Henrico Federal Credit Union

Overview / Commentary
9401 W Broad St
Henrico, VA 23294

Henrico Federal Credit Union is headquartered in Henrico and is the 26th largest credit union in the state of Virginia. It is also the 798th largest credit union in the nation. It was established in 1967 and as of March of 2022, it had grown to 72 employees and 31,676 members at 10 locations. Henrico Federal Credit Union has a B+ health rating.

Field of Membership Restrictions

Henrico Federal Credit Union is open to those who live, work, worship, or go to school in the counties of Amelia, Caroline, Charles City, Chesterfield, Cumberland, Dinwiddie, Goochland, Hanover, Henrico, King & Queen, King William, Louisa, New Kent, Powhatan, Prince George, or Sussex, and the cities of Ashland, Colonial Heights, Hopewell, Petersburg, or Richmond.
See current membership details

Reviews (1)

Great local credit union

We've been members of this credit union since 2008. We have savings and checking accounts setup along with 2 of our children. Whenever there has been a question about either online banking or direct deposits they have been very helpful. The only shortcoming is that there are not a lot of ATM's and they don't handle business accounts at all. I like the fact that they have multi-factor security with online banking and that they seem to take security very seriously. Some banks, at least the bigger ones, don't seem to care one way or the other. I also like the fact that they are not always trying to sell us something. The rates on loans have been very competitive. We borrowed money for a car back in 2012. Like I said; a great local credit union for Richmond, VA!


Health Grade Components

NCUA #18175
Year Chartered1967
Primary Regulator
Profit Margin
Return on Assets - YTD0.55%
Return on Equity - YTD9.64%
Annual Interest Income$2.2MM
Assets and Liabilities
AssetsQ1 2022vs Q1 2021$419.1MM$389.7MM
LoansQ1 2022vs Q1 2021$193.0MM$184.9MM
DepositsQ1 2022vs Q1 2021$394.7MM$363.5MM
Equity CapitalQ1 2022vs Q1 2021$23.5MM$24.4MM
Loan Loss AllowanceQ1 2022vs Q1 2021$959.00K$1.3MM
Unbacked Noncurrent LoansQ1 2022vs Q1 2021$1.3MM$1.8MM
Real Estate OwnedQ1 2022vs Q1 2021$0$0

Rates for Henrico Federal Credit Union are currently being reviewed.


Cities: Glen Allen, Henrico, North Chesterfield, Richmond

Glen Allen Branches
Branch Office10401 Woodman RdGlen Allen, VA 23060
Branch Office4690 Pouncey Tract RdGlen Allen, VA 23059

Henrico Branches
Branch Office8611 Dixon Powers DrHenrico, VA 23228
Branch Office9401 W Broad StHenrico, VA 23294
Corporate Office9351 W Broad StHenrico, VA 23294
Branch Office6002 S Laburnum AveHenrico, VA 23231

North Chesterfield Branches
Branch Office7101 Jefferson Davis HwyNorth Chesterfield, VA 23237-1521

Richmond Branches
Branch Office1201 N Laburnum AveRichmond, VA 23223
Branch Office3820 Nine Mile RdRichmond, VA 23223
Branch OfficeBellwood Credit Union at DSCR 8000 Jefferson Davis Hwy, Building 19Richmond, VA 23297

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