Advertising Disclosure
  1. Home
  2. Banks
  3. Henrico Federal Credit Union

Henrico Federal Credit Union


TODAY'S FEATURED RATES
Member FDIC
APY APY = Annual Percentage Yield Rates as of 4/29/2025
4.54%
Our Rating
4.2  / 5
Peak Bank
Envision High Yield Savings
See Offer
Sponsored Note: Member FDIC: Insured up to $250,000. $100 Deposit Earns Interest Immediately.
Member FDIC
APY APY = Annual Percentage Yield Rates as of 4/29/2025
4.20%
Our Rating
3.6  / 5
Jenius Bank
Jenius Savings Account
See Offer
Sponsored Note: FDIC Insured. No fees or minimums. 24/7 U.S-based support.
Member FDIC
APY APY = Annual Percentage Yield Rates as of 4/29/2025
4.45%
Our Rating
4.1  / 5
BrioDirect
High-Yield Savings
See Offer
Sponsored Note: You must deposit at least $5,000 to open your account. Member FDIC
Member FDIC
APY APY = Annual Percentage Yield Rates as of 4/29/2025
4.36%
Our Rating
4.0  / 5
Vio Bank
Cornerstone Money Market
See Offer
Sponsored Note: Interest is compounded daily, growing your money fast
Member FDIC
APY APY = Annual Percentage Yield Rates as of 4/29/2025
4.10%
Our Rating
4.2  / 5
CIT Bank
Platinum Savings
See Offer
Sponsored Note: Get up to a $300 Cash Bonus. FDIC Insured. See site for details.
Member FDIC
APY APY = Annual Percentage Yield Rates as of 4/29/2025
3.80%
Our Rating
4.3  / 5
SoFi® Bank, N.A.
SoFi Checking and Savings
See Offer
Sponsored Note: Earn up to 3.80% APY and up to $300 with direct deposit. Members can unlock our highest savings rate with direct deposit OR by depositing $5,000 or more every 30 days. Terms Apply. Member FDIC
Member FDIC
APY APY = Annual Percentage Yield Rates as of 4/29/2025
3.70%
Our Rating
4.3  / 5
American Express®
High Yield Savings Account
See Offer
Sponsored Note: Interest compounds daily, deposited monthly
Member FDIC
Bonus Amount
up to $300
Our Rating
4.3  / 5
SoFi® Bank, N.A.
SoFi Checking and Savings
See Offer
Sponsored Note: Earn up to $300 with direct deposit, plus 2-day-early-pay. FDIC insured!
Overview / Commentary
henricofcu.org
804-266-0290
9401 W Broad St
Henrico, VA 23294

Henrico Federal Credit Union is headquartered in Henrico and is the 26th largest credit union in the state of Virginia. It is also the 784th largest credit union in the nation. It was established in 1967 and as of December of 2024, it had grown to 82 employees and 30,775 members at 10 locations. Henrico Federal Credit Union's CD rates are 5X the national average, and it has a B+ health rating.

Field of Membership Restrictions

Henrico Federal Credit Union is open to those who live, work, worship, or go to school in the Virginia counties of Amelia, Caroline, Charles City, Chesterfield, Cumberland, Dinwiddie, Goochland, Hanover, Henrico, King & Queen, King William, Louisa, New Kent, Powhatan, Prince George, or Sussex, and the Virginia cities of Ashland, Colonial Heights, Hopewell, Petersburg, or Richmond.
See current membership details

Reviews

No reviews have been left for this bank yet. Be the first to review.



