Heartland Bank and Trust Company is headquartered in BLOOMINGTON and is the 13th largest bank in the state of Illinois. It is also the 277th largest bank in the nation. It was established in 1971 and as of June of 2023, it had grown to 825 employees at 72 locations. Heartland Bank and Trust Company's money market rates are 5X the national average, and it boasts an A+ health rating.
I really truly enjoy this bank. They treat me with respect though I make a modest living. They answer all of my questions and are timely yet they explain the answers to any questions I may have in a very direct and understandable way. They make honest offers and have helped me increase my overall saving and ease of use when it comes to banking and finance as a whole.
i bank with heartland and they are great. now that i see their balance sheet i am very impressed. has good online services and alot of branches around illinois
We have had an incredibly positive experience using this bank. The small feel and customer service leaves you feeling very important, as if they care about you as an individual. The interest rates offered are extremely competitive and we found them better than most of the large banks in our area. They are willing to help not only in person, but on the phone and through their website. Their web experience is average, but the exceptional customer support more than makes up for that. Highly recommended to anyone in the area!
Went in not to long ago to open a checking account , and everyone was friendly and they told me all these great things about their bank and all the wonderful services they provided but while I was asking questions on what I was looking for in bank found out they put a 11 business day hold on all out of state checks even from major banks and credit unions , well to say the least in this day of electronic banking this policy was unacceptable the bank I was looking to leave was even smaller then this bank and they cleared out of state checks by next business day ,, Heartland get with the times and the 21st century no one wants to wait 11 days for you to get around to clearing a check...................
Overall | |
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FDIC Certificate # | 20369 |
Year Established | 1971 |
Employees | 825 |
Primary Regulator | FDIC |
Profit Margin | |
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Return on Assets - YTD | 1.35% |
Return on Equity - YTD | 12.89% |
Annual Interest Income | $108.5MM |
Assets and Liabilities | ||
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Assets | Q2 2023vs Q2 2022 | $4.97B$4.22B |
Loans | Q2 2023vs Q2 2022 | $3.22B$2.43B |
Deposits | Q2 2023vs Q2 2022 | $4.17B$3.73B |
Equity Capital | Q2 2023vs Q2 2022 | $532.4MM$425.2MM |
Loan Loss Allowance | Q2 2023vs Q2 2022 | $37.8MM$24.7MM |
Unbacked Noncurrent Loans | Q2 2023vs Q2 2022 | $5.2MM$3.5MM |
Real Estate Owned | Q2 2023vs Q2 2022 | $755.00K$2.9MM |
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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.
APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
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0.20% | $100 | - | 18 Month Variable IRA |