q1 2025vs Q1 2024	$4K$0
Real Estate Owned	Q1 2025vs Q1 2024	$0$0

TODAY'S FEATURED RATES

Member FDIC

4.00%

Our Rating

4.2 / 5

CIT Bank

Platinum Savings

See Offer

Sponsored Note: Earn more with a min. balance of $5K. Savings starts at $100. FDIC Insured.

Member FDIC

3.60%

Our Rating

4.3 / 5

American Express

American Express® High Yield Savings Account

See Offer

Sponsored Note: Interest compounds daily, deposited monthly

Member FDIC

3.80%

Our Rating

4.2 / 5

SoFi® Bank, N.A.

SoFi Checking and Savings

See Offer

Member FDIC

3.50%

Our Rating

4.4 / 5

Capital One

360 Performance Savings

See Offer

Sponsored Note: It only takes about 5 minutes to open a fee-free account. Member FDIC.

Member FDIC

4.44%

Our Rating

4.3 / 5

Peak Bank

Envision High Yield Savings

See Offer

Sponsored Note: Member FDIC: Insured up to $250,000. $100 Deposit Earns Interest Immediately.

Member FDIC

up to $300

Our Rating

4.2 / 5

SoFi® Bank, N.A.

SoFi Checking and Savings

See Offer

Sponsored Note: Earn up to $300 with direct deposit, plus 2-day-early-pay. FDIC insured!

Rates

Skip to rates for:

Savings
Checking
CD

Report an Issue

Always verify rates and promotions with the bank or credit union. We are not HB Telco Federal Credit Union; we are a rate comparison website and cannot provide official rates or promotions.

HB Telco Federal Credit Union Savings Account Rates

APY	MIN	MAX	ACCOUNT NAME	VIEW DETAILS
0.10%	$0	-	Savings Account

HB Telco Federal Credit Union Checking Account Rates

APY	MIN	MAX	ACCOUNT NAME	VIEW DETAILS
0.10%	$0	-	Checking Account

HB Telco Federal Credit Union CD Rates

APY	MIN	MAX	ACCOUNT NAME	VIEW DETAILS
3.50%	$500	-	12 Month Share Certificate
3.50%	$100	-	12 Month Youth Share Certificate

Locations

HB Telco Federal Credit Union Locations
Corporate Office	375 3rd St SW	Huron, SD 57350-1945
Corporate Office	1001 CHESTNUT HILLS PKWY	FORT WAYNE, IN 46814

The financial institution, product, and APY (Annual Percentage Yield) data displayed on this website is gathered from various sources and may not reflect all of the offers available in your region. Although we strive to provide the most accurate data possible, we cannot guarantee its accuracy. The content displayed is for general information purposes only; always verify account details and availability with the financial institution before opening an account. Contact [email protected] to report inaccurate info or to request offers be included in this website. We are not affiliated with the financial institutions included in this website.