Heartland Bank (OH)


Overview / Commentary
614-337-4605
850 North Hamilton Road
Gahanna, OH 43230

Heartland Bank (OH) is headquartered in Whitehall and is the 19th largest bank in the state of Ohio. It is also the 627th largest bank in the nation. It was established in 1911 and as of June of 2020, it had grown to 270 employees at 23 locations. Heartland Bank (OH)'s money market rates are 70% higher than the national average, and it has an A health rating.

Reviews (2)

Not A Matured Bank

Posted by: |

(1) Money Market account offer advertised on this site, account can not be open online, requires to visit local branch in-person.

(2) From website, when selected "Apply Now", it takes to 3rd party website (andrea.com) which asks to enter personal information, never heard of this company.

(3) Visited local branch in Westerville, OH and I was told that, once joint account is opened, there is no way to remove any member from account.

(4) Note advertised 1.75% rate is only valid for 90 days, and for up to $500K, so when spoken with local banker, they informed to keep balance only till $490K, if balance crosses $500K, then whole account interest rates downgrades, and looses 1.75 interest rates benefits. This was not normal.

Sincerely Concerned And Perplexed

I applied online for an account...upon entrance into the Gahanna location to complete my enrollment process I was greeted hastily as the first banker begin to question me and later stated there system is slow and she did not have time. I was passed off to another banker who took my credentials and basically excused me. This is the first time I have ever been treated in this fashion at a reputable financial institution. Normally, your given some paperwork regarding the banks products and services of the account....Nothing! just thank you and goodbye! The following day, later in the afternoon, I phoned the bank as I was concerned as to whether or not the account was established especially since Heartland initially debited funds from my primary banking institution to begin the process and was told by the first banker who pushed me off that she intended to contact me because of other concerns. I paused as I realized this was not the right banking relationship for me. I truly want to believe that in this modern day all people of various backgrounds and color are treated fairly, equally without prejudice and/or racial intentions. I truly do not want to believe or feel like this particular experience falls in a negative category. Moving forward, I sincerely suggest the professional staff of Heartland be mindful of how your service impacts your institution and more importantly how you treat your incoming potential customers..."first impressions are lasting." Ratings are not necessary at this time, thank you.



Health

Health Grade Components

Overall
FDIC Certificate #9443
Year Established1911
Employees270
Primary RegulatorFED
Profit Margin
Return on Assets - YTD1%
Return on Equity - YTD9.48%
Annual Interest Income$27.2MM
Assets and Liabilities
AssetsQ2 2020vs Q2 2019$1.51B$1.10B
LoansQ2 2020vs Q2 2019$1.18B$862.0MM
DepositsQ2 2020vs Q2 2019$1.29B$934.4MM
Equity CapitalQ2 2020vs Q2 2019$147.9MM$119.9MM
Loan Loss AllowanceQ2 2020vs Q2 2019$11.1MM$8.0MM
Unbacked Noncurrent LoansQ2 2020vs Q2 2019$4.9MM$1.7MM
Real Estate OwnedQ2 2020vs Q2 2019$289.00K$0
Rates
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Always verify rates and promotions with the bank or credit union. We are not Heartland Bank (OH); we are a rate comparison website and cannot provide official rates or promotions.

* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Heartland Bank (OH) Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.20%*$5k*-Health Savings Account (HSA)
OTHER TIERS: 0.02% Up to $1.5k | 0.05% $1.5k - $5k
0.15%*$100k*$500kHeartland Premium Savings
OTHER TIERS: 0.02% Up to $10k | 0.04% $10k - $25k | 0.10% $25k - $50k | 0.12% $50k+
0.15%*$100k*$500kHeartland Online Premium Savings
OTHER TIERS: 0.02% Up to $10k | 0.04% $10k - $25k | 0.10% $25k - $50k | 0.12% $50k+
0.10%*$1k*$250kIRA Statement Savings
OTHER TIERS: 0.02% $25 - $1k
0.05%$100-Heartland Basic Savings
0.05%$100-Heartland Business Basic Savings
0.05%$50-Heartland Online Basic Savings

Heartland Bank (OH) Money Market Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.75%*$25k*$500kHeartland Online Money Market Savings
OTHER TIERS: 0.03% Up to $10k | 0.08% $10k - $25k | 0.12% $500k+
0.20%*$25k*$500kHeartland Money Market Savings Account
OTHER TIERS: 0.03% Up to $10k | 0.08% $10k - $25k | 0.12% $500k+
0.12%*$500k*- Heartland Business Money Market Savings Account
OTHER TIERS: 0.02% Up to $10k | 0.03% $10k - $25k | 0.05% $25k - $50k | 0.07% $50k - $100k | 0.10% $100k - $500k

Heartland Bank (OH) Checking Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.50%$1k-IOLTA Account
0.50%$1k-IOTA Account
0.10%*$25k*-Heartland Premium Checking
OTHER TIERS: 0.02% $2.5k - $10k | 0.04% $10k - $25k
0.10%*$25k*-Heartland Online Premium Checking
OTHER TIERS: 0.02% $2.5k - $10k | 0.04% $10k - $25k
0.02%$500-Heartland Advantage Checking
0.02%$2.5k-Heartland Business Premium Checking
0.02%$500-Heartland Online Advantage Checking

Heartland Bank (OH) CD Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
1.00%$500-60 Month CD
1.00%$500-60 Month Online CD
0.95%$500-48 Month CD
0.95%$500-48 Month Online CD
0.90%$500-36 Month CD
0.90%$500-36 Month Online CD
0.85%$500-30 Month CD
0.80%$500-24 Month CD
0.80%$500-24 Month Online CD
0.75%$500-18 Month CD
0.75%$5k-12 Month Option CD
0.75%$500-18 Month Online CD
0.60%$500-15 Month CD
0.55%$500-12 Month CD
0.55%$500-12 Month Online CD
0.30%$500-9 Month CD
0.23%$500-7 Month CD
0.13%$500-6 Month CD
0.13%$500-6 Month Online CD
0.07%$500-90 Day CD
0.03%$500-30 Day CD

Heartland Bank (OH) IRA Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
1.00%$100-60 Month IRA
0.95%$100-48 Month IRA
0.80%$100-24 Month IRA
0.75%$100-18 Month IRA
0.55%$100-12 Month IRA
Locations

Availability



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