Overview / Commentary
HELCO Federal Credit Union is headquartered in Hilo and is the 34th largest credit union in the state of Hawaii. It is also the 2,532nd largest credit union in the nation. It was established in 1938 and as of March of 2019, it had grown to 4 employees and 1,554 members at 1 location. HELCO Federal Credit Union's CD rates are 11% higher than the national average, and it has a B health rating.
Health
B
Data as of Q1 2019
Learn why bank health mattersAdditional Factors: Institutions with a small asset base, a short operating history, or negative return on assets can represent an instability risk beyond what their financial ratios indicate. HELCO Federal Credit Union has a low asset base.
Health Grade Components
| Overall | |
|---|---|
| NCUA # | 2705 |
| Year Chartered | 1938 |
| Employees | 4 |
| Primary Regulator | |
| Profit Margin | |
|---|---|
| Return on Assets - YTD | 0.48% |
| Return on Equity - YTD | 2.58% |
| Annual Interest Income | $313.00K |
| Assets and Liabilities | ||
|---|---|---|
| Assets | Q1 2019vs Q1 2018 | $41.4MM$43.4MM |
| Loans | Q1 2019vs Q1 2018 | $18.5MM$18.4MM |
| Deposits | Q1 2019vs Q1 2018 | $33.2MM$35.5MM |
| Equity Capital | Q1 2019vs Q1 2018 | $7.8MM$7.6MM |
| Loan Loss Allowance | Q1 2019vs Q1 2018 | $114.00K$141.00K |
| Unbacked Noncurrent Loans | Q1 2019vs Q1 2018 | $45.00K$197.00K |
| Real Estate Owned | Q1 2019vs Q1 2018 | $0$0 |
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HELCO Federal Credit Union Savings Account Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
|---|---|---|---|---|
| 0.50% | - | - | High Yield Saving | |
| 0.50% | - | - | X-Mas Savings | |
| 0.25% | - | - | Shares Saving |
HELCO Federal Credit Union Checking Account Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
|---|---|---|---|---|
| 0.15% | - | - | Sharedraft Checking |
HELCO Federal Credit Union CD Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
|---|---|---|---|---|
| 1.00% | - | - | 1 Year Certificate |
Locations
| HELCO Federal Credit Union Locations | ||
|---|---|---|
| Branch Office | 1437 Kilauea Ave Ste 105 | Hilo, HI 96720 |