Overview / Commentary
Healthcare First Credit Union is headquartered in Johnstown and is the 86th largest credit union in the state of Pennsylvania. It is also the 1,833rd largest credit union in the nation. It was established in 1979 and as of December of 2024, it had grown to 20 employees and 8,353 members at 8 locations. Healthcare First Credit Union has a B+ health rating.
Field of Membership Restrictions
Health Care First Credit Union is open to employees, medical staff, doctors, volunteers under hospital staff supervision, full-time registered students, and technicians who work in the health care field within Blair, Cambria, or Somerset counties.
See current membership details
Health
B+
Data as of Q4 2024
Learn why bank health mattersAdditional Factors: Institutions with a small asset base, a short operating history, or negative return on assets can represent an instability risk beyond what their financial ratios indicate. Healthcare First Credit Union has a relatively low asset base.
Health Grade Components
| Overall | |
|---|---|
| NCUA # | 65013 |
| Year Chartered | 1979 |
| Employees | 20 |
| Primary Regulator | |
| Profit Margin | |
|---|---|
| Return on Assets - YTD | 0.78% |
| Return on Equity - YTD | 6.24% |
| Annual Interest Income | $3.1MM |
| Assets and Liabilities | ||
|---|---|---|
| Assets | Q4 2024vs Q4 2023 | $98.4MM$95.6MM |
| Loans | Q4 2024vs Q4 2023 | $33.5MM$35.2MM |
| Deposits | Q4 2024vs Q4 2023 | $84.7MM$85.1MM |
| Equity Capital | Q4 2024vs Q4 2023 | $12.3MM$10.5MM |
| Loan Loss Allowance | Q4 2024vs Q4 2023 | $203K$229K |
| Unbacked Noncurrent Loans | Q4 2024vs Q4 2023 | $378K$235K |
| Real Estate Owned | Q4 2024vs Q4 2023 | $0$0 |