Featured Savings Rates
Featured Accounts

Heartland State Bank

Popular Accounts at this Bank

APYACCOUNT TYPEACCOUNT NAME
1.65%5-year CD5 Year CD
0.70%1-year CD12 Month CD
0.10%SavingsStatement Savings

Overview / Commentary
701-493-2817
401 Main Street
Edgeley, ND 58433

Heartland State Bank is headquartered in Edgeley and is the 59th largest bank in the state of North Dakota. It is also the 5,058th largest bank in the nation. It was established in 1921 and as of June of 2017, it had grown to 12 employees at 2 locations. Heartland State Bank's money market rates are 2X the national average, and it has a B+ health rating.

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Health
B+
Additional Factors: Institutions with a small asset base, a short operating history, or negative return on equity can represent an instability risk beyond what their financial ratios indicate. Heartland State Bank has a relatively low asset base.

Health Grade Components

Overall
FDIC Certificate #3919
Year Established1921
Employees12
Primary RegulatorFED
Profit Margin
Return on Assets - YTD0.49%
Return on Equity - YTD4.16%
Annual Interest Income$1.1MM
Assets and Liabilities
AssetsQ2 2017vs Q2 2016$59.7MM$56.0MM
LoansQ2 2017vs Q2 2016$39.6MM$38.8MM
DepositsQ2 2017vs Q2 2016$50.3MM$47.5MM
Equity CapitalQ2 2017vs Q2 2016$7.5MM$7.6MM
Loan Loss AllowanceQ2 2017vs Q2 2016$422.00K$404.00K
Unbacked Noncurrent LoansQ2 2017vs Q2 2016$660.00K$854.00K
Real Estate OwnedQ2 2017vs Q2 2016$0$0
Rates
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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Heartland State Bank Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
1.00%--IRA Savings
1.00%--Their Future CD
0.10%--Statement Savings

Heartland State Bank Money Market Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.90%*$200k*-Heartland Tiered MMDA
OTHER TIERS: 0.05% Up to $2,500 | 0.30% $2,500 - $10k | 0.40% $10k - $25k | 0.50% $25k - $50k | 0.75% $50k - $100k | 0.80% $100k - $200k
0.40%--Traditional Money Market

Heartland State Bank Checking Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.05%--Super NOW
0.03%--NOW

Heartland State Bank CD Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
1.65%*$10k*-5 Year CD
OTHER TIERS: 1.55% Up to $10k
1.25%--36 Month Bump Rate CD
1.05%*$10k*-30 Month CD
OTHER TIERS: 0.95% Up to $10k
0.90%*$10k*-24 Month CD
OTHER TIERS: 0.80% Up to $10k
0.80%*$10k*-18 Month CD
OTHER TIERS: 0.70% Up to $10k
0.70%*$10k*-15 Month CD
OTHER TIERS: 0.60% Up to $10k
0.70%*$10k*-12 Month CD
OTHER TIERS: 0.60% Up to $10k
0.50%*$10k*-9 Months CD
OTHER TIERS: 0.40% Up to $10k
0.40%*$10k*-6 Month CD
OTHER TIERS: 0.30% Up to $10k
0.15%*$10k*-3 Month CD
OTHER TIERS: 0.10% Up to $10k
0.10%*$10k*-1 Month CD
OTHER TIERS: 0.05% Up to $10k

Heartland State Bank IRA Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
1.00%--12 Month IRA CD
Locations


Heartland State Bank Locations
Kulm State Bank13 Main Avenue NKulm, ND 58456
Heartland State Bank401 Main StreetEdgeley, ND 58433