Overview / Commentary
Healthcare Services Credit Union is headquartered in Chattanooga and is the 88th largest credit union in the state of Tennessee. It is also the 3,076th largest credit union in the nation. It was established in 1952 and as of March of 2025, it had grown to 9 employees and 3,168 members at 2 locations. Healthcare Services Credit Union has a B+ health rating.
Field of Membership Restrictions
Healthcare Services Credit Union is open to the employees and professionals that are employed within the healthcare industry.
See current membership details
Health
B+
Data as of Q1 2025
Learn why bank health mattersAdditional Factors: Institutions with a small asset base, a short operating history, or negative return on assets can represent an instability risk beyond what their financial ratios indicate. Healthcare Services Credit Union has a low asset base.
Health Grade Components
| Overall | |
|---|---|
| NCUA # | 68173 |
| Year Chartered | 1952 |
| Employees | 9 |
| Primary Regulator | |
| Profit Margin | |
|---|---|
| Return on Assets - YTD | 0.42% |
| Return on Equity - YTD | 2.7% |
| Annual Interest Income | $293K |
| Assets and Liabilities | ||
|---|---|---|
| Assets | Q1 2025vs Q1 2024 | $24.3MM$23.5MM |
| Loans | Q1 2025vs Q1 2024 | $14.2MM$15.3MM |
| Deposits | Q1 2025vs Q1 2024 | $20.3MM$19.6MM |
| Equity Capital | Q1 2025vs Q1 2024 | $3.7MM$3.6MM |
| Loan Loss Allowance | Q1 2025vs Q1 2024 | $127K$158K |
| Unbacked Noncurrent Loans | Q1 2025vs Q1 2024 | $61K$41K |
| Real Estate Owned | Q1 2025vs Q1 2024 | $0$0 |