Heartland Bank and Trust Company


Overview / Commentary
888-897-2276
401 North Hershey Road
Bloomington, IL 61702-0067

Heartland Bank and Trust Company is headquartered in BLOOMINGTON and is the 14th largest bank in the state of Illinois. It is also the 277th largest bank in the nation. It was established in 1971 and as of March of 2024, it had grown to 845 employees at 70 locations. Heartland Bank and Trust Company's money market rates are 5X the national average, and it has an A health rating.

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Health

Health Grade Components

Overall
FDIC Certificate #20369
Year Established1971
Employees845
Primary RegulatorFDIC
Profit Margin
Return on Assets - YTD1.34%
Return on Equity - YTD11.91%
Annual Interest Income$61.9MM
Assets and Liabilities
AssetsQ1 2024vs Q1 2023$5.04B$5.01B
LoansQ1 2024vs Q1 2023$3.31B$3.16B
DepositsQ1 2024vs Q1 2023$4.37B$4.31B
Equity CapitalQ1 2024vs Q1 2023$573.7MM$535.7MM
Loan Loss AllowanceQ1 2024vs Q1 2023$40.8MM$38.8MM
Unbacked Noncurrent LoansQ1 2024vs Q1 2023$7MM$4.5MM
Real Estate OwnedQ1 2024vs Q1 2023$277K$1MM
Rates
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Always verify rates and promotions with the bank or credit union. We are not Heartland Bank and Trust Company; we are a rate comparison website and cannot provide official rates or promotions.

* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Heartland Bank and Trust Company Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.50%*$250k*-Savings Account
OTHER TIERS: 0.03% $50 - $25k | 0.15% $25k - $100k | 0.35% $100k - $250k
0.07%*$25k*-HSA Checking
OTHER TIERS: 0.02% $0 - $2.5k | 0.03% $2.5k - $10k | 0.05% $10k - $25k

Heartland Bank and Trust Company Money Market Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
2.27%*$500k*-Capital Money Market
OTHER TIERS: 0.01% $0 - $10k | 0.50% $10k - $50k | 1.51% $50k - $100k | 2.02% $100k - $500k
0.75%*$100k*-Super Money Market
OTHER TIERS: 0.02% $0 - $10k | 0.15% $10k - $25k | 0.25% $25k - $50k | 0.50% $50k - $100k

Heartland Bank and Trust Company Checking Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.25%*$100k*-Capital Interest Checking
OTHER TIERS: 0.02% $0 - $2.5k | 0.03% $2.5k - $10k | 0.05% $10k - $25k | 0.10% $25k - $100k
0.25%*$100k*-Business Checking w/ Interest
OTHER TIERS: 0.02% $0 - $25k | 0.10% $25k - $100k

Heartland Bank and Trust Company CD Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
4.75%$5k-5 Month CD Special (New Money Only)
4.75%$5k-Business 5 Month CD Special (New Money Only)
4.50%$5k$250k7 Month CD Special (New Money Only)
4.50%$5k$250kBusiness 7 Month CD Special (New Money Only)
4.25%$5k$250k9 Month CD Special (New Money Only)
4.25%$5k$250kBusiness 9 Month CD Special (New Money Only)
4.00%$5k$250k14 Month CD Special (New Money Only)
4.00%$5k$250kBusiness 14 Month CD Special (New Money Only)
2.00%$5k-48 Month CD
2.00%$5k-60 Month CD
2.00%$1.5k-36 Month CD
1.00%$1.5k-12 Month CD
1.00%$1.5k-18 Month CD
1.00%$1.5k-24 Month CD
0.07%$2.5k-6 Month CD
0.03%$2.5k-3 Month CD

Heartland Bank and Trust Company IRA Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
1.00%$100-18 Month Variable IRA
Locations

Availability



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