HELCO Federal Credit Union
LOCATIONS
1
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HEALTH RATING
B+
View health report
CURRENT TOP RATE
1.00% APY
1 Year Certificate
View all rates
Popular Accounts at this Credit Union
| APY | ACCOUNT TYPE | HOW THEY COMPARE |
|---|---|---|
| 1.00% | 1-year CD | 2.50% - Synchrony Bank 12 Month CD |
| 0.25% | Savings | |
| 0.15% | Checking | 0.90% - nbkc bank Personal Account |
Overview / Commentary
HELCO Federal Credit Union is headquartered in Hilo and is the 34th largest credit union in the state of Hawaii. It is also the 2,495th largest credit union in the nation. It was established in 1938 and as of June of 2018, it had grown to 4 employees and 1,573 members at 1 location. HELCO Federal Credit Union's CD rates are 11% higher than the national average, and it has a B+ health rating.
Health
B+
Data as of Q2 2018
Learn why bank health mattersAdditional Factors: Institutions with a small asset base, a short operating history, or negative return on assets can represent an instability risk beyond what their financial ratios indicate. HELCO Federal Credit Union has a low asset base.
Health Grade Components
| Overall | |
|---|---|
| NCUA # | 2705 |
| Year Chartered | 1938 |
| Employees | 4 |
| Primary Regulator | |
| Profit Margin | |
|---|---|
| Return on Assets - YTD | 0.54% |
| Return on Equity - YTD | 3.07% |
| Annual Interest Income | $587.00K |
| Assets and Liabilities | ||
|---|---|---|
| Assets | Q2 2018vs Q2 2017 | $43.0MM$42.2MM |
| Loans | Q2 2018vs Q2 2017 | $18.5MM$18.3MM |
| Deposits | Q2 2018vs Q2 2017 | $35.1MM$34.6MM |
| Equity Capital | Q2 2018vs Q2 2017 | $7.6MM$7.3MM |
| Loan Loss Allowance | Q2 2018vs Q2 2017 | $117.00K$99.00K |
| Unbacked Noncurrent Loans | Q2 2018vs Q2 2017 | $144.00K$53.00K |
| Real Estate Owned | Q2 2018vs Q2 2017 | $0$0 |
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HELCO Federal Credit Union Savings Account Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
|---|---|---|---|---|
| 0.50% | - | - | High Yield Saving | |
| 0.50% | - | - | X-Mas Savings | |
| 0.25% | - | - | Shares Saving |
HELCO Federal Credit Union Checking Account Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
|---|---|---|---|---|
| 0.15% | - | - | Sharedraft Checking |
HELCO Federal Credit Union CD Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
|---|---|---|---|---|
| 1.00% | - | - | 1 Year Certificate |
Locations
| HELCO Federal Credit Union Locations | ||
|---|---|---|
| Branch Office | 1437 Kilauea Ave Ste 105 | Hilo, HI 96720 |