Overview / Commentary
877-626-1300
320 U.S. Highway 27 North
Sebring, FL 33870

Heartland National Bank is headquartered in Sebring and is the 53rd largest bank in the state of Florida. It is also the 1,765th largest bank in the nation. It was established in 1999 and as of June of 2018, it had grown to 57 employees at 4 locations. Heartland National Bank has an A health rating.

Reviews (1)

Wells Fargo branch closed - needed another local bank

We found out our local Wells Fargo branch was closing and the nearest one was 13.5 miles up the road. We decided to give Heartland a try as we heard they had a drive up ATM and the bank was local to our county only. We set up checking and savings accounts. The customer service was great. We were given two coffee mugs, four pens, and a cubed writing pad. We got nothing from Wells when we signed up. The only area where they need improvement is their online banking set up and money transfers to other banks. We have a direct deposit into this account each month from our bank up North. However, I can't transfer money from the Heartland account to the other bank. Wells Fargo could. That was a bit disappointing. Also, their online setup was a bit confusing. You have to wait until you receive a letter before setting up the online banking.



Health

Health Grade Components

Overall
FDIC Certificate #35052
Year Established1999
Employees57
Primary RegulatorOCC
Profit Margin
Return on Assets - YTD1.16%
Return on Equity - YTD13.46%
Annual Interest Income$6.1MM
Assets and Liabilities
AssetsQ2 2018vs Q2 2017$392.8MM$369.0MM
LoansQ2 2018vs Q2 2017$156.7MM$145.8MM
DepositsQ2 2018vs Q2 2017$353.6MM$331.2MM
Equity CapitalQ2 2018vs Q2 2017$33.6MM$33.2MM
Loan Loss AllowanceQ2 2018vs Q2 2017$2.3MM$3.0MM
Unbacked Noncurrent LoansQ2 2018vs Q2 2017$184.00K$1.3MM
Real Estate OwnedQ2 2018vs Q2 2017$42.00K$476.00K
Rates

Sorry, we do not have rate data for Heartland National Bank.

Locations


Heartland National Bank Locations
Heartland National Bank320 U.S. Highway 27 NorthSebring, FL 33870
North Sebring Branch5033 U S Hwy 27 NSebring, FL 33870
Heartland Branch600 U.S. Highway 27 NorthLake Placid, FL 33852
Avon Park Branch800 West Main StreetAvon Park, FL 33825

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