Henrico Federal Credit Union

Overview / Commentary
9401 W Broad St
Henrico, VA 23294

Henrico Federal Credit Union is headquartered in Henrico and is the 26th largest credit union in the state of Virginia. It is also the 807th largest credit union in the nation. It was established in 1967 and as of June of 2021, it had grown to 77 employees and 31,894 members at 10 locations. Henrico Federal Credit Union has a B+ health rating.

Field of Membership Restrictions

Henrico Federal Credit Union is open to those who live, work, worship, or go to school in the counties of Amelia, Caroline, Charles City, Chesterfield, Cumberland, Dinwiddie, Goochland, Hanover, Henrico, King & Queen, King William, Louisa, New Kent, Powhatan, Prince George, or Sussex, and the cities of Ashland, Colonial Heights, Hopewell, Petersburg, or Richmond.
See current membership details

Reviews (1)

Great local credit union

We've been members of this credit union since 2008. We have savings and checking accounts setup along with 2 of our children. Whenever there has been a question about either online banking or direct deposits they have been very helpful. The only shortcoming is that there are not a lot of ATM's and they don't handle business accounts at all. I like the fact that they have multi-factor security with online banking and that they seem to take security very seriously. Some banks, at least the bigger ones, don't seem to care one way or the other. I also like the fact that they are not always trying to sell us something. The rates on loans have been very competitive. We borrowed money for a car back in 2012. Like I said; a great local credit union for Richmond, VA!


Health Grade Components

NCUA #18175
Year Chartered1967
Primary Regulator
Profit Margin
Return on Assets - YTD0.53%
Return on Equity - YTD8.28%
Annual Interest Income$4.6MM
Assets and Liabilities
AssetsQ2 2021vs Q2 2020$394.5MM$327.9MM
LoansQ2 2021vs Q2 2020$187.1MM$190.1MM
DepositsQ2 2021vs Q2 2020$367.6MM$303.5MM
Equity CapitalQ2 2021vs Q2 2020$25.3MM$23.3MM
Loan Loss AllowanceQ2 2021vs Q2 2020$1.1MM$1.8MM
Unbacked Noncurrent LoansQ2 2021vs Q2 2020$1.9MM$2.6MM
Real Estate OwnedQ2 2021vs Q2 2020$0$0
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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Henrico Federal Credit Union Savings Account Rates

0.40%$100-IRA Savings
OTHER TIERS: 0.05% $100 - $500
0.15%*$500*-Vacations Club
OTHER TIERS: 0.05% $100 - $500
0.15%*$500*-Holidays Club
OTHER TIERS: 0.05% $100 - $500
0.15%*$500*-Special Events Club
OTHER TIERS: 0.05% $100 - $500
0.15%*$500*-School Expenses Club
OTHER TIERS: 0.05% $100 - $500

Henrico Federal Credit Union Checking Account Rates

0.30%*$100k*-Invest Checking
OTHER TIERS: 0.15% $2.5k - $10k | 0.20% $10k - $25k | 0.25% $25k - $100k
0.15%*$5k*-Select Checking
OTHER TIERS: 0.05% $1k - $5k

Henrico Federal Credit Union CD Rates

6.00%$100$1k12 Month Youth CD
0.50%*$5k*-36 Month CD
OTHER TIERS: 0.00% $500 - $1k | 0.25% $1k - $5k
0.40%*$5k*-24 Month CD
OTHER TIERS: 0.00% $500 - $1k | 0.15% $1k - $5k
0.35%*$5k*-12 Month CD
OTHER TIERS: 0.00% $500 - $1k | 0.10% $1k - $5k
0.25%*$5k*-6 Month CD
OTHER TIERS: 0.00% $500 - $5k

Cities: Glen Allen, Henrico, North Chesterfield, Richmond

Glen Allen Branches
Branch Office10401 Woodman RdGlen Allen, VA 23060
Branch Office4690 Pouncey Tract RdGlen Allen, VA 23059

Henrico Branches
Branch Office8611 Dixon Powers DrHenrico, VA 23228
Branch Office9401 W Broad StHenrico, VA 23294
Corporate Office9351 W Broad StHenrico, VA 23294
Branch Office6002 S Laburnum AveHenrico, VA 23231

North Chesterfield Branches
Branch Office7101 Jefferson Davis HwyNorth Chesterfield, VA 23237-1521

Richmond Branches
Branch Office1201 N Laburnum AveRichmond, VA 23223
Branch Office3820 Nine Mile RdRichmond, VA 23223
Branch OfficeBellwood Credit Union at DSCR 8000 Jefferson Davis Hwy, Building 19Richmond, VA 23297

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