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Heartland CU (IL)


Overview / Commentary
www.hcu.org
217-726-8877
2213 W White Oaks Dr
Springfield, IL 62704

Heartland CU (IL) is headquartered in Springfield and is the 25th largest credit union in the state of Illinois. It is also the 786th largest credit union in the nation. It was established in 1946 and as of March of 2020, it had grown to 80 employees and 31,470 members at 4 locations. Heartland CU (IL)'s money market rates are 14% higher than the national average, and it boasts an A+ health rating.

Field of Membership Restrictions

Membership in Heartland Credit Union is open to: 1) anyone who works or lives in the Illinois counties of Cass, Christian, Dewitt, Logan, Macon, Macoupin, Madison, McLean, Menard, Montgomery, Morgan, or Sangamon; 2) Employees of Memorial Health System and its controlled affiliates, SIU School of Medicine, Southern Illinois Airport Authority, Springfield Mass Transit District, or the United States Government also qualify for membership; 3) Members of Gospel Kingdom Church, Laborers International Union of North America (LIUNA) or any Laborers' Local belonging to any District Council part of the Midwest Region are also eligible to join; 4) Immediate family of current Heartland Credit Union members also qualify.
See current membership details

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Health
A+

Data as of Q1 2020

Learn why bank health matters

Health Grade Components

Overall
NCUA #64441
Year Chartered1946
Employees80
Primary Regulator
Profit Margin
Return on Assets - YTD0.75%
Return on Equity - YTD6.63%
Annual Interest Income$2.9MM
Assets and Liabilities
AssetsQ1 2020vs Q1 2019$335.0MM$310.9MM
LoansQ1 2020vs Q1 2019$247.3MM$235.3MM
DepositsQ1 2020vs Q1 2019$295.8MM$274.6MM
Equity CapitalQ1 2020vs Q1 2019$37.1MM$34.2MM
Loan Loss AllowanceQ1 2020vs Q1 2019$832.00K$761.00K
Unbacked Noncurrent LoansQ1 2020vs Q1 2019$464.00K$185.00K
Real Estate OwnedQ1 2020vs Q1 2019$0$0
Rates
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Always verify rates and promotions with the bank or credit union. We are not Heartland CU (IL); we are a rate comparison website and cannot provide official rates or promotions.

* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Heartland CU (IL) Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
2.02%--Round Up Saving Challenge 2019
0.40%--IRA Savings Account
0.25%--Christmas Club Account
0.25%--Vacation Club Account
0.20%$100-Savings Account

Heartland CU (IL) Money Market Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.50%*$100k*-Platinum Money Market Account
OTHER TIERS: 0.20% → Up to $25k | 0.30% → $25k - $50k | 0.40% → $50k - $100k
0.30%*$25k*-Money Market Account
OTHER TIERS: 0.20% → $2k - $25k

Heartland CU (IL) CD Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
1.31%$10k-60 Month CD Special
1.16%$1k-48 Month CD
1.01%$1k-36 Month CD
0.95%$1k-30 Month CD
0.90%$1k-24 Month CD
0.80%$1k-18 Month CD
0.70%$1k-16 Month CD
0.70%$1k-17 Month CD
0.70%$1k-15 Month CD
0.60%$5k-12 Month CD
0.60%$1k-12 Month Teen Club CD
0.60%$1k-13 Month CD
0.60%$1k-14 Month CD
0.50%*$5k*-11 Month CD
OTHER TIERS: 0.40% → $1k - $5k
0.40%$1k-6 Month CD
0.40%$1k-6 Month Teen Club CD
0.40%$1k-7 Month CD
0.20%$1k-3 Month CD
0.20%$1k-3 Month Teen Club CD
Locations


Heartland CU (IL) Locations
Branch Office1301 S Glenwood AveSpringfield, IL 62704-3604
Branch Office2213 W White Oaks DrSpringfield, IL 62704
Branch Office2712 E Sangamon AveSpringfield, IL 62702
Branch Office610 E Saint Joseph StSpringfield, IL 62703

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