Featured Savings Rates
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Health Alliance Federal Credit Union

Popular Accounts at this Credit Union

1.35%1-year CD12 Month Share Certificate
0.15%SavingsRegular Shares Savings
2.25%3-year CD36 Month Jumbo Share Certificate

Overview / Commentary
230 Highland Ave
Somerville, MA 02143

Health Alliance Federal Credit Union is headquartered in Somerville and is the 146th largest credit union in the state of Massachusetts. It is also the 4,949th largest credit union in the nation. It was established in 1966 and as of September of 2017, it had grown to 2 employees and 1,113 members at 1 location. Health Alliance Federal Credit Union's CD rates are 61% higher than the national average, and it has a C+ health rating.

Field of Membership Restrictions

Membership in Health Alliance Federal Credit Union is open to employees of the Cambridge Health Alliance, including Cambridge Hospital, Somerville Hospital and Whidden Hospital.
See current membership details


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Additional Factors: Institutions with a small asset base, a short operating history, or negative return on assets can represent an instability risk beyond what their financial ratios indicate. Health Alliance Federal Credit Union has a very low asset base.

Health Grade Components

NCUA #17679
Year Chartered1966
Primary Regulator
Profit Margin
Return on Assets - YTD0.58%
Return on Equity - YTD5.89%
Annual Interest Income$132.00K
Assets and Liabilities
AssetsQ3 2017vs Q3 2016$3.9MM$3.6MM
LoansQ3 2017vs Q3 2016$2.3MM$1.9MM
DepositsQ3 2017vs Q3 2016$3.5MM$3.3MM
Equity CapitalQ3 2017vs Q3 2016$385.00K$367.00K
Loan Loss AllowanceQ3 2017vs Q3 2016$76.00K$72.00K
Unbacked Noncurrent LoansQ3 2017vs Q3 2016$27.00K$11.00K
Real Estate OwnedQ3 2017vs Q3 2016$0$0
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Health Alliance Federal Credit Union Savings Account Rates

0.15%--Regular Shares Savings
0.15%--Holiday and Vacation Club

Health Alliance Federal Credit Union CD Rates

2.25%$500$50k36 Month Share Certificate
2.25%$500-48 Month Share Certificate
2.25%$50k-36 Month Jumbo Share Certificate
2.25%$50k-48 Month Jumbo Share Certificate
2.00%$50k-24 Month Jumbo Share Certificate
1.95%$500$50k24 Month Share Certificate
1.85%$50k-18 Month Jumbo Share Certificate
1.75%$500$50k18 Month Share Certificate
1.45%$50k-12 Month Jumbo Share Certificate
1.35%$500$50k12 Month Share Certificate
0.45%$50k-6 Month Jumbo Share Certificate
0.25%$500$50k6 Month Share Certificate
0.15%$500-3 Month Share Certificate

Health Alliance Federal Credit Union Locations
Branch Office230 Highland AveSomerville, MA 02143-1408