Heartland CU (IL)
Popular Accounts at this Credit Union
| APY | ACCOUNT TYPE | HOW THEY COMPARE |
|---|---|---|
| 2.32% | 5-year CD | 2.25% - National Average |
| 0.95% | 1-year CD | |
| 0.55% | Savings |
Heartland CU (IL) is headquartered in Springfield and is the 26th largest credit union in the state of Illinois. It is also the 836th largest credit union in the nation. It was established in 1946 and as of September of 2018, it had grown to 78 employees and 30,723 members at 5 locations. Heartland CU (IL)'s money market rates are 3X the national average, and it boasts an A+ health rating.
Field of Membership Restrictions
Membership in Heartland Credit Union is open to: 1) anyone who works or lives in the Illinois counties of Cass, Christian, Dewitt, Logan, Macon, Macoupin, Madison, McLean, Menard, Montgomery, Morgan, or Sangamon; 2) Employees of Memorial Health System and its controlled affiliates, SIU School of Medicine, Southern Illinois Airport Authority, Springfield Mass Transit District, or the United States Government also qualify for membership; 3) Members of Gospel Kingdom Church, Laborers International Union of North America (LIUNA) or any Laborers' Local belonging to any District Council part of the Midwest Region are also eligible to join; 4) Immediate family of current Heartland Credit Union members also qualify.
See current membership details
Data as of Q3 2018
Learn why bank health mattersHealth Grade Components
| Overall | |
|---|---|
| NCUA # | 64441 |
| Year Chartered | 1946 |
| Employees | 78 |
| Primary Regulator | |
| Profit Margin | |
|---|---|
| Return on Assets - YTD | 0.99% |
| Return on Equity - YTD | 8.59% |
| Annual Interest Income | $7.2MM |
| Assets and Liabilities | ||
|---|---|---|
| Assets | Q3 2018vs Q3 2017 | $285.9MM$273.4MM |
| Loans | Q3 2018vs Q3 2017 | $238.5MM$225.2MM |
| Deposits | Q3 2018vs Q3 2017 | $250.9MM$241.2MM |
| Equity Capital | Q3 2018vs Q3 2017 | $33.0MM$30.4MM |
| Loan Loss Allowance | Q3 2018vs Q3 2017 | $766.00K$738.00K |
| Unbacked Noncurrent Loans | Q3 2018vs Q3 2017 | $263.00K$190.00K |
| Real Estate Owned | Q3 2018vs Q3 2017 | $0$0 |
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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.
Heartland CU (IL) Savings Account Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
|---|---|---|---|---|
| 2.02% | - | - | Round Up Saving Challenge 2019 | |
| 0.75% | - | - | IRA Savings Account | |
| 0.60% | - | - | Christmas Club Account | |
| 0.60% | - | - | Vacation Club Account | |
| 0.55% | $100 | - | Savings Account |
Heartland CU (IL) Money Market Rates
Heartland CU (IL) CD Rates
Heartland CU (IL) IRA Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
|---|---|---|---|---|
| 1.66% | $1k | - | 18 Month IRA |
| Heartland CU (IL) Locations | ||
|---|---|---|
| Branch Office | 701 N 1st St Rm C18 | Springfield, IL 62781 |
| Branch Office | 720 S Grand Ave W | Springfield, IL 62704 |
| Branch Office | 2213 W White Oaks Dr | Springfield, IL 62704 |
| Branch Office | 2712 E Sangamon Ave | Springfield, IL 62702 |
| Branch Office | 610 E Saint Joseph St | Springfield, IL 62703 |