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Healthnet Federal Credit Union


TODAY'S FEATURED RATES
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/6/2025
3.60%
Our Rating
4.3  / 5
American Express
American Express® High Yield Savings Account
See Offer
Sponsored Note: Interest compounds daily, deposited monthly
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/6/2025
3.80%
Our Rating
4.2  / 5
SoFi® Bank, N.A.
SoFi Checking and Savings
See Offer
Sponsored Note: Earn up to 3.80% APY and up to $300 with direct deposit. Members can unlock our highest savings rate with direct deposit OR by depositing $5,000 or more every 30 days. Terms apply. Member FDIC
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/6/2025
3.50%
Our Rating
4.4  / 5
Capital One
360 Performance Savings
See Offer
Sponsored Note: It only takes about 5 minutes to open a fee-free account. Member FDIC.
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/6/2025
4.44%
Our Rating
4.3  / 5
Peak Bank
Envision High Yield Savings
See Offer
Sponsored Note: Member FDIC: Insured up to $250,000. $100 Deposit Earns Interest Immediately.
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/6/2025
4.00%
Our Rating
4.2  / 5
CIT Bank
Platinum Savings
See Offer
Sponsored Note: Earn more with a min. balance of $5K. Savings starts at $100. FDIC Insured.
Member FDIC
Bonus Amount
up to $300
Our Rating
4.2  / 5
SoFi® Bank, N.A.
SoFi Checking and Savings
See Offer
Sponsored Note: Earn up to $300 with direct deposit, plus 2-day-early-pay. FDIC insured!
Overview / Commentary
www.healthnetfcu.org
901-226-1111
1591 Chickering Ln
Cordova, TN 38016-8698

Healthnet Federal Credit Union is headquartered in Cordova and is the 60th largest credit union in the state of Tennessee. It is also the 2,362nd largest credit union in the nation. It was established in 1955 and as of March of 2025, it had grown to 11 employees and 4,592 members at 3 locations. Healthnet Federal Credit Union's CD rates are 4X the national average, and it has a B+ health rating.

Field of Membership Restrictions

Membership in HealthNet Federal Credit Union is open to employees, independent contractors, or self employed people who work regularly in the healthcare industry in the Tennessee counties of Henderson, Lauderdale, or Shelby; Mississippi counties of Desoto, Lafayette, Prentis, or Union; or Fulton County, Arkansas
See current membership details

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Health
B+

Data as of Q1 2025

Learn why bank health matters
Additional Factors: Institutions with a small asset base, a short operating history, or negative return on assets can represent an instability risk beyond what their financial ratios indicate. Healthnet Federal Credit Union has a relatively low asset base.

Health Grade Components

Overall
NCUA #9994
Year Chartered1955
Employees11
Primary Regulator
Profit Margin
Return on Assets - YTD-0.3%
Return on Equity - YTD-2.13%
Annual Interest Income$465K
Assets and Liabilities
AssetsQ1 2025vs Q1 2024$54.9MM$56.8MM
LoansQ1 2025vs Q1 2024$14.8MM$15.6MM
DepositsQ1 2025vs Q1 2024$46.7MM$48.5MM
Equity CapitalQ1 2025vs Q1 2024$7.6MM$7.5MM
Loan Loss AllowanceQ1 2025vs Q1 2024$266K$259K
Unbacked Noncurrent LoansQ1 2025vs Q1 2024$68K$25K
Real Estate OwnedQ1 2025vs Q1 2024$0$0
TODAY'S FEATURED RATES
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/6/2025
3.60%
Our Rating
4.3  / 5
American Express
American Express® High Yield Savings Account
See Offer
Sponsored Note: Interest compounds daily, deposited monthly
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/6/2025
3.80%
Our Rating
4.2  / 5
SoFi® Bank, N.A.
SoFi Checking and Savings
See Offer
Sponsored Note: Earn up to 3.80% APY and up to $300 with direct deposit. Members can unlock our highest savings rate with direct deposit OR by depositing $5,000 or more every 30 days. Terms apply. Member FDIC
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/6/2025
3.50%
Our Rating
4.4  / 5
Capital One
360 Performance Savings
See Offer
Sponsored Note: It only takes about 5 minutes to open a fee-free account. Member FDIC.
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/6/2025
4.44%
Our Rating
4.3  / 5
Peak Bank
Envision High Yield Savings
See Offer
Sponsored Note: Member FDIC: Insured up to $250,000. $100 Deposit Earns Interest Immediately.
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/6/2025
4.00%
Our Rating
4.2  / 5
CIT Bank
Platinum Savings
See Offer
Sponsored Note: Earn more with a min. balance of $5K. Savings starts at $100. FDIC Insured.
Member FDIC
Bonus Amount
up to $300
Our Rating
4.2  / 5
SoFi® Bank, N.A.
SoFi Checking and Savings
See Offer
Sponsored Note: Earn up to $300 with direct deposit, plus 2-day-early-pay. FDIC insured!
Rates
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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Healthnet Federal Credit Union Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.15%*$10k*-Basic Share Account
OTHER TIERS: 0.10% → $100 - $10k
0.15%*$100*$10kKids Klub Account
OTHER TIERS: 0.10% → $10k+
0.10%$0-Christmas Club
0.10%$0-Vacation Club

Healthnet Federal Credit Union Money Market Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.40%$2.5k-Money Market Account

Healthnet Federal Credit Union CD Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
3.75%$1k-8 Month Share Certificate Special
3.50%$1k-6 Month Share Certificate
3.25%$1k-12 Month Share Certificate
2.75%$1k-24 Month Share Certificate
2.50%$1k-18 Month Share Certificate
2.50%$1k-36 Month Share Certificate
2.25%$1k-48 Month Share Certificate
2.25%$1k-60 Month Share Certificate

Healthnet Federal Credit Union IRA Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
3.50%$1k-12 Month IRA Certificate
2.75%$1k-24 Month IRA Certificate
2.50%$1k-36 Month IRA Certificate
2.25%$1k-48 Month IRA Certificate
2.25%$1k-60 Month IRA Certificate
0.20%$100-IRA Accumulation Account
Locations


Healthnet Federal Credit Union Locations
Branch Office1591 Chickering LnCordova, TN 38016-8698
Branch Office84 Airways PlSouthaven, MS 38671
Branch Office6029 Walnut Grove Rd Suite 103Memphis, TN 38120

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