Overview / Commentary
Health Care Credit Union is headquartered in Oshkosh and is the 93rd largest credit union in the state of Wisconsin. It is also the 3,262nd largest credit union in the nation. It was established in 1960 and as of March of 2020, it had grown to 5 employees and 2,419 members at 2 locations. Health Care Credit Union's CD rates are 29% higher than the national average, and it has a B health rating.
Field of Membership Restrictions
Health Care Credit Union is open to health care employees that live or work in Winnebago County, and to employees of Sacred Heart / St. Mary's Hospital in Rhinelander.
See current membership details
Health
B
Data as of Q1 2020
Learn why bank health mattersAdditional Factors: Institutions with a small asset base, a short operating history, or negative return on assets can represent an instability risk beyond what their financial ratios indicate. Health Care Credit Union has a low asset base.
Health Grade Components
| Overall | |
|---|---|
| NCUA # | 66683 |
| Year Chartered | 1960 |
| Employees | 5 |
| Primary Regulator | |
| Profit Margin | |
|---|---|
| Return on Assets - YTD | 1.97% |
| Return on Equity - YTD | 16.4% |
| Annual Interest Income | $294.00K |
| Assets and Liabilities | ||
|---|---|---|
| Assets | Q1 2020vs Q1 2019 | $21.7MM$19.3MM |
| Loans | Q1 2020vs Q1 2019 | $17.7MM$15.9MM |
| Deposits | Q1 2020vs Q1 2019 | $19.1MM$17.1MM |
| Equity Capital | Q1 2020vs Q1 2019 | $2.5MM$2.1MM |
| Loan Loss Allowance | Q1 2020vs Q1 2019 | $119.00K$92.00K |
| Unbacked Noncurrent Loans | Q1 2020vs Q1 2019 | $334.00K$80.00K |
| Real Estate Owned | Q1 2020vs Q1 2019 | $0$0 |