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Overview / Commentary
308-583-2262
110 E. 9th St
Wood River, NE 68883

Heritage Bank (NE) is headquartered in Wood River and is the 18th largest bank in the state of Nebraska. It is also the 1,226th largest bank in the nation. It was established in 1884 and as of September of 2016, it had grown to 93 employees at 20 locations. Heritage Bank (NE) has an A health rating.

Reviews (1)

Great Customer Service

Posted by: Chelsey | Dec 28, 2016

I have been banking with Heritage Bank since 2005 and I've never had a dissatisfactory experience. There is a local office in my hometown and the bank also has online banking. Transferring funds between accounts is easy and secure. Any interaction I've ever had with a representative from the bank has always been satisfactory and pleasant. Last year I applied for a car loan the the loan officer was up front and honest in telling me that because of limited credit that I would probably get a better loan through the car dealership. I really appreciated his honesty and helpfulness as that was the first time i ever applied for a loan. Earlier this year I overdrafted my account twice. I called and spoke with a representative and they were kind enough to waive one of the two overdraft fees, which they certainly didn't have to do. I was also in the actual bank a month ago to open a HSA account. While waiting for the representative that handles those accounts, there were several other employees that saw me waiting and stopped to make sure I had been helped. Their friendliness and customer service is phenomenal. I will probably bank for life at this bank. I'm not sure how their general services and fees are compared to other banks but based on the customer service they have shown me I'll be there for life.



Health

Health Grade Components

Overall
FDIC Certificate #17145
Year Established1884
Employees93
Primary RegulatorFDIC
Profit Margin
Return on Assets - YTD1.69%
Return on Equity - YTD10.66%
Annual Interest Income$11.8MM
Assets and Liabilities
AssetsQ3 2016vs Q3 2015$577.7MM$588.8MM
LoansQ3 2016vs Q3 2015$233.4MM$241.2MM
DepositsQ3 2016vs Q3 2015$412.5MM$424.2MM
Equity CapitalQ3 2016vs Q3 2015$95.8MM$93.2MM
Loan Loss AllowanceQ3 2016vs Q3 2015$4.2MM$4.1MM
Unbacked Noncurrent LoansQ3 2016vs Q3 2015$401.00K$439.00K
Real Estate OwnedQ3 2016vs Q3 2015$0$0
Rates
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Heritage Bank (NE) CD Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
1.66%--60 Month CD
1.41%--48 Month CD
1.00%--36 Month CD
0.65%--24 Month CD
0.45%--18 Month Step Up CD
0.35%--12 Month CD
0.20%--6 Month CD
0.10%--1 Month CD
0.10%--3 Month CD

Heritage Bank (NE) IRA Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
1.66%--60 Month IRA
1.41%--48 Month IRA
1.00%--36 Month IRA
0.65%--24 Month IRA
0.45%--18 Month Step Up IRA
0.35%--12 Month IRA
0.20%--6 Month IRA
0.10%--1 Month IRA
0.10%--3 Month IRA
Locations

Heritage Bank (NE) has 16 locations. Click to view all Heritage Bank (NE) locations.