Heartland CU (IL)

Popular Accounts at this Credit Union

APY	ACCOUNT TYPE	ACCOUNT NAME
1.26%	5-year CD	60 Month CD Special 2.35% - Synchrony Bank 60 Month CD
0.20%	1-year CD	11 Months CD 1.40% - Synchrony Bank 12 Month CD
0.20%	Savings	Savings Account 1.20% - Synchrony Bank High Yield Savings

View all Heartland CU (IL) rates »

Overview / Commentary

www.hcu.org

217-726-8877

2213 W White Oaks Dr
Springfield, IL 62704

Heartland CU (IL) is headquartered in Springfield and is the 26^th largest credit union in the state of Illinois. It is also the 811^th largest credit union in the nation. It was established in 1946 and as of March of 2017, it had grown to 70 employees and 30,213 members at 4 locations. Heartland CU (IL) has an A+ health rating.

Field of Membership Restrictions

Heartland Credit Union of Illinois is open to the residents and the people that maintain employment within these qualified counties: Cass, Christian, DeWitt, Logan, McLean, Macon, Macoupin, Madison, Menard, Montgomery, Morgan, and Sangamon, as well as any federal employees, and the employees of the credit union affiliated select employee groups or members of the organizations that are both listed on the credit union website, along with the family members of current credit union members.
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Health

A+

Data as of Q1 2017

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Health Grade Components

Overall
NCUA #	64441
Year Chartered	1946
Employees	70
Primary Regulator

Profit Margin
Return on Assets - YTD	0.46%
Return on Equity - YTD	4.32%
Annual Interest Income	$2.1MM

Assets and Liabilities
Assets	Q1 2017vs Q1 2016	$279.6MM$263.9MM
Loans	Q1 2017vs Q1 2016	$215.5MM$196.0MM
Deposits	Q1 2017vs Q1 2016	$249.2MM$235.4MM
Equity Capital	Q1 2017vs Q1 2016	$29.0MM$27.1MM
Loan Loss Allowance	Q1 2017vs Q1 2016	$665.00K$555.00K
Unbacked Noncurrent Loans	Q1 2017vs Q1 2016	$153.00K$94.00K
Real Estate Owned	Q1 2017vs Q1 2016	$0$0

Rates

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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Heartland CU (IL) Savings Account Rates

APY	MIN	MAX	ACCOUNT NAME
0.40%	-	-	IRA Savings Account
0.40%	-	-	Roth IRA Savings Account
0.25%	-	-	Christmas Club Account
0.25%	-	-	Vacation Club Account
0.20%	$100	-	Savings Account

Heartland CU (IL) Money Market Rates

APY	MIN	MAX	ACCOUNT NAME
0.35%^*	$25k^*	-	Platinum Money Market Account
OTHER TIERS: 0.20% → Up to $25k
0.30%^*	$25k^*	-	Money Market Account
OTHER TIERS: 0.20% → $2k - $25k

Heartland CU (IL) CD Rates

APY	MIN	MAX	ACCOUNT NAME
1.26%	$10k	-	60 Month CD Special
1.01%	$1k	-	48 Months CD
0.50%	$1k	-	24 Months CD
0.50%	$1k	-	30 Months CD
0.40%	$1k	-	18 Months CD
0.30%	$1k	-	13 Months CD Special
0.30%	$1k	-	14 Months CD Special
0.30%	$1k	-	16 Months CD Special
0.30%	$1k	-	17 Months CD Special
0.25%	$1k	-	12 Month Certificate
0.25%	$5k	-	11 Months CD Special
0.25%	$100	-	12 Months Teen Club CD
0.20%	$1k	-	6 Months CD
0.20%	$1k	-	11 Months CD
0.20%	$1k	-	7 Months CD Special
0.20%	$100	-	6 Months Teen Club CD
0.10%	$1k	-	3 Months CD
0.10%	$100	-	3 Months Teen Club CD

Heartland CU (IL) IRA Rates

APY	MIN	MAX	ACCOUNT NAME	VIEW DETAILS
0.75%	$1k	-	36 Month IRA
0.40%	$1k	-	18 Month IRA

Locations

Heartland CU (IL) Locations
Branch Office	701 N 1st St Rm C18	Springfield, IL 62781
Branch Office	720 S Grand Ave W	Springfield, IL 62704
Branch Office	2213 W White Oaks Dr	Springfield, IL 62704
Branch Office	2712 E Sangamon Ave	Springfield, IL 62702