Heartland Bank and Trust Company is headquartered in Bloomington and is the 15th largest bank in the state of Illinois. It is also the 320th largest bank in the nation. It was established in 1971 and as of December of 2019, it had grown to 669 employees at 58 locations. Heartland Bank and Trust Company has an A health rating.
I really truly enjoy this bank. They treat me with respect though I make a modest living. They answer all of my questions and are timely yet they explain the answers to any questions I may have in a very direct and understandable way. They make honest offers and have helped me increase my overall saving and ease of use when it comes to banking and finance as a whole.
We have had an incredibly positive experience using this bank. The small feel and customer service leaves you feeling very important, as if they care about you as an individual. The interest rates offered are extremely competitive and we found them better than most of the large banks in our area. They are willing to help not only in person, but on the phone and through their website. Their web experience is average, but the exceptional customer support more than makes up for that. Highly recommended to anyone in the area!
Went in not to long ago to open a checking account , and everyone was friendly and they told me all these great things about their bank and all the wonderful services they provided but while I was asking questions on what I was looking for in bank found out they put a 11 business day hold on all out of state checks even from major banks and credit unions , well to say the least in this day of electronic banking this policy was unacceptable the bank I was looking to leave was even smaller then this bank and they cleared out of state checks by next business day ,, Heartland get with the times and the 21st century no one wants to wait 11 days for you to get around to clearing a check...................
|FDIC Certificate #||20369|
|Return on Assets - YTD||2.24%|
|Return on Equity - YTD||19.11%|
|Annual Interest Income||$130.3MM|
|Assets and Liabilities|
|Assets||Q4 2019vs Q4 2018||$2.91B$2.85B|
|Loans||Q4 2019vs Q4 2018||$1.99B$1.99B|
|Deposits||Q4 2019vs Q4 2018||$2.48B$2.44B|
|Equity Capital||Q4 2019vs Q4 2018||$329.7MM$340.1MM|
|Loan Loss Allowance||Q4 2019vs Q4 2018||$20.1MM$19.0MM|
|Unbacked Noncurrent Loans||Q4 2019vs Q4 2018||$18.1MM$17.3MM|
|Real Estate Owned||Q4 2019vs Q4 2018||$4.7MM$8.8MM|
Rates for Heartland Bank and Trust Company are currently being reviewed.