HELCO Federal Credit Union
LOCATIONS
1
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HEALTH RATING
B+
View health report
CURRENT TOP RATE
1.00% APY
1 Year Certificate
View all rates
Popular Accounts at this Credit Union
| APY | ACCOUNT TYPE | ACCOUNT NAME |
|---|---|---|
| 1.00% | 1-year CD | 1 Year Certificate 1.40% - Synchrony Bank 12 Month CD |
| 0.25% | Savings | Shares Saving |
| 0.15% | Checking | Sharedraft Checking |
Overview / Commentary
HELCO Federal Credit Union is headquartered in Hilo and is the 33rd largest credit union in the state of Hawaii. It is also the 2,538th largest credit union in the nation. It was established in 1938 and as of March of 2017, it had grown to 3 employees and 1,772 members at 1 location. HELCO Federal Credit Union's CD rates are 11% higher than the national average, and it has a B+ health rating.
Health
B+
Data as of Q1 2017
Learn why bank health mattersAdditional Factors: Institutions with a small asset base, a short operating history, or negative return on assets can represent an instability risk beyond what their financial ratios indicate. HELCO Federal Credit Union has a low asset base.
Health Grade Components
| Overall | |
|---|---|
| NCUA # | 2705 |
| Year Chartered | 1938 |
| Employees | 3 |
| Primary Regulator | |
| Profit Margin | |
|---|---|
| Return on Assets - YTD | 0.42% |
| Return on Equity - YTD | 2.42% |
| Annual Interest Income | $275.00K |
| Assets and Liabilities | ||
|---|---|---|
| Assets | Q1 2017vs Q1 2016 | $42.0MM$40.8MM |
| Loans | Q1 2017vs Q1 2016 | $18.1MM$17.1MM |
| Deposits | Q1 2017vs Q1 2016 | $34.5MM$33.5MM |
| Equity Capital | Q1 2017vs Q1 2016 | $7.3MM$7.2MM |
| Loan Loss Allowance | Q1 2017vs Q1 2016 | $120.00K$170.00K |
| Unbacked Noncurrent Loans | Q1 2017vs Q1 2016 | $51.00K$76.00K |
| Real Estate Owned | Q1 2017vs Q1 2016 | $0$0 |
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HELCO Federal Credit Union Savings Account Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
|---|---|---|---|---|
| 0.50% | - | - | High Yield Saving | |
| 0.50% | - | - | X-Mas Savings | |
| 0.25% | - | - | Shares Saving |
HELCO Federal Credit Union Checking Account Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
|---|---|---|---|---|
| 0.15% | - | - | Sharedraft Checking |
HELCO Federal Credit Union CD Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
|---|---|---|---|---|
| 1.00% | - | - | 1 Year Certificate |
Locations
| HELCO Federal Credit Union Locations | ||
|---|---|---|
| Branch Office | 1437 Kilauea Ave Ste 105 | Hilo, HI 96720 |