Heartland State Bank

Popular Accounts at this Bank

APY	ACCOUNT TYPE	HOW THEY COMPARE
2.50%	5-year CD	3.10% - Goldman Sachs Bank USA High-yield 5 Year CD
1.70%	1-year CD	2.55% - Goldman Sachs Bank USA High-yield 12 Month CD
0.35%	Savings	2.00% - American Express National Bank High Yield Savings Account

View all Heartland State Bank rates »

Overview / Commentary

www.heartlandstatebank.com

701-493-2817

401 Main Street
Edgeley, ND 58433

Heartland State Bank is headquartered in Edgeley and is the 59^th largest bank in the state of North Dakota. It is also the 4,842^nd largest bank in the nation. It was established in 1921 and as of June of 2018, it had grown to 12 employees at 2 locations. Heartland State Bank's money market rates are 4X the national average, and it has a B+ health rating.

Overall
FDIC Certificate #	3919
Year Established	1921
Employees	12
Primary Regulator	FED

Profit Margin
Return on Assets - YTD	1.06%
Return on Equity - YTD	8.62%
Annual Interest Income	$1.2MM

Assets and Liabilities
Assets	Q2 2018vs Q2 2017	$60.5MM$59.7MM
Loans	Q2 2018vs Q2 2017	$39.5MM$39.6MM
Deposits	Q2 2018vs Q2 2017	$52.2MM$50.3MM
Equity Capital	Q2 2018vs Q2 2017	$7.6MM$7.5MM
Loan Loss Allowance	Q2 2018vs Q2 2017	$425.00K$422.00K
Unbacked Noncurrent Loans	Q2 2018vs Q2 2017	$313.00K$660.00K
Real Estate Owned	Q2 2018vs Q2 2017	$0$0

Rates

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Savings
Money Market
Checking
CD
IRA

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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Heartland State Bank Savings Account Rates

APY	MIN	MAX	ACCOUNT NAME	VIEW DETAILS
1.95%	-	-	IRA Savings
0.35%	-	-	Statement Savings

Heartland State Bank Money Market Rates

APY	MIN	MAX	ACCOUNT NAME
1.55%^*	$200k^*	-	Heartland Tiered MMDA
OTHER TIERS: 0.15% → Up to $2.5k \| 0.65% → $2.5k - $10k \| 0.75% → $10k - $25k \| 0.95% → $25k - $50k \| 1.20% → $50k - $100k \| 1.35% → $100k - $200k
0.75%	-	-	Traditional Money Market

Heartland State Bank Checking Account Rates

APY	MIN	MAX	ACCOUNT NAME	VIEW DETAILS
0.05%	-	-	Super NOW
0.03%	-	-	NOW

Heartland State Bank CD Rates

APY	MIN	MAX	ACCOUNT NAME
2.50%^*	$10k^*	-	5 Year CD
OTHER TIERS: 2.40% → Up to $10k
2.25%	-	-	36 Month Bump Rate CD
2.00%^*	$10k^*	-	30 Month CD
OTHER TIERS: 1.90% → Up to $10k
2.00%^*	$10k^*	-	24 Month CD
OTHER TIERS: 1.90% → Up to $10k
1.95%	-	-	Their Future CD
1.70%^*	$10k^*	-	18 Month CD
OTHER TIERS: 1.60% → Up to $10k
1.70%^*	$10k^*	-	15 Month CD
OTHER TIERS: 1.60% → Up to $10k
1.70%^*	$10k^*	-	12 Month CD
OTHER TIERS: 1.60% → Up to $10k
1.30%^*	$10k^*	-	9 Month CD
OTHER TIERS: 1.20% → Up to $10k
1.30%^*	$10k^*	-	6 Month CD
OTHER TIERS: 1.20% → Up to $10k
1.00%^*	$10k^*	-	3 Month CD
OTHER TIERS: 0.95% → Up to $10k

Heartland State Bank IRA Rates

APY	MIN	MAX	ACCOUNT NAME	VIEW DETAILS
1.95%	-	-	12 Month IRA CD

Locations

Heartland State Bank Locations
Kulm State Bank	13 Main Avenue N	Kulm, ND 58456
Heartland State Bank	401 Main Street	Edgeley, ND 58433

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