Heartland State Bank is headquartered in EDGELEY and is the 53rd largest bank in the state of North Dakota. It is also the 4,064th largest bank in the nation. It was established in 1921 and as of March of 2025, it had grown to 11 employees at 2 locations. Heartland State Bank's CD rates are 4X the national average, and it has a B health rating.
Overall | |
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FDIC Certificate # | 3919 |
Year Established | 1921 |
Employees | 11 |
Primary Regulator | FDIC |
Profit Margin | |
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Return on Assets - YTD | 0.51% |
Return on Equity - YTD | 5.74% |
Annual Interest Income | $824K |
Assets and Liabilities | ||
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Assets | Q1 2025vs Q1 2024 | $70.4MM$65.4MM |
Loans | Q1 2025vs Q1 2024 | $33.7MM$34.1MM |
Deposits | Q1 2025vs Q1 2024 | $63.8MM$59.1MM |
Equity Capital | Q1 2025vs Q1 2024 | $6.1MM$5.6MM |
Loan Loss Allowance | Q1 2025vs Q1 2024 | $451K$451K |
Unbacked Noncurrent Loans | Q1 2025vs Q1 2024 | $948K$995K |
Real Estate Owned | Q1 2025vs Q1 2024 | $0$0 |
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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.
APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
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0.20% | $0 | - | Statement Savings |
APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
---|---|---|---|---|
0.20% | $0 | - | Super NOW | |
0.10% | $0 | - | NOW |
APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
---|---|---|---|---|
3.00% | $0 | - | IRA Savings | |
3.00% | $100 | - | 12 Month IRA CD |
Heartland State Bank Locations | ||
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Kulm State Bank | 13 North Main Avenue | Kulm, ND 58456 |
Heartland State Bank | 401 Main St | Edgeley, ND 58433 |