Hereford Texas Federal Credit Union
LOCATIONS
2
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HEALTH RATING
B+
View health report
CURRENT TOP RATE
1.62% APY
36 Month CD
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Popular Accounts at this Credit Union
| APY | ACCOUNT TYPE | HOW THEY COMPARE |
|---|---|---|
| 1.01% | 1-year CD | 2.60% - Capital One 12 Month 360 CD |
| 0.35% | Savings | |
| 1.31% | 3-year CD | 2.65% - Barclays 36 Month Online CD |
Overview / Commentary
Hereford Texas Federal Credit Union is headquartered in Hereford and is the 182nd largest credit union in the state of Texas. It is also the 2,322nd largest credit union in the nation. It was established in 1936 and as of June of 2018, it had grown to 21 employees and 7,419 members at 2 locations. Hereford Texas Federal Credit Union's CD rates are 12% higher than the national average, and it has a B+ health rating.
Health
B+
Data as of Q2 2018
Learn why bank health mattersAdditional Factors: Institutions with a small asset base, a short operating history, or negative return on assets can represent an instability risk beyond what their financial ratios indicate. Hereford Texas Federal Credit Union has a relatively low asset base.
Health Grade Components
| Overall | |
|---|---|
| NCUA # | 1401 |
| Year Chartered | 1936 |
| Employees | 21 |
| Primary Regulator | |
| Profit Margin | |
|---|---|
| Return on Assets - YTD | 1.26% |
| Return on Equity - YTD | 6.01% |
| Annual Interest Income | $1.2MM |
| Assets and Liabilities | ||
|---|---|---|
| Assets | Q2 2018vs Q2 2017 | $51.0MM$51.6MM |
| Loans | Q2 2018vs Q2 2017 | $34.0MM$36.1MM |
| Deposits | Q2 2018vs Q2 2017 | $38.0MM$38.4MM |
| Equity Capital | Q2 2018vs Q2 2017 | $10.9MM$10.3MM |
| Loan Loss Allowance | Q2 2018vs Q2 2017 | $357.00K$378.00K |
| Unbacked Noncurrent Loans | Q2 2018vs Q2 2017 | $326.00K$250.00K |
| Real Estate Owned | Q2 2018vs Q2 2017 | $0$0 |
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Hereford Texas Federal Credit Union Savings Account Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
|---|---|---|---|---|
| 0.80% | - | - | Health Savings Account | |
| 0.35% | $25 | - | Share Savings Account |
Hereford Texas Federal Credit Union CD Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
|---|---|---|---|---|
| 1.62% | $1k | - | 36 Month CD | |
| 1.31% | $1k | - | 30 Month CD | |
| 1.21% | $1k | - | 24 Month CD | |
| 1.11% | $1k | - | 18 Month CD | |
| 1.01% | $1k | - | 12 Month CD | |
| 0.80% | $1k | - | 6 Month CD |
Hereford Texas Federal Credit Union IRA Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
|---|---|---|---|---|
| 1.62% | - | - | 36 Month IRA | |
| 1.31% | - | - | 30 Month IRA | |
| 1.21% | - | - | 24 Month IRA | |
| 1.11% | - | - | 18 Month IRA | |
| 1.01% | - | - | 12 Month IRA | |
| 0.80% | - | - | 6 Month IRA |
Locations
| Hereford Texas Federal Credit Union Locations | ||
|---|---|---|
| Branch Office | 212 W Bedford St | Dimmitt, TX 79027-2506 |
| Branch Office | 330 Schley Ave | Hereford, TX 79045-5539 |