Heartland CU (IL) is headquartered in Springfield and is the 25th largest credit union in the state of Illinois. It is also the 805th largest credit union in the nation. It was established in 1946 and as of September of 2019, it had grown to 78 employees and 31,330 members at 5 locations. Heartland CU (IL)'s money market rates are 2X the national average, and it boasts an A+ health rating.
Field of Membership Restrictions
Membership in Heartland Credit Union is open to: 1) anyone who works or lives in the Illinois counties of Cass, Christian, Dewitt, Logan, Macon, Macoupin, Madison, McLean, Menard, Montgomery, Morgan, or Sangamon; 2) Employees of Memorial Health System and its controlled affiliates, SIU School of Medicine, Southern Illinois Airport Authority, Springfield Mass Transit District, or the United States Government also qualify for membership; 3) Members of Gospel Kingdom Church, Laborers International Union of North America (LIUNA) or any Laborers' Local belonging to any District Council part of the Midwest Region are also eligible to join; 4) Immediate family of current Heartland Credit Union members also qualify.
See current membership details
Health Grade Components
| Overall | |
|---|---|
| NCUA # | 64441 |
| Year Chartered | 1946 |
| Employees | 78 |
| Primary Regulator | |
| Profit Margin | |
|---|---|
| Return on Assets - YTD | 0.98% |
| Return on Equity - YTD | 8.45% |
| Annual Interest Income | $8.4MM |
| Assets and Liabilities | ||
|---|---|---|
| Assets | Q3 2019vs Q3 2018 | $311.7MM$285.9MM |
| Loans | Q3 2019vs Q3 2018 | $241.0MM$238.5MM |
| Deposits | Q3 2019vs Q3 2018 | $273.3MM$250.9MM |
| Equity Capital | Q3 2019vs Q3 2018 | $35.9MM$33.0MM |
| Loan Loss Allowance | Q3 2019vs Q3 2018 | $815.00K$766.00K |
| Unbacked Noncurrent Loans | Q3 2019vs Q3 2018 | $402.00K$263.00K |
| Real Estate Owned | Q3 2019vs Q3 2018 | $0$0 |
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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.
Heartland CU (IL) Savings Account Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
|---|---|---|---|---|
| 2.02% | - | - | Round Up Saving Challenge 2019 | |
| 0.65% | - | - | IRA Savings Account | |
| 0.50% | - | - | Christmas Club Account | |
| 0.50% | - | - | Vacation Club Account | |
| 0.45% | $100 | - | Savings Account |
Heartland CU (IL) Money Market Rates
Heartland CU (IL) CD Rates
| Heartland CU (IL) Locations | ||
|---|---|---|
| Branch Office | 701 N 1st St Rm C18 | Springfield, IL 62781 |
| Branch Office | 720 S Grand Ave W | Springfield, IL 62704 |
| Branch Office | 2213 W White Oaks Dr | Springfield, IL 62704 |
| Branch Office | 2712 E Sangamon Ave | Springfield, IL 62702 |
| Branch Office | 610 E Saint Joseph St | Springfield, IL 62703 |