Health
B+

Data as of Q4 2024

Learn why bank health matters

Health Grade Components

Overall
NCUA #18175
Year Chartered1967
Employees82
Primary Regulator
Profit Margin
Return on Assets - YTD0.9%
Return on Equity - YTD11.87%
Annual Interest Income$20.6MM
Assets and Liabilities
AssetsQ4 2024vs Q4 2023$449MM$432.7MM
LoansQ4 2024vs Q4 2023$262.2MM$247.2MM
DepositsQ4 2024vs Q4 2023$407.4MM$389.2MM
Equity CapitalQ4 2024vs Q4 2023$34.7MM$27.1MM
Loan Loss AllowanceQ4 2024vs Q4 2023$2.5MM$1.9MM
Unbacked Noncurrent LoansQ4 2024vs Q4 2023$4.1MM$2.9MM
Real Estate OwnedQ4 2024vs Q4 2023$0$0
TODAY'S FEATURED RATES
Member FDIC
APY APY = Annual Percentage Yield Rates as of 4/29/2025
4.54%
Our Rating
4.2  / 5
Peak Bank
Envision High Yield Savings
See Offer
Sponsored Note: Member FDIC: Insured up to $250,000. $100 Deposit Earns Interest Immediately.
Member FDIC
APY APY = Annual Percentage Yield Rates as of 4/29/2025
4.20%
Our Rating
3.6  / 5
Jenius Bank
Jenius Savings Account
See Offer
Sponsored Note: FDIC Insured. No fees or minimums. 24/7 U.S-based support.
Member FDIC
APY APY = Annual Percentage Yield Rates as of 4/29/2025
4.45%
Our Rating
4.1  / 5
BrioDirect
High-Yield Savings
See Offer
Sponsored Note: You must deposit at least $5,000 to open your account. Member FDIC
Member FDIC
APY APY = Annual Percentage Yield Rates as of 4/29/2025
4.36%
Our Rating
4.0  / 5
Vio Bank
Cornerstone Money Market
See Offer
Sponsored Note: Interest is compounded daily, growing your money fast
Member FDIC
APY APY = Annual Percentage Yield Rates as of 4/29/2025
4.10%
Our Rating
4.2  / 5
CIT Bank
Platinum Savings
See Offer
Sponsored Note: Get up to a $300 Cash Bonus. FDIC Insured. See site for details.
Member FDIC
APY APY = Annual Percentage Yield Rates as of 4/29/2025
3.80%
Our Rating
4.3  / 5
SoFi® Bank, N.A.
SoFi Checking and Savings
See Offer
Sponsored Note: Earn up to 3.80% APY and up to $300 with direct deposit. Members can unlock our highest savings rate with direct deposit OR by depositing $5,000 or more every 30 days. Terms Apply. Member FDIC
Member FDIC
APY APY = Annual Percentage Yield Rates as of 4/29/2025
3.70%
Our Rating
4.3  / 5
American Express®
High Yield Savings Account
See Offer
Sponsored Note: Interest compounds daily, deposited monthly
Member FDIC
Bonus Amount
up to $300
Our Rating
4.3  / 5
SoFi® Bank, N.A.
SoFi Checking and Savings
See Offer
Sponsored Note: Earn up to $300 with direct deposit, plus 2-day-early-pay. FDIC insured!
Rates
Skip to rates for:
Report an Issue

Always verify rates and promotions with the bank or credit union. We are not Henrico Federal Credit Union; we are a rate comparison website and cannot provide official rates or promotions.

* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Henrico Federal Credit Union Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.50%*$500*-Share/Savings
OTHER TIERS: 0.25% → $100 - $500
0.50%*$500*-Vacations Club
OTHER TIERS: 0.25% → $100 - $500
0.50%*$500*-Holidays Club
OTHER TIERS: 0.25% → $100 - $500
0.50%*$500*-Special Events Club
OTHER TIERS: 0.25% → $100 - $500
0.50%*$500*-School Expenses Club
OTHER TIERS: 0.25% → $100 - $500

Henrico Federal Credit Union Checking Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
3.00%*$250k*-Invest Checking
OTHER TIERS: 0.75% → $2.5k - $25k | 2.00% → $25k - $100k | 2.50% → $100k - $250k
0.50%*$5k*-Select Checking
OTHER TIERS: 0.25% → $1k - $5k

Henrico Federal Credit Union CD Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
6.00%$100$1k12 Month Youth CD
4.25%*$100k*-12 Month Certificate
OTHER TIERS: 4.00% → $1k - $100k
4.00%*$100k*-36 Month Certificate
OTHER TIERS: 3.75% → $1k - $100k
4.00%*$100k*-24 Month CD
OTHER TIERS: 3.75% → $1k - $100k
3.50%*$100k*-6 Month Certificate
OTHER TIERS: 3.25% → $1k - $100k

Henrico Federal Credit Union IRA Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
2.50%$100-IRA Savings
Locations


Cities: Glen Allen, Henrico, North Chesterfield, Richmond

Glen Allen Branches
Branch Office10401 Woodman RdGlen Allen, VA 23060
Branch Office4690 Pouncey Tract RdGlen Allen, VA 23059

Henrico Branches
Branch Office8611 Dixon Powers DrHenrico, VA 23228
Branch Office9401 W Broad StHenrico, VA 23294
Corporate Office9351 W Broad StHenrico, VA 23294
Branch Office6002 S Laburnum AveHenrico, VA 23231

North Chesterfield Branches
Branch Office7101 Route 1North Chesterfield, VA 23237-1521

Richmond Branches
Branch Office1201 N Laburnum AveRichmond, VA 23223
Branch Office3820 Nine Mile RdRichmond, VA 23223
Branch OfficeBellwood Credit Union at DSCR 8000 Jefferson Davis Hwy, Building 19Richmond, VA 23297

The financial institution, product, and APY (Annual Percentage Yield) data displayed on this website is gathered from various sources and may not reflect all of the offers available in your region. Although we strive to provide the most accurate data possible, we cannot guarantee its accuracy. The content displayed is for general information purposes only; always verify account details and availability with the financial institution before opening an account. Contact [email protected] to report inaccurate info or to request offers be included in this website. We are not affiliated with the financial institutions included in this website.