HELCO Federal Credit Union

Overview / Commentary
1437 Kilauea Ave Ste 105
Hilo, HI 96720

HELCO Federal Credit Union is headquartered in Hilo and is the 33rd largest credit union in the state of Hawaii. It is also the 2,530th largest credit union in the nation. It was established in 1938 and as of December of 2019, it had grown to 4 employees and 1,524 members at 1 location. HELCO Federal Credit Union's CD rates are 11% higher than the national average, and it has a B health rating.


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Additional Factors: Institutions with a small asset base, a short operating history, or negative return on assets can represent an instability risk beyond what their financial ratios indicate. HELCO Federal Credit Union has a low asset base.

Health Grade Components

NCUA #2705
Year Chartered1938
Primary Regulator
Profit Margin
Return on Assets - YTD0.63%
Return on Equity - YTD3.24%
Annual Interest Income$1.3MM
Assets and Liabilities
AssetsQ4 2019vs Q4 2018$41.1MM$41.7MM
LoansQ4 2019vs Q4 2018$18.5MM$18.5MM
DepositsQ4 2019vs Q4 2018$32.7MM$33.6MM
Equity CapitalQ4 2019vs Q4 2018$8.0MM$7.7MM
Loan Loss AllowanceQ4 2019vs Q4 2018$127.00K$119.00K
Unbacked Noncurrent LoansQ4 2019vs Q4 2018$585.00K$93.00K
Real Estate OwnedQ4 2019vs Q4 2018$0$0
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HELCO Federal Credit Union Savings Account Rates

0.50%--High Yield Saving
0.50%--X-Mas Savings
0.25%--Shares Saving

HELCO Federal Credit Union Checking Account Rates

0.15%--Sharedraft Checking

HELCO Federal Credit Union CD Rates

1.00%--1 Year Certificate

HELCO Federal Credit Union Locations
Branch Office1437 Kilauea Ave Ste 105Hilo, HI 96720

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