Heartland CU (IL)
Popular Accounts at this Credit Union
| APY | ACCOUNT TYPE | ACCOUNT NAME |
|---|---|---|
| 1.76% | 5-year CD | 60 Month CD 2.50% - Ally Bank High Yield 5 Year CD |
| 0.40% | 1-year CD | 11 Months CD |
| 0.25% | Savings | Savings Account |
Heartland CU (IL) is headquartered in Springfield and is the 26th largest credit union in the state of Illinois. It is also the 819th largest credit union in the nation. It was established in 1946 and as of December of 2017, it had grown to 77 employees and 30,369 members at 4 locations. Heartland CU (IL) has an A+ health rating.
Field of Membership Restrictions
Membership is available to anyone who resides or works in one of the following counties or is an immediate family member including relatives by blood or marriage or foster and adopted children of CU members:
Membership is available to anyone who resides or works in one of the following counties:
Cass County
Macoupin County
Christian County
Madison County
Dewitt County
Menard County
Logan County
Montgomery County
McLean County
Morgan County
Macon County
Sangamon County
See current membership details
Data as of Q4 2017
Learn why bank health mattersHealth Grade Components
| Overall | |
|---|---|
| NCUA # | 64441 |
| Year Chartered | 1946 |
| Employees | 77 |
| Primary Regulator | |
| Profit Margin | |
|---|---|
| Return on Assets - YTD | 0.8% |
| Return on Equity - YTD | 7.18% |
| Annual Interest Income | $8.7MM |
| Assets and Liabilities | ||
|---|---|---|
| Assets | Q4 2017vs Q4 2016 | $280.1MM$266.4MM |
| Loans | Q4 2017vs Q4 2016 | $226.3MM$205.5MM |
| Deposits | Q4 2017vs Q4 2016 | $247.2MM$235.8MM |
| Equity Capital | Q4 2017vs Q4 2016 | $30.9MM$28.6MM |
| Loan Loss Allowance | Q4 2017vs Q4 2016 | $752.00K$679.00K |
| Unbacked Noncurrent Loans | Q4 2017vs Q4 2016 | $236.00K$223.00K |
| Real Estate Owned | Q4 2017vs Q4 2016 | $0$0 |
Always verify rates and promotions with the bank or credit union. We are not Heartland CU (IL); we are a rate comparison website and cannot provide official rates or promotions.
* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.
Heartland CU (IL) Savings Account Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
|---|---|---|---|---|
| 0.45% | - | - | IRA Savings Account | |
| 0.30% | - | - | Christmas Club Account | |
| 0.30% | - | - | Vacation Club Account | |
| 0.25% | $100 | - | Savings Account |
Heartland CU (IL) Money Market Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS | |
|---|---|---|---|---|---|
| 0.40%* | $25k* | - | Platinum Money Market Account | ||
| OTHER TIERS: 0.25% → Up to $25k | |||||
| 0.35%* | $25k* | - | Money Market Account | ||
| OTHER TIERS: 0.25% → $2k - $25k | |||||
Heartland CU (IL) CD Rates
Heartland CU (IL) IRA Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
|---|---|---|---|---|
| 1.41% | $1k | - | 36 Month IRA | |
| 0.85% | $1k | - | 18 Month IRA |
| Heartland CU (IL) Locations | ||
|---|---|---|
| Branch Office | 701 N 1st St Rm C18 | Springfield, IL 62781 |
| Branch Office | 720 S Grand Ave W | Springfield, IL 62704 |
| Branch Office | 2213 W White Oaks Dr | Springfield, IL 62704 |
| Branch Office | 2712 E Sangamon Ave | Springfield, IL 62702 |