Heartland Bank (OH)


Overview / Commentary
614-337-4605
850 North Hamilton Road
Gahanna, OH 43230

Heartland Bank (OH) is headquartered in Whitehall and is the 21st largest bank in the state of Ohio. It is also the 734th largest bank in the nation. It was established in 1911 and as of December of 2019, it had grown to 225 employees at 20 locations. Heartland Bank (OH)'s money market rates are 2X the national average, and it boasts an A+ health rating.

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Reviews (2)

Not A Matured Bank

Posted by: |

(1) Money Market account offer advertised on this site, account can not be open online, requires to visit local branch in-person.

(2) From website, when selected "Apply Now", it takes to 3rd party website (andrea.com) which asks to enter personal information, never heard of this company.

(3) Visited local branch in Westerville, OH and I was told that, once joint account is opened, there is no way to remove any member from account.

(4) Note advertised 1.75% rate is only valid for 90 days, and for up to $500K, so when spoken with local banker, they informed to keep balance only till $490K, if balance crosses $500K, then whole account interest rates downgrades, and looses 1.75 interest rates benefits. This was not normal.

Sincerely Concerned And Perplexed

I applied online for an account...upon entrance into the Gahanna location to complete my enrollment process I was greeted hastily as the first banker begin to question me and later stated there system is slow and she did not have time. I was passed off to another banker who took my credentials and basically excused me. This is the first time I have ever been treated in this fashion at a reputable financial institution. Normally, your given some paperwork regarding the banks products and services of the account....Nothing! just thank you and goodbye! The following day, later in the afternoon, I phoned the bank as I was concerned as to whether or not the account was established especially since Heartland initially debited funds from my primary banking institution to begin the process and was told by the first banker who pushed me off that she intended to contact me because of other concerns. I paused as I realized this was not the right banking relationship for me. I truly want to believe that in this modern day all people of various backgrounds and color are treated fairly, equally without prejudice and/or racial intentions. I truly do not want to believe or feel like this particular experience falls in a negative category. Moving forward, I sincerely suggest the professional staff of Heartland be mindful of how your service impacts your institution and more importantly how you treat your incoming potential customers..."first impressions are lasting." Ratings are not necessary at this time, thank you.



Health
A+

Health Grade Components

Overall
FDIC Certificate #9443
Year Established1911
Employees225
Primary RegulatorFED
Profit Margin
Return on Assets - YTD1.24%
Return on Equity - YTD11.36%
Annual Interest Income$50.9MM
Assets and Liabilities
AssetsQ4 2019vs Q4 2018$1.11B$1.05B
LoansQ4 2019vs Q4 2018$890.9MM$816.8MM
DepositsQ4 2019vs Q4 2018$953.5MM$889.3MM
Equity CapitalQ4 2019vs Q4 2018$125.4MM$112.3MM
Loan Loss AllowanceQ4 2019vs Q4 2018$8.8MM$7.5MM
Unbacked Noncurrent LoansQ4 2019vs Q4 2018$2.1MM$1.8MM
Real Estate OwnedQ4 2019vs Q4 2018$0$0
Rates
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Always verify rates and promotions with the bank or credit union. We are not Heartland Bank (OH); we are a rate comparison website and cannot provide official rates or promotions.

* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Heartland Bank (OH) Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.20%*$5k*-Health Savings Account (HSA)
OTHER TIERS: 0.02% Up to $1.5k | 0.05% $1.5k - $5k
0.15%*$100k*$500kHeartland Premium Savings
OTHER TIERS: 0.02% Up to $10k | 0.04% $10k - $25k | 0.10% $25k - $50k | 0.12% $50k+
0.15%*$100k*$500kOnline Heartland Premium Savings
OTHER TIERS: 0.02% Up to $10k | 0.04% $10k - $25k | 0.10% $25k - $50k | 0.12% $50k+
0.10%*$1k*$250kIRA Statement Savings
OTHER TIERS: 0.02% $25 - $1k
0.05%$100-Heartland Basic Savings
0.05%$100-Business Heartland Basic Savings
0.05%$50-Online Heartland Basic Savings

Heartland Bank (OH) Money Market Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
1.00%*$25k*$500kOnline Heartland Money Market Savings
OTHER TIERS: 0.03% Up to $10k | 0.08% $10k - $25k | 0.12% $500k+
0.25%*$25k*$500kHeartland Money Market Savings Account
OTHER TIERS: 0.03% Up to $10k | 0.08% $10k - $25k | 0.12% $500k+
0.12%*$500k*- Business Heartland Money Market Savings Account
OTHER TIERS: 0.02% Up to $10k | 0.03% $10k - $25k | 0.05% $25k - $50k | 0.07% $50k - $100k | 0.10% $100k - $500k

Heartland Bank (OH) Checking Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.50%$1k-IOLTA Account
0.50%$1k-IOTA Account
0.10%*$25k*-Heartland Premium Checking
OTHER TIERS: 0.02% $2.5k - $10k | 0.04% $10k - $25k
0.10%*$25k*-Online Heartland Premium Checking
OTHER TIERS: 0.02% $2.5k - $10k | 0.04% $10k - $25k
0.02%$500-Heartland Advantage Checking
0.02%$2.5k-Business Heartland Premium Checking
0.02%$500-Online Heartland Advantage Checking

Heartland Bank (OH) CD Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
1.30%$500-60 Month CD
1.30%$500-60 Month Online CD
1.10%$500-48 Month CD
1.10%$500-48 Month Online CD
1.00%$500-24 Month CD
1.00%$500-36 Month CD
1.00%$500-30 Month CD
1.00%$5k-12 Month CD Special - Online Only
1.00%$500-24 Month Online CD
1.00%$500-36 Month Online CD
0.75%$500-18 Month CD
0.75%$5k-12 Month Option CD
0.75%$500-18 Month Online CD
0.60%$500-15 Month CD
0.55%$500-12 Month CD
0.30%$500-9 Month CD
0.23%$500-7 Month CD
0.13%$500-6 Month CD
0.13%$500-6 Month Online CD
0.07%$500-90 Day CD
0.03%$500-30 Day CD

Heartland Bank (OH) IRA Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
1.30%$100-60 Month IRA
1.10%$100-48 Month IRA
1.00%$100-24 Month IRA
0.75%$100-18 Month IRA
0.55%$100-12 Month IRA
Locations

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