Henrico Federal Credit Union

Popular Accounts at this Credit Union

APY	ACCOUNT TYPE	ACCOUNT NAME
1.15%	1-year CD	12 Month CD I5 0.62% - National Average
0.15%	Savings	Share Saving Account 1.30% - Synchrony Bank High Yield Savings
1.65%	3-year CD	36 Month CD I12 1.60% - Ally Bank High Yield 3 Year CD

View all Henrico Federal Credit Union rates »

Overview / Commentary

www.henricofcu.org

804-266-0290

9401 W Broad St
Henrico, VA 23294

Henrico Federal Credit Union is headquartered in Henrico and is the 28^th largest credit union in the state of Virginia. It is also the 874^th largest credit union in the nation. It was established in 1967 and as of June of 2017, it had grown to 71 employees and 29,815 members at 8 locations. Henrico Federal Credit Union's CD rates are 28% higher than the national average, and it has a B+ health rating.

Field of Membership Restrictions

Membership is open to those who live, work, worship, or attend school in the counties of Amelia, Caroline, Charles City, Chesterfield, Cumberland, Dinwiddie, Goochland, Hanover, King & Queen, King William, Louisa, New Kent, Powhatan, Prince George, or Sussex, and the cities of Ashland, Colonial Heights, Hopewell, Petersburg, or Richmond.
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Reviews (1)

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Great local credit union

Posted by: taracalderon | May 29, 2017

We've been members of this credit union since 2008. We have savings and checking accounts setup along with 2 of our children. Whenever there has been a question about either online banking or direct deposits they have been very helpful. The only shortcoming is that there are not a lot of ATM's and they don't handle business accounts at all. I like the fact that they have multi-factor security with online banking and that they seem to take security very seriously. Some banks, at least the bigger ones, don't seem to care one way or the other. I also like the fact that they are not always trying to sell us something. The rates on loans have been very competitive. We borrowed money for a car back in 2012. Like I said; a great local credit union for Richmond, VA!

Comment

2

Health

B+

Data as of Q2 2017

Learn why bank health matters

Health Grade Components

Overall
NCUA #	18175
Year Chartered	1967
Employees	71
Primary Regulator

Profit Margin
Return on Assets - YTD	0.41%
Return on Equity - YTD	5.84%
Annual Interest Income	$3.7MM

Assets and Liabilities
Assets	Q2 2017vs Q2 2016	$249.7MM$222.9MM
Loans	Q2 2017vs Q2 2016	$141.4MM$120.1MM
Deposits	Q2 2017vs Q2 2016	$230.6MM$206.0MM
Equity Capital	Q2 2017vs Q2 2016	$17.6MM$15.4MM
Loan Loss Allowance	Q2 2017vs Q2 2016	$975.00K$855.00K
Unbacked Noncurrent Loans	Q2 2017vs Q2 2016	$1.1MM$729.00K
Real Estate Owned	Q2 2017vs Q2 2016	$0$0

Rates

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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Henrico Federal Credit Union Savings Account Rates

APY	MIN	MAX	ACCOUNT NAME
0.75%	$100	-	IRA Saving Account
0.15%^*	$500^*	-	Share Saving Account
OTHER TIERS: 0.05% → $100 - $500
0.15%^*	$500^*	-	Club Account
OTHER TIERS: 0.05% → $100 - $500

Henrico Federal Credit Union Checking Account Rates

APY	MIN	MAX	ACCOUNT NAME
0.50%^*	$100k^*	-	Invest Checking Account
OTHER TIERS: 0.20% → $2,500 - $10k \| 0.30% → $10k - $25k \| 0.40% → $25k - $100k
0.20%^*	$5k^*	-	Select Checking Account
OTHER TIERS: 0.10% → $1k - $5k

Henrico Federal Credit Union CD Rates

APY	MIN	MAX	ACCOUNT NAME
1.65%^*	$5k^*	-	36 Month CD I10
OTHER TIERS: 1.15% → $500 - $1k \| 1.40% → $1k - $5k
1.65%^*	$5k^*	-	36 Month CD I11
OTHER TIERS: 1.15% → $500 - $1k \| 1.40% → $1k - $5k
1.65%^*	$5k^*	-	36 Month CD I12
OTHER TIERS: 1.15% → $500 - $1k \| 1.40% → $1k - $5k
1.40%^*	$5k^*	-	24 Month CD I7
OTHER TIERS: 0.90% → $500 - $1k \| 1.15% → $1k - $5k
1.40%^*	$5k^*	-	24 Month CD I8
OTHER TIERS: 0.90% → $500 - $1k \| 1.15% → $1k - $5k
1.40%^*	$5k^*	-	24 Month CD I9
OTHER TIERS: 0.90% → $500 - $1k \| 1.15% → $1k - $5k
1.15%^*	$5k^*	-	12 Month CD I3
OTHER TIERS: 0.65% → $500 - $1k \| 0.90% → $1k - $5k
1.15%^*	$5k^*	-	12 Month CD I4
OTHER TIERS: 0.65% → $500 - $1k \| 0.90% → $1k - $5k
1.15%^*	$5k^*	-	12 Month CD I5
OTHER TIERS: 0.65% → $500 - $1k \| 0.90% → $1k - $5k
0.90%^*	$5k^*	-	6 Month CD I1
OTHER TIERS: 0.40% → $500 - $1k \| 0.65% → $1k - $5k
0.90%^*	$5k^*	-	6 Month CD I2
OTHER TIERS: 0.40% → $500 - $1k \| 0.65% → $1k - $5k
0.90%^*	$5k^*	-	6 Month CD I6
OTHER TIERS: 0.40% → $500 - $1k \| 0.65% → $1k - $5k

Locations

Henrico Federal Credit Union Locations
Branch Office	1201 N Laburnum Ave	Richmond, VA 23223
Branch Office	3820 Nine Mile Rd	Richmond, VA 23223
Branch Office	7101 Jefferson Davis Hwy	North Chesterfield, VA 23237-1521
Branch Office	10401 Woodman Rd	Glen Allen, VA 23060
Branch Office	8611 Dixon Powers Dr	Henrico, VA 23228
Branch Office	9401 W Broad St	Henrico, VA 23294
Corporate Office	9351 W Broad St	Henrico, VA 23294
Branch Office	6002 S Laburnum Ave	Henrico, VA 23231