Hereford Texas Federal Credit Union

TODAY'S FEATURED RATES

Member FDIC

4.00%

Our Rating

4.2 / 5

CIT Bank

Platinum Savings

See Offer

Sponsored Note: Earn more with a min. balance of $5K. Savings starts at $100. FDIC Insured.

Member FDIC

3.80%

Our Rating

4.2 / 5

SoFi® Bank, N.A.

SoFi Checking and Savings

See Offer

Sponsored Note: +0.20% boost to 4.00% for up to 6 months on new accounts with eligible direct deposit. Terms apply.

Member FDIC

3.60%

Our Rating

4.3 / 5

American Express

American Express® High Yield Savings Account

See Offer

Sponsored Note: Interest compounds daily, deposited monthly

Member FDIC

3.50%

Our Rating

4.4 / 5

Capital One

360 Performance Savings

See Offer

Sponsored Note: It only takes about 5 minutes to open a fee-free account. Member FDIC.

Member FDIC

4.44%

Our Rating

4.3 / 5

Peak Bank

Envision High Yield Savings

See Offer

Sponsored Note: Member FDIC: Insured up to $250,000. $100 Deposit Earns Interest Immediately.

Member FDIC

up to $300

Our Rating

4.2 / 5

SoFi® Bank, N.A.

SoFi Checking and Savings

See Offer

Sponsored Note: Earn up to $300 with direct deposit, plus 2-day-early-pay. FDIC insured!

Overview / Commentary

www.htfcu.com

806-364-1888

330 Schley Ave
Hereford, TX 79045

Hereford Texas Federal Credit Union is headquartered in Hereford and is the 172^nd largest credit union in the state of Texas. It is also the 2,115^th largest credit union in the nation. It was established in 1936 and as of March of 2025, it had grown to 22 employees and 8,210 members at 2 locations. Hereford Texas Federal Credit Union's CD rates are 4X the national average, and it has an A health rating.

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Health

Data as of Q1 2025

Learn why bank health matters

Additional Factors: Institutions with a small asset base, a short operating history, or negative return on assets can represent an instability risk beyond what their financial ratios indicate. Hereford Texas Federal Credit Union has a relatively low asset base.

Health Grade Components

Overall
NCUA #	1401
Year Chartered	1936
Employees	22
Primary Regulator

Profit Margin
Return on Assets - YTD	0.45%
Return on Equity - YTD	2.07%
Annual Interest Income	$970K

Assets and Liabilities
Assets	Q1 2025vs Q1 2024	$73MM$71.4MM
Loans	Q1 2025vs Q1 2024	$43.1MM$49.9MM
Deposits	Q1 2025vs Q1 2024	$56.4MM$54.5MM
Equity Capital	Q1 2025vs Q1 2024	$15.8MM$15.3MM
Loan Loss Allowance	Q1 2025vs Q1 2024	$520K$469K
Unbacked Noncurrent Loans	Q1 2025vs Q1 2024	$307K$434K
Real Estate Owned	Q1 2025vs Q1 2024	$0$0

TODAY'S FEATURED RATES

Member FDIC

4.00%

Our Rating

4.2 / 5

CIT Bank

Platinum Savings

See Offer

Sponsored Note: Earn more with a min. balance of $5K. Savings starts at $100. FDIC Insured.

Member FDIC

3.80%

Our Rating

4.2 / 5

SoFi® Bank, N.A.

SoFi Checking and Savings

See Offer

Sponsored Note: +0.20% boost to 4.00% for up to 6 months on new accounts with eligible direct deposit. Terms apply.

Member FDIC

3.60%

Our Rating

4.3 / 5

American Express

American Express® High Yield Savings Account

See Offer

Sponsored Note: Interest compounds daily, deposited monthly

Member FDIC

3.50%

Our Rating

4.4 / 5

Capital One

360 Performance Savings

See Offer

Sponsored Note: It only takes about 5 minutes to open a fee-free account. Member FDIC.

Member FDIC

4.44%

Our Rating

4.3 / 5

Peak Bank

Envision High Yield Savings

See Offer

Sponsored Note: Member FDIC: Insured up to $250,000. $100 Deposit Earns Interest Immediately.

Member FDIC

up to $300

Our Rating

4.2 / 5

SoFi® Bank, N.A.

SoFi Checking and Savings

See Offer

Sponsored Note: Earn up to $300 with direct deposit, plus 2-day-early-pay. FDIC insured!

Rates

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Savings
CD
IRA

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Hereford Texas Federal Credit Union Savings Account Rates

APY	MIN	MAX	ACCOUNT NAME
3.04%	$0	-	Education Savings IRA
0.50%	$25	-	Share Savings Account
0.50%	$0	-	Health Savings Account

Hereford Texas Federal Credit Union CD Rates

APY	MIN	MAX	ACCOUNT NAME
4.07%	$1k	-	6 Month CD
3.82%	$1k	-	12 Month CD
3.56%	$1k	-	18 Month CD
3.30%	$1k	-	24 Month CD
3.04%	$1k	-	30 Month CD
3.04%	$1k	-	36 Month CD

Hereford Texas Federal Credit Union IRA Rates

APY	MIN	MAX	ACCOUNT NAME	VIEW DETAILS
3.04%	$0	-	IRA Account
3.04%	$0	-	Roth IRA

Locations

Hereford Texas Federal Credit Union Locations
Branch Office	200 N Broadway St	Dimmitt, TX 79027-1824
Branch Office	330 Schley Ave	Hereford, TX 79045-5539

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